aid: citizens-financial-group deliveryModel: model: saas open_source: false commercial: true callable_host: false label: Hosted service · you call their endpoint confidence: medium source: - pricing generated: '2026-08-28' method: derived accessModel: pricing: freemium onboarding: unknown trial: false try_now: false public: false label: Freemium confidence: medium source: - plans generated: '2026-07-22' method: derived image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/citizens-financial-group.png name: Citizens Financial Group url: https://raw.githubusercontent.com/api-evangelist/citizens-financial-group/refs/heads/main/apis.yml created: '2026-03-23' modified: '2026-09-05' type: Index access: 3rd-Party position: Producing specificationVersion: '0.23' tags: - Banking - Buy Now Pay Later - Financial Services - FDX - Locator - Open Banking - Payments tags_raw: - Banking - Buy Now Pay Later - Financial Services - FDX - Locator - Open Banking - Payments - Financial-Services description: 'Citizens Financial Group is one of the oldest and largest financial institutions in the United States, serving individuals, small businesses, middle-market companies and large corporations through Citizens Bank and its subsidiaries. Citizens runs a public IBM API Connect developer portal at developer.citizensbank.com, with a matching sandbox at sandboxdeveloper.citizensbank.com, publishing twelve machine-readable contracts across four surfaces: an FDX-aligned account and statement surface, a commercial-banking surface (RTP and ACH payments, account validation, information reporting, internal transfer), an identity/authorize surface, and ATM and branch locators. The FDX Open Banking API launched in Q1 2025 gives business, commercial, wealth and private-banking customers one endpoint for sharing account and transaction data with authorized third parties. Access is partner-gated throughout, and sandbox testing is mandatory.' maintainers: - FN: Kin Lane email: kin@apievangelist.com common: - type: CapabilityMap url: capabilities/citizens-financial-group-capability-edges.yml name: Citizens Financial Group Business Capability Map - type: Vocabulary url: vocabulary/citizens-financial-group-vocabulary.yml - type: Hosts url: hosts/citizens-financial-group-hosts.yml - type: Vendors url: vendors/citizens-financial-group-vendors.yml - type: Overlay url: overlays/citizens-financial-group-payments-overlay.yaml - type: AgentSkill url: skills/citizens-financial-group-initiate-payment.md - type: Overlay url: overlays/citizens-financial-group-account-validation-overlay.yaml - type: AgentSkill url: skills/citizens-financial-group-validate-payee-account.md - type: Overlay url: overlays/citizens-financial-group-account-transfer-overlay.yaml - type: AgentSkill url: skills/citizens-financial-group-transfer-between-own-accounts.md - type: Overlay url: overlays/citizens-financial-group-information-reporting-overlay.yaml - type: AgentSkill url: skills/citizens-financial-group-report-balances-and-transactions.md - type: AgenticAccess url: agentic-access/citizens-financial-group-agentic-access.yml - type: Website url: https://www.citizensbank.com - type: Portal url: https://developer.citizensbank.com/ - type: DeveloperPortal url: https://developer.citizensbank.com/ - type: Documentation url: https://developer.citizensbank.com/api - type: APIReference url: https://developer.citizensbank.com/product - type: Sandbox url: https://sandboxdeveloper.citizensbank.com/ - type: Support url: https://developer.citizensbank.com/support - type: HelpCenter url: https://www.citizensbank.com/customer-service/contact-us.aspx - type: Login url: https://developer.citizensbank.com/user/login - type: LinkedIn url: https://www.linkedin.com/company/rbs-citizens-financial-group - type: InvestorRelations url: https://investor.citizensbank.com/ - type: PressReleases url: https://investor.citizensbank.com/about-us/newsroom/latest-news/2025/2025-03-27.aspx - type: PrivacyPolicy url: https://www.citizensbank.com/account-safeguards/privacy.aspx - type: TermsOfService url: https://www.citizensbank.com/account-safeguards/terms-of-use.aspx - type: Authentication url: authentication/citizens-financial-group-authentication.yml - type: OAuthScopes url: scopes/citizens-financial-group-scopes.yml - type: Conventions url: conventions/citizens-financial-group-conventions.yml - type: Idempotency url: conventions/citizens-financial-group-conventions.yml - type: Conformance url: conformance/citizens-financial-group-conformance.yml - type: Lifecycle url: lifecycle/citizens-financial-group-lifecycle.yml - type: DataModel url: data-model/citizens-financial-group-data-model.yml - type: ErrorCatalog url: errors/citizens-financial-group-error-codes.yml - type: ErrorCatalog url: errors/citizens-financial-group-problem-types.yml - type: DeclineCodes url: errors/citizens-financial-group-decline-codes.yml - type: Plans url: plans/citizens-financial-group-plans-pricing.yml - type: RateLimits url: rate-limits/citizens-financial-group-rate-limits.yml - type: Sandbox url: sandbox/citizens-financial-group-sandbox.yml - type: DomainSecurity url: security/citizens-financial-group-domain-security.yml - type: VulnerabilityDisclosure url: security/citizens-financial-group-vulnerability-disclosure.yml - type: Security url: security/citizens-financial-group-vulnerability-disclosure.yml - type: AgentSkill url: skills/_index.yml - type: X-MCPServerCandidate url: mcp/citizens-financial-group-mcp.yml - type: FinOps url: finops/citizens-financial-group-finops.yml - type: JSONLD url: json-ld/citizens-financial-group-context.jsonld - type: Spectral url: rules/citizens-financial-group-rules.yml apis: - aid: citizens-financial-group:citizens-open-banking-api name: Citizens Open Banking API tags: - Account - Balances - FDX - Open Banking - Transaction tags_raw: - Accounts - Balances - FDX - Open Banking - Transactions image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg humanURL: https://developer.citizensbank.com/ baseURL: https://api.citizensbank.com/fdx/v1.0 properties: - url: https://developer.citizensbank.com/ type: Portal - url: https://developer.citizensbank.com/api type: Documentation - url: https://investor.citizensbank.com/about-us/newsroom/latest-news/2025/2025-03-27.aspx type: PressReleases - url: conformance/citizens-financial-group-conformance.yml type: Conformance description: Citizens Open Banking API is the FDX-aligned API surface launched in Q1 2025 that gives business, commercial, wealth, and private- banking customers a single endpoint to share account balances, transactions, and other financial data with authorized third-party platforms. It is the program name for the /fdx/ surface; its machine-readable contracts are registered under the Citizens Accounts API and Citizens Statements API entries below, which is where the harvested FDX v1.0 and v2.1 specs live. - aid: citizens-financial-group:citizens-accounts-api name: Citizens Accounts API tags: - Account - Balances - Banking - FDX - Transaction tags_raw: - Accounts - Balances - Banking - FDX - Transactions image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg humanURL: https://developer.citizensbank.com/product/accounts/api/70 baseURL: https://api.citizensbank.com/fdx/v1.0 properties: - url: openapi/_original/citizens-financial-group-accounts-openapi.yml type: Swagger - url: openapi/_original/citizens-accounts-fdx-v1.json type: OpenAPISource - url: openapi/_original/citizens-financial-group-accounts-v2-openapi.yml type: Swagger - url: openapi/_original/citizens-accounts-fdx-v2-sandbox.json type: OpenAPISource - url: overlays/citizens-financial-group-accounts-overlay.yaml type: Overlay - url: overlays/citizens-financial-group-accounts-v2-overlay.yaml type: Overlay - url: https://developer.citizensbank.com/product/accounts/api/70 type: Documentation description: The Citizens Accounts API is the FDX-aligned account surface - account list, account detail, transactions, contact and payment networks - for authorized retrieval of Citizens Bank customer account information by third-party financial applications and aggregation platforms. FDX v1.0 is live in production; FDX v2.1 is published on the sandbox portal. - aid: citizens-financial-group:citizens-statements-api name: Citizens Statements API tags: - Banking - Documents - FDX - Statements tags_raw: - Banking - Documents - FDX - Statements image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg humanURL: https://developer.citizensbank.com/product/statements/api/statements-v1 baseURL: https://api.citizensbank.com/fdx/v1.0 properties: - url: openapi/_original/citizens-financial-group-statements-openapi.yml type: Swagger - url: openapi/_original/citizens-statements-fdx-v1.json type: OpenAPISource - url: openapi/_original/citizens-financial-group-statements-v2-openapi.yml type: Swagger - url: openapi/_original/citizens-statements-fdx-v2-sandbox.json type: OpenAPISource - url: overlays/citizens-financial-group-statements-overlay.yaml type: Overlay - url: overlays/citizens-financial-group-statements-v2-overlay.yaml type: Overlay - url: https://developer.citizensbank.com/product/statements/api/statements-v1 type: Documentation description: The Citizens Statements API enables authorized retrieval of Citizens Bank customer monthly statements for personal financial management and document workflows. Two operations - list an account's statements and retrieve one statement - published on the FDX base path in both production (v1.0) and sandbox (v2.1). - aid: citizens-financial-group:citizens-authorize-api name: Citizens Authorize API tags: - Authentication - Banking - Identity - Security tags_raw: - Authentication - Banking - Identity - OAuth - Security image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg humanURL: https://developer.citizensbank.com/product/88/api/73 baseURL: https://api.citizensbank.com/authorize/v1.0 properties: - url: openapi/_original/citizens-financial-group-authorize-openapi.yml type: Swagger - url: openapi/_original/citizens-authorize-v1.json type: OpenAPISource - url: openapi/_original/citizens-financial-group-authorize-v2-openapi.yml type: Swagger - url: openapi/_original/citizens-authorize-v2-sandbox.json type: OpenAPISource - url: overlays/citizens-financial-group-authorize-overlay.yaml type: Overlay - url: overlays/citizens-financial-group-authorize-v2-overlay.yaml type: Overlay - url: authentication/citizens-financial-group-authentication.yml type: Authentication - url: https://developer.citizensbank.com/product/88/api/73 type: Documentation description: The Citizens Authorize API is the Citizens identity provider that authenticates a partner and grants access to bank resources such as accounts and transactions. The published contract declares only the token revocation endpoint; the token endpoint that issues the credential is documented in the PDF user guides, and no OAuth or OpenID Connect discovery document is served on any Citizens host. Version 1.0 is production, 2.0 is sandbox. - aid: citizens-financial-group:citizens-atm-locator-api name: Citizens ATM Locator API tags: - ATM - Geo Search - Locator image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg humanURL: https://sandboxdeveloper.citizensbank.com/product/127/api/103 baseURL: https://sandboxapi.citizensbank.com/v1/atm-locator properties: - url: openapi/_original/citizens-financial-group-atm-locator-openapi.yml type: Swagger - url: openapi/_original/citizens-atm-locator-v1-sandbox.json type: OpenAPISource - url: overlays/citizens-financial-group-atm-locator-overlay.yaml type: Overlay - url: skills/citizens-financial-group-find-atm-or-branch.md type: AgentSkill - url: https://sandboxdeveloper.citizensbank.com/product/127/api/103 type: Documentation description: The Citizens ATM Locator API enables searching for Citizens Bank ATMs throughout the USA using zip code, street address, or geographical coordinates, returning location, hours of operation and whether the ATM is standalone or inside another entity. It is published only on the sandbox portal and is gated by a Partner-ID header rather than the OAuth flow the rest of the estate uses. - aid: citizens-financial-group:citizens-branch-locator-api name: Citizens Branch Locator API tags: - Branch - Geo Search - Locator image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg humanURL: https://sandboxdeveloper.citizensbank.com/product/127/api/106 baseURL: https://sandboxapi.citizensbank.com/v1/branch-locator properties: - url: openapi/_original/citizens-financial-group-branch-locator-openapi.yml type: Swagger - url: openapi/_original/citizens-branch-locator-v1-sandbox.json type: OpenAPISource - url: overlays/citizens-financial-group-branch-locator-overlay.yaml type: Overlay - url: https://sandboxdeveloper.citizensbank.com/product/127/api/106 type: Documentation description: The Citizens Branch Locator API enables searching for Citizens Bank branches throughout the USA using zip code, street address, geographical coordinates or routing number. Like the ATM Locator it is published only on the sandbox portal and gated by a Partner-ID header. - aid: citizens-financial-group:citizens-pay-api name: Citizens Pay API tags: - Buy Now Pay Later - Citizens Pay - Embedded Finance - Lending tags_raw: - BNPL - Buy Now Pay Later - Citizens Pay - Embedded Finance - Lending image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg humanURL: https://pay.citizensbank.com/ properties: - url: https://pay.citizensbank.com/ type: Website description: Citizens Pay is the buy-now-pay-later embedded financing platform offered by Citizens Bank. The Citizens Pay developer portal that previously exposed merchant integration, underwriting and installment-loan lifecycle APIs at developer-citizenspay.citizensbank.com no longer resolves (checked 2026-09-05, NXDOMAIN), and no replacement developer surface was found. No baseURL is recorded because Citizens publishes none; the only live Citizens Pay surface is the consumer site. - aid: citizens-financial-group:citizens-financial-group-account-transfer-api name: Citizens Financial Group Account Transfer API description: The Account Transfer API from Citizens Financial Group — 1 operation(s) for account transfer. humanURL: https://developer.citizensbank.com/ baseURL: https://api.citizensbank.com/fdx/v1.0 tags: - Account Transfer properties: - type: OpenAPI url: openapi/citizens-financial-group-account-transfer-api-openapi.yml - type: OpenAPISource url: openapi/_original/citizens-payments-v3.json - type: DeclineCodes url: errors/citizens-financial-group-decline-codes.yml - type: Documentation url: https://developer.citizensbank.com/product/commercial-banking/api/payments-v3 - type: APIReference url: https://developer.citizensbank.com/content/qut/CitizensPaymentAPIUserGuide.pdf - type: OpenAPISource url: openapi/_original/citizens-account-validation-v1.json - type: Documentation url: https://developer.citizensbank.com/product/commercial-banking/api/accountvalidation-v1 - type: APIReference url: https://developer.citizensbank.com/content/qut/CitizensAccountValidationAPIUserGuide.pdf - type: OpenAPISource url: openapi/_original/citizens-account-transfer-v1.json - type: Documentation url: https://developer.citizensbank.com/product/commercial-banking/api/accounttransfer-v1 - type: APIReference url: https://developer.citizensbank.com/content/qut/CitizensAccountTransferAPIUserGuide.pdf - type: OpenAPISource url: openapi/_original/citizens-information-reporting-v1.json - type: Documentation url: https://developer.citizensbank.com/product/commercial-banking/api/informationreporting-v1 - type: APIReference url: https://developer.citizensbank.com/content/qut/CitizensInformationReportingAPIUserGuide.pdf - type: JSONSchema url: json-schema/citizens-financial-group-account-transfer-request-schema.json - type: JSONSchema url: json-schema/citizens-financial-group-account-transfer-response-schema.json - aid: citizens-financial-group:citizens-financial-group-accounts-api name: Citizens Financial Group Accounts API description: The Accounts API from Citizens Financial Group — 7 operation(s) for accounts. humanURL: https://developer.citizensbank.com/ baseURL: https://api.citizensbank.com/fdx/v1.0 tags: - Account tags_raw: - Accounts properties: - type: OpenAPI url: openapi/citizens-financial-group-accounts-api-openapi.yml - type: OpenAPISource url: openapi/_original/citizens-payments-v3.json - type: DeclineCodes url: errors/citizens-financial-group-decline-codes.yml - type: Documentation url: https://developer.citizensbank.com/product/commercial-banking/api/payments-v3 - type: APIReference url: https://developer.citizensbank.com/content/qut/CitizensPaymentAPIUserGuide.pdf - type: OpenAPISource url: openapi/_original/citizens-account-validation-v1.json - type: Documentation url: https://developer.citizensbank.com/product/commercial-banking/api/accountvalidation-v1 - type: APIReference url: https://developer.citizensbank.com/content/qut/CitizensAccountValidationAPIUserGuide.pdf - type: OpenAPISource url: openapi/_original/citizens-account-transfer-v1.json - type: Documentation url: https://developer.citizensbank.com/product/commercial-banking/api/accounttransfer-v1 - type: APIReference url: https://developer.citizensbank.com/content/qut/CitizensAccountTransferAPIUserGuide.pdf - type: OpenAPISource url: openapi/_original/citizens-information-reporting-v1.json - type: Documentation url: https://developer.citizensbank.com/product/commercial-banking/api/informationreporting-v1 - type: APIReference url: https://developer.citizensbank.com/content/qut/CitizensInformationReportingAPIUserGuide.pdf - type: JSONSchema url: json-schema/citizens-financial-group-account-payment-network-schema.json - type: JSONSchema url: json-schema/citizens-financial-group-account-contact-schema.json - type: JSONSchema url: json-schema/citizens-financial-group-statements-schema.json - type: JSONSchema url: json-schema/citizens-financial-group-transactions-schema.json - type: JSONSchema url: json-schema/citizens-financial-group-accounts-schema.json - type: JSONSchema url: json-schema/citizens-financial-group-string255-schema.json - aid: citizens-financial-group:citizens-financial-group-get-account-inquiry-status-api name: Citizens Financial Group Get Account Inquiry Status API description: The Get Account Inquiry Status API from Citizens Financial Group — 1 operation(s) for get account inquiry status. humanURL: https://developer.citizensbank.com/ baseURL: https://api.citizensbank.com/fdx/v1.0 tags: - Get Account Inquiry Status properties: - type: OpenAPI url: openapi/citizens-financial-group-get-account-inquiry-status-api-openapi.yml - type: OpenAPISource url: openapi/_original/citizens-payments-v3.json - type: DeclineCodes url: errors/citizens-financial-group-decline-codes.yml - type: Documentation url: https://developer.citizensbank.com/product/commercial-banking/api/payments-v3 - type: APIReference url: https://developer.citizensbank.com/content/qut/CitizensPaymentAPIUserGuide.pdf - type: OpenAPISource url: openapi/_original/citizens-account-validation-v1.json - type: Documentation url: https://developer.citizensbank.com/product/commercial-banking/api/accountvalidation-v1 - type: APIReference url: https://developer.citizensbank.com/content/qut/CitizensAccountValidationAPIUserGuide.pdf - type: OpenAPISource url: openapi/_original/citizens-account-transfer-v1.json - type: Documentation url: https://developer.citizensbank.com/product/commercial-banking/api/accounttransfer-v1 - type: APIReference url: https://developer.citizensbank.com/content/qut/CitizensAccountTransferAPIUserGuide.pdf - type: OpenAPISource url: openapi/_original/citizens-information-reporting-v1.json - type: Documentation url: https://developer.citizensbank.com/product/commercial-banking/api/informationreporting-v1 - type: APIReference url: https://developer.citizensbank.com/content/qut/CitizensInformationReportingAPIUserGuide.pdf - type: JSONSchema url: json-schema/citizens-financial-group-account-inquiry-response-schema.json - aid: citizens-financial-group:citizens-financial-group-information-reporting-api name: Citizens Financial Group Information Reporting API description: The Information Reporting API from Citizens Financial Group — 3 operation(s) for information reporting. humanURL: https://developer.citizensbank.com/ baseURL: https://api.citizensbank.com/fdx/v1.0 tags: - Information Reporting properties: - type: OpenAPI url: openapi/citizens-financial-group-information-reporting-api-openapi.yml - type: OpenAPISource url: openapi/_original/citizens-payments-v3.json - type: DeclineCodes url: errors/citizens-financial-group-decline-codes.yml - type: Documentation url: https://developer.citizensbank.com/product/commercial-banking/api/payments-v3 - type: APIReference url: https://developer.citizensbank.com/content/qut/CitizensPaymentAPIUserGuide.pdf - type: OpenAPISource url: openapi/_original/citizens-account-validation-v1.json - type: Documentation url: https://developer.citizensbank.com/product/commercial-banking/api/accountvalidation-v1 - type: APIReference url: https://developer.citizensbank.com/content/qut/CitizensAccountValidationAPIUserGuide.pdf - type: OpenAPISource url: openapi/_original/citizens-account-transfer-v1.json - type: Documentation url: https://developer.citizensbank.com/product/commercial-banking/api/accounttransfer-v1 - type: APIReference url: https://developer.citizensbank.com/content/qut/CitizensAccountTransferAPIUserGuide.pdf - type: OpenAPISource url: openapi/_original/citizens-information-reporting-v1.json - type: Documentation url: https://developer.citizensbank.com/product/commercial-banking/api/informationreporting-v1 - type: APIReference url: https://developer.citizensbank.com/content/qut/CitizensInformationReportingAPIUserGuide.pdf - type: JSONSchema url: json-schema/citizens-financial-group-balance-inquiry-response-data-schema.json - type: JSONSchema url: json-schema/citizens-financial-group-account-transaction-request-schema.json - type: JSONSchema url: json-schema/citizens-financial-group-account-list-response-data-schema.json - type: JSONSchema url: json-schema/citizens-financial-group-balance-inquiry-response-data2-schema.json - type: JSONSchema url: json-schema/citizens-financial-group-account-transaction-response-schema.json - type: JSONSchema url: json-schema/citizens-financial-group-account-detail-request-schema.json - aid: citizens-financial-group:citizens-financial-group-initiate-account-validation-inquiry-api name: Citizens Financial Group Initiate Account Validation Inquiry API description: The Initiate Account Validation Inquiry API from Citizens Financial Group — 1 operation(s) for initiate account validation inquiry. humanURL: https://developer.citizensbank.com/ baseURL: https://api.citizensbank.com/fdx/v1.0 tags: - Initiate Account Validation Inquiry properties: - type: OpenAPI url: openapi/citizens-financial-group-initiate-account-validation-inquiry-api-openapi.yml - type: OpenAPISource url: openapi/_original/citizens-payments-v3.json - type: DeclineCodes url: errors/citizens-financial-group-decline-codes.yml - type: Documentation url: https://developer.citizensbank.com/product/commercial-banking/api/payments-v3 - type: APIReference url: https://developer.citizensbank.com/content/qut/CitizensPaymentAPIUserGuide.pdf - type: OpenAPISource url: openapi/_original/citizens-account-validation-v1.json - type: Documentation url: https://developer.citizensbank.com/product/commercial-banking/api/accountvalidation-v1 - type: APIReference url: https://developer.citizensbank.com/content/qut/CitizensAccountValidationAPIUserGuide.pdf - type: OpenAPISource url: openapi/_original/citizens-account-transfer-v1.json - type: Documentation url: https://developer.citizensbank.com/product/commercial-banking/api/accounttransfer-v1 - type: APIReference url: https://developer.citizensbank.com/content/qut/CitizensAccountTransferAPIUserGuide.pdf - type: OpenAPISource url: openapi/_original/citizens-information-reporting-v1.json - type: Documentation url: https://developer.citizensbank.com/product/commercial-banking/api/informationreporting-v1 - type: APIReference url: https://developer.citizensbank.com/content/qut/CitizensInformationReportingAPIUserGuide.pdf - type: JSONSchema url: json-schema/citizens-financial-group-account-status-inquiry-request-schema.json - type: JSONSchema url: json-schema/citizens-financial-group-inline-response-200-schema.json - aid: citizens-financial-group:citizens-financial-group-initiate-payment-api name: Citizens Financial Group Initiate Payment API description: The Initiate Payment API from Citizens Financial Group — 1 operation(s) for initiate payment. humanURL: https://developer.citizensbank.com/ baseURL: https://api.citizensbank.com/fdx/v1.0 tags: - Initiate Payment properties: - type: OpenAPI url: openapi/citizens-financial-group-initiate-payment-api-openapi.yml - type: OpenAPISource url: openapi/_original/citizens-payments-v3.json - type: DeclineCodes url: errors/citizens-financial-group-decline-codes.yml - type: Documentation url: https://developer.citizensbank.com/product/commercial-banking/api/payments-v3 - type: APIReference url: https://developer.citizensbank.com/content/qut/CitizensPaymentAPIUserGuide.pdf - type: OpenAPISource url: openapi/_original/citizens-account-validation-v1.json - type: Documentation url: https://developer.citizensbank.com/product/commercial-banking/api/accountvalidation-v1 - type: APIReference url: https://developer.citizensbank.com/content/qut/CitizensAccountValidationAPIUserGuide.pdf - type: OpenAPISource url: openapi/_original/citizens-account-transfer-v1.json - type: Documentation url: https://developer.citizensbank.com/product/commercial-banking/api/accounttransfer-v1 - type: APIReference url: https://developer.citizensbank.com/content/qut/CitizensAccountTransferAPIUserGuide.pdf - type: OpenAPISource url: openapi/_original/citizens-information-reporting-v1.json - type: Documentation url: https://developer.citizensbank.com/product/commercial-banking/api/informationreporting-v1 - type: APIReference url: https://developer.citizensbank.com/content/qut/CitizensInformationReportingAPIUserGuide.pdf - type: JSONSchema url: json-schema/citizens-financial-group-payment-initiation-request-schema.json - type: JSONSchema url: json-schema/citizens-financial-group-payment-initiation-response-schema.json - aid: citizens-financial-group:citizens-financial-group-latitude-api name: Citizens Financial Group Latitude API description: The Latitude API from Citizens Financial Group — 1 operation(s) for latitude. humanURL: https://developer.citizensbank.com/ baseURL: https://api.citizensbank.com/fdx/v1.0 tags: - Latitude properties: - type: OpenAPI url: openapi/citizens-financial-group-latitude-api-openapi.yml - type: OpenAPISource url: openapi/_original/citizens-payments-v3.json - type: DeclineCodes url: errors/citizens-financial-group-decline-codes.yml - type: Documentation url: https://developer.citizensbank.com/product/commercial-banking/api/payments-v3 - type: APIReference url: https://developer.citizensbank.com/content/qut/CitizensPaymentAPIUserGuide.pdf - type: OpenAPISource url: openapi/_original/citizens-account-validation-v1.json - type: Documentation url: https://developer.citizensbank.com/product/commercial-banking/api/accountvalidation-v1 - type: APIReference url: https://developer.citizensbank.com/content/qut/CitizensAccountValidationAPIUserGuide.pdf - type: OpenAPISource url: openapi/_original/citizens-account-transfer-v1.json - type: Documentation url: https://developer.citizensbank.com/product/commercial-banking/api/accounttransfer-v1 - type: APIReference url: https://developer.citizensbank.com/content/qut/CitizensAccountTransferAPIUserGuide.pdf - type: OpenAPISource url: openapi/_original/citizens-information-reporting-v1.json - type: Documentation url: https://developer.citizensbank.com/product/commercial-banking/api/informationreporting-v1 - type: APIReference url: https://developer.citizensbank.com/content/qut/CitizensInformationReportingAPIUserGuide.pdf - aid: citizens-financial-group:citizens-financial-group-participant-status-api name: Citizens Financial Group Participant Status API description: The Participant Status API from Citizens Financial Group — 1 operation(s) for participant status. humanURL: https://developer.citizensbank.com/ baseURL: https://api.citizensbank.com/fdx/v1.0 tags: - Participant Status properties: - type: OpenAPI url: openapi/citizens-financial-group-participant-status-api-openapi.yml - type: OpenAPISource url: openapi/_original/citizens-payments-v3.json - type: DeclineCodes url: errors/citizens-financial-group-decline-codes.yml - type: Documentation url: https://developer.citizensbank.com/product/commercial-banking/api/payments-v3 - type: APIReference url: https://developer.citizensbank.com/content/qut/CitizensPaymentAPIUserGuide.pdf - type: OpenAPISource url: openapi/_original/citizens-account-validation-v1.json - type: Documentation url: https://developer.citizensbank.com/product/commercial-banking/api/accountvalidation-v1 - type: APIReference url: https://developer.citizensbank.com/content/qut/CitizensAccountValidationAPIUserGuide.pdf - type: OpenAPISource url: openapi/_original/citizens-account-transfer-v1.json - type: Documentation url: https://developer.citizensbank.com/product/commercial-banking/api/accounttransfer-v1 - type: APIReference url: https://developer.citizensbank.com/content/qut/CitizensAccountTransferAPIUserGuide.pdf - type: OpenAPISource url: openapi/_original/citizens-information-reporting-v1.json - type: Documentation url: https://developer.citizensbank.com/product/commercial-banking/api/informationreporting-v1 - type: APIReference url: https://developer.citizensbank.com/content/qut/CitizensInformationReportingAPIUserGuide.pdf - type: JSONSchema url: json-schema/citizens-financial-group-participant-status-summary-schema.json - type: JSONSchema url: json-schema/citizens-financial-group-participant-status-query-schema.json - aid: citizens-financial-group:citizens-financial-group-payment-status-api name: Citizens Financial Group Payment Status API description: The Payment Status API from Citizens Financial Group — 1 operation(s) for payment status. humanURL: https://developer.citizensbank.com/ baseURL: https://api.citizensbank.com/fdx/v1.0 tags: - Payment Status properties: - type: OpenAPI url: openapi/citizens-financial-group-payment-status-api-openapi.yml - type: OpenAPISource url: openapi/_original/citizens-payments-v3.json - type: DeclineCodes url: errors/citizens-financial-group-decline-codes.yml - type: Documentation url: https://developer.citizensbank.com/product/commercial-banking/api/payments-v3 - type: APIReference url: https://developer.citizensbank.com/content/qut/CitizensPaymentAPIUserGuide.pdf - type: OpenAPISource url: openapi/_original/citizens-account-validation-v1.json - type: Documentation url: https://developer.citizensbank.com/product/commercial-banking/api/accountvalidation-v1 - type: APIReference url: https://developer.citizensbank.com/content/qut/CitizensAccountValidationAPIUserGuide.pdf - type: OpenAPISource url: openapi/_original/citizens-account-transfer-v1.json - type: Documentation url: https://developer.citizensbank.com/product/commercial-banking/api/accounttransfer-v1 - type: APIReference url: https://developer.citizensbank.com/content/qut/CitizensAccountTransferAPIUserGuide.pdf - type: OpenAPISource url: openapi/_original/citizens-information-reporting-v1.json - type: Documentation url: https://developer.citizensbank.com/product/commercial-banking/api/informationreporting-v1 - type: APIReference url: https://developer.citizensbank.com/content/qut/CitizensInformationReportingAPIUserGuide.pdf - type: JSONSchema url: json-schema/citizens-financial-group-payment-status-response-schema.json - type: JSONSchema url: json-schema/citizens-financial-group-payment-status-request-schema.json - aid: citizens-financial-group:citizens-financial-group-postalcode-api name: Citizens Financial Group Postalcode API description: The Postalcode API from Citizens Financial Group — 1 operation(s) for postalcode. humanURL: https://developer.citizensbank.com/ baseURL: https://api.citizensbank.com/fdx/v1.0 tags: - Postalcode properties: - type: OpenAPI url: openapi/citizens-financial-group-postalcode-api-openapi.yml - type: OpenAPISource url: openapi/_original/citizens-payments-v3.json - type: DeclineCodes url: errors/citizens-financial-group-decline-codes.yml - type: Documentation url: https://developer.citizensbank.com/product/commercial-banking/api/payments-v3 - type: APIReference url: https://developer.citizensbank.com/content/qut/CitizensPaymentAPIUserGuide.pdf - type: OpenAPISource url: openapi/_original/citizens-account-validation-v1.json - type: Documentation url: https://developer.citizensbank.com/product/commercial-banking/api/accountvalidation-v1 - type: APIReference url: https://developer.citizensbank.com/content/qut/CitizensAccountValidationAPIUserGuide.pdf - type: OpenAPISource url: openapi/_original/citizens-account-transfer-v1.json - type: Documentation url: https://developer.citizensbank.com/product/commercial-banking/api/accounttransfer-v1 - type: APIReference url: https://developer.citizensbank.com/content/qut/CitizensAccountTransferAPIUserGuide.pdf - type: OpenAPISource url: openapi/_original/citizens-information-reporting-v1.json - type: Documentation url: https://developer.citizensbank.com/product/commercial-banking/api/informationreporting-v1 - type: APIReference url: https://developer.citizensbank.com/content/qut/CitizensInformationReportingAPIUserGuide.pdf - type: JSONSchema url: json-schema/citizens-financial-group-search-by-postal-response-schema.json - aid: citizens-financial-group:citizens-financial-group-revoke-api name: Citizens Financial Group Revoke API description: The Revoke API from Citizens Financial Group — 1 operation(s) for revoke. humanURL: https://developer.citizensbank.com/ baseURL: https://api.citizensbank.com/fdx/v1.0 tags: - Revoke properties: - type: OpenAPI url: openapi/citizens-financial-group-revoke-api-openapi.yml - type: OpenAPISource url: openapi/_original/citizens-payments-v3.json - type: DeclineCodes url: errors/citizens-financial-group-decline-codes.yml - type: Documentation url: https://developer.citizensbank.com/product/commercial-banking/api/payments-v3 - type: APIReference url: https://developer.citizensbank.com/content/qut/CitizensPaymentAPIUserGuide.pdf - type: OpenAPISource url: openapi/_original/citizens-account-validation-v1.json - type: Documentation url: https://developer.citizensbank.com/product/commercial-banking/api/accountvalidation-v1 - type: APIReference url: https://developer.citizensbank.com/content/qut/CitizensAccountValidationAPIUserGuide.pdf - type: OpenAPISource url: openapi/_original/citizens-account-transfer-v1.json - type: Documentation url: https://developer.citizensbank.com/product/commercial-banking/api/accounttransfer-v1 - type: APIReference url: https://developer.citizensbank.com/content/qut/CitizensAccountTransferAPIUserGuide.pdf - type: OpenAPISource url: openapi/_original/citizens-information-reporting-v1.json - type: Documentation url: https://developer.citizensbank.com/product/commercial-banking/api/informationreporting-v1 - type: APIReference url: https://developer.citizensbank.com/content/qut/CitizensInformationReportingAPIUserGuide.pdf - aid: citizens-financial-group:citizens-financial-group-routingnumber-api name: Citizens Financial Group Routingnumber API description: The Routingnumber API from Citizens Financial Group — 1 operation(s) for routingnumber. humanURL: https://developer.citizensbank.com/ baseURL: https://api.citizensbank.com/fdx/v1.0 tags: - Routingnumber properties: - type: OpenAPI url: openapi/citizens-financial-group-routingnumber-api-openapi.yml - type: OpenAPISource url: openapi/_original/citizens-payments-v3.json - type: DeclineCodes url: errors/citizens-financial-group-decline-codes.yml - type: Documentation url: https://developer.citizensbank.com/product/commercial-banking/api/payments-v3 - type: APIReference url: https://developer.citizensbank.com/content/qut/CitizensPaymentAPIUserGuide.pdf - type: OpenAPISource url: openapi/_original/citizens-account-validation-v1.json - type: Documentation url: https://developer.citizensbank.com/product/commercial-banking/api/accountvalidation-v1 - type: APIReference url: https://developer.citizensbank.com/content/qut/CitizensAccountValidationAPIUserGuide.pdf - type: OpenAPISource url: openapi/_original/citizens-account-transfer-v1.json - type: Documentation url: https://developer.citizensbank.com/product/commercial-banking/api/accounttransfer-v1 - type: APIReference url: https://developer.citizensbank.com/content/qut/CitizensAccountTransferAPIUserGuide.pdf - type: OpenAPISource url: openapi/_original/citizens-information-reporting-v1.json - type: Documentation url: https://developer.citizensbank.com/product/commercial-banking/api/informationreporting-v1 - type: APIReference url: https://developer.citizensbank.com/content/qut/CitizensInformationReportingAPIUserGuide.pdf - aid: citizens-financial-group:citizens-financial-group-state-api name: Citizens Financial Group State API description: The State API from Citizens Financial Group — 1 operation(s) for state. humanURL: https://developer.citizensbank.com/ baseURL: https://api.citizensbank.com/fdx/v1.0 tags: - States tags_raw: - State properties: - type: OpenAPI url: openapi/citizens-financial-group-state-api-openapi.yml - type: OpenAPISource url: openapi/_original/citizens-payments-v3.json - type: DeclineCodes url: errors/citizens-financial-group-decline-codes.yml - type: Documentation url: https://developer.citizensbank.com/product/commercial-banking/api/payments-v3 - type: APIReference url: https://developer.citizensbank.com/content/qut/CitizensPaymentAPIUserGuide.pdf - type: OpenAPISource url: openapi/_original/citizens-account-validation-v1.json - type: Documentation url: https://developer.citizensbank.com/product/commercial-banking/api/accountvalidation-v1 - type: APIReference url: https://developer.citizensbank.com/content/qut/CitizensAccountValidationAPIUserGuide.pdf - type: OpenAPISource url: openapi/_original/citizens-account-transfer-v1.json - type: Documentation url: https://developer.citizensbank.com/product/commercial-banking/api/accounttransfer-v1 - type: APIReference url: https://developer.citizensbank.com/content/qut/CitizensAccountTransferAPIUserGuide.pdf - type: OpenAPISource url: openapi/_original/citizens-information-reporting-v1.json - type: Documentation url: https://developer.citizensbank.com/product/commercial-banking/api/informationreporting-v1 - type: APIReference url: https://developer.citizensbank.com/content/qut/CitizensInformationReportingAPIUserGuide.pdf x-pointer-verification: checked: '2026-09-05' method: probed note: Every http(s) pointer above was fetched on 2026-09-05 with a browser User-Agent, following redirects, and the body was read rather than trusting the status line. Four pointers carried in earlier rounds were confirmed dead and removed rather than left to rot. removed: - url: https://citizensbank.openbankproject.com/ was: Open Bank Project Sandbox status: 0 reason: DNS does not resolve (NXDOMAIN). The live sandbox is Citizens' own portal at sandboxdeveloper.citizensbank.com. - url: https://developer-citizenspay.citizensbank.com/ was: Citizens Pay Portal status: 0 reason: DNS does not resolve (NXDOMAIN). No replacement Citizens Pay developer surface was found. - url: https://www.citizensbank.com/customer-service/online-banking-service-agreement.aspx was: TermsOfService status: 404 reason: Returns the Citizens 404 page. Replaced with the live Terms of Use page. - url: https://www.citizensbank.com/customer-service/overview.aspx was: Support status: 404 reason: Returns the Citizens 404 page. Replaced with the developer-portal support page and the live Contact Us page. not_emitted: - surface: Blog url: https://developer.citizensbank.com/blog status: 200 reason: Serves the portal shell reading "No blog entries have been created." A 200 with no content is not a blog. - surface: GitHubOrganization url: https://github.com/citizensbank status: 200 reason: The org exists but carries no name, no description, no website and zero public repositories, so it cannot be attributed to Citizens Financial Group from anything it publishes. - surface: Postman status: 0 reason: A Postman public search for "citizens bank" returned zero collections, workspaces and APIs. - surface: WellKnown / SecurityTxt reason: Every /.well-known/ path 404s or returns the portal search shell on every Citizens host. The probe is recorded in well-known/ and no pointer is emitted. See that file. - surface: AgentCard reason: /.well-known/agent-card.json and /.well-known/agent.json probed on all eight Citizens hosts on 2026-09-05 - 404, 403 or connection timeout. No card is served, so nothing was written. - surface: SDKs / Packages reason: No first-party client library exists in any registry. packages/ records the zero and no SDKs pointer is emitted. - surface: StatusPage / Deprecation / ChangeLog reason: Citizens publishes no status page, deprecation policy or changelog. lifecycle/ records the probes and no pointer is emitted for any of them. - surface: Compliance reason: No trust center or named certification (SOC 2 / ISO 27001 / PCI) is published. FDIC membership and Federal Reserve / OCC supervision are not an API compliance program. x-enrichment: date: '2026-10-12' status: enriched artifacts_added: 1 pass: local-v5