{
  "info": {
    "_postman_id": "dfd07e5a-c590-434f-be83-0dd7d73ca42a",
    "name": "Bloom Credit Consumers Credit Scores API",
    "description": "Bloom Credit API provides access to consumer credit data from all three major credit bureaus (Equifax, Experian, TransUnion). Enables fintech applications, lenders, and financial services platforms to retrieve credit reports, credit scores, trade line data, and credit monitoring capabilities for consumers who have granted consent.\n\nContact Support:\n Name: Bloom Credit Developer Support",
    "schema": "https://schema.getpostman.com/json/collection/v2.1.0/collection.json",
    "createdAt": "2026-07-28T01:13:48.000Z",
    "updatedAt": "2026-07-28T01:13:48.000Z",
    "lastUpdatedBy": "35240",
    "uid": "35240-dfd07e5a-c590-434f-be83-0dd7d73ca42a"
  },
  "item": [
    {
      "name": "consumers",
      "item": [
        {
          "name": "{consumer_id}",
          "item": [
            {
              "name": "scores",
              "item": [
                {
                  "name": "Bloom Credit Get Credit Scores",
                  "id": "7b2853bd-83cf-490e-b19e-0d0a29dca1c5",
                  "protocolProfileBehavior": {
                    "disableBodyPruning": true
                  },
                  "request": {
                    "method": "GET",
                    "header": [
                      {
                        "key": "Accept",
                        "value": "application/json"
                      }
                    ],
                    "url": {
                      "raw": "{{baseUrl}}/consumers/:consumer_id/scores?bureaus=<string>&score_type=<string>",
                      "host": [
                        "{{baseUrl}}"
                      ],
                      "path": [
                        "consumers",
                        ":consumer_id",
                        "scores"
                      ],
                      "query": [
                        {
                          "description": "Comma-separated list of bureaus.",
                          "key": "bureaus",
                          "value": "<string>"
                        },
                        {
                          "description": "Score model type (e.g., FICO8, VANTAGE3).",
                          "key": "score_type",
                          "value": "<string>"
                        }
                      ],
                      "variable": [
                        {
                          "id": "3cd506a9-61ba-458c-b354-3263ca1f2199",
                          "key": "consumer_id",
                          "value": "<string>",
                          "description": "(Required) Unique identifier for the consumer."
                        }
                      ]
                    },
                    "description": "Retrieves credit scores for the consumer from specified bureaus."
                  },
                  "response": [
                    {
                      "id": "b67ccbb4-b31c-4e0b-b28e-e80a62ceacca",
                      "name": "Credit scores retrieved successfully",
                      "originalRequest": {
                        "method": "GET",
                        "header": [
                          {
                            "key": "Accept",
                            "value": "application/json"
                          },
                          {
                            "description": "Added as a part of security scheme: apikey",
                            "key": "X-API-Key",
                            "value": "<API Key>"
                          }
                        ],
                        "url": {
                          "raw": "{{baseUrl}}/consumers/:consumer_id/scores?bureaus=<string>&score_type=<string>",
                          "host": [
                            "{{baseUrl}}"
                          ],
                          "path": [
                            "consumers",
                            ":consumer_id",
                            "scores"
                          ],
                          "query": [
                            {
                              "description": "Comma-separated list of bureaus.",
                              "key": "bureaus",
                              "value": "<string>"
                            },
                            {
                              "description": "Score model type (e.g., FICO8, VANTAGE3).",
                              "key": "score_type",
                              "value": "<string>"
                            }
                          ],
                          "variable": [
                            {
                              "key": "consumer_id"
                            }
                          ]
                        }
                      },
                      "status": "OK",
                      "code": 200,
                      "_postman_previewlanguage": "json",
                      "header": [
                        {
                          "key": "Content-Type",
                          "value": "application/json"
                        }
                      ],
                      "cookie": [],
                      "responseTime": null,
                      "body": "{\n  \"consumer_id\": \"<string>\",\n  \"scores\": [\n    {\n      \"bureau\": \"equifax\",\n      \"score_type\": \"<string>\",\n      \"score\": \"<integer>\",\n      \"score_range_min\": \"<integer>\",\n      \"score_range_max\": \"<integer>\",\n      \"factors\": [\n        {\n          \"code\": \"<string>\",\n          \"description\": \"<string>\"\n        },\n        {\n          \"code\": \"<string>\",\n          \"description\": \"<string>\"\n        }\n      ]\n    },\n    {\n      \"bureau\": \"equifax\",\n      \"score_type\": \"<string>\",\n      \"score\": \"<integer>\",\n      \"score_range_min\": \"<integer>\",\n      \"score_range_max\": \"<integer>\",\n      \"factors\": [\n        {\n          \"code\": \"<string>\",\n          \"description\": \"<string>\"\n        },\n        {\n          \"code\": \"<string>\",\n          \"description\": \"<string>\"\n        }\n      ]\n    }\n  ]\n}",
                      "createdAt": "2026-07-28T01:13:48.000Z",
                      "updatedAt": "2026-07-28T01:13:48.000Z",
                      "uid": "35240-b67ccbb4-b31c-4e0b-b28e-e80a62ceacca"
                    }
                  ],
                  "createdAt": "2026-07-28T01:13:48.000Z",
                  "updatedAt": "2026-07-28T01:13:48.000Z",
                  "uid": "35240-7b2853bd-83cf-490e-b19e-0d0a29dca1c5"
                }
              ],
              "id": "9f1ea9ff-84f7-4884-86a3-b9c6f5e0dc66",
              "createdAt": "2026-07-28T01:13:48.000Z",
              "updatedAt": "2026-07-28T01:13:48.000Z",
              "uid": "35240-9f1ea9ff-84f7-4884-86a3-b9c6f5e0dc66"
            }
          ],
          "id": "ecf9c204-8a81-43b3-892a-347d70c55975",
          "createdAt": "2026-07-28T01:13:48.000Z",
          "updatedAt": "2026-07-28T01:13:48.000Z",
          "uid": "35240-ecf9c204-8a81-43b3-892a-347d70c55975"
        }
      ],
      "id": "aab4710b-3346-4e36-a81c-0cf5dc1eedd8",
      "createdAt": "2026-07-28T01:13:48.000Z",
      "updatedAt": "2026-07-28T01:13:48.000Z",
      "uid": "35240-aab4710b-3346-4e36-a81c-0cf5dc1eedd8"
    }
  ],
  "auth": {
    "type": "apikey",
    "apikey": [
      {
        "key": "key",
        "value": "X-API-Key",
        "type": "string"
      },
      {
        "key": "value",
        "value": "{{apiKey}}",
        "type": "string"
      },
      {
        "key": "in",
        "value": "header",
        "type": "string"
      }
    ]
  },
  "variable": [
    {
      "key": "baseUrl",
      "value": "https://api.bloomcredit.io/v1"
    }
  ]
}