# Finvygo

> Finvygo is a privacy-first wealth tracking app with free tracking and an optional Premium: users declare their assets (real estate, stocks, crypto, savings, precious metals, debts and more) and get a consolidated, multi-currency net worth. No bank connection ever; with a private key, no name or email is required.

Available in 13 languages: fr (Français), en (English), de (Deutsch), es (Español), pt (Português (Portugal)), pt-BR (Português (Brasil)), it (Italiano), nl (Nederlands), pl (Polski), sv (Svenska), da (Dansk), cs (Čeština), ro (Română). URLs below point to the English version; replace the /en/ prefix with another locale code for translations.

- [Full content (single file)](https://finvygo.com/llms-full.txt): Every solution page and blog article in full text, without crawling: intro, sections, FAQ and conclusions.

## AI assistants

- [AI assistant for your net worth: Finvygo, Claude, ChatGPT](https://finvygo.com/en/ai): Ask questions about your net worth in Finvygo, or connect Claude or ChatGPT. Included in Premium, no bank connection.
- [Connection facts (machine readable)](https://finvygo.com/ai.md): MCP server URL, available tools, write confirmation rules and limits, as a plain markdown file.

## Portfolio import

- [Import your portfolio from a CSV file | Finvygo](https://finvygo.com/en/import): Import your broker's CSV into Finvygo, review your positions, then add them without retyping. The raw file stays on your device.

## Pricing

- [Tracking is free. Premium goes further.](https://finvygo.com/en/pricing): With Finvygo, every asset class, unlimited assets and portfolios, import, performance, capital gains, allocation and passive income are free, with no time limit. Premium adds intraday prices during market hours, a point-by-point 24-hour chart, price alerts, recaps and the AI assistant.
- [Pricing (machine readable)](https://finvygo.com/pricing.md): The same pricing facts as a plain markdown file: free tier, Premium prices, trial, platforms.

## Solutions

- [All solutions](https://finvygo.com/en/solutions): Real estate, stocks, crypto, savings, precious metals, debts: see how Finvygo brings every asset type into one consolidated net worth. Free tracking.
- [Real estate](https://finvygo.com/en/solutions/real-estate): Primary residence, rental investment or property shares: track what your property is worth and manage the loans attached to it.
- [Stocks, funds and ETFs](https://finvygo.com/en/solutions/stocks): Your shares, ETFs and funds valued automatically, whatever account holds them.
- [Cryptocurrencies](https://finvygo.com/en/solutions/crypto): Bitcoin, Ethereum and other crypto assets, valued automatically at market price.
- [Bonds](https://finvygo.com/en/solutions/bonds): Bonds and bond funds: track your holdings, your coupons and their maturities.
- [Crowdlending](https://finvygo.com/en/solutions/crowdlending): Peer-to-peer lending and crowdfunding: track your lent capital, its interest and your repayments, project by project.
- [Cash](https://finvygo.com/en/solutions/cash): Current accounts and cash: keep a clear view of the money available to you right now.
- [Savings accounts](https://finvygo.com/en/solutions/savings): Savings accounts and deposits: your rainy day money tracked alongside everything else.
- [Precious metals](https://finvygo.com/en/solutions/metals): Gold, silver and other precious metals, tracked at market price and folded into your net worth.
- [Other assets](https://finvygo.com/en/solutions/other-assets): Car, watch, artwork, collectible: anything of value can count toward your net worth.
- [Debts and loans](https://finvygo.com/en/solutions/debts): Loans and credit: track the outstanding balance and its real effect on your net worth.
- [Tailored assets](https://finvygo.com/en/solutions/custom): Some products exist only in certain countries: Finvygo adapts the catalog to your tax residency.

## Countries

- [France](https://finvygo.com/en/country/france): PEA, brokerage account, life insurance (euro funds, unit-linked, managed portfolios), PER, employee savings, Livret A, LDDS, LEP, PEL, SCPI and OPCI.
- [Germany](https://finvygo.com/en/country/germany): Investmentfonds, Lebens- und Rentenversicherung, Riester-Rente, Rürup, betriebliche Altersvorsorge, Bausparvertrag, Tagesgeld, Festgeld.
- [Spain](https://finvygo.com/en/country/spain): Fondos de inversión, planes de pensiones, PPA, PIAS, plan de ahorro a largo plazo, seguros unit linked, cuentas remuneradas.
- [Italy](https://finvygo.com/en/country/italy): Fondi comuni, polizze vita (ramo I e ramo III), previdenza complementare, PIR, buoni fruttiferi postali, conti deposito.
- [United Kingdom](https://finvygo.com/en/country/united-kingdom): Cash ISA, Stocks & Shares ISA, General Investment Account, SIPP and defined contribution workplace pensions, Premium Bonds.

## Tools

- [Loan simulator](https://finvygo.com/en/tools/credit-simulator): Compare offers, simulate an early repayment or a renegotiation.
- [Compound interest](https://finvygo.com/en/tools/compound-interest): Project how your savings grow, year by year.
- [Rental yield](https://finvygo.com/en/tools/rental-yield): Calculate the cash flow and yield of a rental project.

## Blog

- [Understanding compound interest](https://finvygo.com/en/blog/comprendre-les-interets-composes): The most talked-about mechanism in long-term saving, explained simply, and how to observe it on your own wealth.
- [Understanding investment accounts](https://finvygo.com/en/blog/comprendre-les-enveloppes-dinvestissement): The wrapper matters as much as what goes in it: what separates an ordinary account from a tax-advantaged one, and the questions to ask before choosing.
- [Refinancing a mortgage: when and how](https://finvygo.com/en/blog/renegocier-son-credit-quand-et-comment): How to tell whether refinancing is worth it, and how to estimate the real gain before committing.
- [What is a financial MCP server?](https://finvygo.com/en/blog/what-is-a-financial-mcp-server): The protocol behind assistants that read your portfolio: what it standardizes, how a connection is authorized, and the three things it does not do.
- [Connecting an AI assistant to your finances: what each approach allows](https://finvygo.com/en/blog/connect-ai-assistant-to-your-finances): Six products let an assistant reach a portfolio, and one is built into the assistant itself. The decision that changes what you expose is made before any feature: where the numbers come from.
- [Diversification: what it does, and what it does not](https://finvygo.com/en/blog/diversifier-son-patrimoine): Shares, property, savings, metals, crypto: what spreading across asset classes actually achieves, and where its limits lie.
- [ETFs: what you need to understand](https://finvygo.com/en/blog/etf-ce-quil-faut-comprendre): What an ETF is, what explains its success, and what to look at before tracking one.
- [Tracking your wealth without losing your weekends](https://finvygo.com/en/blog/suivre-son-patrimoine-sans-y-passer-ses-week-ends): A simple routine to keep an up-to-date view, and why looking more often does not improve decisions.
- [Gross, net and available wealth: the differences](https://finvygo.com/en/blog/patrimoine-brut-net-disponible): Three notions that are often confused and worth telling apart to read your dashboard correctly.

## Comparisons

- [All comparisons](https://finvygo.com/en/compare): Finvygo against another wealth tracking app, on eleven criteria, with sources and the date they were checked. The whole series of comparisons, on one page.
- [Finvygo vs Finary: the comparison, criterion by criterion](https://finvygo.com/en/finvygo-vs-finary): Finary aggregates your accounts and charges beyond 2 syncs. Finvygo is declarative, with no bank connection and free tracking. Eleven criteria compared.
- [Finvygo vs getquin: the comparison, criterion by criterion](https://finvygo.com/en/finvygo-vs-getquin): getquin syncs banks and brokers through APIs and keeps its AI analysis behind a subscription. Finvygo is declarative, with no connection, free tracking.
- [Finvygo vs Delta by eToro: the comparison criterion by criterion](https://finvygo.com/en/finvygo-vs-delta): Delta by eToro caps its free version at 10 assets and tracks securities. Finvygo tracks your whole wealth, with no connection or cap. Eleven criteria compared.

## About

- [Your wealth, with freedom and trust](https://finvygo.com/en/about): A small independent team in Europe builds Finvygo: accessible wealth tracking, encrypted, hosted in Europe, with no bank connection.

## News

- [What changed recently](https://finvygo.com/en/news): What is new in Finvygo, release after release.

## Contact & partners

- [Contact Finvygo: app, Discord or email](https://finvygo.com/en/contact): A problem, an idea, a press request or a partnership: here is how to reach the Finvygo team, from the app, on Discord or by email.
- [Working with Finvygo](https://finvygo.com/en/partners): Finvygo is a wealth tracking app with no bank connection and free tracking. Two ways to work with the team: a brand partnership, or an investor conversation.

## Legal & privacy

- [Terms of Use and Sale](https://finvygo.com/en/terms): Finvygo terms of use and Premium terms of sale: account, financial data, liability, price, subscription and withdrawal.
- [Privacy Policy](https://finvygo.com/en/privacy): Where your Finvygo data is hosted, who can access it, how to delete it. Hosted in the European Union, no bank connection, never sold.
- [Legal Notice](https://finvygo.com/en/legal): Legal notice for Exocore Group, publisher of Finvygo. Publisher, hosting, intellectual property and market data.
- [Account & Data Deletion](https://finvygo.com/en/account-deletion): How to delete your Finvygo account and all associated data, and what happens to your data.