{
  "$schema": "http://json-schema.org/draft-07/schema#",
  "type": "object",
  "properties": {
    "topic": {
      "description": "A single topic id. Omit to get all of them.",
      "type": "string",
      "enum": [
        "statement_close_vs_due_date",
        "scores_and_scale",
        "checking_your_own_file",
        "regulation",
        "open_banking",
        "utilization"
      ]
    }
  },
  "title": "explain_canadian_credit_mechanics",
  "x-source": "tools/list from https://mcp.creditgps.ca/mcp (2026-11-04), inputSchema verbatim"
}