{
  "opencollection": "1.0.0",
  "info": {
    "name": "Kita Capture Applications Credit API",
    "version": "v1"
  },
  "request": {
    "auth": {
      "type": "bearer",
      "token": "{{bearerToken}}"
    }
  },
  "items": [
    {
      "info": {
        "name": "Credit",
        "type": "folder"
      },
      "items": [
        {
          "info": {
            "name": "Get the deterministic credit picture",
            "type": "http"
          },
          "http": {
            "method": "GET",
            "url": "https://portal.usekita.com/applications/:id/credit",
            "params": [
              {
                "name": "id",
                "value": "",
                "type": "path",
                "description": "Application UUID or human `app_id` (e.g. `APP-1234`)."
              }
            ]
          },
          "docs": "Returns the normalized `spread` (adjusted EBITDA/net income, DSCR, margins,\ndebt-to-worth, current ratio, reserve months, LTV, sensitivity table, per-metric\nprovenance), the `adjustments` line items (tagged `ai` or `lo`), and the policy\nengine `decision` with every rule's pass/fail. Values come from a versioned\ncalculation engine, not from an LLM. Layers are null until computed.\n"
        }
      ]
    }
  ],
  "bundled": true
}