# FilingSift FilingSift is an evidence-backed financing research workspace and REST API. Search indexed SEC filings, compare financing disclosures, and use separately sourced rates, bank, legal-entity and credit data with provenance preserved. ## Current public coverage - Status basis: October 20, 2026 recorded production API r133 and current accepted frontend, the completed metadata catalog, and bounded production checks. Current endpoint and registry responses provide the authoritative availability and coverage state. - The live explorer reads its current filing count, issuers, and forms from the public filing API. - The live financing-corpus receipt is a separate guarded expansion, not the entire product inventory. Its declared issuer universe is not populated coverage. The final eligible filing denominator and completion percentage are unavailable. Read `https://api.filingsift.com/api/v1/coverage/status` for completed counts and measurement time, or `https://filingsift.com/#/coverage`. Baseline automatic ingestion covers bounded 10-Q, 10-Q/A, 10-K, 10-K/A, 8-K and 8-K/A filings and selected material contract exhibits. Static AAPL pages are dated October 5, 2026 examples, not the entire indexed corpus. - Current indexed records: `https://api.filingsift.com/api/v1/filings`. Ingestion status: `https://api.filingsift.com/api/v1/coverage/status`. - The completed-quarter metadata catalog contains 20,149,715 accession/CIK associations. Its October 15 state receipt classifies 100 as indexed, 14,117,740 as unsupported because no issuer ticker is available, and 6,031,875 as outside current extraction policy; extracted-only, pending and failed counts were zero at measurement time. This is catalog state accounting, not complete searchable coverage. Current-quarter ingestion is separate. - Two-sided source-backed comparisons retain both accessions, SEC source URLs, evidence, hashes, and each source's validation status. Deterministically validated results have passed FilingSift's automated evidence and consistency controls. Unmatched sides remain absent; an extracted addition/removal is not proof that a legal obligation began or ended. - The factual Apple workflow case study at `https://filingsift.com/case-studies/aapl-debt-liquidity-filing-comparison/` shows the accepted source passages, before-and-after values, resolved uncertainty objects, refusal boundary, and representative REST result fields. It is a completed two-filing snapshot; the live API may contain newer or additional records. - Units, scales, currencies, and periods are returned only when deterministic source context resolves them; uncertainty and refusals are explicit. - Materiality, investment, financial, and legal conclusions remain the responsibility of the customer and their professional advisers. - The homepage includes a clearly labeled illustrative workflow preview. Live explorer records remain visibly distinct from illustrative presentation data. ## Active source datasets Production source flags and admissions checked October 20, 2026: nine active source families. This configuration check does not establish fresh retrieval success for every dataset. Selected SEC EDGAR records; New York Fed SOFR/EFFR/TGCR/BGCR; Treasury curves and auctions; Federal Reserve Board SLOOS; OFR repo data; FDIC bank financials, deposit geography and failure history; GLEIF LEIs, reported relationships and events; six selected BIS datasets; and Treasury Fiscal Data debt outstanding, average interest rates and interest expense. These are bounded datasets, not complete provider archives. BIS credit context is public without login or paid quota. Other reference research requires account access and current source admission. CFTC, EIA, Companies House, USAspending.gov, Federal Register, Japan EDINET and ESMA integrations are not currently available to customers. Their code and API descriptions do not establish an active data entitlement. Use https://filingsift.com/features/#sources for the source directory. ## Source freshness and timing - SEC discovery uses a bounded worker scheduled one minute after its prior run completes, plus randomized delay. The operating target is discovery within five minutes of SEC acceptance. Extraction and alerts follow asynchronously. This target is not a latency SLA or a claim of complete EDGAR coverage. - `GET https://api.filingsift.com/api/v1/coverage/status` publishes rolling 30-day production p50, p95, and sample counts for acceptance-to-discovery, discovery-to-extraction, extraction-to-provider-accepted instant email, acceptance-to-extraction, and acceptance-to-alert delivery. Missing samples remain null. Provider acceptance does not prove inbox or handset receipt. FilingSift does not claim real-time WebSocket-equivalent delivery. - Active reference sources fetch from the provider on the first eligible cache miss. Current cache limits are five minutes for FDIC, GLEIF, and Treasury Fiscal Data; ten minutes for New York Fed; fifteen minutes for Treasury, Federal Reserve Board, and OFR; and six hours for BIS series that publish monthly or quarterly. - Treasury, Federal Reserve Board, OFR, BIS, the FDIC and GLEIF expansion datasets, and the Treasury Fiscal combined report have no deployed saved monitor; their active workflows are request-time only. For deployed monitors, the stated interval is the next eligibility time after a successful check. The worker evaluates at most five due watches every five minutes, so queueing, runtime, and provider response time can add delay. - A one-day retry backoff applies only when a check is blocked by source admission, credentials, entitlements, a disabled source, or an inactive owner. It is not the normal freshness target for a healthy active source. - Provider publication time, FilingSift retrieval time, extraction completion, and alert delivery time are separate timestamps. - Operating targets are not current-state claims. The live `https://api.filingsift.com/api/v1/coverage/status` response is authoritative for SEC backlog and delay; queued extraction can be delayed while polling is healthy. ## Product boundary - Filing-derived records originate in SEC filings and exhibits. Separately labeled reference workflows use independently admitted public sources and do not turn those records into SEC facts. - Every production filing-derived fact must include accession, source URL, evidence, and verification state. - Missing or uncertain facts are unavailable; they are never silently converted to zero. - REST, email/password self-service signup, expiring multi-browser sessions, usage reporting, and scoped hashed API-key management are live. - Email verification, verification resend, and password reset use single-use hashed action tokens with transactional delivery through AWS SES. Provider acceptance is monitored; final inbox receipt depends on the recipient mail path. - Builder supports authenticated Stripe-hosted Checkout. New Professional and Team purchases require an issuer-coverage and capacity review. Available billing uses the Stripe Customer Portal, and signed billing webhooks when online purchase is enabled for the account. The free plan starts without a card. - The public pricing catalog uses one shared research platform with enforced capacity levels. Plans differ by monitored companies, filing history, pending onboarding, monthly requests, query-cost units and member caps. Every plan includes five active API keys per organization and ten browser sessions per user, with the same evidence and validation standards. - Current monthly prices are Free $0, Builder $39, Professional $79, and Team $199. The live v2 catalog at https://api.filingsift.com/api/v1/billing/catalog is authoritative for purchase availability and the full enforced comparison. The browser fails closed rather than displaying an older or malformed catalog. - License-free new-filing, financing-change, and delayed-ingestion email alerts are available to authenticated workspaces. The `instant` option makes a processed alert due for the next ingestion monitoring stage; quiet hours, worker capacity, and provider retries can defer the attempt. Daily and weekly modes are optional customer digests and do not set source retrieval timing. - Indexed filings have an evidence-anchored reader, stable passage links, deterministic side-by-side comparison, related filing/exhibit graph, source-linked PDF export, and private personal notes within the current coverage boundary. - Authenticated analyst workflows provide bounded source-linked Excel workbooks and checksum manifests; browser sessions add private folders, tags, saved views, and mandatory-citation memo drafts. - Team roles and shared research operate within account permissions. Available integrations and developer resources are listed in the current feature catalog. - Advanced filing, XBRL, corporate-event, search, modeling, snapshot, and developer workflows are exposed according to production route availability and account permissions. - Saved-search email alerts require explicit enablement. Saved-screen email alerts and expanded lifecycle, maturity, covenant and default email categories are unavailable. Financing-change email supports debt, liquidity and going concern. - Snowflake, Databricks and BigQuery delivery are unavailable. Customer S3 and Google Sheets delivery require destination-specific configuration and acceptance. - Financing-corpus expansion is capacity-paused; declared issuer scope and plan history windows do not promise populated coverage. Check the live receipt. - Customer product webhooks and cited AI are unavailable. Mandatory- citation analyst memo drafts are available but are not AI-generated research. The read-only MCP server is available at https://api.filingsift.com/mcp with scoped FilingSift API-key authentication. MCP is included with existing API plans and uses the same hard request/query-cost quotas. Retained metadata intervals are not deadlines or lateness findings, and receipt hashes are not completeness guarantees or independent verification. - New York Fed SOFR/EFFR/TGCR/BGCR, GLEIF identity and admitted timeline/child data, FDIC base and admitted expansion datasets, TreasuryDirect auctions, six-series SLOOS comparisons, and expanded OFR repo rates are active with source-specific controls. Provider placeholders and missing values remain null. - The compatible free public BIS credit route and the six-dataflow comparison route are available. The comparison covers 24 reference areas, accepts one exact compatible sector and one to four countries, preserves missing and confidential states, and prohibits country ranking. - Authenticated organizations have a source coverage dashboard, signed source-separated SEC/external reports, and immutable source-report snapshots. Treasury Fiscal Data is the only active Public Source Desk adapter; the other seven remain independently gated. - Additional source workflows are introduced only after source admission, migration, deployment, and real-provider acceptance are complete. The live product and API catalog are authoritative for customer availability. - Direct analyst client packages are published at https://filingsift.com/downloads/filingsift-excel-addin-2.1.0.zip and https://filingsift.com/downloads/filingsift-google-sheets-1.0.0.zip. - OIDC SSO, SCIM, an independent penetration-test claim, a SOC 2 report, contractual support, and an SLA are demand-gated. FilingSift does not claim that any of those controls is generally active today. - Downloadable analyst clients are direct distributions, not Marketplace listings. - Python filingsift 0.2.0 and npm @filingsift/client 0.2.0 are published. Both 0.2.0 SDKs fix successful empty HTTP 204/205 response handling. Registry installs, artifact integrity, and live reads are verified. Upgrade older 0.1.0 installations; do not blindly retry a mutation. ## Interfaces - REST API: `https://api.filingsift.com/api/v1` - Health: `https://api.filingsift.com/health` - Sign in: `https://filingsift.com/#/dashboard` - Features: `https://filingsift.com/features/` - Plans and pricing: `https://filingsift.com/#pricing` - Live coverage: `https://filingsift.com/#/coverage` - OpenAPI: `https://filingsift.com/openapi.yaml` - Python and TypeScript SDKs: `https://filingsift.com/sdks/` - Security contact: `https://filingsift.com/security.html` ## Public evidence and documentation - AAPL coverage: `https://filingsift.com/companies/aapl/` - Product features: `https://filingsift.com/features/` - AAPL debt and liquidity: `https://filingsift.com/companies/aapl/debt-and-liquidity/` - Methodology: `https://filingsift.com/methodology/` - Covenant-event rules: `https://filingsift.com/methodology/covenant-events/` - Benchmark status: `https://filingsift.com/benchmarks/filingsift-v0-1-0/` - API documentation: `https://filingsift.com/api/` - Debt, liquidity, covenant, and credit-agreement field guide: `https://filingsift.com/guides/read-debt-liquidity-covenants-credit-agreements/` - SEC filing debt API guide: `https://filingsift.com/guides/sec-filing-debt-api/` - Credit agreement extraction: `https://filingsift.com/guides/credit-agreement-extraction/` - Covenant monitoring API: `https://filingsift.com/guides/covenant-monitoring-api/` - Technology partners: `https://filingsift.com/partners/` ## Technology partnerships - FilingSift is partnered with CosmicEphemeris.com: `https://cosmicephemeris.com/` - FilingSift is partnered with TimeMatrix Charts: `https://timematrixcharts.com/` - The partnership is a product and technology relationship. FilingSift, CosmicEphemeris.com, and TimeMatrix Charts keep separate applications, repositories, customer accounts, credentials, data, and operational boundaries. This file summarizes the public product boundary. The production API, live coverage workspace, and published documentation provide the current operational record. ## Independence FilingSift is independent and is not affiliated with or endorsed by the U.S. Securities and Exchange Commission. SEC.gov links identify public source documents only. FilingSift does not use the SEC seal or EDGAR branding.