{
  "$schema": "https://json-schema.org/draft/2020-12/schema",
  "$id": "#/components/schemas/BasicMerchantDetail",
  "title": "BasicMerchantDetail",
  "description": "Derived merchant spending information.",
  "properties": {
    "basicMerchant": {
      "allOf": [
        {
          "$ref": "#/components/schemas/BasicMerchant"
        }
      ],
      "readOnly": true
    },
    "merchantType": {
      "type": "string",
      "description": "The associated merchant type - BILLERS, SUBSCRIPTION, or OTHERS",
      "readOnly": true
    },
    "netTotal": {
      "description": "Net spending calculated as (debitTotal - creditTotal) associated with  the merchant for the specific duration.",
      "allOf": [
        {
          "$ref": "#/components/schemas/Money"
        }
      ],
      "readOnly": true
    },
    "averageNetTotal": {
      "description": "Average spending calculated as (netTotal)/(Number of Months)  associated with the merchant for the specific duration.",
      "allOf": [
        {
          "$ref": "#/components/schemas/Money"
        }
      ],
      "readOnly": true
    },
    "link": {
      "allOf": [
        {
          "$ref": "#/components/schemas/Link"
        }
      ],
      "readOnly": true
    },
    "basicPeerDetail": {
      "description": "Data about the user's peer spending.",
      "allOf": [
        {
          "$ref": "#/components/schemas/BasicPeerDetail"
        }
      ],
      "readOnly": true
    },
    "peerSpendingComparison": {
      "description": "Comparing how the user has spent with a merchant compared to their peers.",
      "allOf": [
        {
          "$ref": "#/components/schemas/PeerSpendingComparison"
        }
      ],
      "readOnly": true
    }
  },
  "required": [
    "basicMerchant"
  ]
}