# Entitylight

> Secretary of State records, UCC filings and court cases for lenders in one report, with monitoring for new liens and lawsuits.

Entitylight is for lenders and risk teams who check a business before funding it and keep watching it afterwards. One lookup returns the business's Secretary of State record, its UCC filings and the lawsuits filed against it. Every report says, for each source, whether it was searched, unavailable or not covered, so an empty result is never mistaken for a clean record. Records are shown as filed, with no risk score. Every plan includes full reports, monitoring and the API.

## Coverage

- Secretary of State records: 48 states and DC, every state except Indiana and Nebraska
- UCC filings: 31 states and DC (Alabama, Alaska, Arkansas, California, Colorado, Connecticut, District of Columbia, Florida, Hawaii, Idaho, Illinois, Iowa, Kentucky, Maryland, Michigan, Mississippi, Montana, New Jersey, New Mexico, New York, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Vermont, Virginia, Washington, Wisconsin)
- Court cases: Miami-Dade County and Broward County in Florida, and New York State courts. Federal and bankruptcy courts are not searched.
- Sanctions: OFAC and 19 other sanctions, exclusion and PEP lists

## Searches

- [Business verification](https://entitylight.com/business-verification): confirm a business is registered and active with its Secretary of State record in 48 states and DC: legal name, status, entity type, formation date, registered agent, addresses, officers and filing history
- [UCC search](https://entitylight.com/ucc-lien-search): UCC filings against a business in 31 states and DC, with each filing's secured party, filing and lapse dates, and whether it is active or lapsed
- [Business litigation search](https://entitylight.com/business-litigation-search): lawsuits filed against a business in Miami-Dade County, Broward County and New York State courts, with plaintiffs, case type, filing date and status
- [Business monitoring](https://entitylight.com/business-monitoring): re-check a business from daily to every 30 days and get an email and a webhook when a new UCC filing, a new lawsuit or a state record change appears
- [OFAC screening](https://entitylight.com/ofac-screening): screen a business or its owners against OFAC and 19 other sanctions, exclusion and PEP lists, with a match score and the lists each match is on
- [Secretary of State search API](https://entitylight.com/secretary-of-state-search-api): one API request returns a business's Secretary of State record from 48 states and DC, with its UCC filings and court cases in the same JSON response
- [Lawsuit search API](https://entitylight.com/lawsuit-search-api): one API request returns the lawsuits filed against a business in Miami-Dade County, Broward County and New York State courts, with its state record and UCC filings
- [Search by state](https://entitylight.com/states): a business search page and a UCC search page for each covered state, with where that state keeps its records

## Guides

- [How to check UCC liens on a business](https://entitylight.com/guides/how-to-check-ucc-liens): where to search, which name to search under, and how to read a UCC filing's secured party, collateral, lapse date and amendments
- [How lenders check liens and judgments](https://entitylight.com/guides/lien-and-judgment-search): the public records a lender checks before funding a business, where each one is filed, and what each search can and cannot show

## API

- [API documentation](https://entitylight.com/docs): run lookups, UCC searches, business searches and OFAC screenings, watch businesses and receive webhooks, with bearer API keys and test lookups

## Pricing

Prices are in US dollars. Annual plans cost ten months and include twelve.

- Free: 20 lookups, once, and 5 watched businesses
- $299 a month or $2,990 a year: 400 lookups a month, 100 watched businesses
- $899 a month or $8,990 a year: 1,500 lookups a month, 500 watched businesses
- $2,499 a month or $24,990 a year: 5,000 lookups a month, 2,000 watched businesses
- A business lookup, a monitoring check, a UCC search, a business search or an OFAC screening each count as one lookup. Lookups where no source could be searched aren't counted. At the limit, new lookups pause until the next month; there are no overage charges.
- [Pricing](https://entitylight.com/pricing): plans and how lookups are counted

## Company

- [LendPipe](https://lendpipe.ai): the company behind Entitylight
- [About](https://entitylight.com/about)
- [Data sources](https://entitylight.com/data-sources)
- [Contact](mailto:support@entitylight.com)