{
  "info": {
    "_postman_id": "8174a65d-09c1-4d8e-9067-ed93f7f4bdbe",
    "name": "Bloom Credit Consumers Trade Lines API",
    "description": "Bloom Credit API provides access to consumer credit data from all three major credit bureaus (Equifax, Experian, TransUnion). Enables fintech applications, lenders, and financial services platforms to retrieve credit reports, credit scores, trade line data, and credit monitoring capabilities for consumers who have granted consent.\n\nContact Support:\n Name: Bloom Credit Developer Support",
    "schema": "https://schema.getpostman.com/json/collection/v2.1.0/collection.json",
    "createdAt": "2026-07-28T01:13:50.000Z",
    "updatedAt": "2026-07-28T01:13:50.000Z",
    "lastUpdatedBy": "35240",
    "uid": "35240-8174a65d-09c1-4d8e-9067-ed93f7f4bdbe"
  },
  "item": [
    {
      "name": "consumers",
      "item": [
        {
          "name": "{consumer_id}",
          "item": [
            {
              "name": "trade-lines",
              "item": [
                {
                  "name": "Bloom Credit Get Trade Lines",
                  "id": "144a98dd-5f59-4973-8120-2a851639707d",
                  "protocolProfileBehavior": {
                    "disableBodyPruning": true
                  },
                  "request": {
                    "method": "GET",
                    "header": [
                      {
                        "key": "Accept",
                        "value": "application/json"
                      }
                    ],
                    "url": {
                      "raw": "{{baseUrl}}/consumers/:consumer_id/trade-lines?bureau=<string>&account_type=<string>",
                      "host": [
                        "{{baseUrl}}"
                      ],
                      "path": [
                        "consumers",
                        ":consumer_id",
                        "trade-lines"
                      ],
                      "query": [
                        {
                          "description": "Bureau to pull trade lines from.",
                          "key": "bureau",
                          "value": "<string>"
                        },
                        {
                          "description": "Filter by account type (revolving, installment, mortgage).",
                          "key": "account_type",
                          "value": "<string>"
                        }
                      ],
                      "variable": [
                        {
                          "id": "42c051f1-eb99-4be2-8a76-e2dcdd13fba8",
                          "key": "consumer_id",
                          "value": "<string>",
                          "description": "(Required) Unique identifier for the consumer."
                        }
                      ]
                    },
                    "description": "Retrieves individual trade line (account) data for the consumer."
                  },
                  "response": [
                    {
                      "id": "f9806e49-9235-464d-a672-40f6a17319a9",
                      "name": "Trade lines retrieved successfully",
                      "originalRequest": {
                        "method": "GET",
                        "header": [
                          {
                            "key": "Accept",
                            "value": "application/json"
                          },
                          {
                            "description": "Added as a part of security scheme: apikey",
                            "key": "X-API-Key",
                            "value": "<API Key>"
                          }
                        ],
                        "url": {
                          "raw": "{{baseUrl}}/consumers/:consumer_id/trade-lines?bureau=<string>&account_type=<string>",
                          "host": [
                            "{{baseUrl}}"
                          ],
                          "path": [
                            "consumers",
                            ":consumer_id",
                            "trade-lines"
                          ],
                          "query": [
                            {
                              "description": "Bureau to pull trade lines from.",
                              "key": "bureau",
                              "value": "<string>"
                            },
                            {
                              "description": "Filter by account type (revolving, installment, mortgage).",
                              "key": "account_type",
                              "value": "<string>"
                            }
                          ],
                          "variable": [
                            {
                              "key": "consumer_id"
                            }
                          ]
                        }
                      },
                      "status": "OK",
                      "code": 200,
                      "_postman_previewlanguage": "json",
                      "header": [
                        {
                          "key": "Content-Type",
                          "value": "application/json"
                        }
                      ],
                      "cookie": [],
                      "responseTime": null,
                      "body": "{\n  \"consumer_id\": \"<string>\",\n  \"trade_lines\": [\n    {\n      \"account_id\": \"<string>\",\n      \"bureau\": \"experian\",\n      \"creditor_name\": \"<string>\",\n      \"account_type\": \"<string>\",\n      \"account_status\": \"open\",\n      \"credit_limit\": \"<integer>\",\n      \"current_balance\": \"<integer>\",\n      \"payment_status\": \"<string>\",\n      \"opened_date\": \"<date>\",\n      \"last_activity_date\": \"<date>\"\n    },\n    {\n      \"account_id\": \"<string>\",\n      \"bureau\": \"experian\",\n      \"creditor_name\": \"<string>\",\n      \"account_type\": \"<string>\",\n      \"account_status\": \"closed\",\n      \"credit_limit\": \"<integer>\",\n      \"current_balance\": \"<integer>\",\n      \"payment_status\": \"<string>\",\n      \"opened_date\": \"<date>\",\n      \"last_activity_date\": \"<date>\"\n    }\n  ]\n}",
                      "createdAt": "2026-07-28T01:13:51.000Z",
                      "updatedAt": "2026-07-28T01:13:51.000Z",
                      "uid": "35240-f9806e49-9235-464d-a672-40f6a17319a9"
                    }
                  ],
                  "createdAt": "2026-07-28T01:13:51.000Z",
                  "updatedAt": "2026-07-28T01:13:51.000Z",
                  "uid": "35240-144a98dd-5f59-4973-8120-2a851639707d"
                }
              ],
              "id": "ef1f0e5c-d4ce-4684-9c67-d55da557f11c",
              "createdAt": "2026-07-28T01:13:51.000Z",
              "updatedAt": "2026-07-28T01:13:51.000Z",
              "uid": "35240-ef1f0e5c-d4ce-4684-9c67-d55da557f11c"
            }
          ],
          "id": "377fa533-ef89-454d-899a-6334861c5871",
          "createdAt": "2026-07-28T01:13:51.000Z",
          "updatedAt": "2026-07-28T01:13:51.000Z",
          "uid": "35240-377fa533-ef89-454d-899a-6334861c5871"
        }
      ],
      "id": "3edf7a8e-d6db-42bd-b94f-4579c6dae2b2",
      "createdAt": "2026-07-28T01:13:51.000Z",
      "updatedAt": "2026-07-28T01:13:51.000Z",
      "uid": "35240-3edf7a8e-d6db-42bd-b94f-4579c6dae2b2"
    }
  ],
  "auth": {
    "type": "apikey",
    "apikey": [
      {
        "key": "key",
        "value": "X-API-Key",
        "type": "string"
      },
      {
        "key": "value",
        "value": "{{apiKey}}",
        "type": "string"
      },
      {
        "key": "in",
        "value": "header",
        "type": "string"
      }
    ]
  },
  "variable": [
    {
      "key": "baseUrl",
      "value": "https://api.bloomcredit.io/v1"
    }
  ]
}