{
  "$schema": "http://json-schema.org/draft-07/schema#",
  "type": "object",
  "properties": {
    "daysPastDue": {
      "description": "How many days past the due date the payment is, if known. Changes which part of the answer leads.",
      "type": "integer",
      "minimum": 0,
      "maximum": 9007199254740991
    }
  },
  "title": "explain_missed_payment",
  "x-source": "tools/list from https://mcp.creditgps.ca/mcp (2026-11-04), inputSchema verbatim"
}