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                        "key": "Content-Type",
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                        "description": "Added as a part of security scheme: basic",
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                    "body": {
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                      "options": {
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                    "url": {
                      "raw": "{{baseUrl}}/virtual_accounts/:id",
                      "host": [
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                      "path": [
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                        ":id"
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                      "variable": [
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                      "path": [
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                    "body": {
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                      "path": [
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                  "status": "Too Many Requests",
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                  "_postman_previewlanguage": "json",
                  "header": [
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                      "value": "application/json"
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                  ],
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                        },
                        "description": "Remove a payer from the whitelist of a virtual account (Smart Collect TPV). The payer will no longer be able to make payments to this virtual account."
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                      "response": [
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                                "value": "Basic <credentials>"
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                            ],
                            "url": {
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                                "description": "Added as a part of security scheme: basic",
                                "key": "Authorization",
                                "value": "Basic <credentials>"
                              }
                            ],
                            "url": {
                              "raw": "{{baseUrl}}/virtual_accounts/:va_id/allowed_payers/:id",
                              "host": [
                                "{{baseUrl}}"
                              ],
                              "path": [
                                "virtual_accounts",
                                ":va_id",
                                "allowed_payers",
                                ":id"
                              ],
                              "variable": [
                                {
                                  "key": "va_id"
                                },
                                {
                                  "key": "id"
                                }
                              ]
                            }
                          },
                          "status": "Too Many Requests",
                          "code": 429,
                          "_postman_previewlanguage": "json",
                          "header": [
                            {
                              "key": "Content-Type",
                              "value": "application/json"
                            }
                          ],
                          "cookie": [],
                          "responseTime": null,
                          "body": "{\n  \"error\": {\n    \"code\": \"<string>\",\n    \"description\": \"<string>\",\n    \"source\": \"<string>\",\n    \"step\": \"<string>\",\n    \"reason\": \"<string>\",\n    \"metadata\": {},\n    \"field\": \"<string>\"\n  }\n}",
                          "createdAt": "2026-07-28T01:28:36.000Z",
                          "updatedAt": "2026-07-28T01:28:36.000Z",
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                      ],
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                  ],
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                  "updatedAt": "2026-07-28T01:28:36.000Z",
                  "uid": "35240-4ff2dad6-74e2-4eb9-a12c-25e3c0f66893"
                },
                {
                  "name": "Add an allowed payer (TPV)",
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                  "protocolProfileBehavior": {
                    "disableBodyPruning": true
                  },
                  "request": {
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                    "header": [
                      {
                        "key": "Content-Type",
                        "value": "application/json"
                      },
                      {
                        "key": "Accept",
                        "value": "application/json"
                      }
                    ],
                    "body": {
                      "mode": "raw",
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                      "options": {
                        "raw": {
                          "headerFamily": "json",
                          "language": "json"
                        }
                      }
                    },
                    "url": {
                      "raw": "{{baseUrl}}/virtual_accounts/:va_id/allowed_payers",
                      "host": [
                        "{{baseUrl}}"
                      ],
                      "path": [
                        "virtual_accounts",
                        ":va_id",
                        "allowed_payers"
                      ],
                      "variable": [
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                          "key": "va_id",
                          "value": "<string>",
                          "description": "(Required) Virtual Account ID (va_*)."
                        }
                      ]
                    },
                    "description": "Whitelist a specific payer bank account or VPA for a virtual account (Smart Collect with Third Party Validation). Only whitelisted payers can successfully pay into this virtual account."
                  },
                  "response": [
                    {
                      "id": "64eeca76-b1a3-4267-9da0-6c7780527511",
                      "name": "Allowed payer added.",
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                          },
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                            "value": "application/json"
                          },
                          {
                            "description": "Added as a part of security scheme: basic",
                            "key": "Authorization",
                            "value": "Basic <credentials>"
                          }
                        ],
                        "body": {
                          "mode": "raw",
                          "raw": "{\n  \"type\": \"bank_account\",\n  \"bank_account\": {\n    \"ifsc\": \"<string>\",\n    \"account_number\": \"<string>\"\n  },\n  \"vpa\": {\n    \"address\": \"<string>\"\n  }\n}",
                          "options": {
                            "raw": {
                              "headerFamily": "json",
                              "language": "json"
                            }
                          }
                        },
                        "url": {
                          "raw": "{{baseUrl}}/virtual_accounts/:va_id/allowed_payers",
                          "host": [
                            "{{baseUrl}}"
                          ],
                          "path": [
                            "virtual_accounts",
                            ":va_id",
                            "allowed_payers"
                          ],
                          "variable": [
                            {
                              "key": "va_id"
                            }
                          ]
                        }
                      },
                      "status": "OK",
                      "code": 200,
                      "_postman_previewlanguage": "json",
                      "header": [
                        {
                          "key": "Content-Type",
                          "value": "application/json"
                        }
                      ],
                      "cookie": [],
                      "responseTime": null,
                      "body": "{\n  \"id\": \"<string>\",\n  \"name\": \"<string>\",\n  \"entity\": \"virtual_account\",\n  \"description\": \"<string>\",\n  \"amount_expected\": \"<integer>\",\n  \"amount_paid\": \"<integer>\",\n  \"status\": \"active\",\n  \"receivers\": [\n    {\n      \"id\": \"<string>\",\n      \"entity\": \"vpa\",\n      \"ifsc\": \"<string>\",\n      \"bank_name\": \"<string>\",\n      \"name\": \"<string>\",\n      \"notes\": {\n        \"magna_d88\": \"<string>\",\n        \"veniam0\": \"<string>\",\n        \"proidente3\": \"<string>\",\n        \"elit545\": \"<string>\",\n        \"ad76e\": \"<string>\",\n        \"et_9c\": \"<string>\",\n        \"elit_e\": \"<string>\"\n      },\n      \"account_number\": \"<string>\",\n      \"username\": \"<string>\",\n      \"handle\": \"<string>\",\n      \"flow\": \"upi_qr\"\n    },\n    {\n      \"id\": \"<string>\",\n      \"entity\": \"bank_account\",\n      \"ifsc\": \"<string>\",\n      \"bank_name\": \"<string>\",\n      \"name\": \"<string>\",\n      \"notes\": {\n        \"reprehenderit_308\": \"<string>\",\n        \"non_44\": \"<string>\",\n        \"mollitc02\": \"<string>\",\n        \"anim4b\": \"<string>\",\n        \"dolore_2\": \"<string>\",\n        \"id7\": \"<string>\",\n        \"adipisicingba\": \"<string>\",\n        \"exercitation_fd3\": \"<string>\",\n        \"adipisicing_e2e\": \"<string>\",\n        \"do84b\": \"<string>\",\n        \"sint_b9\": \"<string>\",\n        \"dolor__\": \"<string>\",\n        \"proident0e7\": \"<string>\"\n      },\n      \"account_number\": \"<string>\",\n      \"username\": \"<string>\",\n      \"handle\": \"<string>\",\n      \"flow\": \"upi_qr\"\n    }\n  ],\n  \"close_by\": \"<integer>\",\n  \"closed_at\": \"<integer>\",\n  \"customer_id\": \"<string>\",\n  \"notes\": {\n    \"commodo_ac_\": \"<string>\",\n    \"anim_0f\": \"<string>\",\n    \"dolor_5b\": \"<string>\",\n    \"proidentc\": \"<string>\"\n  },\n  \"created_at\": \"<integer>\"\n}",
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                      "updatedAt": "2026-07-28T01:28:36.000Z",
                      "uid": "35240-64eeca76-b1a3-4267-9da0-6c7780527511"
                    },
                    {
                      "id": "27472f86-49d5-4804-9cce-dc680652b68a",
                      "name": "Bad request. Invalid parameters or missing required fields.",
                      "originalRequest": {
                        "method": "POST",
                        "header": [
                          {
                            "key": "Content-Type",
                            "value": "application/json"
                          },
                          {
                            "key": "Accept",
                            "value": "application/json"
                          },
                          {
                            "description": "Added as a part of security scheme: basic",
                            "key": "Authorization",
                            "value": "Basic <credentials>"
                          }
                        ],
                        "body": {
                          "mode": "raw",
                          "raw": "{\n  \"type\": \"bank_account\",\n  \"bank_account\": {\n    \"ifsc\": \"<string>\",\n    \"account_number\": \"<string>\"\n  },\n  \"vpa\": {\n    \"address\": \"<string>\"\n  }\n}",
                          "options": {
                            "raw": {
                              "headerFamily": "json",
                              "language": "json"
                            }
                          }
                        },
                        "url": {
                          "raw": "{{baseUrl}}/virtual_accounts/:va_id/allowed_payers",
                          "host": [
                            "{{baseUrl}}"
                          ],
                          "path": [
                            "virtual_accounts",
                            ":va_id",
                            "allowed_payers"
                          ],
                          "variable": [
                            {
                              "key": "va_id"
                            }
                          ]
                        }
                      },
                      "status": "Bad Request",
                      "code": 400,
                      "_postman_previewlanguage": "json",
                      "header": [
                        {
                          "key": "Content-Type",
                          "value": "application/json"
                        }
                      ],
                      "cookie": [],
                      "responseTime": null,
                      "body": "{\n  \"error\": {\n    \"code\": \"<string>\",\n    \"description\": \"<string>\",\n    \"source\": \"<string>\",\n    \"step\": \"<string>\",\n    \"reason\": \"<string>\",\n    \"metadata\": {},\n    \"field\": \"<string>\"\n  }\n}",
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                    },
                    {
                      "id": "27e85c77-8a79-44ee-a637-06d2cab88534",
                      "name": "Authentication failed. Invalid or missing API key credentials.",
                      "originalRequest": {
                        "method": "POST",
                        "header": [
                          {
                            "key": "Content-Type",
                            "value": "application/json"
                          },
                          {
                            "key": "Accept",
                            "value": "application/json"
                          },
                          {
                            "description": "Added as a part of security scheme: basic",
                            "key": "Authorization",
                            "value": "Basic <credentials>"
                          }
                        ],
                        "body": {
                          "mode": "raw",
                          "raw": "{\n  \"type\": \"bank_account\",\n  \"bank_account\": {\n    \"ifsc\": \"<string>\",\n    \"account_number\": \"<string>\"\n  },\n  \"vpa\": {\n    \"address\": \"<string>\"\n  }\n}",
                          "options": {
                            "raw": {
                              "headerFamily": "json",
                              "language": "json"
                            }
                          }
                        },
                        "url": {
                          "raw": "{{baseUrl}}/virtual_accounts/:va_id/allowed_payers",
                          "host": [
                            "{{baseUrl}}"
                          ],
                          "path": [
                            "virtual_accounts",
                            ":va_id",
                            "allowed_payers"
                          ],
                          "variable": [
                            {
                              "key": "va_id"
                            }
                          ]
                        }
                      },
                      "status": "Unauthorized",
                      "code": 401,
                      "_postman_previewlanguage": "json",
                      "header": [
                        {
                          "key": "Content-Type",
                          "value": "application/json"
                        }
                      ],
                      "cookie": [],
                      "responseTime": null,
                      "body": "{\n  \"error\": {\n    \"code\": \"<string>\",\n    \"description\": \"<string>\",\n    \"source\": \"<string>\",\n    \"step\": \"<string>\",\n    \"reason\": \"<string>\",\n    \"metadata\": {},\n    \"field\": \"<string>\"\n  }\n}",
                      "createdAt": "2026-07-28T01:28:36.000Z",
                      "updatedAt": "2026-07-28T01:28:36.000Z",
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                    },
                    {
                      "id": "f0dc8967-b913-4357-abab-d74a97114292",
                      "name": "Resource not found.",
                      "originalRequest": {
                        "method": "POST",
                        "header": [
                          {
                            "key": "Content-Type",
                            "value": "application/json"
                          },
                          {
                            "key": "Accept",
                            "value": "application/json"
                          },
                          {
                            "description": "Added as a part of security scheme: basic",
                            "key": "Authorization",
                            "value": "Basic <credentials>"
                          }
                        ],
                        "body": {
                          "mode": "raw",
                          "raw": "{\n  \"type\": \"bank_account\",\n  \"bank_account\": {\n    \"ifsc\": \"<string>\",\n    \"account_number\": \"<string>\"\n  },\n  \"vpa\": {\n    \"address\": \"<string>\"\n  }\n}",
                          "options": {
                            "raw": {
                              "headerFamily": "json",
                              "language": "json"
                            }
                          }
                        },
                        "url": {
                          "raw": "{{baseUrl}}/virtual_accounts/:va_id/allowed_payers",
                          "host": [
                            "{{baseUrl}}"
                          ],
                          "path": [
                            "virtual_accounts",
                            ":va_id",
                            "allowed_payers"
                          ],
                          "variable": [
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                              "key": "va_id"
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                        }
                      },
                      "status": "Not Found",
                      "code": 404,
                      "_postman_previewlanguage": "json",
                      "header": [
                        {
                          "key": "Content-Type",
                          "value": "application/json"
                        }
                      ],
                      "cookie": [],
                      "responseTime": null,
                      "body": "{\n  \"error\": {\n    \"code\": \"<string>\",\n    \"description\": \"<string>\",\n    \"source\": \"<string>\",\n    \"step\": \"<string>\",\n    \"reason\": \"<string>\",\n    \"metadata\": {},\n    \"field\": \"<string>\"\n  }\n}",
                      "createdAt": "2026-07-28T01:28:36.000Z",
                      "updatedAt": "2026-07-28T01:28:36.000Z",
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                    },
                    {
                      "id": "b7224be9-56f7-41fd-b2b2-ab3597a980b9",
                      "name": "Rate limit exceeded. Implement exponential backoff with jitter before retrying.",
                      "originalRequest": {
                        "method": "POST",
                        "header": [
                          {
                            "key": "Content-Type",
                            "value": "application/json"
                          },
                          {
                            "key": "Accept",
                            "value": "application/json"
                          },
                          {
                            "description": "Added as a part of security scheme: basic",
                            "key": "Authorization",
                            "value": "Basic <credentials>"
                          }
                        ],
                        "body": {
                          "mode": "raw",
                          "raw": "{\n  \"type\": \"bank_account\",\n  \"bank_account\": {\n    \"ifsc\": \"<string>\",\n    \"account_number\": \"<string>\"\n  },\n  \"vpa\": {\n    \"address\": \"<string>\"\n  }\n}",
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                            "raw": {
                              "headerFamily": "json",
                              "language": "json"
                            }
                          }
                        },
                        "url": {
                          "raw": "{{baseUrl}}/virtual_accounts/:va_id/allowed_payers",
                          "host": [
                            "{{baseUrl}}"
                          ],
                          "path": [
                            "virtual_accounts",
                            ":va_id",
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                          ],
                          "variable": [
                            {
                              "key": "va_id"
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                        }
                      },
                      "status": "Too Many Requests",
                      "code": 429,
                      "_postman_previewlanguage": "json",
                      "header": [
                        {
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                          "value": "application/json"
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                      ],
                      "cookie": [],
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                      "body": "{\n  \"error\": {\n    \"code\": \"<string>\",\n    \"description\": \"<string>\",\n    \"source\": \"<string>\",\n    \"step\": \"<string>\",\n    \"reason\": \"<string>\",\n    \"metadata\": {},\n    \"field\": \"<string>\"\n  }\n}",
                      "createdAt": "2026-07-28T01:28:36.000Z",
                      "updatedAt": "2026-07-28T01:28:36.000Z",
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          ],
          "id": "6da5e3bf-b28f-4576-b93e-d136f34c3888",
          "createdAt": "2026-07-28T01:28:36.000Z",
          "updatedAt": "2026-07-28T01:28:36.000Z",
          "uid": "35240-6da5e3bf-b28f-4576-b93e-d136f34c3888"
        },
        {
          "name": "Create a Virtual Account",
          "id": "831d8183-51d1-411d-85f3-be506830ba5d",
          "protocolProfileBehavior": {
            "disableBodyPruning": true
          },
          "request": {
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            "header": [
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                "key": "Content-Type",
                "value": "application/json"
              },
              {
                "key": "Accept",
                "value": "application/json"
              }
            ],
            "body": {
              "mode": "raw",
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              "options": {
                "raw": {
                  "headerFamily": "json",
                  "language": "json"
                }
              }
            },
            "url": {
              "raw": "{{baseUrl}}/virtual_accounts",
              "host": [
                "{{baseUrl}}"
              ],
              "path": [
                "virtual_accounts"
              ]
            },
            "description": "Create a virtual bank account (and optionally a VPA) for accepting NEFT/RTGS/IMPS/UPI payments. Set amount_expected=0 to accept any amount. Auto-closes after 90 days of inactivity. Maximum close_by timestamp: 2147483647."
          },
          "response": [
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              "id": "c14af251-37b9-45e6-9057-bbc2b5f30b48",
              "name": "Virtual Account created.",
              "originalRequest": {
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                "header": [
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                    "value": "application/json"
                  },
                  {
                    "key": "Accept",
                    "value": "application/json"
                  },
                  {
                    "description": "Added as a part of security scheme: basic",
                    "key": "Authorization",
                    "value": "Basic <credentials>"
                  }
                ],
                "body": {
                  "mode": "raw",
                  "raw": "{\n  \"receivers\": {\n    \"types\": [\n      \"bank_account\",\n      \"bank_account\"\n    ]\n  },\n  \"description\": \"<string>\",\n  \"amount\": \"<integer>\",\n  \"customer_id\": \"<string>\",\n  \"close_by\": \"<integer>\",\n  \"notes\": {\n    \"adipisicing_\": \"<string>\",\n    \"minimb8\": \"<string>\",\n    \"in_9d6\": \"<string>\",\n    \"occaecatb\": \"<string>\"\n  }\n}",
                  "options": {
                    "raw": {
                      "headerFamily": "json",
                      "language": "json"
                    }
                  }
                },
                "url": {
                  "raw": "{{baseUrl}}/virtual_accounts",
                  "host": [
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                  ],
                  "path": [
                    "virtual_accounts"
                  ]
                }
              },
              "status": "OK",
              "code": 200,
              "_postman_previewlanguage": "json",
              "header": [
                {
                  "key": "Content-Type",
                  "value": "application/json"
                }
              ],
              "cookie": [],
              "responseTime": null,
              "body": "{\n  \"id\": \"<string>\",\n  \"name\": \"<string>\",\n  \"entity\": \"virtual_account\",\n  \"description\": \"<string>\",\n  \"amount_expected\": \"<integer>\",\n  \"amount_paid\": \"<integer>\",\n  \"status\": \"active\",\n  \"receivers\": [\n    {\n      \"id\": \"<string>\",\n      \"entity\": \"vpa\",\n      \"ifsc\": \"<string>\",\n      \"bank_name\": \"<string>\",\n      \"name\": \"<string>\",\n      \"notes\": {\n        \"magna_d88\": \"<string>\",\n        \"veniam0\": \"<string>\",\n        \"proidente3\": \"<string>\",\n        \"elit545\": \"<string>\",\n        \"ad76e\": \"<string>\",\n        \"et_9c\": \"<string>\",\n        \"elit_e\": \"<string>\"\n      },\n      \"account_number\": \"<string>\",\n      \"username\": \"<string>\",\n      \"handle\": \"<string>\",\n      \"flow\": \"upi_qr\"\n    },\n    {\n      \"id\": \"<string>\",\n      \"entity\": \"bank_account\",\n      \"ifsc\": \"<string>\",\n      \"bank_name\": \"<string>\",\n      \"name\": \"<string>\",\n      \"notes\": {\n        \"reprehenderit_308\": \"<string>\",\n        \"non_44\": \"<string>\",\n        \"mollitc02\": \"<string>\",\n        \"anim4b\": \"<string>\",\n        \"dolore_2\": \"<string>\",\n        \"id7\": \"<string>\",\n        \"adipisicingba\": \"<string>\",\n        \"exercitation_fd3\": \"<string>\",\n        \"adipisicing_e2e\": \"<string>\",\n        \"do84b\": \"<string>\",\n        \"sint_b9\": \"<string>\",\n        \"dolor__\": \"<string>\",\n        \"proident0e7\": \"<string>\"\n      },\n      \"account_number\": \"<string>\",\n      \"username\": \"<string>\",\n      \"handle\": \"<string>\",\n      \"flow\": \"upi_qr\"\n    }\n  ],\n  \"close_by\": \"<integer>\",\n  \"closed_at\": \"<integer>\",\n  \"customer_id\": \"<string>\",\n  \"notes\": {\n    \"commodo_ac_\": \"<string>\",\n    \"anim_0f\": \"<string>\",\n    \"dolor_5b\": \"<string>\",\n    \"proidentc\": \"<string>\"\n  },\n  \"created_at\": \"<integer>\"\n}",
              "createdAt": "2026-07-28T01:28:36.000Z",
              "updatedAt": "2026-07-28T01:28:36.000Z",
              "uid": "35240-c14af251-37b9-45e6-9057-bbc2b5f30b48"
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                    "value": "application/json"
                  },
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                    "value": "application/json"
                  },
                  {
                    "description": "Added as a part of security scheme: basic",
                    "key": "Authorization",
                    "value": "Basic <credentials>"
                  }
                ],
                "body": {
                  "mode": "raw",
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                  "options": {
                    "raw": {
                      "headerFamily": "json",
                      "language": "json"
                    }
                  }
                },
                "url": {
                  "raw": "{{baseUrl}}/virtual_accounts",
                  "host": [
                    "{{baseUrl}}"
                  ],
                  "path": [
                    "virtual_accounts"
                  ]
                }
              },
              "status": "Bad Request",
              "code": 400,
              "_postman_previewlanguage": "json",
              "header": [
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                  "key": "Content-Type",
                  "value": "application/json"
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              ],
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              "updatedAt": "2026-07-28T01:28:36.000Z",
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                    "key": "Content-Type",
                    "value": "application/json"
                  },
                  {
                    "key": "Accept",
                    "value": "application/json"
                  },
                  {
                    "description": "Added as a part of security scheme: basic",
                    "key": "Authorization",
                    "value": "Basic <credentials>"
                  }
                ],
                "body": {
                  "mode": "raw",
                  "raw": "{\n  \"receivers\": {\n    \"types\": [\n      \"bank_account\",\n      \"bank_account\"\n    ]\n  },\n  \"description\": \"<string>\",\n  \"amount\": \"<integer>\",\n  \"customer_id\": \"<string>\",\n  \"close_by\": \"<integer>\",\n  \"notes\": {\n    \"adipisicing_\": \"<string>\",\n    \"minimb8\": \"<string>\",\n    \"in_9d6\": \"<string>\",\n    \"occaecatb\": \"<string>\"\n  }\n}",
                  "options": {
                    "raw": {
                      "headerFamily": "json",
                      "language": "json"
                    }
                  }
                },
                "url": {
                  "raw": "{{baseUrl}}/virtual_accounts",
                  "host": [
                    "{{baseUrl}}"
                  ],
                  "path": [
                    "virtual_accounts"
                  ]
                }
              },
              "status": "Unauthorized",
              "code": 401,
              "_postman_previewlanguage": "json",
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                  "key": "Content-Type",
                  "value": "application/json"
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              ],
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                    "key": "Content-Type",
                    "value": "application/json"
                  },
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                    "key": "Accept",
                    "value": "application/json"
                  },
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                    "description": "Added as a part of security scheme: basic",
                    "key": "Authorization",
                    "value": "Basic <credentials>"
                  }
                ],
                "body": {
                  "mode": "raw",
                  "raw": "{\n  \"receivers\": {\n    \"types\": [\n      \"bank_account\",\n      \"bank_account\"\n    ]\n  },\n  \"description\": \"<string>\",\n  \"amount\": \"<integer>\",\n  \"customer_id\": \"<string>\",\n  \"close_by\": \"<integer>\",\n  \"notes\": {\n    \"adipisicing_\": \"<string>\",\n    \"minimb8\": \"<string>\",\n    \"in_9d6\": \"<string>\",\n    \"occaecatb\": \"<string>\"\n  }\n}",
                  "options": {
                    "raw": {
                      "headerFamily": "json",
                      "language": "json"
                    }
                  }
                },
                "url": {
                  "raw": "{{baseUrl}}/virtual_accounts",
                  "host": [
                    "{{baseUrl}}"
                  ],
                  "path": [
                    "virtual_accounts"
                  ]
                }
              },
              "status": "Too Many Requests",
              "code": 429,
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              "header": [
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                  "key": "Content-Type",
                  "value": "application/json"
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              ],
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          "updatedAt": "2026-07-28T01:28:36.000Z",
          "uid": "35240-831d8183-51d1-411d-85f3-be506830ba5d"
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        {
          "name": "List Virtual Accounts",
          "id": "851fe01b-d765-4075-a4cf-51715a3f9542",
          "protocolProfileBehavior": {
            "disableBodyPruning": true
          },
          "request": {
            "method": "GET",
            "header": [
              {
                "key": "Accept",
                "value": "application/json"
              }
            ],
            "url": {
              "raw": "{{baseUrl}}/virtual_accounts?from=<integer>&to=<integer>&count=10&skip=0",
              "host": [
                "{{baseUrl}}"
              ],
              "path": [
                "virtual_accounts"
              ],
              "query": [
                {
                  "description": "Unix timestamp filter (start).",
                  "key": "from",
                  "value": "<integer>"
                },
                {
                  "description": "Unix timestamp filter (end).",
                  "key": "to",
                  "value": "<integer>"
                },
                {
                  "description": "Number of records to return. Default: 10. Maximum: 100.",
                  "key": "count",
                  "value": "10"
                },
                {
                  "description": "Number of records to skip. Use for pagination. Default: 0.",
                  "key": "skip",
                  "value": "0"
                }
              ]
            },
            "description": "Retrieve a paginated list of virtual accounts with optional filters."
          },
          "response": [
            {
              "id": "27f4bdba-419c-4cd0-9adf-b3085cdac490",
              "name": "List of Virtual Accounts.",
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                "method": "GET",
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                    "key": "Accept",
                    "value": "application/json"
                  },
                  {
                    "description": "Added as a part of security scheme: basic",
                    "key": "Authorization",
                    "value": "Basic <credentials>"
                  }
                ],
                "url": {
                  "raw": "{{baseUrl}}/virtual_accounts?from=<integer>&to=<integer>&count=10&skip=0",
                  "host": [
                    "{{baseUrl}}"
                  ],
                  "path": [
                    "virtual_accounts"
                  ],
                  "query": [
                    {
                      "description": "Unix timestamp filter (start).",
                      "key": "from",
                      "value": "<integer>"
                    },
                    {
                      "description": "Unix timestamp filter (end).",
                      "key": "to",
                      "value": "<integer>"
                    },
                    {
                      "description": "Number of records to return. Default: 10. Maximum: 100.",
                      "key": "count",
                      "value": "10"
                    },
                    {
                      "description": "Number of records to skip. Use for pagination. Default: 0.",
                      "key": "skip",
                      "value": "0"
                    }
                  ]
                }
              },
              "status": "OK",
              "code": 200,
              "_postman_previewlanguage": "json",
              "header": [
                {
                  "key": "Content-Type",
                  "value": "application/json"
                }
              ],
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              "responseTime": null,
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                  {
                    "description": "Added as a part of security scheme: basic",
                    "key": "Authorization",
                    "value": "Basic <credentials>"
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                ],
                "url": {
                  "raw": "{{baseUrl}}/virtual_accounts?from=<integer>&to=<integer>&count=10&skip=0",
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                  "path": [
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                    "description": "Added as a part of security scheme: basic",
                    "key": "Authorization",
                    "value": "Basic <credentials>"
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                ],
                "url": {
                  "raw": "{{baseUrl}}/virtual_accounts?from=<integer>&to=<integer>&count=10&skip=0",
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                  "path": [
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                      "key": "count",
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                      "key": "skip",
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              "code": 429,
              "_postman_previewlanguage": "json",
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      "uid": "35240-71ca132a-f4ac-4e98-a657-f39f7b749313"
    },
    {
      "name": "payments",
      "item": [
        {
          "name": "{id}",
          "item": [
            {
              "name": "bank_transfer",
              "item": [
                {
                  "name": "Fetch bank transfer details for a payment",
                  "id": "e10cc0c4-acb6-401c-ac45-73dccdb08676",
                  "protocolProfileBehavior": {
                    "disableBodyPruning": true
                  },
                  "request": {
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                    "header": [
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                        "key": "Accept",
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                    ],
                    "url": {
                      "raw": "{{baseUrl}}/payments/:id/bank_transfer",
                      "host": [
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                      "path": [
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                          "key": "id",
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                          "description": "(Required) Payment ID (pay_*)."
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                    },
                    "description": "Retrieve the BankTransfer entity associated with a payment received via a Virtual Account. Contains the UTR number, payer bank account details, and transfer mode."
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                  "response": [
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                      "id": "4ff5c879-ec13-42f9-847c-88aca964875f",
                      "name": "Bank transfer details.",
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                            "key": "Authorization",
                            "value": "Basic <credentials>"
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                        ],
                        "url": {
                          "raw": "{{baseUrl}}/payments/:id/bank_transfer",
                          "host": [
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                          ],
                          "path": [
                            "payments",
                            ":id",
                            "bank_transfer"
                          ],
                          "variable": [
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                      "status": "OK",
                      "code": 200,
                      "_postman_previewlanguage": "json",
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                          "value": "application/json"
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                      ],
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                      "body": "{\n  \"id\": \"<string>\",\n  \"entity\": \"bank_transfer\",\n  \"payment_id\": \"<string>\",\n  \"mode\": \"NEFT\",\n  \"amount\": \"<integer>\",\n  \"payer_bank_account\": {\n    \"id\": \"<string>\",\n    \"entity\": \"bank_account\",\n    \"ifsc\": \"<string>\",\n    \"bank_name\": \"<string>\",\n    \"name\": \"<string>\",\n    \"notes\": {\n      \"veniam6\": \"<string>\",\n      \"Duis_df\": \"<string>\"\n    },\n    \"account_number\": \"<string>\"\n  },\n  \"bank_reference\": \"<string>\",\n  \"virtual_account_id\": \"<string>\",\n  \"virtual_account\": {\n    \"id\": \"<string>\",\n    \"name\": \"<string>\",\n    \"entity\": \"virtual_account\",\n    \"description\": \"<string>\",\n    \"amount_expected\": \"<integer>\",\n    \"amount_paid\": \"<integer>\",\n    \"status\": \"closed\",\n    \"receivers\": [\n      {\n        \"id\": \"<string>\",\n        \"entity\": \"bank_account\",\n        \"ifsc\": \"<string>\",\n        \"bank_name\": \"<string>\",\n        \"name\": \"<string>\",\n        \"notes\": {\n          \"labore_f\": \"<string>\",\n          \"mollit_2e\": \"<string>\",\n          \"ex54\": \"<string>\",\n          \"eu_414\": \"<string>\"\n        },\n        \"account_number\": \"<string>\",\n        \"username\": \"<string>\",\n        \"handle\": \"<string>\",\n        \"flow\": \"upi_qr\"\n      },\n      {\n        \"id\": \"<string>\",\n        \"entity\": \"vpa\",\n        \"ifsc\": \"<string>\",\n        \"bank_name\": \"<string>\",\n        \"name\": \"<string>\",\n        \"notes\": {\n          \"veniam_e9_\": \"<string>\",\n          \"quis0f4\": \"<string>\",\n          \"incididuntdd\": \"<string>\",\n          \"ut_b\": \"<string>\",\n          \"fugiat_d1\": \"<string>\",\n          \"aute_a5f\": \"<string>\",\n          \"tempor77\": \"<string>\"\n        },\n        \"account_number\": \"<string>\",\n        \"username\": \"<string>\",\n        \"handle\": \"<string>\",\n        \"flow\": \"upi_qr\"\n      }\n    ],\n    \"close_by\": \"<integer>\",\n    \"closed_at\": \"<integer>\",\n    \"customer_id\": \"<string>\",\n    \"notes\": {\n      \"magna_bac\": \"<string>\",\n      \"tempor0\": \"<string>\",\n      \"cupidatat0\": \"<string>\",\n      \"Excepteur_4fe\": \"<string>\",\n      \"commodo_895\": \"<string>\",\n      \"fugiata\": \"<string>\",\n      \"laborum3bd\": \"<string>\",\n      \"aliqua4\": \"<string>\",\n      \"est65\": \"<string>\",\n      \"ut772\": \"<string>\",\n      \"elit1\": \"<string>\",\n      \"Lorem__\": \"<string>\",\n      \"laborum1d0\": \"<string>\",\n      \"elitec\": \"<string>\"\n    },\n    \"created_at\": \"<integer>\"\n  }\n}",
                      "createdAt": "2026-07-28T01:28:36.000Z",
                      "updatedAt": "2026-07-28T01:28:36.000Z",
                      "uid": "35240-4ff5c879-ec13-42f9-847c-88aca964875f"
                    },
                    {
                      "id": "f00112d1-e429-4a5f-917a-a855f35fd9d6",
                      "name": "Authentication failed. Invalid or missing API key credentials.",
                      "originalRequest": {
                        "method": "GET",
                        "header": [
                          {
                            "key": "Accept",
                            "value": "application/json"
                          },
                          {
                            "description": "Added as a part of security scheme: basic",
                            "key": "Authorization",
                            "value": "Basic <credentials>"
                          }
                        ],
                        "url": {
                          "raw": "{{baseUrl}}/payments/:id/bank_transfer",
                          "host": [
                            "{{baseUrl}}"
                          ],
                          "path": [
                            "payments",
                            ":id",
                            "bank_transfer"
                          ],
                          "variable": [
                            {
                              "key": "id"
                            }
                          ]
                        }
                      },
                      "status": "Unauthorized",
                      "code": 401,
                      "_postman_previewlanguage": "json",
                      "header": [
                        {
                          "key": "Content-Type",
                          "value": "application/json"
                        }
                      ],
                      "cookie": [],
                      "responseTime": null,
                      "body": "{\n  \"error\": {\n    \"code\": \"<string>\",\n    \"description\": \"<string>\",\n    \"source\": \"<string>\",\n    \"step\": \"<string>\",\n    \"reason\": \"<string>\",\n    \"metadata\": {},\n    \"field\": \"<string>\"\n  }\n}",
                      "createdAt": "2026-07-28T01:28:36.000Z",
                      "updatedAt": "2026-07-28T01:28:36.000Z",
                      "uid": "35240-f00112d1-e429-4a5f-917a-a855f35fd9d6"
                    },
                    {
                      "id": "c52d9475-78da-435d-bbc6-3e6ed7fd6da7",
                      "name": "Resource not found.",
                      "originalRequest": {
                        "method": "GET",
                        "header": [
                          {
                            "key": "Accept",
                            "value": "application/json"
                          },
                          {
                            "description": "Added as a part of security scheme: basic",
                            "key": "Authorization",
                            "value": "Basic <credentials>"
                          }
                        ],
                        "url": {
                          "raw": "{{baseUrl}}/payments/:id/bank_transfer",
                          "host": [
                            "{{baseUrl}}"
                          ],
                          "path": [
                            "payments",
                            ":id",
                            "bank_transfer"
                          ],
                          "variable": [
                            {
                              "key": "id"
                            }
                          ]
                        }
                      },
                      "status": "Not Found",
                      "code": 404,
                      "_postman_previewlanguage": "json",
                      "header": [
                        {
                          "key": "Content-Type",
                          "value": "application/json"
                        }
                      ],
                      "cookie": [],
                      "responseTime": null,
                      "body": "{\n  \"error\": {\n    \"code\": \"<string>\",\n    \"description\": \"<string>\",\n    \"source\": \"<string>\",\n    \"step\": \"<string>\",\n    \"reason\": \"<string>\",\n    \"metadata\": {},\n    \"field\": \"<string>\"\n  }\n}",
                      "createdAt": "2026-07-28T01:28:36.000Z",
                      "updatedAt": "2026-07-28T01:28:36.000Z",
                      "uid": "35240-c52d9475-78da-435d-bbc6-3e6ed7fd6da7"
                    },
                    {
                      "id": "e55e5e74-da5c-4237-9f13-33976aba1ae7",
                      "name": "Rate limit exceeded. Implement exponential backoff with jitter before retrying.",
                      "originalRequest": {
                        "method": "GET",
                        "header": [
                          {
                            "key": "Accept",
                            "value": "application/json"
                          },
                          {
                            "description": "Added as a part of security scheme: basic",
                            "key": "Authorization",
                            "value": "Basic <credentials>"
                          }
                        ],
                        "url": {
                          "raw": "{{baseUrl}}/payments/:id/bank_transfer",
                          "host": [
                            "{{baseUrl}}"
                          ],
                          "path": [
                            "payments",
                            ":id",
                            "bank_transfer"
                          ],
                          "variable": [
                            {
                              "key": "id"
                            }
                          ]
                        }
                      },
                      "status": "Too Many Requests",
                      "code": 429,
                      "_postman_previewlanguage": "json",
                      "header": [
                        {
                          "key": "Content-Type",
                          "value": "application/json"
                        }
                      ],
                      "cookie": [],
                      "responseTime": null,
                      "body": "{\n  \"error\": {\n    \"code\": \"<string>\",\n    \"description\": \"<string>\",\n    \"source\": \"<string>\",\n    \"step\": \"<string>\",\n    \"reason\": \"<string>\",\n    \"metadata\": {},\n    \"field\": \"<string>\"\n  }\n}",
                      "createdAt": "2026-07-28T01:28:36.000Z",
                      "updatedAt": "2026-07-28T01:28:36.000Z",
                      "uid": "35240-e55e5e74-da5c-4237-9f13-33976aba1ae7"
                    }
                  ],
                  "createdAt": "2026-07-28T01:28:36.000Z",
                  "updatedAt": "2026-07-28T01:28:36.000Z",
                  "uid": "35240-e10cc0c4-acb6-401c-ac45-73dccdb08676"
                }
              ],
              "id": "dc5402c6-0d7b-4578-b28e-a21d00199cba",
              "createdAt": "2026-07-28T01:28:36.000Z",
              "updatedAt": "2026-07-28T01:28:36.000Z",
              "uid": "35240-dc5402c6-0d7b-4578-b28e-a21d00199cba"
            }
          ],
          "id": "89f4e675-53a6-446e-abff-dc03023cba00",
          "createdAt": "2026-07-28T01:28:36.000Z",
          "updatedAt": "2026-07-28T01:28:36.000Z",
          "uid": "35240-89f4e675-53a6-446e-abff-dc03023cba00"
        }
      ],
      "id": "8d80f2ae-6e19-4c2f-8c8b-a3e4cba4c6b1",
      "createdAt": "2026-07-28T01:28:36.000Z",
      "updatedAt": "2026-07-28T01:28:36.000Z",
      "uid": "35240-8d80f2ae-6e19-4c2f-8c8b-a3e4cba4c6b1"
    }
  ],
  "auth": {
    "type": "basic",
    "basic": [
      {
        "key": "username",
        "value": "{{basicAuthUsername}}",
        "type": "string"
      },
      {
        "key": "password",
        "value": "{{basicAuthPassword}}",
        "type": "string"
      }
    ]
  },
  "variable": [
    {
      "key": "baseUrl",
      "value": "https://api.razorpay.com/v1"
    }
  ]
}