aid: kontomatik
url: https://raw.githubusercontent.com/api-evangelist/kontomatik/refs/heads/main/apis.yml
apis:
- aid: kontomatik:kontomatik-aggregation-api
  name: Kontomatik Aggregation API
  description: Cross-source aggregation
  humanURL: https://developer.kontomatik.com/docs/
  tags:
  - Aggregation
  properties:
  - type: OpenAPI
    url: openapi/kontomatik-aggregation-api-openapi.yml
  - type: Documentation
    url: https://developer.kontomatik.com/first-steps/api-overview/
  - type: Documentation
    url: https://developer.kontomatik.com/docs/
  - type: JSONSchema
    url: json-schema/kontomatik-owner-schema.json
  - type: JSONSchema
    url: json-schema/kontomatik-account-schema.json
  - type: JSONSchema
    url: json-schema/kontomatik-transaction-schema.json
  - type: JSONLD
    url: json-ld/kontomatik-context.jsonld
  - type: Examples
    url: examples/kontomatik-pdf-statement-example.json
  - type: Examples
    url: examples/kontomatik-score-example.json
  - type: JSONStructure
    url: json-structure/kontomatik-owner-graph-structure.json
- aid: kontomatik:kontomatik-catalog-api
  name: Kontomatik Catalog API
  description: Bank coverage catalog
  humanURL: https://developer.kontomatik.com/docs/
  tags:
  - Catalog
  properties:
  - type: OpenAPI
    url: openapi/kontomatik-catalog-api-openapi.yml
  - type: Documentation
    url: https://developer.kontomatik.com/first-steps/api-overview/
  - type: Documentation
    url: https://developer.kontomatik.com/docs/
  - type: JSONSchema
    url: json-schema/kontomatik-owner-schema.json
  - type: JSONSchema
    url: json-schema/kontomatik-account-schema.json
  - type: JSONSchema
    url: json-schema/kontomatik-transaction-schema.json
  - type: JSONLD
    url: json-ld/kontomatik-context.jsonld
  - type: Examples
    url: examples/kontomatik-pdf-statement-example.json
  - type: Examples
    url: examples/kontomatik-score-example.json
  - type: JSONStructure
    url: json-structure/kontomatik-owner-graph-structure.json
- aid: kontomatik:kontomatik-command-api
  name: Kontomatik Command API
  description: Background import commands and consent management
  humanURL: https://developer.kontomatik.com/docs/
  tags:
  - Command
  properties:
  - type: OpenAPI
    url: openapi/kontomatik-command-api-openapi.yml
  - type: Documentation
    url: https://developer.kontomatik.com/first-steps/api-overview/
  - type: Documentation
    url: https://developer.kontomatik.com/docs/
  - type: JSONSchema
    url: json-schema/kontomatik-owner-schema.json
  - type: JSONSchema
    url: json-schema/kontomatik-account-schema.json
  - type: JSONSchema
    url: json-schema/kontomatik-transaction-schema.json
  - type: JSONLD
    url: json-ld/kontomatik-context.jsonld
  - type: Examples
    url: examples/kontomatik-pdf-statement-example.json
  - type: Examples
    url: examples/kontomatik-score-example.json
  - type: JSONStructure
    url: json-structure/kontomatik-owner-graph-structure.json
- aid: kontomatik:kontomatik-confirmations-api
  name: Kontomatik Confirmations API
  description: Transaction confirmation PDF parsing
  humanURL: https://developer.kontomatik.com/docs/
  tags:
  - Confirmations
  properties:
  - type: OpenAPI
    url: openapi/kontomatik-confirmations-api-openapi.yml
  - type: Documentation
    url: https://developer.kontomatik.com/first-steps/api-overview/
  - type: Documentation
    url: https://developer.kontomatik.com/docs/
  - type: JSONSchema
    url: json-schema/kontomatik-owner-schema.json
  - type: JSONSchema
    url: json-schema/kontomatik-account-schema.json
  - type: JSONSchema
    url: json-schema/kontomatik-transaction-schema.json
  - type: JSONLD
    url: json-ld/kontomatik-context.jsonld
  - type: Examples
    url: examples/kontomatik-pdf-statement-example.json
  - type: Examples
    url: examples/kontomatik-score-example.json
  - type: JSONStructure
    url: json-structure/kontomatik-owner-graph-structure.json
- aid: kontomatik:kontomatik-features-api
  name: Kontomatik Features API
  description: Owner-level financial metrics
  humanURL: https://developer.kontomatik.com/docs/
  tags:
  - Features
  properties:
  - type: OpenAPI
    url: openapi/kontomatik-features-api-openapi.yml
  - type: Documentation
    url: https://developer.kontomatik.com/first-steps/api-overview/
  - type: Documentation
    url: https://developer.kontomatik.com/docs/
  - type: JSONSchema
    url: json-schema/kontomatik-owner-schema.json
  - type: JSONSchema
    url: json-schema/kontomatik-account-schema.json
  - type: JSONSchema
    url: json-schema/kontomatik-transaction-schema.json
  - type: JSONLD
    url: json-ld/kontomatik-context.jsonld
  - type: Examples
    url: examples/kontomatik-pdf-statement-example.json
  - type: Examples
    url: examples/kontomatik-score-example.json
  - type: JSONStructure
    url: json-structure/kontomatik-owner-graph-structure.json
- aid: kontomatik:kontomatik-income-api
  name: Kontomatik Income API
  description: Income confirmation
  humanURL: https://developer.kontomatik.com/docs/
  tags:
  - Income
  properties:
  - type: OpenAPI
    url: openapi/kontomatik-income-api-openapi.yml
  - type: Documentation
    url: https://developer.kontomatik.com/first-steps/api-overview/
  - type: Documentation
    url: https://developer.kontomatik.com/docs/
  - type: JSONSchema
    url: json-schema/kontomatik-owner-schema.json
  - type: JSONSchema
    url: json-schema/kontomatik-account-schema.json
  - type: JSONSchema
    url: json-schema/kontomatik-transaction-schema.json
  - type: JSONLD
    url: json-ld/kontomatik-context.jsonld
  - type: Examples
    url: examples/kontomatik-pdf-statement-example.json
  - type: Examples
    url: examples/kontomatik-score-example.json
  - type: JSONStructure
    url: json-structure/kontomatik-owner-graph-structure.json
- aid: kontomatik:kontomatik-labeling-api
  name: Kontomatik Labeling API
  description: Transaction categorization
  humanURL: https://developer.kontomatik.com/docs/
  tags:
  - Labeling
  properties:
  - type: OpenAPI
    url: openapi/kontomatik-labeling-api-openapi.yml
  - type: Documentation
    url: https://developer.kontomatik.com/first-steps/api-overview/
  - type: Documentation
    url: https://developer.kontomatik.com/docs/
  - type: JSONSchema
    url: json-schema/kontomatik-owner-schema.json
  - type: JSONSchema
    url: json-schema/kontomatik-account-schema.json
  - type: JSONSchema
    url: json-schema/kontomatik-transaction-schema.json
  - type: JSONLD
    url: json-ld/kontomatik-context.jsonld
  - type: Examples
    url: examples/kontomatik-pdf-statement-example.json
  - type: Examples
    url: examples/kontomatik-score-example.json
  - type: JSONStructure
    url: json-structure/kontomatik-owner-graph-structure.json
- aid: kontomatik:kontomatik-mock-api
  name: Kontomatik Mock API
  description: Test session generation against KontoBank
  humanURL: https://developer.kontomatik.com/docs/
  tags:
  - Mock
  properties:
  - type: OpenAPI
    url: openapi/kontomatik-mock-api-openapi.yml
  - type: Documentation
    url: https://developer.kontomatik.com/first-steps/api-overview/
  - type: Documentation
    url: https://developer.kontomatik.com/docs/
  - type: JSONSchema
    url: json-schema/kontomatik-owner-schema.json
  - type: JSONSchema
    url: json-schema/kontomatik-account-schema.json
  - type: JSONSchema
    url: json-schema/kontomatik-transaction-schema.json
  - type: JSONLD
    url: json-ld/kontomatik-context.jsonld
  - type: Examples
    url: examples/kontomatik-pdf-statement-example.json
  - type: Examples
    url: examples/kontomatik-score-example.json
  - type: JSONStructure
    url: json-structure/kontomatik-owner-graph-structure.json
- aid: kontomatik:kontomatik-owner-api
  name: Kontomatik Owner API
  description: Owner data lifecycle
  humanURL: https://developer.kontomatik.com/docs/
  tags:
  - Owner
  properties:
  - type: OpenAPI
    url: openapi/kontomatik-owner-api-openapi.yml
  - type: Documentation
    url: https://developer.kontomatik.com/first-steps/api-overview/
  - type: Documentation
    url: https://developer.kontomatik.com/docs/
  - type: JSONSchema
    url: json-schema/kontomatik-owner-schema.json
  - type: JSONSchema
    url: json-schema/kontomatik-account-schema.json
  - type: JSONSchema
    url: json-schema/kontomatik-transaction-schema.json
  - type: JSONLD
    url: json-ld/kontomatik-context.jsonld
  - type: Examples
    url: examples/kontomatik-pdf-statement-example.json
  - type: Examples
    url: examples/kontomatik-score-example.json
  - type: JSONStructure
    url: json-structure/kontomatik-owner-graph-structure.json
- aid: kontomatik:kontomatik-profile-api
  name: Kontomatik Profile API
  description: Behavioral profiling (beta)
  humanURL: https://developer.kontomatik.com/docs/
  tags:
  - Profiles
  tags_raw:
  - Profile
  properties:
  - type: OpenAPI
    url: openapi/kontomatik-profile-api-openapi.yml
  - type: Documentation
    url: https://developer.kontomatik.com/first-steps/api-overview/
  - type: Documentation
    url: https://developer.kontomatik.com/docs/
  - type: JSONSchema
    url: json-schema/kontomatik-owner-schema.json
  - type: JSONSchema
    url: json-schema/kontomatik-account-schema.json
  - type: JSONSchema
    url: json-schema/kontomatik-transaction-schema.json
  - type: JSONLD
    url: json-ld/kontomatik-context.jsonld
  - type: Examples
    url: examples/kontomatik-pdf-statement-example.json
  - type: Examples
    url: examples/kontomatik-score-example.json
  - type: JSONStructure
    url: json-structure/kontomatik-owner-graph-structure.json
- aid: kontomatik:kontomatik-reports-api
  name: Kontomatik Reports API
  description: Report token lifecycle
  humanURL: https://developer.kontomatik.com/docs/
  tags:
  - Reports
  properties:
  - type: OpenAPI
    url: openapi/kontomatik-reports-api-openapi.yml
  - type: Documentation
    url: https://developer.kontomatik.com/first-steps/api-overview/
  - type: Documentation
    url: https://developer.kontomatik.com/docs/
  - type: JSONSchema
    url: json-schema/kontomatik-owner-schema.json
  - type: JSONSchema
    url: json-schema/kontomatik-account-schema.json
  - type: JSONSchema
    url: json-schema/kontomatik-transaction-schema.json
  - type: JSONLD
    url: json-ld/kontomatik-context.jsonld
  - type: Examples
    url: examples/kontomatik-pdf-statement-example.json
  - type: Examples
    url: examples/kontomatik-score-example.json
  - type: JSONStructure
    url: json-structure/kontomatik-owner-graph-structure.json
- aid: kontomatik:kontomatik-score-api
  name: Kontomatik Score API
  description: ML credit scoring
  humanURL: https://developer.kontomatik.com/docs/
  tags:
  - Score
  properties:
  - type: OpenAPI
    url: openapi/kontomatik-score-api-openapi.yml
  - type: Documentation
    url: https://developer.kontomatik.com/first-steps/api-overview/
  - type: Documentation
    url: https://developer.kontomatik.com/docs/
  - type: JSONSchema
    url: json-schema/kontomatik-owner-schema.json
  - type: JSONSchema
    url: json-schema/kontomatik-account-schema.json
  - type: JSONSchema
    url: json-schema/kontomatik-transaction-schema.json
  - type: JSONLD
    url: json-ld/kontomatik-context.jsonld
  - type: Examples
    url: examples/kontomatik-pdf-statement-example.json
  - type: Examples
    url: examples/kontomatik-score-example.json
  - type: JSONStructure
    url: json-structure/kontomatik-owner-graph-structure.json
- aid: kontomatik:kontomatik-statements-api
  name: Kontomatik Statements API
  description: Bank statement PDF parsing
  humanURL: https://developer.kontomatik.com/docs/
  tags:
  - Statements
  properties:
  - type: OpenAPI
    url: openapi/kontomatik-statements-api-openapi.yml
  - type: Documentation
    url: https://developer.kontomatik.com/first-steps/api-overview/
  - type: Documentation
    url: https://developer.kontomatik.com/docs/
  - type: JSONSchema
    url: json-schema/kontomatik-owner-schema.json
  - type: JSONSchema
    url: json-schema/kontomatik-account-schema.json
  - type: JSONSchema
    url: json-schema/kontomatik-transaction-schema.json
  - type: JSONLD
    url: json-ld/kontomatik-context.jsonld
  - type: Examples
    url: examples/kontomatik-pdf-statement-example.json
  - type: Examples
    url: examples/kontomatik-score-example.json
  - type: JSONStructure
    url: json-structure/kontomatik-owner-graph-structure.json
- aid: kontomatik:kontomatik-summary-api
  name: Kontomatik Summary API
  description: Aggregated financial summaries
  humanURL: https://developer.kontomatik.com/docs/
  tags:
  - Summary
  properties:
  - type: OpenAPI
    url: openapi/kontomatik-summary-api-openapi.yml
  - type: Documentation
    url: https://developer.kontomatik.com/first-steps/api-overview/
  - type: Documentation
    url: https://developer.kontomatik.com/docs/
  - type: JSONSchema
    url: json-schema/kontomatik-owner-schema.json
  - type: JSONSchema
    url: json-schema/kontomatik-account-schema.json
  - type: JSONSchema
    url: json-schema/kontomatik-transaction-schema.json
  - type: JSONLD
    url: json-ld/kontomatik-context.jsonld
  - type: Examples
    url: examples/kontomatik-pdf-statement-example.json
  - type: Examples
    url: examples/kontomatik-score-example.json
  - type: JSONStructure
    url: json-structure/kontomatik-owner-graph-structure.json
- aid: kontomatik:kontomatik-vendors-api
  name: Kontomatik Vendors API
  description: Vendor / counterparty recognition (beta)
  humanURL: https://developer.kontomatik.com/docs/
  tags:
  - Vendors
  properties:
  - type: OpenAPI
    url: openapi/kontomatik-vendors-api-openapi.yml
  - type: Documentation
    url: https://developer.kontomatik.com/first-steps/api-overview/
  - type: Documentation
    url: https://developer.kontomatik.com/docs/
  - type: JSONSchema
    url: json-schema/kontomatik-owner-schema.json
  - type: JSONSchema
    url: json-schema/kontomatik-account-schema.json
  - type: JSONSchema
    url: json-schema/kontomatik-transaction-schema.json
  - type: JSONLD
    url: json-ld/kontomatik-context.jsonld
  - type: Examples
    url: examples/kontomatik-pdf-statement-example.json
  - type: Examples
    url: examples/kontomatik-score-example.json
  - type: JSONStructure
    url: json-structure/kontomatik-owner-graph-structure.json
- aid: kontomatik:kontomatik-sign-in-api
  name: Kontomatik Sign In API
  description: Redirection-based bank authentication flow
  humanURL: https://developer.kontomatik.com/docs/
  tags:
  - Sign In
  properties:
  - type: OpenAPI
    url: openapi/kontomatik-sign-in-api-openapi.yml
  - type: Documentation
    url: https://developer.kontomatik.com/first-steps/api-overview/
  - type: Documentation
    url: https://developer.kontomatik.com/docs/
  - type: JSONSchema
    url: json-schema/kontomatik-owner-schema.json
  - type: JSONSchema
    url: json-schema/kontomatik-account-schema.json
  - type: JSONSchema
    url: json-schema/kontomatik-transaction-schema.json
  - type: JSONLD
    url: json-ld/kontomatik-context.jsonld
  - type: Examples
    url: examples/kontomatik-pdf-statement-example.json
  - type: Examples
    url: examples/kontomatik-score-example.json
  - type: JSONStructure
    url: json-structure/kontomatik-owner-graph-structure.json
name: Kontomatik
tags:
  - Open Banking
  - PSD2
  - AIS
  - Bank Data Aggregation
  - CEE
  - KYC
  - Credit Scoring
  - Transaction Labeling
  - PDF Parsing
kind: contract
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: true
  label: Hosted service · you call their endpoint
  confidence: high
  source:
  - openapi
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: paid
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Paid
  confidence: medium
  source:
  - plans
  - authentication
  - security
  generated: '2026-09-03'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/kontomatik.png
access: 3rd-Party
common:
  - type: CapabilityMap
    url: capabilities/kontomatik-capability-edges.yml
    name: Kontomatik Business Capability Map
  - type: PostmanWorkspace
    url: https://www.postman.com/kinlaneapi/kontomatik/overview
  - type: Website
    url: https://www.kontomatik.com/
  - type: AgenticAccess
    url: agentic-access/kontomatik-agentic-access.yml
  - type: TrustCenter
    url: security/kontomatik-trust-center.yml
  - type: DomainSecurity
    url: security/kontomatik-domain-security.yml
  - type: Authentication
    url: authentication/kontomatik-authentication.yml
  - url: https://kontomatik.com
    type: Portal
  - url: https://developer.kontomatik.com/
    name: Kontomatik Developer Portal
    type: Documentation
  - url: https://developer.kontomatik.com/docs/
    name: Unified Documentation
    type: Documentation
  - url: https://developer.kontomatik.com/first-steps/
    name: First Steps
    type: GettingStarted
  - url: https://developer.kontomatik.com/first-steps/api-overview/
    name: API Overview
    type: Documentation
  - url: https://developer.kontomatik.com/first-steps/getting-api-access/
    name: Getting API Access
    type: Documentation
  - url: https://developer.kontomatik.com/first-steps/insight/
    name: Insight Client Portal Guide
    type: Documentation
  - url: https://developer.kontomatik.com/user-guides/
    name: User Guides
    type: Documentation
  - url: https://developer.kontomatik.com/faq/
    name: FAQ
    type: Support
  - url: https://insight.kontomatik.com/
    name: Insight Client Portal
    type: Signup
  - url: https://kontomatik.com/contact
    name: Contact
    type: Support
  - url: https://calendly.com/dominik-wolski-kontomatik/demo-call
    name: Book a Demo
    type: Signup
  - url: https://www.linkedin.com/company/kontomatik
    type: LinkedIn
  - url: https://github.com/kontomatik
    type: GitHubOrganization
  - url: https://kontomatik.com/blog
    type: Blog
  - url: plans/kontomatik-plans-pricing.yml
    type: Plans
  - url: rate-limits/kontomatik-rate-limits.yml
    type: RateLimits
  - url: finops/kontomatik-finops.yml
    type: FinOps
  - url: vocabulary/kontomatik-vocabulary.yml
    type: Vocabulary
  - url: rules/kontomatik-rules.yml
    type: SpectralRules
  - type: Coverage
    data:
      - country: Poland
        countryCode: PL
        banks: 32
      - country: Spain
        countryCode: ES
        banks: 24
      - country: Portugal
        countryCode: PT
        banks: 22
      - country: Czech Republic
        countryCode: CZ
        banks: 10
      - country: Romania
        countryCode: RO
        banks: 8
      - country: Lithuania
        countryCode: LT
        banks: 6
      - country: Latvia
        countryCode: LV
        banks: 5
      - country: Estonia
        countryCode: EE
        banks: 5
  - type: Features
    data:
      - PSD2-regulated Account Information Service (AIS) with Single, Multiple, and Mixed access modes
      - Multiple Access consent tokens reusable for up to 180 days
      - Redirection and Widget-based SignIn Flow
      - KontoBank mock bank for sandbox testing
      - PDF statement and confirmation parsing for Polish banks (standard and trusted modes)
      - Owner Upload endpoint for blending external financial data
      - Transaction labeling, vendor recognition (beta), and external-data labeling
      - ML credit scoring with repayment probability and explanations
      - Behavioral profiling (beta) and owner-feature extraction
      - Data summaries per category / account and income confirmation across four configurable timespans
      - Kontomatik Report (beta) — authenticated, time-bound shareable reports
      - Insight client portal with role-based access, 2FA, IP whitelisting, API key issuance, and usage statistics
      - ISO 27001 certified information security management
      - GDPR-compliant data handling with 24-hour default retention
      - >-
        Coverage across 8 CEE / Iberian markets — Poland, Czech Republic, Spain, Portugal, Romania, Lithuania, Latvia,
        Estonia
      - 150+ live customers across financial services, e-commerce, real estate, accounting, and leasing
    sources:
      - https://kontomatik.com
      - https://developer.kontomatik.com/
      - https://developer.kontomatik.com/docs/
      - https://developer.kontomatik.com/first-steps/api-overview/
      - https://developer.kontomatik.com/first-steps/insight/
    updated: '2026-05-25'
  - type: Office
    data:
      - name: Warsaw HQ
        entity: Kontomatik sp. z o.o.
        address: Bonifraterska 17, 00-203 Warsaw, Poland
        krs: '0000338706'
        vatId: PL5213542911
      - name: Vilnius
        entity: Kontomatik UAB
        address: Didžioji 18, LT-01128 Vilnius, Lithuania
        registerNumber: '304852516'
  - type: Email
    data:
      - label: General
        email: contact@kontomatik.com
      - label: Sales
        email: sales@kontomatik.com
      - label: Support
        email: support@kontomatik.com
      - label: Compliance
        email: compliance@kontomatik.com
      - label: PR
        email: pr@kontomatik.com
  - type: Compliance
    data:
      - ISO 27001 certified
      - PSD2 licensed AIS provider
      - GDPR compliant
created: '2026-05-25T00:00:00.000Z'
modified: '2026-05-25'
position: Consuming
description: >-
  Kontomatik is a Warsaw- and Vilnius-based PSD2-licensed open banking provider delivering bank data aggregation, KYC,
  credit scoring, income verification, transaction labeling, and PDF statement parsing across Central and Eastern Europe
  (Poland, Czech Republic, Romania, Lithuania, Latvia, Estonia) and Iberia (Spain, Portugal). The platform combines an
  Account Information Service (AIS) with Single, Multiple, and Mixed access modes, Polish-bank PDF parsing in standard
  and trusted modes, and an analytical stack (labeling, vendor recognition, scoring, profiling, data summary, income
  confirmation) plus the Kontomatik Report. Operations are managed through the Insight client portal with API-key
  issuance, IP whitelisting, role-based access, and 2FA.
maintainers:
  - FN: Kin Lane
    email: info@apievangelist.com
    X: apievangelist
    url: https://apievangelist.com
specificationVersion: '0.23'
