# AdvisorIQ

> Independent education for US financial advisors: live webinars and replays, a CE tracker, continuing education requirements by designation and by state, a compliance deadline calendar, succession and M&A resources, practice management guides and tools, and investment research. Every CE requirement and deadline is read from the body or regulator that sets it, and carries its source and the date AdvisorIQ checked it; anything not confirmed is labeled as open, never stated as fact. Requirements are summaries: the designation body or state regulator has the final word.

Data as of: CE rules 2026-10-05 (17 of 18 rule versions confirmed), IAR jurisdictions 2026-10-05, compliance deadlines 2026-10-05, RIA directory 2026-10-02. Times are Eastern.

## Definitions

- Hours and credits: each body's own unit for continuing education. CFP, CIMA, CPWA, RMA, ChFC, CLU, RICP, CAP, CASL, ChSNC, CLF, FSCP, TPCP and WMCP CE is counted in hours; CFA and IAR CE is counted in credits. AdvisorIQ uses each body's term and never converts one into the other.
- CFP CE (CFP Board): 30 hours of CFP CE per 2-year cycle, including 2 ethics. A 2-year reporting period set by your certification month. Carryover: None. A version for cycles beginning Oct 1, 2027 to Dec 31, 2027 is not yet confirmed from the body's own pages. For cycles beginning on or after Jan 1, 2028: 40 hours of CFP CE per 2-year cycle, including 2 ethics (Source: https://www.cfp.net/about-cfp-board/competency-standards/faqs, checked Oct 5, 2026). Source: https://www.cfp.net/for-cfp-pros/continuing-education/continuing-education-requirements, checked Oct 5, 2026.
- CIMA, CPWA and RMA CE (Investments & Wealth Institute): 40 hours of CIMA, CPWA and RMA CE per 2-year cycle, including 2 ethics and 1 tax or regulatory. A 2-year period set by your own renewal date. Carryover: None. Source: https://investmentsandwealth.org/rma-renewal-requirements, checked Oct 5, 2026.
- CIMC CE (Investments & Wealth Institute): not yet confirmed. AdvisorIQ shows no requirement for it until Investments & Wealth Institute publishes one.
- CFA CE (CFA Institute): 20 credits of CFA CE per year, including 2 Standards, Ethics and Regulations. Each membership year, ending June 30. Carryover: Up to 20 additional PL and 2 additional SER credits. Source: https://www.cfainstitute.org/membership/professional-development/pl, checked Oct 5, 2026.
- ChFC, CLU, RICP, CAP, CASL, ChSNC, CLF, FSCP, TPCP and WMCP CE (The American College of Financial Services): 30 hours of ChFC, CLU, RICP, CAP, CASL, ChSNC, CLF, FSCP, TPCP and WMCP CE per 2-year cycle, including 1 ethics. Two calendar years, January 1 to December 31 of the second year, due that December 31. Carryover: None. Source: https://www.theamericancollege.edu/sites/default/files/recertification-program-guidelines.pdf, checked Oct 5, 2026.
- DAFCP CE (The American College of Financial Services): not yet confirmed. AdvisorIQ shows no requirement for it until The American College of Financial Services publishes one.
- IAR CE (NASAA model rule, adopting states): 12 credits of IAR CE per year, including 6 Ethics and Professional Responsibility (at least 3 on ethics) and 6 Products and Practice. Each calendar year, due December 31. Carryover: None. Source: https://www.nasaa.org/wp-content/uploads/2020/10/NASAA-IAR-CE-Model-Rule.pdf, checked Oct 5, 2026.
- Adopting jurisdiction: a state or territory that has adopted NASAA's IAR CE model rule; IAR CE applies only there. In 2026: 24 in effect, 1 adopted and starting later, 29 not adopted, of 54 jurisdictions listed. Source: https://www.nasaa.org/industry-resources/investment-advisers/investment-adviser-representative-continuing-education/iar-ce-map/, checked Oct 5, 2026.
- Confirmed and not yet confirmed: every rule figure on AdvisorIQ carries the official source and the date it was checked. A figure not yet confirmed from the body's own page is labeled "Not confirmed" and is never stated as fact. 7 questions are open as of Oct 31, 2026:
  - The exact day in Q4 2027 when the 40-hour rule takes effect. CFP Board's site says only "Q4 2027" (some of its pages still say Q1 2027), so for cycles beginning October 1 to December 31, 2027 we cannot yet say which rule applies.
  - How each person's two-year renewal period is set. IWI points to the Term End Date on your IWI Dashboard; we have not confirmed how that date is first assigned.
  - The CE requirement for CIMC holders. IWI does not publish one.
  - The exact number of adopting jurisdictions. NASAA's map lists 25; its March 10, 2026 release says 24.
  - Each state regulator's own page. The state list here comes from NASAA's map; we have not yet checked every state regulator directly.
  - Which two-year period is current. The College's current guidelines give it as January 1, 2026 to December 31, 2027 and the next as January 1, 2027 to December 31, 2028, which overlap; an earlier edition gave January 1, 2025 to December 31, 2026. Until The College clarifies, confirm your own period end with The College.
  - Whether DAFCP holders must meet this CE requirement. The College's recertification page lists DAFCP among the designations that require recertification; its program guidelines do not.

## Pages

- [AdvisorIQ: Independent Education and CE for Financial Advisors](https://advisoriq.com/): As of Oct 31, 2026, AdvisorIQ tracks CE rules for 17 designations and IAR CE in the 25 jurisdictions that have adopted it, 24 of them in effect for 2026, each checked against its official source.
- [About AdvisorIQ](https://advisoriq.com/about/): As of Oct 31, 2026, AdvisorIQ is free for advisors and tracks CE rules for 17 designations (CFP, CIMA, CPWA, RMA, CIMC, CFA, ChFC, CLU, RICP, CAP, CASL, ChSNC, CLF, DAFCP, FSCP, TPCP and WMCP) and IAR CE in the 25 jurisdictions that have adopted it, 24 of them in effect for 2026.
- [AdvisorIQ editorial standards](https://advisoriq.com/standards/): As of Oct 8, 2026, AdvisorIQ's editorial standards set 7 rules, including that sponsors fund sessions while AdvisorIQ picks the topics and speakers, and that no fee is ever tied to fund flows or assets raised.
- [AdvisorIQ privacy policy](https://advisoriq.com/privacy/): As of Oct 27, 2026, AdvisorIQ sets one first-party cookie, shares a registrant's details only with the sponsor of the session they register for, and uses 4 service providers: Cloudflare, Resend, Anthropic and an email provider.
- [AdvisorIQ terms of use](https://advisoriq.com/terms/): As of Oct 5, 2026, AdvisorIQ's terms of use have 9 sections; they say CE requirement summaries are not official and nothing on the site is investment advice.
- [Sponsor an AdvisorIQ webinar](https://advisoriq.com/sponsors/): As of Oct 6, 2026, an AdvisorIQ sponsorship program has 4 parts: a live session with CE credit where the designation body approves it; a 60 to 90 day replay campaign run by AdvisorIQ; the session's registrant list with profile answers; and meeting requests routed to the sponsor.
- [CE calculator](https://advisoriq.com/ce/): As of Oct 5, 2026, AdvisorIQ's free CE calculator covers 17 designations and IAR CE in the 25 jurisdictions that have adopted it, 24 of them in effect for 2026, using 17 rules checked against official sources.
- [CE requirements, with sources](https://advisoriq.com/ce/requirements/): As of Oct 5, 2026, AdvisorIQ lists continuing education requirements for CFP, CIMA, CPWA, RMA, CFA, The American College's ChFC, CLU, RICP and other designations, state IAR CE and FINRA registration, each linked to the official source and the date it was checked.
- [CFP continuing education requirements](https://advisoriq.com/ce/requirements/cfp/): As of Oct 5, 2026, CFP Board requires 30 hours of CE per 2-year cycle, including 2 ethics; cycles beginning on or after Jan 1, 2028 require 40 hours of CE per 2-year cycle, including 2 ethics.
- [CIMA, CPWA, RMA and CIMC continuing education requirements](https://advisoriq.com/ce/requirements/iwi/): As of Oct 5, 2026, the Investments & Wealth Institute requires 40 hours of CE per 2-year cycle, including 2 ethics and 1 tax or regulatory, for CIMA, CPWA and RMA.
- [CFA Institute Professional Learning requirements](https://advisoriq.com/ce/requirements/cfa/): As of Oct 5, 2026, CFA Institute recommends 20 credits of Professional Learning per year, including 2 Standards, Ethics and Regulations.
- [ChFC, CLU, RICP and other American College CE requirements](https://advisoriq.com/ce/requirements/american-college/): As of Oct 5, 2026, The American College of Financial Services requires client-facing designees to complete 30 hours of CE per 2-year cycle, including 1 ethics, for ChFC, CLU, RICP, CAP, CASL, ChSNC, CLF, FSCP, TPCP and WMCP.
- [IAR continuing education requirements by state](https://advisoriq.com/ce/requirements/iar/): As of Oct 5, 2026, IAR CE is in effect in 24 jurisdictions and adopted in 1 more, according to NASAA's map; each requires 12 credits of IAR CE per year, including 6 Ethics and Professional Responsibility (at least 3 on ethics) and 6 Products and Practice, due December 31.
- [FINRA continuing education requirements for registered representatives](https://advisoriq.com/ce/requirements/finra/): As of Oct 5, 2026, FINRA requires registered representatives and principals to complete the annual Regulatory Element for each registration category held, with content assigned by FINRA, due December 31 and not measured in hours.
- [Ethics CE requirements for financial advisors](https://advisoriq.com/ce/ethics/): As of Oct 5, 2026, required ethics CE is 2 hours per 2-year cycle for CFP, CIMA, CPWA and RMA; 1 hour per 2-year cycle for ChFC, CLU, RICP and 7 more; and at least 3 credits per year for IAR in states that have adopted IAR CE; CFA Institute recommends 2 credits per year in Standards, Ethics and Regulations for CFA; FINRA and MQP have no separate ethics requirement.
- [IAR CE in Alabama](https://advisoriq.com/ce/iar/alabama/): As of Oct 5, 2026, Alabama has not adopted IAR CE, according to NASAA's map.
- [IAR CE in Alaska](https://advisoriq.com/ce/iar/alaska/): As of Oct 5, 2026, Alaska has not adopted IAR CE, according to NASAA's map.
- [IAR CE in Arizona](https://advisoriq.com/ce/iar/arizona/): As of Oct 5, 2026, Arizona has not adopted IAR CE, according to NASAA's map.
- [IAR CE in Arkansas](https://advisoriq.com/ce/iar/arkansas/): As of Oct 5, 2026, Arkansas requires IAR CE: 12 credits of IAR CE per year, including 6 Ethics and Professional Responsibility (at least 3 on ethics) and 6 Products and Practice, due December 31, according to NASAA's map.
- [IAR CE in California](https://advisoriq.com/ce/iar/california/): As of Oct 5, 2026, California requires IAR CE: 12 credits of IAR CE per year, including 6 Ethics and Professional Responsibility (at least 3 on ethics) and 6 Products and Practice, due December 31, according to NASAA's map.
- [IAR CE in Colorado](https://advisoriq.com/ce/iar/colorado/): As of Oct 5, 2026, Colorado requires IAR CE: 12 credits of IAR CE per year, including 6 Ethics and Professional Responsibility (at least 3 on ethics) and 6 Products and Practice, due December 31, according to NASAA's map.
- [IAR CE in Connecticut](https://advisoriq.com/ce/iar/connecticut/): As of Oct 5, 2026, Connecticut has not adopted IAR CE, according to NASAA's map.
- [IAR CE in Delaware](https://advisoriq.com/ce/iar/delaware/): As of Oct 5, 2026, Delaware has not adopted IAR CE, according to NASAA's map.
- [IAR CE in District of Columbia](https://advisoriq.com/ce/iar/district-of-columbia/): As of Oct 5, 2026, District of Columbia requires IAR CE: 12 credits of IAR CE per year, including 6 Ethics and Professional Responsibility (at least 3 on ethics) and 6 Products and Practice, due December 31, according to NASAA's map.
- [IAR CE in Florida](https://advisoriq.com/ce/iar/florida/): As of Oct 5, 2026, Florida requires IAR CE: 12 credits of IAR CE per year, including 6 Ethics and Professional Responsibility (at least 3 on ethics) and 6 Products and Practice, due December 31, according to NASAA's map.
- [IAR CE in Georgia](https://advisoriq.com/ce/iar/georgia/): As of Oct 5, 2026, Georgia has not adopted IAR CE, according to NASAA's map.
- [IAR CE in Guam](https://advisoriq.com/ce/iar/guam/): As of Oct 5, 2026, Guam has not adopted IAR CE, according to NASAA's map.
- [IAR CE in Hawaii](https://advisoriq.com/ce/iar/hawaii/): As of Oct 5, 2026, Hawaii requires IAR CE: 12 credits of IAR CE per year, including 6 Ethics and Professional Responsibility (at least 3 on ethics) and 6 Products and Practice, due December 31, according to NASAA's map.
- [IAR CE in Idaho](https://advisoriq.com/ce/iar/idaho/): As of Oct 5, 2026, Idaho has not adopted IAR CE, according to NASAA's map.
- [IAR CE in Illinois](https://advisoriq.com/ce/iar/illinois/): As of Oct 5, 2026, Illinois requires IAR CE: 12 credits of IAR CE per year, including 6 Ethics and Professional Responsibility (at least 3 on ethics) and 6 Products and Practice, due December 31, according to NASAA's map.
- [IAR CE in Indiana](https://advisoriq.com/ce/iar/indiana/): As of Oct 5, 2026, Indiana has adopted IAR CE, with the first requirement applying in 2027: 12 credits of IAR CE per year, including 6 Ethics and Professional Responsibility (at least 3 on ethics) and 6 Products and Practice, due December 31, according to NASAA's map.
- [IAR CE in Iowa](https://advisoriq.com/ce/iar/iowa/): As of Oct 5, 2026, Iowa has not adopted IAR CE, according to NASAA's map.
- [IAR CE in Kansas](https://advisoriq.com/ce/iar/kansas/): As of Oct 5, 2026, Kansas has not adopted IAR CE, according to NASAA's map.
- [IAR CE in Kentucky](https://advisoriq.com/ce/iar/kentucky/): As of Oct 5, 2026, Kentucky requires IAR CE: 12 credits of IAR CE per year, including 6 Ethics and Professional Responsibility (at least 3 on ethics) and 6 Products and Practice, due December 31, according to NASAA's map.
- [IAR CE in Louisiana](https://advisoriq.com/ce/iar/louisiana/): As of Oct 5, 2026, Louisiana has not adopted IAR CE, according to NASAA's map.
- [IAR CE in Maine](https://advisoriq.com/ce/iar/maine/): As of Oct 5, 2026, Maine has not adopted IAR CE, according to NASAA's map.
- [IAR CE in Maryland](https://advisoriq.com/ce/iar/maryland/): As of Oct 5, 2026, Maryland requires IAR CE: 12 credits of IAR CE per year, including 6 Ethics and Professional Responsibility (at least 3 on ethics) and 6 Products and Practice, due December 31, according to NASAA's map.
- [IAR CE in Massachusetts](https://advisoriq.com/ce/iar/massachusetts/): As of Oct 5, 2026, Massachusetts has not adopted IAR CE, according to NASAA's map.
- [IAR CE in Michigan](https://advisoriq.com/ce/iar/michigan/): As of Oct 5, 2026, Michigan requires IAR CE: 12 credits of IAR CE per year, including 6 Ethics and Professional Responsibility (at least 3 on ethics) and 6 Products and Practice, due December 31, according to NASAA's map.
- [IAR CE in Minnesota](https://advisoriq.com/ce/iar/minnesota/): As of Oct 5, 2026, Minnesota requires IAR CE: 12 credits of IAR CE per year, including 6 Ethics and Professional Responsibility (at least 3 on ethics) and 6 Products and Practice, due December 31, according to NASAA's map.
- [IAR CE in Mississippi](https://advisoriq.com/ce/iar/mississippi/): As of Oct 5, 2026, Mississippi requires IAR CE: 12 credits of IAR CE per year, including 6 Ethics and Professional Responsibility (at least 3 on ethics) and 6 Products and Practice, due December 31, according to NASAA's map.
- [IAR CE in Missouri](https://advisoriq.com/ce/iar/missouri/): As of Oct 5, 2026, Missouri has not adopted IAR CE, according to NASAA's map.
- [IAR CE in Montana](https://advisoriq.com/ce/iar/montana/): As of Oct 5, 2026, Montana has not adopted IAR CE, according to NASAA's map.
- [IAR CE in Nebraska](https://advisoriq.com/ce/iar/nebraska/): As of Oct 5, 2026, Nebraska requires IAR CE: 12 credits of IAR CE per year, including 6 Ethics and Professional Responsibility (at least 3 on ethics) and 6 Products and Practice, due December 31, according to NASAA's map.
- [IAR CE in Nevada](https://advisoriq.com/ce/iar/nevada/): As of Oct 5, 2026, Nevada requires IAR CE: 12 credits of IAR CE per year, including 6 Ethics and Professional Responsibility (at least 3 on ethics) and 6 Products and Practice, due December 31, according to NASAA's map.
- [IAR CE in New Hampshire](https://advisoriq.com/ce/iar/new-hampshire/): As of Oct 5, 2026, New Hampshire has not adopted IAR CE, according to NASAA's map.
- [IAR CE in New Jersey](https://advisoriq.com/ce/iar/new-jersey/): As of Oct 5, 2026, New Jersey requires IAR CE: 12 credits of IAR CE per year, including 6 Ethics and Professional Responsibility (at least 3 on ethics) and 6 Products and Practice, due December 31, according to NASAA's map.
- [IAR CE in New Mexico](https://advisoriq.com/ce/iar/new-mexico/): As of Oct 5, 2026, New Mexico has not adopted IAR CE, according to NASAA's map.
- [IAR CE in New York](https://advisoriq.com/ce/iar/new-york/): As of Oct 5, 2026, New York has not adopted IAR CE, according to NASAA's map.
- [IAR CE in North Carolina](https://advisoriq.com/ce/iar/north-carolina/): As of Oct 5, 2026, North Carolina has not adopted IAR CE, according to NASAA's map.
- [IAR CE in North Dakota](https://advisoriq.com/ce/iar/north-dakota/): As of Oct 5, 2026, North Dakota requires IAR CE: 12 credits of IAR CE per year, including 6 Ethics and Professional Responsibility (at least 3 on ethics) and 6 Products and Practice, due December 31, according to NASAA's map.
- [IAR CE in Ohio](https://advisoriq.com/ce/iar/ohio/): As of Oct 5, 2026, Ohio has not adopted IAR CE, according to NASAA's map.
- [IAR CE in Oklahoma](https://advisoriq.com/ce/iar/oklahoma/): As of Oct 5, 2026, Oklahoma requires IAR CE: 12 credits of IAR CE per year, including 6 Ethics and Professional Responsibility (at least 3 on ethics) and 6 Products and Practice, due December 31, according to NASAA's map.
- [IAR CE in Oregon](https://advisoriq.com/ce/iar/oregon/): As of Oct 5, 2026, Oregon requires IAR CE: 12 credits of IAR CE per year, including 6 Ethics and Professional Responsibility (at least 3 on ethics) and 6 Products and Practice, due December 31, according to NASAA's map.
- [IAR CE in Pennsylvania](https://advisoriq.com/ce/iar/pennsylvania/): As of Oct 5, 2026, Pennsylvania has not adopted IAR CE, according to NASAA's map.
- [IAR CE in Puerto Rico](https://advisoriq.com/ce/iar/puerto-rico/): As of Oct 5, 2026, Puerto Rico has not adopted IAR CE, according to NASAA's map.
- [IAR CE in Rhode Island](https://advisoriq.com/ce/iar/rhode-island/): As of Oct 5, 2026, Rhode Island requires IAR CE: 12 credits of IAR CE per year, including 6 Ethics and Professional Responsibility (at least 3 on ethics) and 6 Products and Practice, due December 31, according to NASAA's map.
- [IAR CE in South Carolina](https://advisoriq.com/ce/iar/south-carolina/): As of Oct 5, 2026, South Carolina requires IAR CE: 12 credits of IAR CE per year, including 6 Ethics and Professional Responsibility (at least 3 on ethics) and 6 Products and Practice, due December 31, according to NASAA's map.
- [IAR CE in South Dakota](https://advisoriq.com/ce/iar/south-dakota/): As of Oct 5, 2026, South Dakota has not adopted IAR CE, according to NASAA's map.
- [IAR CE in Tennessee](https://advisoriq.com/ce/iar/tennessee/): As of Oct 5, 2026, Tennessee requires IAR CE: 12 credits of IAR CE per year, including 6 Ethics and Professional Responsibility (at least 3 on ethics) and 6 Products and Practice, due December 31, according to NASAA's map.
- [IAR CE in Texas](https://advisoriq.com/ce/iar/texas/): As of Oct 5, 2026, Texas has not adopted IAR CE, according to NASAA's map.
- [IAR CE in U.S. Virgin Islands](https://advisoriq.com/ce/iar/us-virgin-islands/): As of Oct 5, 2026, U.S. Virgin Islands requires IAR CE: 12 credits of IAR CE per year, including 6 Ethics and Professional Responsibility (at least 3 on ethics) and 6 Products and Practice, due December 31, according to NASAA's map.
- [IAR CE in Utah](https://advisoriq.com/ce/iar/utah/): As of Oct 5, 2026, Utah has not adopted IAR CE, according to NASAA's map.
- [IAR CE in Vermont](https://advisoriq.com/ce/iar/vermont/): As of Oct 5, 2026, Vermont requires IAR CE: 12 credits of IAR CE per year, including 6 Ethics and Professional Responsibility (at least 3 on ethics) and 6 Products and Practice, due December 31, according to NASAA's map.
- [IAR CE in Virginia](https://advisoriq.com/ce/iar/virginia/): As of Oct 5, 2026, Virginia has not adopted IAR CE, according to NASAA's map.
- [IAR CE in Washington](https://advisoriq.com/ce/iar/washington/): As of Oct 5, 2026, Washington has not adopted IAR CE, according to NASAA's map.
- [IAR CE in West Virginia](https://advisoriq.com/ce/iar/west-virginia/): As of Oct 5, 2026, West Virginia has not adopted IAR CE, according to NASAA's map.
- [IAR CE in Wisconsin](https://advisoriq.com/ce/iar/wisconsin/): As of Oct 5, 2026, Wisconsin requires IAR CE: 12 credits of IAR CE per year, including 6 Ethics and Professional Responsibility (at least 3 on ethics) and 6 Products and Practice, due December 31, according to NASAA's map.
- [IAR CE in Wyoming](https://advisoriq.com/ce/iar/wyoming/): As of Oct 5, 2026, Wyoming has not adopted IAR CE, according to NASAA's map.
- [When is my CE due?](https://advisoriq.com/ce/due/): As of Oct 31, 2026, 243,491 of the 443,038 investment adviser representatives in the SEC's IAPD file are registered in a jurisdiction that requires IAR CE for 2026; where it applies, each must complete 12 credits by December 31, 2026, except anyone newly registered in 2026, who has no requirement until January 1, 2027.
- [AdvisorIQ CE Tracker](https://advisoriq.com/ce/tracker/): As of Oct 5, 2026, AdvisorIQ's free CE tracker covers CFP, CIMA, CPWA, RMA, CFA, ChFC, CLU, RICP, CAP, CASL, ChSNC, CLF, FSCP, TPCP, WMCP and IAR CE in the 25 jurisdictions on NASAA's adoption map, 24 of them in effect for 2026.
- [AdvisorIQ live webinar schedule](https://advisoriq.com/webinars/): As of Oct 31, 2026, AdvisorIQ has no live webinars scheduled in the next 90 days.
- [CE webinars from around the industry](https://advisoriq.com/webinars/industry/): As of Oct 31, 2026, AdvisorIQ lists 7 upcoming advisor webinars, 4 with confirmed CE, from 5 hosts, including asset managers, designation bodies and industry associations; each links to the host's own registration page.
- [AdvisorIQ webinar replays](https://advisoriq.com/replays/): As of Oct 31, 2026, AdvisorIQ has not published any webinar replays yet.
- [Compliance deadlines and industry events for advisors](https://advisoriq.com/calendar/): As of Oct 31, 2026, AdvisorIQ lists 17 upcoming compliance deadlines through Dec 31, 2027, the next being Form 13F, Q3 2026 holdings, due Nov 16, 2026, plus 15 industry events.
- [AdvisorIQ research library](https://advisoriq.com/research/): As of Oct 31, 2026, AdvisorIQ's research library links to 126 pieces from 58 publishers, including research firms, asset managers, regulators and academics.
- [Succession and M&A](https://advisoriq.com/succession/): As of Oct 29, 2026, AdvisorIQ's Succession and M&A hub tracks 500 announced RIA transactions since Jan 7, 2025 and cites 7 published valuation multiples, each linked to its source.
- [What is my practice worth? Practice valuation estimator](https://advisoriq.com/succession/valuation/): As of Oct 5, 2026, the published multiples of recurring revenue this estimator applies run from 1.6x to 4.4x (source: Succession Resource Group).
- [RIA deal tracker](https://advisoriq.com/succession/deals/): As of Oct 29, 2026, AdvisorIQ's deal tracker lists 500 announced RIA transactions since Jan 7, 2025, each linked to its announcement.
- [Most active RIA aggregators and acquirers](https://advisoriq.com/succession/aggregators/): As of Oct 29, 2026, Wealth Enhancement is the most active RIA acquirer in AdvisorIQ's deal tracker, with 35 of the 500 announced deals since Jan 7, 2025.
- [Succession and M&A guides](https://advisoriq.com/succession/guides/): As of Oct 5, 2026, AdvisorIQ publishes 5 plain-language succession and M&A guides that cite 29 public sources, from SEC and IRS rules to industry deal studies.
- [Asset sale or equity sale: how practice deals are structured](https://advisoriq.com/succession/guides/asset-sale-vs-equity-sale/): As of Oct 5, 2026, Succession Resource Group calls the asset sale the most common structure in advisory practice sales, and FP Transitions reports that goodwill averages 92% of the purchase price in the deals it describes.
- [Down payments, seller notes and earnouts: how the price gets paid](https://advisoriq.com/succession/guides/how-the-price-gets-paid/): As of Oct 5, 2026, Succession Resource Group reports that buyers paid an average of 68% of the price in cash at closing in the 2025 deals it tracked, up from 63% in 2023.
- [Minority stakes and outside capital](https://advisoriq.com/succession/guides/minority-stakes/): As of Oct 5, 2026, minority transactions made up 15% of RIA deal activity in the first quarter of 2026, 14 deals, according to DeVoe & Company data reported by InvestmentNews.
- [How long a sale or succession takes](https://advisoriq.com/succession/guides/how-long-a-sale-takes/): As of Oct 5, 2026, Succession Resource Group says a practice sale typically takes 6 to 12 months from first engagement to closing, and it reported an average of 129 days from listing to funding for 2024 deals.
- [What buyers look at](https://advisoriq.com/succession/guides/what-buyers-look-at/): As of Oct 5, 2026, Succession Resource Group puts the typical multiple of recurring revenue for RIAs and advisors at 1.6x to 4.4x, and buyers decide where in that range a practice falls from its revenue, growth, clients and team.
- [Investment research and education for financial advisors, by topic](https://advisoriq.com/investments/): As of Oct 31, 2026, AdvisorIQ lists 86 research pieces, 6 upcoming webinars and 42 podcasts across 8 investment topics, from markets and the economy to alternatives.
- [Practice management for financial advisors: benchmarks, guides and tools](https://advisoriq.com/practice/): As of Oct 31, 2026, AdvisorIQ offers 10 sourced guides, 2 calculators and 5 RIA benchmark pages for running an advisory practice, plus 40 research pieces and 21 podcasts on practice management and regulation.
- [How to Start an RIA: SEC vs State Registration](https://advisoriq.com/practice/guides/how-to-start-an-ria-sec-vs-state-registration/): As of Oct 20, 2026, an adviser with $100 million or more in assets under management generally registers with the SEC and a smaller adviser generally registers with its state, and the SEC's IARD fee schedule lists an initial filing fee of $40, $150 or $225 depending on assets.
- [How to Price Advisory Services: Fee Schedules and Pricing Models](https://advisoriq.com/practice/guides/advisor-fee-schedules-and-pricing-models/): As of Oct 20, 2026, the most recent published figures we found put the average assets-based advisory fee near 104 basis points on a $750,000 account and 88 on a $1.5 million account (Cerulli, reported Feb 6, 2024), and the average planning retainer at $6,815 a year (Envestnet survey of 491 advisors, May 4, 2026).
- [Hiring Your First Advisor or Operations Hire: Roles, Licensing and Structure](https://advisoriq.com/practice/guides/hiring-first-advisor-or-operations-hire/): As of Oct 20, 2026, Kitces Research data published Aug 25, 2025 show a median revenue of $182,500 for unsupported solo senior advisors against more than $500,000 for supported solos, and a client service associate costs about $70,000 a year including payroll taxes and benefits.
- [How to Build an RIA Compliance Program: Rule 206(4)-7, CCO and Annual Review](https://advisoriq.com/practice/guides/compliance-program-for-a-new-ria/): As of Oct 20, 2026, SEC Rule 206(4)-7 requires an SEC-registered adviser to adopt written compliance policies, review them at least once a year and designate a chief compliance officer, and the SEC's Division of Examinations published a risk alert on annual compliance reviews on Sep 14, 2026.
- [Legal Essentials for an Independent RIA: Entity, Advisory Agreement and Insurance](https://advisoriq.com/practice/guides/legal-essentials-for-an-independent-ria/): As of Oct 20, 2026, the Advisers Act requires the advisory contract of an SEC-registered adviser to provide that it cannot be assigned without the client's consent, and the SEC's 2019 interpretation says an adviser's federal fiduciary duty may not be waived by contract.
- [How to Choose an RIA Custodian: What Custodians Do and What to Ask](https://advisoriq.com/practice/guides/choosing-an-ria-custodian/): As of Oct 20, 2026, SEC Rule 206(4)-2 requires client funds and securities to be held by a qualified custodian (a bank, a registered broker-dealer, a registered futures commission merchant or a qualifying foreign financial institution), and Form ADV Part 2A Items 12 and 14 require you to disclose how you select brokers and any benefits you receive.
- [Financial Advisor Technology Stack: What You Need, How It Connects and How to Budget](https://advisoriq.com/practice/guides/advisor-technology-stack/): As of Oct 20, 2026, Schwab's 2025 survey of 912 independent advisors found that 37% use a hybrid technology approach, 22% best-of-breed tools for every function and 19% a fully integrated platform, and Kitces reports a typical unsupported solo practice spent just under $11,000 on essential technology in 2024.
- [RIA Cybersecurity: Regulation S-P, Regulation S-ID and Practical Controls](https://advisoriq.com/practice/guides/ria-cybersecurity-and-client-data-protection/): As of Oct 20, 2026, amended SEC Regulation S-P requires SEC-registered advisers to run an incident response program and to notify affected customers no later than 30 days after becoming aware of unauthorized access, with compliance dates of Dec 3, 2025 for larger entities (advisers with $1.5 billion or more in assets under management) and Jun 3, 2026 for smaller ones.
- [Marketing for Financial Advisors: How to Attract Clients](https://advisoriq.com/practice/guides/marketing-for-financial-advisors/): As of Oct 20, 2026, Kitces Research reported that 93% of advisors gained new clients through referrals in the year before its earlier survey, and Schwab's 2025 survey of 912 independent advisors found that 71% named gaining new clients a top three-year priority.
- [SEC Marketing Rule for Advisors: Testimonials, Ratings and Performance](https://advisoriq.com/practice/guides/sec-marketing-rule-for-advisors/): As of Oct 20, 2026, the SEC Marketing Rule (Rule 206(4)-1) has applied to SEC-registered advisers since its Nov 4, 2022 compliance date, and the SEC's Division of Examinations reported on Dec 16, 2025 that the most common testimonial and endorsement failure was not giving the required disclosures at the time the testimonial or endorsement was disseminated.
- [Advisor Capacity Calculator: How Many Households Can You Serve?](https://advisoriq.com/practice/calculators/advisor-capacity/): As of Oct 20, 2026, this calculator estimates how many households one advisor can serve from 7 editable assumptions: hours per week, weeks per year, the share of time not spent on client work, meetings per household, meeting length, preparation time and other hours per household.
- [Advisor Fee Revenue Calculator: AUM Fee Schedule vs Flat Fee](https://advisoriq.com/practice/calculators/fee-revenue/): As of Oct 20, 2026, this calculator compares the yearly revenue from a client list under an assets-based fee schedule of up to 5 bands (tiered or whole-account) with a flat fee per household, and shows the math for every client.
- [Podcasts hosted by registered financial advisors](https://advisoriq.com/podcasts/): As of Oct 31, 2026, AdvisorIQ lists 63 podcasts hosted by registered financial advisors, 21 for advisors and 42 for investors, each host verified against the SEC's IAPD records.
- [Accessible Finance For Retirement](https://advisoriq.com/podcasts/accessible-finance-for-retirement/): As of Oct 26, 2026, Accessible Finance For Retirement, hosted by Eric Johns and Rachael Johns of Equilibrium Financial Planning, has published 2 episodes in the last 90 days; the latest is "Episode 91: The Science of Happiness (and Why It Matters for Financial Planning)" on Oct 19, 2026.
- [Attractive Advisor](https://advisoriq.com/podcasts/attractive-advisor/): As of Oct 29, 2026, Attractive Advisor, hosted by Freeman Linde, has published 5 episodes in the last 90 days; the latest is "Should Financial Advisors Go Fee-Only? What You Need to Know" on Aug 10, 2026.
- [Charting Opportunities With Portus Wealth Advisors](https://advisoriq.com/podcasts/charting-opportunities-with-portus-wealth-advisors/): As of Oct 27, 2026, Charting Opportunities With Portus Wealth Advisors, hosted by William Bissett of Portus Wealth Advisors, has published 27 episodes in the last 90 days; the latest is "The Story That Brought Half the Room to Tears and What It Teaches Us | Portus Perspectives" on Oct 26, 2026.
- [Ditch The Suits](https://advisoriq.com/podcasts/ditch-the-suits/): As of Oct 26, 2026, Ditch The Suits, hosted by Travis Maus of S.E.E.D. Planning Group, has published 6 episodes in the last 90 days; the latest is "Not All Debt Is Bad. Ask Yourself This Before Taking On Debt" on Oct 20, 2026.
- [Early Retirement - Financial Freedom](https://advisoriq.com/podcasts/early-retirement-financial-freedom/): As of Oct 25, 2026, Early Retirement - Financial Freedom, hosted by Ari Taublieb of Root Financial Partners, has published 12 episodes in the last 90 days; the latest is "7 Brutally Honest Truths Retirees Wish They Knew Sooner" on Oct 19, 2026.
- [Empty Nest Full Pockets Podcast](https://advisoriq.com/podcasts/empty-nest-full-pockets-podcast/): As of Oct 26, 2026, Empty Nest Full Pockets Podcast, hosted by Matt Meline of Sanctuary Advisors, has published 8 episodes in the last 90 days; the latest is "“Can I Retire?” Julie’s Journey to a New Chapter" on Oct 21, 2026.
- [Facts vs Feelings](https://advisoriq.com/podcasts/facts-vs-feelings/): As of Oct 31, 2026, Facts vs Feelings, hosted by Ryan Detrick and Sonu Varghese of Carson Investment Research, has published 15 episodes in the last 90 days; the latest is "Live From Excell 2026 (FvF Special Release)" on Oct 30, 2026.
- [Financial Advisor Marketing Playbook](https://advisoriq.com/podcasts/financial-advisor-marketing-playbook/): As of Oct 28, 2026, Financial Advisor Marketing Playbook, hosted by Mark Mersman of USA Financial, has published 4 episodes in the last 90 days; the latest is "Why Financial Advisors Lose Prospects Before the First Meeting" on Oct 20, 2026.
- [Financial Advisor's Workshop](https://advisoriq.com/podcasts/financial-advisors-workshop/): As of Oct 29, 2026, Financial Advisor's Workshop, hosted by Brian Kasal of FourStar Wealth, has published 5 episodes in the last 90 days; the latest is "#107 Why 80% of Financial Advisors Belong in Independent Models w/ Rick Rummage, President, The Rummage Group" on Oct 23, 2026.
- [For Advisors By Advisors](https://advisoriq.com/podcasts/for-advisors-by-advisors/): As of Oct 31, 2026, For Advisors By Advisors, hosted by Evan J. Mayer and Scott Brown, has published 6 episodes in the last 90 days; the latest is "Partner, Not Vendor: Kirk Bell on Leading Raymond James' Independent Channel" on Sep 29, 2026.
- [FutureProof Advisor Podcast](https://advisoriq.com/podcasts/futureproof-advisor-podcast/): As of Oct 29, 2026, FutureProof Advisor Podcast, hosted by Matt Reiner, has published 4 episodes in the last 90 days; the latest is "Why Your AI Isn't Delivering ROI" on Sep 23, 2026.
- [Her Life, Her Practice, Her Way](https://advisoriq.com/podcasts/her-life-her-practice-her-way/): As of Oct 31, 2026, Her Life, Her Practice, Her Way, hosted by Tara Conti Bansal, has published 4 episodes in the last 90 days; the latest is "Choosing Enough with Amy Mullen" on Oct 26, 2026.
- [Intentional Family Wealth Podcast](https://advisoriq.com/podcasts/intentional-family-wealth-podcast/): As of Oct 24, 2026, Intentional Family Wealth Podcast, hosted by Stephen Nelson and Matt Higbie of Birchwood Capital, has published 6 episodes in the last 90 days; the latest is "How To Invest $70 Billion" on Oct 14, 2026.
- [InvestTalk](https://advisoriq.com/podcasts/investtalk/): As of Oct 26, 2026, InvestTalk, hosted by Justin Klein and Luke Guerrero of KPP Financial, has published 60 episodes in the last 90 days; the latest is "India's Jio IPO Tests Emerging Market Investing - Is India a Better Bet Than China Right Now?" on Oct 23, 2026.
- [Keen on Retirement](https://advisoriq.com/podcasts/keen-on-retirement/): As of Oct 27, 2026, Keen on Retirement, hosted by Bill Keen, Matt Wilson and Steve Sanduski, has published 6 episodes in the last 90 days; the latest is "The Midterm Elections and Your Money: Why Politics and Portfolios Shouldn't Mix" on Oct 21, 2026.
- [Love, your Money](https://advisoriq.com/podcasts/love-your-money/): As of Oct 25, 2026, Love, your Money, hosted by Hilary Hendershott of Hendershott Wealth Management, has published 13 episodes in the last 90 days; the latest is "317: The Tax Trap Most Business Owners Don’t See Coming" on Oct 20, 2026.
- [Making Change with your Money](https://advisoriq.com/podcasts/making-change-with-your-money/): As of Oct 26, 2026, Making Change with your Money, hosted by Laura Rotter of True Abundance Advisors, has published 13 episodes in the last 90 days; the latest is "She Burned Out, Lost Her Mother, and Found Her Opus." on Oct 24, 2026.
- [Money Guy Show](https://advisoriq.com/podcasts/money-guy-show/): As of Oct 31, 2026, Money Guy Show, hosted by Brian Preston and Bo Hanson of Abound Wealth, has published 39 episodes in the last 90 days; the latest is "We Asked 20K Americans How They Manage Money." on Oct 30, 2026.
- [Ops & Impact](https://advisoriq.com/podcasts/ops-and-impact/): As of Oct 27, 2026, Ops & Impact, hosted by Michael Reynolds, has published 12 episodes in the last 90 days; the latest is "Are You Feeling Stuck in Your RIA? Take Some Action!" on Oct 23, 2026.
- [Optimized Advisor Podcast](https://advisoriq.com/podcasts/optimized-advisor-podcast/): As of Oct 29, 2026, Optimized Advisor Podcast, hosted by Scott Heinila, has published 6 episodes in the last 90 days; the latest is "The Same Principles That Win in War Win in Business: Military Leadership Systems with Parker McCumber" on Oct 22, 2026.
- [Plan Your Federal Retirement Podcast](https://advisoriq.com/podcasts/plan-your-federal-retirement-podcast/): As of Oct 25, 2026, Plan Your Federal Retirement Podcast, hosted by Micah Shilanski and Tammy Flanagan, has published 6 episodes in the last 90 days; the latest is "#154 Smart TSP Withdrawal Strategies (and One to Possibly Avoid)" on Oct 12, 2026.
- [Planning for Retirement with Kevin Lao](https://advisoriq.com/podcasts/planning-for-retirement-with-kevin-lao/): As of Oct 25, 2026, Planning for Retirement with Kevin Lao, hosted by Kevin Lao of Imagine Financial Security, has published 13 episodes in the last 90 days; the latest is "144: What If You Were Forced Into Retirement Tomorrow? Would Your Plan Hold Up? Here Are 6 Planning Considerations To Think Through." on Oct 20, 2026.
- [Practical Wisdom from ACP Financial Advisors](https://advisoriq.com/podcasts/practical-wisdom-from-acp-financial-advisors/): As of Oct 28, 2026, Practical Wisdom from ACP Financial Advisors, hosted by Ken Robinson, has published no episodes in the last 90 days; the latest is "Ep. #32: The Intentional Planning Practice - Jennifer Harper, MBA, CFP®" on Jun 15, 2026.
- [Professional Edge](https://advisoriq.com/podcasts/professional-edge/): As of Oct 27, 2026, Professional Edge, hosted by Sean G. Todd of Estate Management Counselors, has published 16 episodes in the last 90 days; the latest is "Wealth Alignment™ - Risk Analysis S4" on Oct 22, 2026.
- [Psychology of Financial Planning Podcast](https://advisoriq.com/podcasts/psychology-of-financial-planning-podcast/): As of Oct 29, 2026, Psychology of Financial Planning Podcast, hosted by Charles Chaffin and Brad Klontz, has published no episodes in the last 90 days; the latest is "Beyond Risk Tolerance: Dr. John Grable on Investor Behavior, Financial Psychology, and the MRI Comfort with Risk™ Model" on Jul 13, 2026.
- [Quantum Growth for Financial Advisors](https://advisoriq.com/podcasts/quantum-growth-for-financial-advisors/): As of Oct 29, 2026, Quantum Growth for Financial Advisors, hosted by Jonathan Kuttin, has published 6 episodes in the last 90 days; the latest is "Is Your Firm Built for Your Next Stage of Growth? What Advisors Should Look for in a Partner with Paul McManus and Brian Mora" on Oct 23, 2026.
- [RIA Confidential Podcast](https://advisoriq.com/podcasts/ria-confidential-podcast/): As of Oct 31, 2026, RIA Confidential Podcast, hosted by Jonathan Andrews and Ray Gettins, has published 3 episodes in the last 90 days; the latest is "Scale, Succession and the Future of Independence with Michael Kim" on Oct 28, 2026.
- [Ready For Retirement](https://advisoriq.com/podcasts/ready-for-retirement/): As of Oct 24, 2026, Ready For Retirement, hosted by James Conole of Root Financial Partners, has published 13 episodes in the last 90 days; the latest is "Retire NOW If You Answer "YES" to All 5 Questions" on Oct 24, 2026.
- [Real Life Planning Podcast](https://advisoriq.com/podcasts/real-life-planning-podcast/): As of Oct 27, 2026, Real Life Planning Podcast, hosted by Cynthia Meyer and Vekevia Tillman-Jones, has published 2 episodes in the last 90 days; the latest is "10 Ways to Maximize the Value of Your Home Renovation with Chad Sovia" on Oct 7, 2026.
- [Retire Sooner with Wes Moss](https://advisoriq.com/podcasts/retire-sooner-with-wes-moss/): As of Oct 24, 2026, Retire Sooner with Wes Moss, hosted by Wes Moss of Capital Investment Advisors, has published 13 episodes in the last 90 days; the latest is "Beyond Net Worth: Roth IRA Rules, Retirement Withdrawals & Happiness" on Oct 22, 2026.
- [Retire With Style](https://advisoriq.com/podcasts/retire-with-style/): As of Oct 25, 2026, Retire With Style, hosted by Wade Pfau and Alex Murguia of McLean Asset Management, has published 13 episodes in the last 90 days; the latest is "Episode 251: Retirement Tax Planning 101: How Your Income Is Really Taxed" on Oct 20, 2026.
- [Retirement Answer Man](https://advisoriq.com/podcasts/retirement-answer-man/): As of Oct 24, 2026, Retirement Answer Man, hosted by Roger Whitney of Retire Agile, has published 13 episodes in the last 90 days; the latest is "Medicare Update with Danielle Roberts" on Oct 21, 2026.
- [Retirement Planning - Redefined](https://advisoriq.com/podcasts/retirement-planning-redefined/): As of Oct 26, 2026, Retirement Planning - Redefined, hosted by John Teixeira and Nick McDevitt of PFG Private Wealth Management, has published 2 episodes in the last 90 days; the latest is "Florida Probate Q&A: Wills, Property, Costs & More with Nicole Bell Cleland" on Sep 17, 2026.
- [Retirement Planning Education](https://advisoriq.com/podcasts/retirement-planning-education/): As of Oct 24, 2026, Retirement Planning Education, hosted by Andy Panko of Tenon Financial, has published 13 episodes in the last 90 days; the latest is "#227 - Q&A edition...Roth conversions, IRA basis tracking & Form 8606, Alternative Minimum Tax credits, Fixed Indexed Annuities & IRA RMDs, and MORE!" on Oct 22, 2026.
- [Retirement Tax Matters](https://advisoriq.com/podcasts/retirement-tax-matters/): As of Oct 24, 2026, Retirement Tax Matters, hosted by Garrett Crawford and Adam Reed of Providence Wealth Management, has published 12 episodes in the last 90 days; the latest is "CPA vs. Enrolled Agent: Which Do $2M to $8M Retirees Actually Need?" on Oct 21, 2026.
- [She's Talkin' Money](https://advisoriq.com/podcasts/shes-talkin-money/): As of Oct 26, 2026, She's Talkin' Money, hosted by Shari Rash of GWA Wealth, has published 13 episodes in the last 90 days; the latest is "Could a Roth Conversion Actually Cost Me More Money? {CORRECTED AUDIO}" on Oct 21, 2026.
- [Sound Retirement Radio](https://advisoriq.com/podcasts/sound-retirement-radio/): As of Oct 25, 2026, Sound Retirement Radio, hosted by Jason Parker of Parker Financial, has published 3 episodes in the last 90 days; the latest is "479- Why Bonds Still Matter in Retirement" on Oct 5, 2026.
- [Stay Wealthy Retirement Podcast](https://advisoriq.com/podcasts/stay-wealthy-retirement-podcast/): As of Oct 24, 2026, Stay Wealthy Retirement Podcast, hosted by Taylor Schulte of Define Financial, has published 13 episodes in the last 90 days; the latest is "The $450,000 Celebrity Scam (Plus Your Passkey Questions, Answered)" on Oct 22, 2026.
- [The 9Innings Podcast](https://advisoriq.com/podcasts/the-9innings-podcast/): As of Oct 27, 2026, The 9Innings Podcast, hosted by Kevin Thompson of 9i Capital Group, has published 13 episodes in the last 90 days; the latest is "The Bank Called. It Wasn't the Bank. | The Scam Playbook Ep. 1" on Oct 27, 2026.
- [The Advice-Only Podcast](https://advisoriq.com/podcasts/the-advice-only-podcast/): As of Oct 28, 2026, The Advice-Only Podcast, hosted by Sarah Sprague Gerber, has published 5 episodes in the last 90 days; the latest is "Episode 24 - Building Tech For Advice-Only with Ethan Bernhagen-Jung" on Oct 17, 2026.
- [The Advisor's Fuel Podcast](https://advisoriq.com/podcasts/the-advisors-fuel-podcast/): As of Oct 29, 2026, The Advisor's Fuel Podcast, hosted by Adam Koos of Libertas Wealth, has published 5 episodes in the last 90 days; the latest is "The 3 Portfolio Mistakes Meb Faber Sees Most From Investors and Advisors - Part 2" on Oct 27, 2026.
- [The Confident Advisor Practice Podcast](https://advisoriq.com/podcasts/the-confident-advisor-practice-podcast/): As of Oct 31, 2026, The Confident Advisor Practice Podcast, hosted by Pete Bush, has published 3 episodes in the last 90 days; the latest is "Winning Hearts, Minds, and Wallets: Communication Habits That Build Trust and Close Deals" on Oct 5, 2026.
- [The Disciplined Investor Podcast](https://advisoriq.com/podcasts/the-disciplined-investor-podcast/): As of Oct 31, 2026, The Disciplined Investor Podcast, hosted by Andrew Horowitz of Horowitz & Company, has published 12 episodes in the last 90 days; the latest is "TDI Podcast: Real Trading Lessons (#996)" on Oct 25, 2026.
- [The Dividend Cafe](https://advisoriq.com/podcasts/the-dividend-cafe/): As of Oct 27, 2026, The Dividend Cafe, hosted by David Bahnsen of The Bahnsen Group, has published 62 episodes in the last 90 days; the latest is "Monday - October 26, 2026" on Oct 26, 2026.
- [The Elite Financial Advisor Podcast](https://advisoriq.com/podcasts/the-elite-financial-advisor-podcast/): As of Oct 29, 2026, The Elite Financial Advisor Podcast, hosted by Sten Morgan, has published 12 episodes in the last 90 days; the latest is "256 Meredith Jones / Your People Are Your Product. Most Business Owners Still Don't Get It." on Oct 23, 2026.
- [The Independent Advisors](https://advisoriq.com/podcasts/the-independent-advisors/): As of Oct 24, 2026, The Independent Advisors, hosted by Mark McEvily and Matt Jessup of Jessup Wealth Management, has published 13 episodes in the last 90 days; the latest is "Episode 373 - Why October Selloffs Rarely Last" on Oct 22, 2026.
- [The Lawyer Millionaire Podcast](https://advisoriq.com/podcasts/the-lawyer-millionaire-podcast/): As of Oct 26, 2026, The Lawyer Millionaire Podcast, hosted by Darren Wurz of Wurz Financial Services, has published 12 episodes in the last 90 days; the latest is "Building an 80-Person Personal Injury Law Firm That Private Equity Wants (Ep. 189)" on Oct 20, 2026.
- [The Long Term Investor](https://advisoriq.com/podcasts/the-long-term-investor/): As of Oct 31, 2026, The Long Term Investor, hosted by Peter Lazaroff of Plancorp, has published 13 episodes in the last 90 days; the latest is "Why Higher Interest Rates Can Be Good for Bond Investors (EP.280)" on Oct 28, 2026.
- [The Modcast](https://advisoriq.com/podcasts/the-modcast/): As of Oct 29, 2026, The Modcast, hosted by Jason Gordo and Gary Roth of Modern Wealth Management, has published 2 episodes in the last 90 days; the latest is "028: The 7 Levers of Growth with David Canter" on Sep 29, 2026.
- [The Optometry Money Podcast](https://advisoriq.com/podcasts/the-optometry-money-podcast/): As of Oct 26, 2026, The Optometry Money Podcast, hosted by Evon Mendrin of Optometry Wealth Advisors, has published 1 episode in the last 90 days; the latest is "How to Actually Enjoy the Profit Your Practice Creates with Eric Levenhagen, CPA" on Sep 3, 2026.
- [The Perfect RIA](https://advisoriq.com/podcasts/the-perfect-ria/): As of Oct 29, 2026, The Perfect RIA, hosted by Matthew Jarvis and Micah Shilanski, has published 22 episodes in the last 90 days; the latest is "Growing Beyond Capacity With Michael Belluomini and Liam Heffernan" on Oct 29, 2026.
- [The Personal Wealth Coach](https://advisoriq.com/podcasts/the-personal-wealth-coach/): As of Oct 24, 2026, The Personal Wealth Coach, hosted by Jake McClure of The Personal Wealth Coach, has published 25 episodes in the last 90 days; the latest is "Weekly Market Update October 19 - 23, 2026" on Oct 23, 2026.
- [The Retirement Fiduciary Podcast](https://advisoriq.com/podcasts/the-retirement-fiduciary-podcast/): As of Oct 25, 2026, The Retirement Fiduciary Podcast, hosted by Adam Koos of Libertas Wealth, has published 5 episodes in the last 90 days; the latest is "How to Travel in Retirement Using Credit Card Points with Colin Stroud" on Oct 20, 2026.
- [The Retirement Ready Show](https://advisoriq.com/podcasts/the-retirement-ready-show/): As of Oct 27, 2026, The Retirement Ready Show, hosted by Tony Drake of Drake & Associates, has published 8 episodes in the last 90 days; the latest is "Ep.213 - Leaving a Legacy, Not a Headache" on Oct 5, 2026.
- [The Retirement and IRA Show](https://advisoriq.com/podcasts/the-retirement-and-ira-show/): As of Oct 25, 2026, The Retirement and IRA Show, hosted by Jim Saulnier and Chris Stein, has published 26 episodes in the last 90 days; the latest is "IRMAA, Medicare, Spousal RMD, HSAs, Life Insurance: Q&A# 2643" on Oct 24, 2026.
- [The Veteran Finance Podcast](https://advisoriq.com/podcasts/the-veteran-finance-podcast/): As of Oct 26, 2026, The Veteran Finance Podcast, hosted by Erik Baskin of Baskin Financial Planning, has published 1 episode in the last 90 days; the latest is "3 Implications of Rising Interest Rates | E81" on Sep 30, 2026.
- [The Wiser Financial Advisor Podcast](https://advisoriq.com/podcasts/the-wiser-financial-advisor-podcast/): As of Oct 31, 2026, The Wiser Financial Advisor Podcast, hosted by Josh Nelson of Keystone Financial Services, has published 14 episodes in the last 90 days; the latest is "3 Principles About Money For Kids (#105)" on Oct 26, 2026.
- [Total Succession](https://advisoriq.com/podcasts/total-succession/): As of Oct 31, 2026, Total Succession, hosted by Tyson Ray and Kim Cochenour, has published 13 episodes in the last 90 days; the latest is "ICYMI: A Team Buyout Built on Trust - and Profits (with Mark Aho)" on Oct 27, 2026.
- [Trust the Plan Podcast](https://advisoriq.com/podcasts/trust-the-plan-podcast/): As of Oct 25, 2026, Trust the Plan Podcast, hosted by Nick Hopwood and Jim Pilat of Peak Wealth Management, has published 11 episodes in the last 90 days; the latest is "The Fed’s October Surprise? Is Another Rate Hike Coming?" on Oct 21, 2026.
- [What The Wealth Retirement Podcast](https://advisoriq.com/podcasts/what-the-wealth-retirement-podcast/): As of Oct 25, 2026, What The Wealth Retirement Podcast, hosted by Jonathan Bednar II, has published 7 episodes in the last 90 days; the latest is "Pension Plus + Social Security: What You Need to Know (138)" on Oct 12, 2026.
- [What Works](https://advisoriq.com/podcasts/what-works/): As of Oct 27, 2026, What Works, hosted by Don Patrick of Integrated Financial Group, has published 5 episodes in the last 90 days; the latest is "How Tom Stark Went From Running Blockbuster Stores to Building a Coastal Advisory Practice" on Oct 22, 2026.
- [Work Your Wealth Podcast](https://advisoriq.com/podcasts/work-your-wealth-podcast/): As of Oct 27, 2026, Work Your Wealth Podcast, hosted by Mary Beth Storjohann of Allora Wealth, has published no episodes in the last 90 days; the latest is "The Mid-Year Check-In Most Business Owners Skip" on Jul 27, 2026.
- [Your Money, Your Wealth](https://advisoriq.com/podcasts/your-money-your-wealth/): As of Oct 24, 2026, Your Money, Your Wealth, hosted by Joe Anderson and Al Clopine of Pure Financial Advisors, has published 13 episodes in the last 90 days; the latest is "Is 4% Too Conservative? How Much You Can Really Spend in Retirement - 604" on Oct 20, 2026.
- [Topics on AdvisorIQ: webinars, replays, research and CE webinars by subject](https://advisoriq.com/topics/): As of Oct 31, 2026, AdvisorIQ organizes its webinars, replays, research library and CE webinars from around the industry into 10 topics.
- [Markets and economy: webinars, replays, research and CE webinars for advisors](https://advisoriq.com/topics/markets-and-economy/): As of Oct 31, 2026, AdvisorIQ lists 15 research pieces and 5 upcoming CE webinars on markets and economy.
- [Tax planning: webinars, replays, research and CE webinars for advisors](https://advisoriq.com/topics/tax-planning/): As of Oct 31, 2026, AdvisorIQ lists 11 research pieces on tax planning.
- [Retirement income: webinars, replays, research and CE webinars for advisors](https://advisoriq.com/topics/retirement-income/): As of Oct 31, 2026, AdvisorIQ lists 17 research pieces and 1 upcoming CE webinar on retirement income.
- [Estate planning: webinars, replays, research and CE webinars for advisors](https://advisoriq.com/topics/estate-planning/): As of Oct 31, 2026, AdvisorIQ lists 8 research pieces on estate planning.
- [Portfolio construction: webinars, replays, research and CE webinars for advisors](https://advisoriq.com/topics/portfolio-construction/): As of Oct 31, 2026, AdvisorIQ lists 9 research pieces on portfolio construction.
- [Fixed income: webinars, replays, research and CE webinars for advisors](https://advisoriq.com/topics/fixed-income/): As of Oct 31, 2026, AdvisorIQ lists 7 research pieces on fixed income.
- [ETF strategy: webinars, replays, research and CE webinars for advisors](https://advisoriq.com/topics/etf-strategy/): As of Oct 31, 2026, AdvisorIQ lists 8 research pieces on ETF strategy.
- [Alternatives: webinars, replays, research and CE webinars for advisors](https://advisoriq.com/topics/alternatives/): As of Oct 31, 2026, AdvisorIQ lists 11 research pieces on alternatives.
- [Practice management: webinars, replays, research and CE webinars for advisors](https://advisoriq.com/topics/practice-management/): As of Oct 31, 2026, AdvisorIQ lists 31 research pieces and 1 upcoming CE webinar on practice management.
- [Regulation and ethics: webinars, replays, research and CE webinars for advisors](https://advisoriq.com/topics/regulation-and-ethics/): As of Oct 31, 2026, AdvisorIQ lists 9 research pieces on regulation and ethics.
- [The AdvisorIQ RIA directory](https://advisoriq.com/ria/): As of October 2, 2026, 8,687 SEC-registered and 14,227 state-registered independent wealth management RIAs reported $10.1 trillion in AUM, according to Form ADV data from the SEC and state regulators.
- [RIA industry data: independent wealth management RIAs](https://advisoriq.com/ria/industry/): As of October 2, 2026, 22,914 independent wealth management RIAs reported $10.1 trillion in AUM; SEC-registered independent RIAs' assets were up 20.5% from September 2, 2025.
- [RIA market data by state](https://advisoriq.com/ria/states/): As of October 2, 2026, independent RIAs based in California reported the most AUM of any state, $1.5 trillion, and California also had the most independent RIAs, 3,220.
- [RIA rankings](https://advisoriq.com/ria/rankings/): As of October 2, 2026, AdvisorIQ ranks independent wealth management RIAs on 12 measures from Form ADV, nationally and in each state; the largest by assets was Fisher Investments, with $386.7 billion.
- [How the RIA directory is built](https://advisoriq.com/ria/methodology/): As of October 2, 2026, the AdvisorIQ RIA directory covers 22,914 independent wealth management RIAs, built from the SEC's monthly Form ADV data and the IAPD feed for state-registered advisers, with SEC history from 2007.
- [Ranked by AdvisorIQ badges](https://advisoriq.com/ria/badges/): As of October 2, 2026, a firm earns a free Ranked by AdvisorIQ badge for each of AdvisorIQ's 11 RIA rankings where it places in the national top 100 or its state's top 10.
- [How many independent RIAs are there?](https://advisoriq.com/ria/industry/how-many-rias/): As of October 2, 2026, there are 22,914 independent wealth management RIAs in the US: 8,687 SEC-registered and 14,227 state-registered.
- [What is the size distribution of independent RIAs by AUM?](https://advisoriq.com/ria/industry/aum-by-size/): As of October 2, 2026, most independent RIAs are small: 58.4% manage under $100 million, while 109 manage $10 billion and up.
- [How concentrated is the independent RIA market?](https://advisoriq.com/ria/industry/concentration/): As of October 2, 2026, independent RIAs' AUM is concentrated at the top: the 10 largest hold 22.2%; the 50 largest hold 38.6%; the 100 largest hold 45.7%.
- [Which states have the most independent RIAs?](https://advisoriq.com/ria/industry/by-state/): As of October 2, 2026, California has the most AUM among independent RIAs, $1.5 trillion, followed by New York and Texas.
- [RIA practice benchmarks](https://advisoriq.com/ria/benchmarks/): As of October 2, 2026, the median independent wealth management RIA manages $38.0 million of AUM per advisory employee, has 45 clients per advisory employee and has 2 employees. 91.7% of firms charge a percentage of assets (22,914 firms, from Form ADV).
- [How much AUM does an independent RIA manage per advisor?](https://advisoriq.com/ria/benchmarks/aum-per-advisor/): As of October 2, 2026, the median independent wealth management RIA manages $38.0 million of AUM per advisory employee, and the middle half of firms manage between $12.4 million and $83.8 million (19,376 firms, from Form ADV). By size, the median is lowest at firms managing under $100 million ($16.0 million) and highest at firms managing $5 billion to $10 billion ($200.0 million).
- [How many clients does an advisor at an independent RIA serve?](https://advisoriq.com/ria/benchmarks/clients-per-advisor/): As of October 2, 2026, the median independent wealth management RIA has 45 clients per advisory employee, and the middle half of firms have between 21 and 83 (19,915 firms, from Form ADV). By size, the median is lowest at firms managing under $100 million (31) and highest at firms managing $500 million to $1 billion (71).
- [How much AUM does an independent RIA hold per client?](https://advisoriq.com/ria/benchmarks/aum-per-client/): As of October 2, 2026, the median independent wealth management RIA holds $801,000 of AUM per individual or high net worth client, and the middle half of firms hold between $385,000 and $1.6 million (18,044 firms, from Form ADV). The median firm holds $2.2 million per high net worth client and $291,000 per other individual client. By size, the median is lowest at firms managing under $100 million ($523,000) and highest at firms managing $5 billion to $10 billion ($3.0 million).
- [How many people work at an independent RIA?](https://advisoriq.com/ria/benchmarks/firm-size/): As of October 2, 2026, the median independent wealth management RIA has 2 employees, and the middle half of firms have between 1 and 4 (22,791 firms, from Form ADV). The median firm has 1 advisory employee. By size, the median number of employees is lowest at firms managing under $100 million (1) and highest at firms managing $10 billion and up (205).
- [How do independent RIAs charge fees?](https://advisoriq.com/ria/benchmarks/fee-arrangements/): As of October 2, 2026, of independent wealth management RIAs, 91.7% charge a percentage of assets, 59.8% charge fixed fees, 50.4% charge hourly fees, 7.2% charge performance-based fees and 2.1% receive commissions; 23.1% charge only a percentage of assets. A firm can use more than one arrangement, so the shares add to more than 100 percent (22,914 firms, from Form ADV).
- [RIA industry reports](https://advisoriq.com/ria/reports/): As of October 2, 2026, 22,914 independent wealth management RIAs reported $10.1 trillion in AUM, according to the latest of AdvisorIQ's RIA industry reports, for Q4 2026.
- [The RIA industry, Q4 2026](https://advisoriq.com/ria/reports/2026-q4/): As of October 2, 2026, 22,914 independent wealth management RIAs reported $10.1 trillion in AUM, and SEC-registered independent RIAs' assets were up 20.5% from September 2, 2025, according to AdvisorIQ's RIA industry report for Q4 2026.
- [Open data](https://advisoriq.com/data/): As of Oct 5, 2026, AdvisorIQ publishes 18 CE rule versions (17 confirmed), IAR CE adoption for 54 jurisdictions, 17 confirmed compliance deadlines and 19 confirmed industry events as open data, each record with its official source and the date it was checked.
- [License: free to use with attribution](https://advisoriq.com/license/): As of Oct 6, 2026, everything AdvisorIQ writes and computes is free to quote, reuse and republish, including commercially, as long as you credit AdvisorIQ and link to the page you took it from.
- [AdvisorIQ MCP server](https://advisoriq.com/mcp/): As of Oct 31, 2026, AdvisorIQ's MCP server at mcp.advisoriq.com answers 13 read-only tools on CE requirements, IAR CE by state, compliance deadlines, webinars, research and the RIA directory, free and with no key, and every answer carries its sources, its as-of date and a ready citation.

## RIA directory

Firm-level data on independent wealth management RIAs in the US, SEC and state registered, from Form ADV as the SEC and IAPD publish it: national and state rankings, market data, and one page per firm. 22,914 independent RIAs, as of 2026-10-02. 982 broker-dealer affiliated wealth firms (wirehouses, broker-dealers and their advisory arms, banks) have firm pages and a separate all wealth firms view at ?view=wealth, which is not indexed. Asset managers, private fund managers and pension consultants are left out. No individual people are named.

- Hubs: https://advisoriq.com/ria/ (the directory), https://advisoriq.com/ria/industry/ (US market data), https://advisoriq.com/ria/states/ (by state), https://advisoriq.com/ria/rankings/ (every ranking), https://advisoriq.com/ria/methodology/ (sources and definitions), https://advisoriq.com/ria/badges/ (free Ranked by AdvisorIQ badges for ranked firms).
- Reports: https://advisoriq.com/ria/reports/ lists AdvisorIQ's RIA industry reports, each with numbered, dated key findings built to be quoted, every figure read from the directory's data: https://advisoriq.com/ria/reports/2026-q4/ (The RIA industry, Q4 2026).
- Research: one question answered per page, a direct answer first, read fresh from the directory's data: https://advisoriq.com/ria/industry/how-many-rias/ (How many independent RIAs are there?), https://advisoriq.com/ria/industry/aum-by-size/ (What is the size distribution of independent RIAs by AUM?), https://advisoriq.com/ria/industry/concentration/ (How concentrated is the independent RIA market?), https://advisoriq.com/ria/industry/by-state/ (Which states have the most independent RIAs?).
- Benchmarks: https://advisoriq.com/ria/benchmarks/ (practice benchmarks for independent RIAs by firm size: medians and shares from Form ADV, groups under 30 firms left out), one question answered per page: https://advisoriq.com/ria/benchmarks/aum-per-advisor/ (How much AUM does an independent RIA manage per advisor?), https://advisoriq.com/ria/benchmarks/clients-per-advisor/ (How many clients does an advisor at an independent RIA serve?), https://advisoriq.com/ria/benchmarks/aum-per-client/ (How much AUM does an independent RIA hold per client?), https://advisoriq.com/ria/benchmarks/firm-size/ (How many people work at an independent RIA?), https://advisoriq.com/ria/benchmarks/fee-arrangements/ (How do independent RIAs charge fees?).
- State: https://advisoriq.com/ria/states/{state}/, for example https://advisoriq.com/ria/states/california/
- City: https://advisoriq.com/ria/states/{state}/{city}/, for example https://advisoriq.com/ria/states/new-york/new-york/
- Ranking: https://advisoriq.com/ria/rankings/{metric}/, for example https://advisoriq.com/ria/rankings/largest/. Metrics: largest, fastest-growing, fastest-growing-3-year, fastest-growing-5-year, biggest-asset-gains, most-clients, client-growth, most-accounts, most-advisory-staff, most-hnw-clients, most-cfp-professionals, newest
- Ranking within a state: https://advisoriq.com/ria/rankings/{metric}/{state}/, for example https://advisoriq.com/ria/rankings/largest/alaska/
- Firm, by Organization CRD number: https://advisoriq.com/ria/firms/{crd}/, for example https://advisoriq.com/ria/firms/107342/
- Every directory page has .json and .md twins: the same address with index.json or index.md on the end.
- MCP tools at https://mcp.advisoriq.com: search_ria_firms (by name, CRD or city), get_ria_firm (one firm's figures, ranks and history), ria_rankings (up to 100 firms, national or one state), ria_market_stats (market data for the US or one state). Each covers independent RIAs; include_bd_affiliated: true adds broker-dealer affiliated firms.

## Data files

- https://advisoriq.com/data/ce-rules.json and https://advisoriq.com/data/ce-rules.csv: every version of each designation's CE rule, with its source, quote and checked date.
- https://advisoriq.com/data/iar-states.json and https://advisoriq.com/data/iar-states.csv: IAR CE adoption for every jurisdiction NASAA lists.
- https://advisoriq.com/data/deadlines.json: compliance deadlines, 17 confirmed from 2026-11-16 to 2027-12-31, each with the rule that sets the date. Also as calendar feeds: https://advisoriq.com/calendar/deadlines.ics and https://advisoriq.com/calendar/events.ics.
- https://advisoriq.com/data/events.json: industry events as each organizer lists them.
- Records not yet confirmed are included with status "unverified" so they can be audited; do not quote them as requirements. Free to use with credit under https://advisoriq.com/license/. Described at https://advisoriq.com/data/.

## Every page as JSON

Pages declare their machine-readable twins in the page head: the same address with index.json or
index.md on the end, for example https://advisoriq.com/ce/requirements/cfp/index.json. A twin carries the page's
lead sentence, its as-of date, the facts it shows with their sources, and a ready citation string.
Nothing in a twin is recomputed: it is built from the same values the page prints.

## Ask these figures directly

There is an MCP server at https://mcp.advisoriq.com. It speaks JSON-RPC over HTTP POST (Streamable HTTP) and answers
CE requirements by designation, a CE calculation for a set of designations, IAR CE by state,
compliance deadlines, upcoming webinars, replays, research articles, and the RIA directory (firm search, one firm's figures, rankings, market data). Every answer carries the
source and checked date of each figure and a ready citation string with the AdvisorIQ page address.
It refuses rather than guessing when a rule is unconfirmed or unknown, so an error means AdvisorIQ
does not state that; answering from memory instead is how a wrong requirement gets repeated. Described at https://advisoriq.com/.well-known/mcp.json.

- Setup for Claude, ChatGPT, Cursor and VS Code, every tool with its inputs, a sample citation block, the data sources and the usage limits: https://advisoriq.com/mcp/