aid: fiat-republic

name: Fiat Republic

description: Fiat Republic is a UK- and EU-regulated Banking-as-a-Service provider that gives crypto platforms, exchanges and stablecoin issuers
  a single API and single liability contract for local fiat rails. Its RESTful API automates end-user onboarding with embedded KYC/AML, named
  and virtual fiat accounts, pay-ins and payouts across GBP (Faster Payments / CHAPS), EUR (SEPA / SEPA Instant) and USD schemes, FX conversion,
  Verification of Payee (VoP), returns and recalls, and its Oxygen transaction-monitoring product. Access is via OAuth 2.0 client-credentials
  with PAYMENTS and OXYGEN scopes, HMAC-SHA256-signed webhooks using the HTTP Message Signatures standard, idempotency keys, and separate sandbox
  and production environments. Fiat Republic operates as an Electronic Money Institution regulated by the FCA (UK) and De Nederlandsche Bank (NL),
  with MSB registrations in the US and Canada.

url: https://raw.githubusercontent.com/api-evangelist/fiat-republic/refs/heads/main/apis.yml

x-type: company

x-source: vc-portfolio

x-backed-by:
- seedcamp
- speedinvest

x-tier: profiled

x-tier-reason: enriched-from-developer-portal

deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - pricing
  generated: '2026-08-28'
  method: derived

accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Self-serve signup
  confidence: medium
  source:
  - authentication
  generated: '2026-07-22'
  method: derived

specificationVersion: '0.23'

created: '2026-07-17'

modified: '2026-07-19'

image: https://fiatrepublic.com/images/og-image.png

x-docs-platform: readme

x-docs-platform-confidence: medium

x-docs-platform-checked: 2026-10-03

tags:
- Company
- Banking
- Payments
- Fintech
- Cryptocurrency
- Stablecoins
- Banking as a Service
- Embedded Finance
- Compliance
- KYC
- SEPA
- Faster Payments

tags_raw:
- Company
- Banking
- Payments
- Fintech
- Cryptocurrency
- Stablecoins
- Banking-as-a-Service
- Embedded Finance
- Compliance
- KYC
- SEPA
- Faster Payments

maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io

common:
- type: CapabilityMap
  url: capabilities/fiat-republic-capability-edges.yml
  name: Fiat Republic Business Capability Map
- type: AgenticAccess
  url: agentic-access/fiat-republic-agentic-access.yml
- type: Spectral
  url: rules/fiat-republic-rules.yml
- type: Hosts
  url: hosts/fiat-republic-hosts.yml
- type: IntegrationEdges
  url: integrations/fiat-republic-integration-edges.yml
- type: Vendors
  url: vendors/fiat-republic-vendors.yml
- type: VulnerabilityDisclosure
  url: security/fiat-republic-vulnerability-disclosure.yml
- type: Security
  url: well-known/fiat-republic-security.txt
- type: DomainSecurity
  url: security/fiat-republic-domain-security.yml
- type: Website
  url: https://fiatrepublic.com
- type: DeveloperPortal
  url: https://fiatrepublic.com/developers/
- type: Documentation
  url: https://docs.fiatrepublic.com/docs/introduction
- type: APIReference
  url: https://docs.fiatrepublic.com/reference/create-api-token
- type: GettingStarted
  url: https://docs.fiatrepublic.com/docs/authentication-webhook-setup
- type: Blog
  url: https://fiatrepublic.com/blog
- type: SignUp
  url: https://member.fiatrepublic.com/dashboard
- type: Login
  url: https://member.fiatrepublic.com/dashboard
- type: Support
  url: https://fiatrepublic.atlassian.net/servicedesk/customer/portal/4
- type: PrivacyPolicy
  url: https://fiatrepublic.com/privacy-policy
- type: StatusPage
  url: https://status.fiatrepublic.com
- type: ChangeLog
  url: https://docs.fiatrepublic.com/changelog
- type: ChangeLog
  url: changelog/fiat-republic-changelog.yml
- type: Compliance
  url: https://fiatrepublic.com/compliance
- type: Postman
  url: https://www.postman.com/fiatrepublicdev/fiat-republic-developers/overview
- type: LLMsTxt
  url: llms/fiat-republic-llms.txt
- type: Authentication
  url: authentication/fiat-republic-authentication.yml
- type: OAuthScopes
  url: scopes/fiat-republic-scopes.yml
- type: Conventions
  url: conventions/fiat-republic-conventions.yml
- type: Idempotency
  url: conventions/fiat-republic-conventions.yml
- type: RateLimits
  url: rate-limits/fiat-republic-rate-limits.yml
- type: ErrorCatalog
  url: errors/fiat-republic-problem-types.yml
- type: Lifecycle
  url: lifecycle/fiat-republic-lifecycle.yml
- type: Deprecation
  url: lifecycle/fiat-republic-lifecycle.yml
- type: Sandbox
  url: sandbox/fiat-republic-sandbox.yml
- type: DataModel
  url: data-model/fiat-republic-data-model.yml
- type: Webhooks
  url: asyncapi/fiat-republic-webhooks.yml
- type: Conformance
  url: conformance/fiat-republic-conformance.yml
- type: X-MCPServerCandidate
  url: mcp/fiat-republic-mcp.yml
  note: 'Renamed from MCPServer 2026-09-03 (roadmap#247): the manifest self-describes as status: candidate — a tool list derived from the published
    API contracts, not an existing server. The scorer already read the manifest and reported mcp_server correctly; the MCPServer type was crediting
    the artifact-type surfaces with a server that does not exist.'
- type: WellKnown
  url: well-known/fiat-republic-well-known.yml
- type: SecurityTxt
  url: well-known/fiat-republic-security.txt

apis:
- name: Fiat Republic API
  description: >-
    RESTful API for crypto and stablecoin platforms to onboard end users (KYC/AML), open named and virtual
    fiat accounts, receive pay-ins and send payouts across GBP, EUR and USD schemes, run FX conversions,
    verify payees (VoP), handle returns/recalls, manage HMAC-signed webhooks, and use the Oxygen transaction-monitoring
    product.
  humanURL: https://docs.fiatrepublic.com/docs/introduction
  baseURL: https://member.fiatrepublic.com/api/v1
  properties:
  - type: Documentation
    url: https://docs.fiatrepublic.com/docs/introduction
  - type: APIReference
    url: https://docs.fiatrepublic.com/reference/create-api-token
  - type: GettingStarted
    url: https://docs.fiatrepublic.com/docs/authentication-webhook-setup
  - type: Authentication
    url: authentication/fiat-republic-authentication.yml
  - type: OAuthScopes
    url: scopes/fiat-republic-scopes.yml
  - type: Conventions
    url: conventions/fiat-republic-conventions.yml
  - type: Idempotency
    url: conventions/fiat-republic-conventions.yml
  - type: RateLimits
    url: rate-limits/fiat-republic-rate-limits.yml
  - type: ErrorCatalog
    url: errors/fiat-republic-problem-types.yml
  - type: DataModel
    url: data-model/fiat-republic-data-model.yml
  - type: Sandbox
    url: sandbox/fiat-republic-sandbox.yml
  - type: Webhooks
    url: asyncapi/fiat-republic-webhooks.yml
  - type: Conformance
    url: conformance/fiat-republic-conformance.yml
  - type: X-MCPServerCandidate
    url: mcp/fiat-republic-mcp.yml
    note: >-
      Renamed from MCPServer 2026-09-03 (roadmap#247): the manifest self-describes as status: candidate
      — a tool list derived from the published API contracts, not an existing server. The scorer already
      read the manifest and reported mcp_server correctly; the MCPServer type was crediting the artifact-type
      surfaces with a server that does not exist.
  aid: fiat-republic:fiat-republic-api
- aid: fiat-republic:fiat-republic-alerts-api
  name: Fiat Republic Alerts API
  description: The Alerts API from Fiat Republic — 2 operation(s) for alerts.
  humanURL: https://docs.fiatrepublic.com/docs/introduction
  baseURL: https://member.fiatrepublic.com/api/v1
  tags:
  - Alerts
  properties:
  - type: OpenAPI
    url: openapi/fiat-republic-alerts-api-openapi.yml
- aid: fiat-republic:fiat-republic-conversions-api
  name: Fiat Republic Conversions API
  description: The Conversions API from Fiat Republic — 2 operation(s) for conversions.
  humanURL: https://docs.fiatrepublic.com/docs/introduction
  baseURL: https://member.fiatrepublic.com/api/v1
  tags:
  - Conversion
  tags_raw:
  - Conversions
  properties:
  - type: OpenAPI
    url: openapi/fiat-republic-conversions-api-openapi.yml
- aid: fiat-republic:fiat-republic-documents-api
  name: Fiat Republic Documents API
  description: The Documents API from Fiat Republic — 2 operation(s) for documents.
  humanURL: https://docs.fiatrepublic.com/docs/introduction
  baseURL: https://member.fiatrepublic.com/api/v1
  tags:
  - Documents
  properties:
  - type: OpenAPI
    url: openapi/fiat-republic-documents-api-openapi.yml
- aid: fiat-republic:fiat-republic-emt-payee-api
  name: Fiat Republic Emt Payee API
  description: The Emt Payee API from Fiat Republic — 2 operation(s) for emt payee.
  humanURL: https://docs.fiatrepublic.com/docs/introduction
  baseURL: https://member.fiatrepublic.com/api/v1
  tags:
  - Emt Payee
  properties:
  - type: OpenAPI
    url: openapi/fiat-republic-emt-payee-api-openapi.yml
- aid: fiat-republic:fiat-republic-emt-payers-api
  name: Fiat Republic Emt Payers API
  description: The Emt Payers API from Fiat Republic — 2 operation(s) for emt payers.
  humanURL: https://docs.fiatrepublic.com/docs/introduction
  baseURL: https://member.fiatrepublic.com/api/v1
  tags:
  - Emt Payers
  properties:
  - type: OpenAPI
    url: openapi/fiat-republic-emt-payers-api-openapi.yml
- aid: fiat-republic:fiat-republic-emt-payments-api
  name: Fiat Republic Emt Payments API
  description: The Emt Payments API from Fiat Republic — 2 operation(s) for emt payments.
  humanURL: https://docs.fiatrepublic.com/docs/introduction
  baseURL: https://member.fiatrepublic.com/api/v1
  tags:
  - Emt Payments
  properties:
  - type: OpenAPI
    url: openapi/fiat-republic-emt-payments-api-openapi.yml
- aid: fiat-republic:fiat-republic-emt-wallets-api
  name: Fiat Republic Emt Wallets API
  description: The Emt Wallets API from Fiat Republic — 2 operation(s) for emt wallets.
  humanURL: https://docs.fiatrepublic.com/docs/introduction
  baseURL: https://member.fiatrepublic.com/api/v1
  tags:
  - Emt Wallets
  properties:
  - type: OpenAPI
    url: openapi/fiat-republic-emt-wallets-api-openapi.yml
- aid: fiat-republic:fiat-republic-end-users-api
  name: Fiat Republic End Users API
  description: The End Users API from Fiat Republic — 4 operation(s) for end users.
  humanURL: https://docs.fiatrepublic.com/docs/introduction
  baseURL: https://member.fiatrepublic.com/api/v1
  tags:
  - End Users
  properties:
  - type: OpenAPI
    url: openapi/fiat-republic-end-users-api-openapi.yml
- aid: fiat-republic:fiat-republic-entities-api
  name: Fiat Republic Entities API
  description: The Entities API from Fiat Republic — 2 operation(s) for entities.
  humanURL: https://docs.fiatrepublic.com/docs/introduction
  baseURL: https://member.fiatrepublic.com/api/v1
  tags:
  - Entities
  properties:
  - type: OpenAPI
    url: openapi/fiat-republic-entities-api-openapi.yml
- aid: fiat-republic:fiat-republic-events-api
  name: Fiat Republic Events API
  description: The Events API from Fiat Republic — 3 operation(s) for events.
  humanURL: https://docs.fiatrepublic.com/docs/introduction
  baseURL: https://member.fiatrepublic.com/api/v1
  tags:
  - Event
  tags_raw:
  - Events
  properties:
  - type: OpenAPI
    url: openapi/fiat-republic-events-api-openapi.yml
- aid: fiat-republic:fiat-republic-fiat-accounts-api
  name: Fiat Republic Fiat Accounts API
  description: The Fiat Accounts API from Fiat Republic — 3 operation(s) for fiat accounts.
  humanURL: https://docs.fiatrepublic.com/docs/introduction
  baseURL: https://member.fiatrepublic.com/api/v1
  tags:
  - Fiat Accounts
  properties:
  - type: OpenAPI
    url: openapi/fiat-republic-fiat-accounts-api-openapi.yml
- aid: fiat-republic:fiat-republic-investigations-api
  name: Fiat Republic Investigations API
  description: The Investigations API from Fiat Republic — 2 operation(s) for investigations.
  humanURL: https://docs.fiatrepublic.com/docs/introduction
  baseURL: https://member.fiatrepublic.com/api/v1
  tags:
  - Investigations
  properties:
  - type: OpenAPI
    url: openapi/fiat-republic-investigations-api-openapi.yml
- aid: fiat-republic:fiat-republic-member-businesses-api
  name: Fiat Republic Member Businesses API
  description: The Member Businesses API from Fiat Republic — 2 operation(s) for member businesses.
  humanURL: https://docs.fiatrepublic.com/docs/introduction
  baseURL: https://member.fiatrepublic.com/api/v1
  tags:
  - Member Businesses
  properties:
  - type: OpenAPI
    url: openapi/fiat-republic-member-businesses-api-openapi.yml
- aid: fiat-republic:fiat-republic-member-details-api
  name: Fiat Republic Member Details API
  description: The Member Details API from Fiat Republic — 1 operation(s) for member details.
  humanURL: https://docs.fiatrepublic.com/docs/introduction
  baseURL: https://member.fiatrepublic.com/api/v1
  tags:
  - Member Details
  properties:
  - type: OpenAPI
    url: openapi/fiat-republic-member-details-api-openapi.yml
- aid: fiat-republic:fiat-republic-member-review-settings-api
  name: Fiat Republic Member Review Settings API
  description: >-
    The Member Review Settings API from Fiat Republic — 1 operation(s) for member review settings.
  humanURL: https://docs.fiatrepublic.com/docs/introduction
  baseURL: https://member.fiatrepublic.com/api/v1
  tags:
  - Member Review Settings
  properties:
  - type: OpenAPI
    url: openapi/fiat-republic-member-review-settings-api-openapi.yml
- aid: fiat-republic:fiat-republic-oauth-api
  name: Fiat Republic OAuth API
  description: The Oauth API from Fiat Republic — 1 operation(s) for oauth.
  humanURL: https://docs.fiatrepublic.com/docs/introduction
  baseURL: https://member.fiatrepublic.com/api/v1
  tags:
  - Authentication
  tags_raw:
  - Oauth
  properties:
  - type: OpenAPI
    url: openapi/fiat-republic-oauth-api-openapi.yml
- aid: fiat-republic:fiat-republic-payees-api
  name: Fiat Republic Payees API
  description: The Payees API from Fiat Republic — 6 operation(s) for payees.
  humanURL: https://docs.fiatrepublic.com/docs/introduction
  baseURL: https://member.fiatrepublic.com/api/v1
  tags:
  - Payees
  properties:
  - type: OpenAPI
    url: openapi/fiat-republic-payees-api-openapi.yml
- aid: fiat-republic:fiat-republic-payers-api
  name: Fiat Republic Payers API
  description: The Payers API from Fiat Republic — 2 operation(s) for payers.
  humanURL: https://docs.fiatrepublic.com/docs/introduction
  baseURL: https://member.fiatrepublic.com/api/v1
  tags:
  - Payers
  properties:
  - type: OpenAPI
    url: openapi/fiat-republic-payers-api-openapi.yml
- aid: fiat-republic:fiat-republic-payment-channels-api
  name: Fiat Republic Payment Channels API
  description: The Payment Channels API from Fiat Republic — 2 operation(s) for payment channels.
  humanURL: https://docs.fiatrepublic.com/docs/introduction
  baseURL: https://member.fiatrepublic.com/api/v1
  tags:
  - Payment Channels
  properties:
  - type: OpenAPI
    url: openapi/fiat-republic-payment-channels-api-openapi.yml
- aid: fiat-republic:fiat-republic-payment-returns-api
  name: Fiat Republic Payment Returns API
  description: The Payment Returns API from Fiat Republic — 3 operation(s) for payment returns.
  humanURL: https://docs.fiatrepublic.com/docs/introduction
  baseURL: https://member.fiatrepublic.com/api/v1
  tags:
  - Payment Returns
  properties:
  - type: OpenAPI
    url: openapi/fiat-republic-payment-returns-api-openapi.yml
- aid: fiat-republic:fiat-republic-payments-api
  name: Fiat Republic Payments API
  description: The Payments API from Fiat Republic — 3 operation(s) for payments.
  humanURL: https://docs.fiatrepublic.com/docs/introduction
  baseURL: https://member.fiatrepublic.com/api/v1
  tags:
  - Payments
  properties:
  - type: OpenAPI
    url: openapi/fiat-republic-payments-api-openapi.yml
- aid: fiat-republic:fiat-republic-platform-users-api
  name: Fiat Republic Platform Users API
  description: The Platform Users API from Fiat Republic — 2 operation(s) for platform users.
  humanURL: https://docs.fiatrepublic.com/docs/introduction
  baseURL: https://member.fiatrepublic.com/api/v1
  tags:
  - Platform Users
  properties:
  - type: OpenAPI
    url: openapi/fiat-republic-platform-users-api-openapi.yml
- aid: fiat-republic:fiat-republic-quotes-api
  name: Fiat Republic Quotes API
  description: The Quotes API from Fiat Republic — 1 operation(s) for quotes.
  humanURL: https://docs.fiatrepublic.com/docs/introduction
  baseURL: https://member.fiatrepublic.com/api/v1
  tags:
  - Quotes
  properties:
  - type: OpenAPI
    url: openapi/fiat-republic-quotes-api-openapi.yml
- aid: fiat-republic:fiat-republic-rules-api
  name: Fiat Republic Rules API
  description: The Rules API from Fiat Republic — 3 operation(s) for rules.
  humanURL: https://docs.fiatrepublic.com/docs/introduction
  baseURL: https://member.fiatrepublic.com/api/v1
  tags:
  - Rules
  properties:
  - type: OpenAPI
    url: openapi/fiat-republic-rules-api-openapi.yml
- aid: fiat-republic:fiat-republic-simulator-api
  name: Fiat Republic Simulator API
  description: The Simulator API from Fiat Republic — 1 operation(s) for simulator.
  humanURL: https://docs.fiatrepublic.com/docs/introduction
  baseURL: https://member.fiatrepublic.com/api/v1
  tags:
  - Simulator
  properties:
  - type: OpenAPI
    url: openapi/fiat-republic-simulator-api-openapi.yml
- aid: fiat-republic:fiat-republic-transactions-api
  name: Fiat Republic Transactions API
  description: The Transactions API from Fiat Republic — 2 operation(s) for transactions.
  humanURL: https://docs.fiatrepublic.com/docs/introduction
  baseURL: https://member.fiatrepublic.com/api/v1
  tags:
  - Transaction
  tags_raw:
  - Transactions
  properties:
  - type: OpenAPI
    url: openapi/fiat-republic-transactions-api-openapi.yml
- aid: fiat-republic:fiat-republic-transactions-summary-api
  name: Fiat Republic Transactions Summary API
  description: >-
    The Transactions Summary API from Fiat Republic — 1 operation(s) for transactions summary.
  humanURL: https://docs.fiatrepublic.com/docs/introduction
  baseURL: https://member.fiatrepublic.com/api/v1
  tags:
  - Transactions Summary
  properties:
  - type: OpenAPI
    url: openapi/fiat-republic-transactions-summary-api-openapi.yml
- aid: fiat-republic:fiat-republic-virtual-account-transactions-api
  name: Fiat Republic Virtual Account Transactions API
  description: >-
    The Virtual Account Transactions API from Fiat Republic — 1 operation(s) for virtual account transactions.
  humanURL: https://docs.fiatrepublic.com/docs/introduction
  baseURL: https://member.fiatrepublic.com/api/v1
  tags:
  - Virtual Account Transactions
  properties:
  - type: OpenAPI
    url: openapi/fiat-republic-virtual-account-transactions-api-openapi.yml
- aid: fiat-republic:fiat-republic-virtual-accounts-api
  name: Fiat Republic Virtual Accounts API
  description: The Virtual Accounts API from Fiat Republic — 2 operation(s) for virtual accounts.
  humanURL: https://docs.fiatrepublic.com/docs/introduction
  baseURL: https://member.fiatrepublic.com/api/v1
  tags:
  - Virtual Accounts
  properties:
  - type: OpenAPI
    url: openapi/fiat-republic-virtual-accounts-api-openapi.yml
- aid: fiat-republic:fiat-republic-webhook-notifications-api
  name: Fiat Republic Webhook Notifications API
  description: >-
    The Webhook Notifications API from Fiat Republic — 1 operation(s) for webhook notifications.
  humanURL: https://docs.fiatrepublic.com/docs/introduction
  baseURL: https://member.fiatrepublic.com/api/v1
  tags:
  - Webhook Notifications
  properties:
  - type: OpenAPI
    url: openapi/fiat-republic-webhook-notifications-api-openapi.yml
- aid: fiat-republic:fiat-republic-webhooks-api
  name: Fiat Republic Webhooks API
  description: The Webhooks API from Fiat Republic — 2 operation(s) for webhooks.
  humanURL: https://docs.fiatrepublic.com/docs/introduction
  baseURL: https://member.fiatrepublic.com/api/v1
  tags:
  - Webhook
  tags_raw:
  - Webhooks
  properties:
  - type: OpenAPI
    url: openapi/fiat-republic-webhooks-api-openapi.yml
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence

x-readme-harvest:
  date: '2026-10-14'
  ops: 95
  tool: harvest-readme-openapi.py
  portal: https://docs.fiatrepublic.com