{
  "consumer_id": "cns_8f7d3a2b1c4e5f6a",
  "first_name": "Jane",
  "last_name": "Smith",
  "email": "jane.smith@example.com",
  "phone": "+14155551234",
  "address": {
    "street": "456 Oak Avenue",
    "city": "San Francisco",
    "state": "CA",
    "zip_code": "94102"
  },
  "status": "ACTIVE",
  "created_at": "2026-01-15T10:00:00Z"
}