{
  "vocabulary": {
    "name": "Celcoin API Vocabulary",
    "description": "Key terms, tags, and concepts extracted from Celcoin OpenAPI specifications",
    "source": "celcoin",
    "tags": [
      "AnnotationCompetenceCalendar",
      "BankCorrespondentAgent",
      "Consignee",
      "Files",
      "Guarantee",
      "LegacyGuarantee",
      "LegalPerson",
      "NaturalPerson",
      "OutstandingBalance",
      "Proposal",
      "Settlement",
      "TaggingJourney"
    ],
    "domainTerms": [
      {
        "term": "Pix",
        "definition": "Brazil's instant payment system operated by the Central Bank of Brazil (BCB), enabling 24/7 real-time transfers"
      },
      {
        "term": "Boleto",
        "definition": "Brazilian payment slip used for bill payment and cash collection, widely used in e-commerce and B2B payments"
      },
      {
        "term": "TED",
        "definition": "Transferência Eletrônica Disponível — Brazilian bank wire transfer, typically same-day during business hours"
      },
      {
        "term": "CCB",
        "definition": "Cédula de Crédito Bancário — Brazilian bank credit note instrument for loan formalization"
      },
      {
        "term": "BaaS",
        "definition": "Banking as a Service — embedded financial infrastructure enabling non-bank companies to offer banking products"
      },
      {
        "term": "ITP",
        "definition": "Iniciador de Transação de Pagamento — Payment Transaction Initiator under Brazil's Open Finance framework"
      },
      {
        "term": "KYC",
        "definition": "Know Your Customer — identity verification and onboarding processes required for financial account opening"
      },
      {
        "term": "FIDO",
        "definition": "Fast Identity Online — biometric authentication standard used in Celcoin's account linking for Open Finance"
      },
      {
        "term": "CNAB",
        "definition": "Centro Nacional de Automação Bancária — Brazilian banking automation standard for batch payment file processing"
      },
      {
        "term": "Consignado",
        "definition": "Consigned credit — payroll-deducted loan product, automatically deducted from salary or benefits"
      },
      {
        "term": "CCA",
        "definition": "Cédula de Crédito ao Agronegócio or Comercial Aceleradora — commercial credit note for financial operations"
      },
      {
        "term": "Open Finance",
        "definition": "Brazil's open banking/finance initiative mandated by BCB, enabling data sharing and payment initiation across institutions"
      },
      {
        "term": "Settlement",
        "definition": "Baixa de boleto — the settlement/cancellation process for boletos (payment slips) after payment is received"
      },
      {
        "term": "NaturalPerson",
        "definition": "Pessoa Física — individual (human) person in Brazilian financial/legal context"
      },
      {
        "term": "LegalPerson",
        "definition": "Pessoa Jurídica — corporate/business entity in Brazilian financial/legal context"
      },
      {
        "term": "Escrow",
        "definition": "Conta escrow — a controlled financial account holding funds on behalf of a third party during a transaction"
      },
      {
        "term": "Proposal",
        "definition": "Proposta — credit or account onboarding proposal submitted for approval in the Celcoin platform"
      },
      {
        "term": "OutstandingBalance",
        "definition": "Saldo devedor — the remaining balance owed on a credit instrument such as CCB"
      }
    ],
    "apiProducts": [
      "BaaS Core Banking",
      "Card Solutions",
      "Payments",
      "Open Finance",
      "Credit as a Service"
    ]
  }
}