# Cashflow

> Cashflow keeps track of a household's day-to-day money: what came in, what went out, and what's coming up, and keeps the statements, receipts and tax forms behind it. Connect any MCP agent to it once and it can answer money questions and help keep the books tidy.

The MCP server is at https://cashflow.tech/api/mcp (Streamable HTTP, OAuth sign-in). Cashflow is about cash. There is no net worth, investment performance or credit score here, and the data is one household's own. Free to use.

Banks and credit unions in the US connect read-only through Plaid (12,000+ institutions); Cashflow never sees the bank login and can't move money. Statements from Apple Card, Bank of America, Chase, Chime, Citi, Navy Federal, Regions, and Wells Fargo can be checked against the transactions line by line.

Every link below is Markdown. The pages they copy answer `Accept: text/markdown` with the same text, so an agent can ask for any of them by its usual address.

## Docs

- [Agent docs](https://cashflow.tech/docs.md): how to connect, what the tools do, the rules the server gives every agent, and guides for common jobs. Start here (29 KB).
- [Tool reference](https://cashflow.tech/docs/reference.md): every query mode and what triggers it, every admin entity and which of its actions read or write, and every tool parameter with its type
- [Connect your assistant](https://cashflow.tech/connect.md): setup for Claude, ChatGPT, Gemini, Muse, OpenClaw, Claude Code, Codex, Cursor, VS Code, and any MCP app
- [Everything in one file](https://cashflow.tech/llms-full.txt): the agent docs, the setup steps for each assistant and every tool parameter, in one fetch (105 KB)
- [Paper Trail](https://cashflow.tech/paper-trail.md): statements, receipts and tax forms filed with the transactions they explain, and which banks' statements can be checked line by line

## Bank pages

- [Chase](https://cashflow.tech/connect/chase.md): connecting Chase accounts to an assistant, and reading its statements
- [Bank of America](https://cashflow.tech/connect/bank-of-america.md): connecting Bank of America accounts to an assistant, and reading its statements
- [Wells Fargo](https://cashflow.tech/connect/wells-fargo.md): connecting Wells Fargo accounts to an assistant, and reading its statements
- [USAA](https://cashflow.tech/connect/usaa.md): connecting USAA accounts to an assistant
- [Navy Federal Credit Union](https://cashflow.tech/connect/navy-federal.md): connecting Navy Federal Credit Union accounts to an assistant, and reading its statements

## Optional

- [Server card](https://cashflow.tech/.well-known/mcp/server-card.json): the MCP server's name, address and capabilities, as JSON
- [Privacy policy](https://cashflow.tech/privacy.md): what is collected, who processes it, and how to have it deleted
- [Terms of service](https://cashflow.tech/terms.md): the terms of use