# Integrated Finance Documentation > Integrated Finance API lets you connect to banks, fintechs and much more. ## Guides: INTRODUCTION - [Platform Overview](https://developer.integrated.finance/docs/platform-overview.md): Integrated Finance Platform, explained. - [API Overview](https://developer.integrated.finance/docs/api-overview.md): Globally applied rules. - [Getting Started](https://developer.integrated.finance/docs/getting-started.md): Let's kick this off. - [Authentication](https://developer.integrated.finance/docs/authentication.md): Let's keep this secure. - [Idempotency Support](https://developer.integrated.finance/docs/idempotency-support.md) - [Changes to the API](https://developer.integrated.finance/docs/changes-to-the-api.md): It is not the strongest that survive, nor the most intelligent, but the one most responsive to change. - [Webhooks Overview](https://developer.integrated.finance/docs/webhook-overview.md): Webhook Authentication and Webhook Retry Mechanism ## Guides: General Concepts - [Owner of Entities](https://developer.integrated.finance/docs/owner-of-entites.md): How <> platform separates the data that belongs to you and your clients - [Service Provider Integrations](https://developer.integrated.finance/docs/service-provider-integrations.md) - [Connection Objects](https://developer.integrated.finance/docs/connection-objects.md) - [Custom Attributes](https://developer.integrated.finance/docs/custom-attributes.md) ## Guides: FINANCIAL ORCHESTRATION - [Service Provider Account Models](https://developer.integrated.finance/docs/service-provider-account-models.md) - [Virtual Client Accounts](https://developer.integrated.finance/docs/virtual-client-accounts.md) - [Real Client Accounts](https://developer.integrated.finance/docs/real-client-accounts.md) - [Shared Pool Account](https://developer.integrated.finance/docs/shared-pool-account.md) - [Fund Collection Automation](https://developer.integrated.finance/docs/collection-methods.md) - [Flow of Funds](https://developer.integrated.finance/docs/flow-of-funds.md) - [Virtual Client Accounts](https://developer.integrated.finance/docs/virtual-client-accounts-flow.md) - [Real Client Accounts - Virtualized](https://developer.integrated.finance/docs/real-client-accounts-flow-virtualized.md) - [Real Client Accounts - Not Virtualized](https://developer.integrated.finance/docs/real-client-accounts-flow-not-virtualized.md) - [Shared Pool Account](https://developer.integrated.finance/docs/shared-pool-account-flow.md) ## Guides: IF API Modules - [Clients](https://developer.integrated.finance/docs/clients.md) - [Users](https://developer.integrated.finance/docs/users.md) - [Accounts](https://developer.integrated.finance/docs/accounts.md) - [Client Accounts](https://developer.integrated.finance/docs/client-accounts.md) - [Bank Accounts](https://developer.integrated.finance/docs/bank-accounts.md) - [Transaction Accounts](https://developer.integrated.finance/docs/transaction-accounts.md) - [Enrollment Services](https://developer.integrated.finance/docs/enrollment-services.md) - [Cards](https://developer.integrated.finance/docs/cards.md): Build card programmes that scale. Whether virtual or physical, our APIs offer streamlined access to card issuing and processing, providing flexibility and convenience for your business and customers. - [Card Lifecycle](https://developer.integrated.finance/docs/card-lifecycle.md) - [Card Transaction Authentications (3DS)](https://developer.integrated.finance/docs/card-transaction-authentications-3ds.md) - [Card Transactions](https://developer.integrated.finance/docs/card-transactions.md) - [MeaWallet SDK OTP Generation](https://developer.integrated.finance/docs/meawallet-sdk.md) - [Incoming Transfers](https://developer.integrated.finance/docs/incoming-transfers.md) - [Return Incoming Transfer](https://developer.integrated.finance/docs/return-incoming-transfer.md) - [Beneficiary Verifications](https://developer.integrated.finance/docs/beneficiary-verifications.md) - [Beneficiaries](https://developer.integrated.finance/docs/beneficiaries.md) - [Beneficiary Bank Accounts](https://developer.integrated.finance/docs/beneficiary-bank-accounts.md) - [Outgoing Transfers](https://developer.integrated.finance/docs/outgoing-transfer.md) - [Direct Debit](https://developer.integrated.finance/docs/direct-debit.md) - [Exchanges](https://developer.integrated.finance/docs/exchanges.md) - [Generic Transactions](https://developer.integrated.finance/docs/generic-transactions.md) - [Open Banking Consents](https://developer.integrated.finance/docs/open-banking-consent.md) - [Webhooks](https://developer.integrated.finance/docs/webhooks.md) ## API Reference: Client API - Clients - [List Clients](https://developer.integrated.finance/reference/clientslist.md) - [Create a Client](https://developer.integrated.finance/reference/clientscreate-1.md) - [Get a Client](https://developer.integrated.finance/reference/clientsget.md) - [Update a Client](https://developer.integrated.finance/reference/clientsupdate-1.md) - Client Relations - [List Client Relations](https://developer.integrated.finance/reference/client-relationslist.md) - [Create a Client Relation](https://developer.integrated.finance/reference/client-relationscreate.md) - [Get a Client Relation](https://developer.integrated.finance/reference/client-relationsget.md) - [Delete a Client Relation](https://developer.integrated.finance/reference/client-relationsdelete.md) - [Update a Client Relation](https://developer.integrated.finance/reference/client-relationsupdate.md) ## API Reference: User API - User & Client Relations - [List User Client Relations](https://developer.integrated.finance/reference/user-client-relationslist.md) - [Create a User Client Relation](https://developer.integrated.finance/reference/user-client-relationscreate.md) - [Get a User Client Relation](https://developer.integrated.finance/reference/user-client-relationsget.md) - [Update a User Client Relation](https://developer.integrated.finance/reference/user-client-relationsupdate.md) - Users - [List Users](https://developer.integrated.finance/reference/userslist.md) - [Create a User](https://developer.integrated.finance/reference/userscreate.md) - [Get a User](https://developer.integrated.finance/reference/usersget.md) - [Update a User](https://developer.integrated.finance/reference/usersupdate.md) - User Invitations - [List User Invitations](https://developer.integrated.finance/reference/userslist_1.md) - [Get a User Invitation](https://developer.integrated.finance/reference/user-invitationsget.md) - [Update a User Invitation](https://developer.integrated.finance/reference/user-invitationsupdate.md) ## API Reference: Account API - Accounts - [List Accounts](https://developer.integrated.finance/reference/accountslist.md) - [Create an Account](https://developer.integrated.finance/reference/accountscreate.md) - [Get Deposit Information of an Account](https://developer.integrated.finance/reference/accountsdeposit-informationget.md) - [Get an Account](https://developer.integrated.finance/reference/accountsget.md) - [Update an Account](https://developer.integrated.finance/reference/accountsupdate.md) - Balance Adjustments - [Create an Account Balance Adjustment](https://developer.integrated.finance/reference/accountsbalance-adjustmentscreate.md): Deprecated, please refer to Generic Transactions - Account Statements - [List Statement of an Account](https://developer.integrated.finance/reference/accountsstatementlist.md) ## API Reference: Transaction Account API - Transaction Accounts - [List Transaction Accounts](https://developer.integrated.finance/reference/transaction-accountslist-1.md) - [Create a Transaction Account](https://developer.integrated.finance/reference/transaction-accountscreate.md) - [Get a Transaction Account](https://developer.integrated.finance/reference/transaction-accountsget-1.md) - [Update an Transaction Account](https://developer.integrated.finance/reference/transaction-accountsupdate.md) - Account Statements - [List Transaction Account Statements](https://developer.integrated.finance/reference/transaction-accountsstatementslist.md) - [Create an asynchronous Transaction Account Statement](https://developer.integrated.finance/reference/transaction-accountsstatementscreate-1.md) - [Download a completed Transaction Account Statement CSV](https://developer.integrated.finance/reference/transaction-accountsstatementsfileget-1.md) - [Get an asynchronous Transaction Account Statement](https://developer.integrated.finance/reference/transaction-accountsstatementsget-1.md) ## API Reference: Exchange API - Exchange Quotes - [Create an Exchange Quote](https://developer.integrated.finance/reference/exchangesquotecreate.md) - [Refresh an Exchange Quote](https://developer.integrated.finance/reference/exchangesquoterefresh.md) - Exchange Transactions - [List Exchange Transactions](https://developer.integrated.finance/reference/exchangestransactionlist.md) - [Create an Exchange Transaction](https://developer.integrated.finance/reference/exchangestransactioncreate.md) - [Get an Exchange Transaction](https://developer.integrated.finance/reference/exchangestransactionget.md) - [Update an Exchange Transaction](https://developer.integrated.finance/reference/exchangestransactionupdate.md) ## API Reference: Incoming Transfer API - Incoming Transfers - [List Incoming Transfers](https://developer.integrated.finance/reference/incoming-transferslist.md) - [Get an Incoming Transfer](https://developer.integrated.finance/reference/incoming-transfersget.md) - [Update an Incoming Transfer](https://developer.integrated.finance/reference/incoming-transfersupdate.md) - Incoming Transfers - Compliance - [Get Compliance Check of an Incoming Transfer](https://developer.integrated.finance/reference/incoming-transferscompliance-checkget.md) - [Update Compliance Check of an Incoming Transfer](https://developer.integrated.finance/reference/incoming-transferscompliance-checkupdate.md) - Provisioned Account Credits - [List Provisioned Account Credits](https://developer.integrated.finance/reference/provisioned-account-creditlist.md) - [Create a Provisioned Account Credit](https://developer.integrated.finance/reference/provisioned-account-creditcreate.md) - [Get a Provisioned Account Credit](https://developer.integrated.finance/reference/provisioned-account-creditget.md) ## API Reference: Outgoing Transfer API - Beneficiary Bank Accounts Metadata - [Get Beneficiary Bank Account Metadata](https://developer.integrated.finance/reference/beneficiariesbankaccountsrequirementsget.md) - Outgoing Transfers Metadata - [Get Date Metadata](https://developer.integrated.finance/reference/outgoing-transfersdate-metadataget.md) - [Get Transfer Date Metadata](https://developer.integrated.finance/reference/outgoing-transfersdate-metadataget_1.md) - Outgoing Transfers - [List Outgoing Transfers](https://developer.integrated.finance/reference/outgoing-transferslist.md) - [Create an Outgoing Transfer](https://developer.integrated.finance/reference/outgoing-transferscreate.md) - [Get an Outgoing Transfer](https://developer.integrated.finance/reference/outgoing-transfersget.md) - [Update an Outgoing Transfer](https://developer.integrated.finance/reference/outgoing-transfersupdate.md) - Outgoing Transfers - Compliance - [Get Compliance Check of an Outgoing Transfer](https://developer.integrated.finance/reference/outgoing-transferscompliance-checkget.md) - [Update Compliance Check of an Outgoing Transfer](https://developer.integrated.finance/reference/outgoing-transferscompliance-checkupdate.md) - Beneficiary Bank Accounts - [List Beneficiary Bank Accounts](https://developer.integrated.finance/reference/beneficiariesbankaccountslist.md) - [Create a Beneficiary Bank Account](https://developer.integrated.finance/reference/beneficiariesbankaccountscreate.md) - [Get a Beneficiary Bank Account](https://developer.integrated.finance/reference/beneficiariesbankaccountsget.md) - [Update a Beneficiary Bank Account](https://developer.integrated.finance/reference/beneficiariesbankaccountsupdate.md) - Beneficiaries - [List Beneficiaries](https://developer.integrated.finance/reference/beneficiarieslist.md) - [Create a Beneficiary](https://developer.integrated.finance/reference/beneficiariescreate.md) - [Get a Beneficiary](https://developer.integrated.finance/reference/beneficiariesget.md) - [Update a Beneficiary](https://developer.integrated.finance/reference/beneficiariesupdate.md) - Beneficiary Verifications - [Verify Beneficiary](https://developer.integrated.finance/reference/beneficiary-verificationscreate.md) - Direct Debit Mandates - [List Direct Debit Mandates](https://developer.integrated.finance/reference/direct-debit-mandateslist.md) - [Create a Direct Debit Mandate](https://developer.integrated.finance/reference/direct-debit-mandatescreate.md) - [Get a Direct Debit Mandate](https://developer.integrated.finance/reference/direct-debit-mandatesget.md) - [Update a Direct Debit Mandate](https://developer.integrated.finance/reference/direct-debit-mandatesupdate.md) - Direct Debit Payments - [List Direct Debit Payments](https://developer.integrated.finance/reference/direct-debit-paymentslist.md) - [Get a Direct Debit Payment](https://developer.integrated.finance/reference/direct-debit-paymentsget.md) - [Update a Direct Debit Payment](https://developer.integrated.finance/reference/direct-debit-paymentsupdate.md) ## API Reference: Generic Transaction API - Generic Transactions - [List Generic Transactions](https://developer.integrated.finance/reference/generic-transactionslist.md) - [Create a Generic Transaction](https://developer.integrated.finance/reference/generic-transactionscreate.md) - [Get a Generic Transaction](https://developer.integrated.finance/reference/generic-transactionsget.md) - [Update a Generic Transaction](https://developer.integrated.finance/reference/generic-transactionsupdate.md) ## API Reference: Card API - Cards - [List Linked Accounts](https://developer.integrated.finance/reference/cardslinkedaccountlist.md) - [Add linked account to card](https://developer.integrated.finance/reference/cardslinkedaccountadd.md) - [List Cards](https://developer.integrated.finance/reference/cardslist.md) - [Create a card](https://developer.integrated.finance/reference/cardscreate.md) - [Create a Card OTP](https://developer.integrated.finance/reference/cardsotpcreate.md) - [Get a Card](https://developer.integrated.finance/reference/cardsget.md) - [Update a card](https://developer.integrated.finance/reference/cardsupdate.md) - [Remove linked account of a card](https://developer.integrated.finance/reference/cardslinkedaccountremove.md) ## API Reference: Card Transaction API - Card Transaction Authentications - [List Card Transaction Authentications](https://developer.integrated.finance/reference/card-transaction-authenticationslist.md) - [Get a Card Transaction Authentication](https://developer.integrated.finance/reference/card-transaction-authenticationsget.md) - [Update a Card Transaction Authentication](https://developer.integrated.finance/reference/card-transaction-authenticationsupdate.md) - Card Transactions - [List Card Transactions](https://developer.integrated.finance/reference/card-transactionslist.md) - [Get a Card Transaction](https://developer.integrated.finance/reference/card-transactionsget.md) ## API Reference: Open Banking API - Open Banking Consents - [List Open Banking Consents](https://developer.integrated.finance/reference/open-banking-consentlist.md) - [Get an Open Banking Consent](https://developer.integrated.finance/reference/open-banking-consentget.md) - [Update an Open Banking Consent](https://developer.integrated.finance/reference/open-banking-consentupdate.md) ## Changelog - [Release Notes for Direct Debits: 07/10/2026](https://developer.integrated.finance/changelog/release-notes-for-direct-debits-07102026.md) - [Release Notes for Asynchronous Transaction Account Statements: 07/10/2026](https://developer.integrated.finance/changelog/release-notes-for-asynchronous-transaction-account-statements-07102026.md) - [Release Notes for New Webhook Signature Version and Key](https://developer.integrated.finance/changelog/release-notes-for-new-webhook-signature-key-and-version-24092026.md) - [Release Notes for Bank Account Restriction: 31/07/2026](https://developer.integrated.finance/changelog/release-notes-for-bank-account-restriction-28072026.md) - [Release Notes for Client Bank Account APIs: 20/06/2026](https://developer.integrated.finance/changelog/release-notes-for-client-bank-account-apis-20062026.md) - [Release Notes for Incoming Transfer Return Flow](https://developer.integrated.finance/changelog/release-notes-for-incoming-transfer-return-flow.md) - [Release Notes for New Card Renewal and Replacement Endpoints](https://developer.integrated.finance/changelog/release-notes-for-new-card-renewal-and-replacement-endpoints.md) - [Release Notes for Automatic Webhook Retry: 17/11/2025](https://developer.integrated.finance/changelog/release-notes-for-automatic-webhook-retry-17112025.md) - [Release Notes for Exposing Root Transaction: 03/10/2025](https://developer.integrated.finance/changelog/release-notes-for-exposing-root-transaction-03102025.md) - [Release Card Tokenisation Webhooks: 22/09/2025](https://developer.integrated.finance/changelog/release-card-tokenisation-webhooks-13082025.md)