{
  "$schema": "https://json-schema.org/draft/2020-12/schema",
  "$id": "https://artifacts.apis.io/finology-tech/json-schema/finology-tech-keyless-loan-request-schema.json",
  "title": "KeylessLoanRequest",
  "x-generated": "2026-10-30",
  "x-method": "derived",
  "x-generator": "derive-json-schema.py",
  "x-source": "openapi/finology-tech-openapi.json#/components/schemas/KeylessLoanRequest",
  "required": [
    "balance",
    "borrowerAgi",
    "ratePct"
  ],
  "type": "object",
  "properties": {
    "balance": {
      "type": "number",
      "format": "double"
    },
    "ratePct": {
      "type": "number",
      "format": "double"
    },
    "borrowerAgi": {
      "type": "number",
      "format": "double"
    },
    "filingStatus": {
      "type": [
        "string",
        "null"
      ]
    },
    "spouseAgi": {
      "type": [
        "number",
        "null"
      ],
      "format": "double"
    },
    "spouseFederalLoanBalance": {
      "type": [
        "number",
        "null"
      ],
      "format": "double"
    },
    "dependents": {
      "type": "integer",
      "format": "int32"
    },
    "loanType": {
      "type": [
        "string",
        "null"
      ]
    },
    "state": {
      "type": [
        "string",
        "null"
      ]
    },
    "pursuingPslf": {
      "type": "boolean"
    },
    "pslfCreditedMonths": {
      "type": "integer",
      "format": "int32"
    },
    "priorIdrMonths": {
      "type": "integer",
      "format": "int32"
    },
    "incomeGrowthPct": {
      "type": "number",
      "format": "double"
    },
    "borrowedOnOrAfterJul12026": {
      "type": [
        "boolean",
        "null"
      ]
    }
  },
  "additionalProperties": false
}