{
  "info": {
    "_postman_id": "9247d749-3f40-48a3-8e5c-43068052701e",
    "name": "Bloom Credit Consumers API",
    "description": "Bloom Credit API provides access to consumer credit data from all three major credit bureaus (Equifax, Experian, TransUnion). Enables fintech applications, lenders, and financial services platforms to retrieve credit reports, credit scores, trade line data, and credit monitoring capabilities for consumers who have granted consent.\n\nContact Support:\n Name: Bloom Credit Developer Support",
    "schema": "https://schema.getpostman.com/json/collection/v2.1.0/collection.json",
    "createdAt": "2026-07-28T01:13:40.000Z",
    "updatedAt": "2026-07-28T01:13:40.000Z",
    "lastUpdatedBy": "35240",
    "uid": "35240-9247d749-3f40-48a3-8e5c-43068052701e"
  },
  "item": [
    {
      "name": "consumers",
      "item": [
        {
          "name": "{consumer_id}",
          "item": [
            {
              "name": "Bloom Credit Get Consumer",
              "id": "b825edd9-4ac6-4b52-888d-8ae8ca683104",
              "protocolProfileBehavior": {
                "disableBodyPruning": true
              },
              "request": {
                "method": "GET",
                "header": [
                  {
                    "key": "Accept",
                    "value": "application/json"
                  }
                ],
                "url": {
                  "raw": "{{baseUrl}}/consumers/:consumer_id",
                  "host": [
                    "{{baseUrl}}"
                  ],
                  "path": [
                    "consumers",
                    ":consumer_id"
                  ],
                  "variable": [
                    {
                      "id": "eba95a48-9bbd-4573-9f16-5d0db8c4dfff",
                      "key": "consumer_id",
                      "value": "<string>",
                      "description": "(Required) Unique identifier for the consumer."
                    }
                  ]
                },
                "description": "Retrieves a registered consumer's profile and status."
              },
              "response": [
                {
                  "id": "4c5aa320-5146-4a25-980f-61d088b20e9d",
                  "name": "Consumer retrieved successfully",
                  "originalRequest": {
                    "method": "GET",
                    "header": [
                      {
                        "key": "Accept",
                        "value": "application/json"
                      },
                      {
                        "description": "Added as a part of security scheme: apikey",
                        "key": "X-API-Key",
                        "value": "<API Key>"
                      }
                    ],
                    "url": {
                      "raw": "{{baseUrl}}/consumers/:consumer_id",
                      "host": [
                        "{{baseUrl}}"
                      ],
                      "path": [
                        "consumers",
                        ":consumer_id"
                      ],
                      "variable": [
                        {
                          "key": "consumer_id"
                        }
                      ]
                    }
                  },
                  "status": "OK",
                  "code": 200,
                  "_postman_previewlanguage": "json",
                  "header": [
                    {
                      "key": "Content-Type",
                      "value": "application/json"
                    }
                  ],
                  "cookie": [],
                  "responseTime": null,
                  "body": "{\n  \"consumer_id\": \"<string>\",\n  \"first_name\": \"<string>\",\n  \"last_name\": \"<string>\",\n  \"email\": \"<email>\",\n  \"status\": \"INACTIVE\",\n  \"created_at\": \"<dateTime>\"\n}",
                  "createdAt": "2026-07-28T01:13:40.000Z",
                  "updatedAt": "2026-07-28T01:13:40.000Z",
                  "uid": "35240-4c5aa320-5146-4a25-980f-61d088b20e9d"
                }
              ],
              "createdAt": "2026-07-28T01:13:40.000Z",
              "updatedAt": "2026-07-28T01:13:40.000Z",
              "uid": "35240-b825edd9-4ac6-4b52-888d-8ae8ca683104"
            }
          ],
          "id": "daaa69c4-f653-4355-b8bf-0d2cf8b4a14b",
          "createdAt": "2026-07-28T01:13:40.000Z",
          "updatedAt": "2026-07-28T01:13:40.000Z",
          "uid": "35240-daaa69c4-f653-4355-b8bf-0d2cf8b4a14b"
        },
        {
          "name": "Bloom Credit Create Consumer",
          "id": "d6063fa2-b841-4fd9-8c7d-8aad140d17ba",
          "protocolProfileBehavior": {
            "disableBodyPruning": true
          },
          "request": {
            "method": "POST",
            "header": [
              {
                "key": "Content-Type",
                "value": "application/json"
              },
              {
                "key": "Accept",
                "value": "application/json"
              }
            ],
            "body": {
              "mode": "raw",
              "raw": "{\n  \"first_name\": \"<string>\",\n  \"last_name\": \"<string>\",\n  \"date_of_birth\": \"<date>\",\n  \"ssn\": \"<string>\",\n  \"address\": {\n    \"street\": \"<string>\",\n    \"city\": \"<string>\",\n    \"state\": \"<string>\",\n    \"zip_code\": \"<string>\"\n  },\n  \"email\": \"<email>\",\n  \"phone\": \"<string>\"\n}",
              "options": {
                "raw": {
                  "headerFamily": "json",
                  "language": "json"
                }
              }
            },
            "url": {
              "raw": "{{baseUrl}}/consumers",
              "host": [
                "{{baseUrl}}"
              ],
              "path": [
                "consumers"
              ]
            },
            "description": "Registers a new consumer and obtains consent for credit data access. Returns a consumer_id used for subsequent credit data requests."
          },
          "response": [
            {
              "id": "56414e71-9e3a-4db9-b9a9-f2e6c865c14a",
              "name": "Consumer registered successfully",
              "originalRequest": {
                "method": "POST",
                "header": [
                  {
                    "key": "Content-Type",
                    "value": "application/json"
                  },
                  {
                    "key": "Accept",
                    "value": "application/json"
                  },
                  {
                    "description": "Added as a part of security scheme: apikey",
                    "key": "X-API-Key",
                    "value": "<API Key>"
                  }
                ],
                "body": {
                  "mode": "raw",
                  "raw": "{\n  \"first_name\": \"<string>\",\n  \"last_name\": \"<string>\",\n  \"date_of_birth\": \"<date>\",\n  \"ssn\": \"<string>\",\n  \"address\": {\n    \"street\": \"<string>\",\n    \"city\": \"<string>\",\n    \"state\": \"<string>\",\n    \"zip_code\": \"<string>\"\n  },\n  \"email\": \"<email>\",\n  \"phone\": \"<string>\"\n}",
                  "options": {
                    "raw": {
                      "headerFamily": "json",
                      "language": "json"
                    }
                  }
                },
                "url": {
                  "raw": "{{baseUrl}}/consumers",
                  "host": [
                    "{{baseUrl}}"
                  ],
                  "path": [
                    "consumers"
                  ]
                }
              },
              "status": "Created",
              "code": 201,
              "_postman_previewlanguage": "json",
              "header": [
                {
                  "key": "Content-Type",
                  "value": "application/json"
                }
              ],
              "cookie": [],
              "responseTime": null,
              "body": "{\n  \"consumer_id\": \"<string>\",\n  \"first_name\": \"<string>\",\n  \"last_name\": \"<string>\",\n  \"email\": \"<email>\",\n  \"status\": \"INACTIVE\",\n  \"created_at\": \"<dateTime>\"\n}",
              "createdAt": "2026-07-28T01:13:40.000Z",
              "updatedAt": "2026-07-28T01:13:40.000Z",
              "uid": "35240-56414e71-9e3a-4db9-b9a9-f2e6c865c14a"
            }
          ],
          "createdAt": "2026-07-28T01:13:40.000Z",
          "updatedAt": "2026-07-28T01:13:40.000Z",
          "uid": "35240-d6063fa2-b841-4fd9-8c7d-8aad140d17ba"
        }
      ],
      "id": "13d9668f-ed7c-4fbf-ada2-50eca93178e9",
      "createdAt": "2026-07-28T01:13:40.000Z",
      "updatedAt": "2026-07-28T01:13:40.000Z",
      "uid": "35240-13d9668f-ed7c-4fbf-ada2-50eca93178e9"
    }
  ],
  "auth": {
    "type": "apikey",
    "apikey": [
      {
        "key": "key",
        "value": "X-API-Key",
        "type": "string"
      },
      {
        "key": "value",
        "value": "{{apiKey}}",
        "type": "string"
      },
      {
        "key": "in",
        "value": "header",
        "type": "string"
      }
    ]
  },
  "variable": [
    {
      "key": "baseUrl",
      "value": "https://api.bloomcredit.io/v1"
    }
  ]
}