{
  "complaint_id": 5000000,
  "company": "BANK OF AMERICA, NATIONAL ASSOCIATION",
  "company_public_response": "Company has responded to the consumer and the CFPB and chooses not to provide a public response",
  "company_response": "Closed with explanation",
  "complaint_what_happened": "I submitted a mortgage application and was not provided timely disclosures as required by law.",
  "date_received": "2023-06-15",
  "date_sent_to_company": "2023-06-15",
  "has_narrative": true,
  "issue": "Applying for a mortgage or refinancing an existing mortgage",
  "product": "Mortgage",
  "state": "CA",
  "sub_issue": "Delays in the application process",
  "sub_product": "Conventional home mortgage",
  "submitted_via": "Web",
  "tags": null,
  "timely": "Yes",
  "zip_code": "94105"
}