{
  "id": "c0ffee01-1111-2222-3333-444455556666",
  "fromAccountId": "9a4f2bd1-1f2a-4d6e-8c1a-9f4b5d2c1e7a",
  "toAccountId": "2b8d3f12-77a0-4c1e-8b3a-aa11bb22cc33",
  "amount": 500.00,
  "scheduledDate": "2026-05-24",
  "frequency": "OneTime",
  "status": "Scheduled",
  "memo": "Savings sweep"
}