{
  "originatorAccountId": "ACCT-00917-DDA",
  "beneficiaryRoutingNumber": "081904808",
  "beneficiaryAccountNumber": "98765432",
  "beneficiaryName": "Acme Supplies LLC",
  "amount": 1250.75,
  "secCode": "CCD",
  "effectiveDate": "2026-05-26",
  "memo": "Invoice 2026-1142"
}