{
  "info": {
    "_postman_id": "560d0d1f-b445-4dd1-94ea-f4006b0cb99d",
    "name": "Razorpay Bills X Banking Balances API",
    "description": "Razorpay payment gateway APIs for accepting payments, managing orders, processing refunds, payouts, and subscriptions. All amounts are in the smallest currency sub-unit (e.g. paise for INR). Supports 180+ payment methods including UPI, cards, netbanking, wallets, and EMI.\n\nContact Support:\n Name: Razorpay Support\n Email: support@razorpay.com",
    "schema": "https://schema.getpostman.com/json/collection/v2.1.0/collection.json",
    "createdAt": "2026-07-28T01:28:40.000Z",
    "updatedAt": "2026-07-28T01:28:41.000Z",
    "lastUpdatedBy": "35240",
    "uid": "35240-560d0d1f-b445-4dd1-94ea-f4006b0cb99d"
  },
  "item": [
    {
      "name": "banking_balances",
      "item": [
        {
          "name": "Fetch RazorpayX banking balances",
          "id": "c1b7b19a-a174-4eb0-a819-dccb6969b0e1",
          "protocolProfileBehavior": {
            "disableBodyPruning": true
          },
          "request": {
            "method": "GET",
            "header": [
              {
                "key": "Accept",
                "value": "application/json"
              }
            ],
            "url": {
              "raw": "{{baseUrl}}/banking_balances?account_type=fixed_deposit&bank_code=<string>",
              "host": [
                "{{baseUrl}}"
              ],
              "path": [
                "banking_balances"
              ],
              "query": [
                {
                  "description": "Type of RazorpayX account to query. Accepted values: `current_account` or `razorpayx_lite`.",
                  "key": "account_type",
                  "value": "fixed_deposit"
                },
                {
                  "description": "First 4 characters of IFSC",
                  "key": "bank_code",
                  "value": "<string>"
                }
              ]
            },
            "description": "Fetch balance details for RazorpayX current accounts or RazorpayX Lite accounts."
          },
          "response": [
            {
              "id": "43fc2242-1613-4c7c-8d1b-0b45ee938066",
              "name": "Banking balances",
              "originalRequest": {
                "method": "GET",
                "header": [
                  {
                    "key": "Accept",
                    "value": "application/json"
                  },
                  {
                    "description": "Added as a part of security scheme: basic",
                    "key": "Authorization",
                    "value": "Basic <credentials>"
                  }
                ],
                "url": {
                  "raw": "{{baseUrl}}/banking_balances?account_type=fixed_deposit&bank_code=<string>",
                  "host": [
                    "{{baseUrl}}"
                  ],
                  "path": [
                    "banking_balances"
                  ],
                  "query": [
                    {
                      "description": "Type of RazorpayX account to query. Accepted values: `current_account` or `razorpayx_lite`.",
                      "key": "account_type",
                      "value": "fixed_deposit"
                    },
                    {
                      "description": "First 4 characters of IFSC",
                      "key": "bank_code",
                      "value": "<string>"
                    }
                  ]
                }
              },
              "status": "OK",
              "code": 200,
              "_postman_previewlanguage": "json",
              "header": [
                {
                  "key": "Content-Type",
                  "value": "application/json"
                }
              ],
              "cookie": [],
              "responseTime": null,
              "body": "{\n  \"entity\": \"<string>\",\n  \"count\": \"<integer>\",\n  \"items\": [\n    {\n      \"entity\": \"banking_balance\",\n      \"currency\": \"<string>\",\n      \"account_number\": \"<string>\",\n      \"account_type\": \"razorpayx_lite\",\n      \"bank_name\": \"<string>\",\n      \"bank_code\": \"<string>\",\n      \"amount\": \"<integer>\",\n      \"available_amount\": \"<integer>\",\n      \"refreshed_at\": \"<integer>\"\n    },\n    {\n      \"entity\": \"banking_balance\",\n      \"currency\": \"<string>\",\n      \"account_number\": \"<string>\",\n      \"account_type\": \"fixed_deposit\",\n      \"bank_name\": \"<string>\",\n      \"bank_code\": \"<string>\",\n      \"amount\": \"<integer>\",\n      \"available_amount\": \"<integer>\",\n      \"refreshed_at\": \"<integer>\"\n    }\n  ]\n}",
              "createdAt": "2026-07-28T01:28:41.000Z",
              "updatedAt": "2026-07-28T01:28:41.000Z",
              "uid": "35240-43fc2242-1613-4c7c-8d1b-0b45ee938066"
            },
            {
              "id": "04f335c3-6dd8-4a93-9732-1a2356cc5995",
              "name": "Bad request. Invalid parameters or missing required fields.",
              "originalRequest": {
                "method": "GET",
                "header": [
                  {
                    "key": "Accept",
                    "value": "application/json"
                  },
                  {
                    "description": "Added as a part of security scheme: basic",
                    "key": "Authorization",
                    "value": "Basic <credentials>"
                  }
                ],
                "url": {
                  "raw": "{{baseUrl}}/banking_balances?account_type=fixed_deposit&bank_code=<string>",
                  "host": [
                    "{{baseUrl}}"
                  ],
                  "path": [
                    "banking_balances"
                  ],
                  "query": [
                    {
                      "description": "Type of RazorpayX account to query. Accepted values: `current_account` or `razorpayx_lite`.",
                      "key": "account_type",
                      "value": "fixed_deposit"
                    },
                    {
                      "description": "First 4 characters of IFSC",
                      "key": "bank_code",
                      "value": "<string>"
                    }
                  ]
                }
              },
              "status": "Bad Request",
              "code": 400,
              "_postman_previewlanguage": "json",
              "header": [
                {
                  "key": "Content-Type",
                  "value": "application/json"
                }
              ],
              "cookie": [],
              "responseTime": null,
              "body": "{\n  \"error\": {\n    \"code\": \"<string>\",\n    \"description\": \"<string>\",\n    \"source\": \"<string>\",\n    \"step\": \"<string>\",\n    \"reason\": \"<string>\",\n    \"metadata\": {},\n    \"field\": \"<string>\"\n  }\n}",
              "createdAt": "2026-07-28T01:28:41.000Z",
              "updatedAt": "2026-07-28T01:28:41.000Z",
              "uid": "35240-04f335c3-6dd8-4a93-9732-1a2356cc5995"
            },
            {
              "id": "54e65023-ed91-45bf-8452-b25de43e488a",
              "name": "Authentication failed. Invalid or missing API key credentials.",
              "originalRequest": {
                "method": "GET",
                "header": [
                  {
                    "key": "Accept",
                    "value": "application/json"
                  },
                  {
                    "description": "Added as a part of security scheme: basic",
                    "key": "Authorization",
                    "value": "Basic <credentials>"
                  }
                ],
                "url": {
                  "raw": "{{baseUrl}}/banking_balances?account_type=fixed_deposit&bank_code=<string>",
                  "host": [
                    "{{baseUrl}}"
                  ],
                  "path": [
                    "banking_balances"
                  ],
                  "query": [
                    {
                      "description": "Type of RazorpayX account to query. Accepted values: `current_account` or `razorpayx_lite`.",
                      "key": "account_type",
                      "value": "fixed_deposit"
                    },
                    {
                      "description": "First 4 characters of IFSC",
                      "key": "bank_code",
                      "value": "<string>"
                    }
                  ]
                }
              },
              "status": "Unauthorized",
              "code": 401,
              "_postman_previewlanguage": "json",
              "header": [
                {
                  "key": "Content-Type",
                  "value": "application/json"
                }
              ],
              "cookie": [],
              "responseTime": null,
              "body": "{\n  \"error\": {\n    \"code\": \"<string>\",\n    \"description\": \"<string>\",\n    \"source\": \"<string>\",\n    \"step\": \"<string>\",\n    \"reason\": \"<string>\",\n    \"metadata\": {},\n    \"field\": \"<string>\"\n  }\n}",
              "createdAt": "2026-07-28T01:28:41.000Z",
              "updatedAt": "2026-07-28T01:28:41.000Z",
              "uid": "35240-54e65023-ed91-45bf-8452-b25de43e488a"
            },
            {
              "id": "580d0a18-3d0b-4248-9a54-4e2b1a63b87f",
              "name": "Rate limit exceeded. Implement exponential backoff with jitter before retrying.",
              "originalRequest": {
                "method": "GET",
                "header": [
                  {
                    "key": "Accept",
                    "value": "application/json"
                  },
                  {
                    "description": "Added as a part of security scheme: basic",
                    "key": "Authorization",
                    "value": "Basic <credentials>"
                  }
                ],
                "url": {
                  "raw": "{{baseUrl}}/banking_balances?account_type=fixed_deposit&bank_code=<string>",
                  "host": [
                    "{{baseUrl}}"
                  ],
                  "path": [
                    "banking_balances"
                  ],
                  "query": [
                    {
                      "description": "Type of RazorpayX account to query. Accepted values: `current_account` or `razorpayx_lite`.",
                      "key": "account_type",
                      "value": "fixed_deposit"
                    },
                    {
                      "description": "First 4 characters of IFSC",
                      "key": "bank_code",
                      "value": "<string>"
                    }
                  ]
                }
              },
              "status": "Too Many Requests",
              "code": 429,
              "_postman_previewlanguage": "json",
              "header": [
                {
                  "key": "Content-Type",
                  "value": "application/json"
                }
              ],
              "cookie": [],
              "responseTime": null,
              "body": "{\n  \"error\": {\n    \"code\": \"<string>\",\n    \"description\": \"<string>\",\n    \"source\": \"<string>\",\n    \"step\": \"<string>\",\n    \"reason\": \"<string>\",\n    \"metadata\": {},\n    \"field\": \"<string>\"\n  }\n}",
              "createdAt": "2026-07-28T01:28:41.000Z",
              "updatedAt": "2026-07-28T01:28:41.000Z",
              "uid": "35240-580d0a18-3d0b-4248-9a54-4e2b1a63b87f"
            },
            {
              "id": "8f061aec-62ab-4e94-a9a9-b0d70944266c",
              "name": "Internal server error.",
              "originalRequest": {
                "method": "GET",
                "header": [
                  {
                    "key": "Accept",
                    "value": "application/json"
                  },
                  {
                    "description": "Added as a part of security scheme: basic",
                    "key": "Authorization",
                    "value": "Basic <credentials>"
                  }
                ],
                "url": {
                  "raw": "{{baseUrl}}/banking_balances?account_type=fixed_deposit&bank_code=<string>",
                  "host": [
                    "{{baseUrl}}"
                  ],
                  "path": [
                    "banking_balances"
                  ],
                  "query": [
                    {
                      "description": "Type of RazorpayX account to query. Accepted values: `current_account` or `razorpayx_lite`.",
                      "key": "account_type",
                      "value": "fixed_deposit"
                    },
                    {
                      "description": "First 4 characters of IFSC",
                      "key": "bank_code",
                      "value": "<string>"
                    }
                  ]
                }
              },
              "status": "Internal Server Error",
              "code": 500,
              "_postman_previewlanguage": "json",
              "header": [
                {
                  "key": "Content-Type",
                  "value": "application/json"
                }
              ],
              "cookie": [],
              "responseTime": null,
              "body": "{\n  \"error\": {\n    \"code\": \"<string>\",\n    \"description\": \"<string>\",\n    \"source\": \"<string>\",\n    \"step\": \"<string>\",\n    \"reason\": \"<string>\",\n    \"metadata\": {},\n    \"field\": \"<string>\"\n  }\n}",
              "createdAt": "2026-07-28T01:28:41.000Z",
              "updatedAt": "2026-07-28T01:28:41.000Z",
              "uid": "35240-8f061aec-62ab-4e94-a9a9-b0d70944266c"
            }
          ],
          "createdAt": "2026-07-28T01:28:41.000Z",
          "updatedAt": "2026-07-28T01:28:41.000Z",
          "uid": "35240-c1b7b19a-a174-4eb0-a819-dccb6969b0e1"
        }
      ],
      "id": "1cc6bfae-666d-4784-8f29-c821735dbd3e",
      "createdAt": "2026-07-28T01:28:41.000Z",
      "updatedAt": "2026-07-28T01:28:41.000Z",
      "uid": "35240-1cc6bfae-666d-4784-8f29-c821735dbd3e"
    }
  ],
  "auth": {
    "type": "basic",
    "basic": [
      {
        "key": "username",
        "value": "{{basicAuthUsername}}",
        "type": "string"
      },
      {
        "key": "password",
        "value": "{{basicAuthPassword}}",
        "type": "string"
      }
    ]
  },
  "variable": [
    {
      "key": "baseUrl",
      "value": "https://api.razorpay.com/v1"
    }
  ]
}