{
  "type": "object",
  "properties": {
    "document": {
      "anyOf": [
        {
          "type": "object",
          "properties": {
            "kind": {
              "type": "string",
              "const": "base64"
            },
            "mediaType": {
              "type": "string",
              "enum": [
                "application/pdf",
                "image/png",
                "image/jpeg"
              ]
            },
            "data": {
              "type": "string",
              "description": "Base64-encoded document bytes, no data: URI prefix"
            }
          },
          "required": [
            "kind",
            "mediaType",
            "data"
          ],
          "additionalProperties": false
        },
        {
          "type": "object",
          "properties": {
            "kind": {
              "type": "string",
              "const": "url"
            },
            "url": {
              "type": "string",
              "format": "uri",
              "description": "https URL, fetched server-side under the \u00a77.2 SSRF limits"
            }
          },
          "required": [
            "kind",
            "url"
          ],
          "additionalProperties": false
        }
      ],
      "description": "The certificate to read: base64 bytes, or an https url fetched server-side (\u00a73.5)"
    },
    "requirements": {
      "anyOf": [
        {
          "type": "object",
          "properties": {
            "profileId": {
              "type": "string"
            },
            "label": {
              "type": "string"
            },
            "insuredNameMustMatch": {
              "type": "object",
              "properties": {
                "expected": {
                  "type": "string"
                },
                "mode": {
                  "type": "string",
                  "enum": [
                    "exact",
                    "normalized",
                    "fuzzy"
                  ]
                }
              },
              "required": [
                "expected",
                "mode"
              ],
              "additionalProperties": false
            },
            "certificateHolderMustMatch": {
              "$ref": "#/properties/requirements/anyOf/0/properties/insuredNameMustMatch"
            },
            "formMustBeCurrent": {
              "type": "boolean"
            },
            "carrier": {
              "type": "object",
              "properties": {
                "mustBeLicensedInState": {
                  "type": "string"
                },
                "minAmBestRating": {
                  "type": "string"
                }
              },
              "additionalProperties": false
            },
            "coverages": {
              "type": "object",
              "properties": {
                "generalLiability": {
                  "type": "object",
                  "properties": {
                    "required": {
                      "type": "boolean"
                    },
                    "mustBeActive": {
                      "type": "boolean"
                    },
                    "minDaysToExpiry": {
                      "type": "integer",
                      "minimum": 0
                    },
                    "requireAdditionalInsured": {
                      "type": "boolean"
                    },
                    "requireSubrogationWaiver": {
                      "type": "boolean"
                    },
                    "requirePrimaryNonContributory": {
                      "type": "boolean"
                    },
                    "requireOccurrenceForm": {
                      "type": "boolean"
                    },
                    "limits": {
                      "type": "object",
                      "additionalProperties": {
                        "type": "object",
                        "properties": {
                          "min": {
                            "type": "integer"
                          }
                        },
                        "required": [
                          "min"
                        ],
                        "additionalProperties": false
                      }
                    }
                  },
                  "required": [
                    "required"
                  ],
                  "additionalProperties": false
                },
                "autoLiability": {
                  "$ref": "#/properties/requirements/anyOf/0/properties/coverages/properties/generalLiability"
                },
                "umbrellaExcess": {
                  "$ref": "#/properties/requirements/anyOf/0/properties/coverages/properties/generalLiability"
                },
                "workersComp": {
                  "$ref": "#/properties/requirements/anyOf/0/properties/coverages/properties/generalLiability"
                }
              },
              "additionalProperties": false
            },
            "rulesetVersionPin": {
              "type": "string"
            }
          },
          "required": [
            "coverages"
          ],
          "additionalProperties": false
        },
        {
          "type": "object",
          "properties": {
            "profileId": {
              "type": "string"
            }
          },
          "required": [
            "profileId"
          ],
          "additionalProperties": false
        }
      ],
      "description": "Either an inline RequirementProfile (\u00a74.2) or { profileId } naming a stored profile (\u00a73.2)"
    },
    "options": {
      "type": "object",
      "properties": {
        "checkCarrier": {
          "type": "boolean"
        },
        "redactStored": {
          "type": "boolean"
        },
        "evaluationDate": {
          "type": "string"
        }
      },
      "additionalProperties": false
    }
  },
  "additionalProperties": false,
  "$schema": "http://json-schema.org/draft-07/schema#",
  "title": "validate_coi inputSchema",
  "x-source": "https://coverbureau.com/mcp tools/list (probed 2026-11-04)"
}