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    "description": "Initiate single and bulk NIP transfers to Nigerian bank accounts. As of April 2026 the disbursement flow requires Name Inquiry first then a Disbursement Request that carries the verified beneficiary account name. A sender-information object has been supported on initiation since October 2025. Two-factor authorization with OTP applies to single transfers.\n\n\nContact Support:\n Name: Monnify Developer Support",
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                              "code": 200,
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                                  "key": "reference",
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                              "code": 200,
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                    },
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                      "name": "transactions",
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                          "name": "Monnify List Single Transfers",
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                                    "key": "Authorization",
                                    "value": "Bearer <token>"
                                  }
                                ],
                                "url": {
                                  "raw": "{{baseUrl}}/api/v2/disbursements/bulk/summary?batchReference=<string>",
                                  "host": [
                                    "{{baseUrl}}"
                                  ],
                                  "path": [
                                    "api",
                                    "v2",
                                    "disbursements",
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                                    "summary"
                                  ],
                                  "query": [
                                    {
                                      "description": "(Required) ",
                                      "key": "batchReference",
                                      "value": "<string>"
                                    }
                                  ]
                                }
                              },
                              "status": "OK",
                              "code": 200,
                              "_postman_previewlanguage": "json",
                              "header": [
                                {
                                  "key": "Content-Type",
                                  "value": "application/json"
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                              ],
                              "cookie": [],
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                              "createdAt": "2026-06-05T15:12:57.000Z",
                              "updatedAt": "2026-06-05T15:12:57.000Z",
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                          ],
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                    },
                    {
                      "name": "{batchReference}",
                      "item": [
                        {
                          "name": "transactions",
                          "item": [
                            {
                              "name": "Monnify List Bulk Transfer Items",
                              "id": "5dac8376-aef2-4131-a5b7-ad1db51f7c5b",
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                                "disableBodyPruning": true
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                              "request": {
                                "method": "GET",
                                "header": [
                                  {
                                    "key": "Accept",
                                    "value": "application/json"
                                  }
                                ],
                                "url": {
                                  "raw": "{{baseUrl}}/api/v2/disbursements/bulk/:batchReference/transactions?pageNo=0&pageSize=10",
                                  "host": [
                                    "{{baseUrl}}"
                                  ],
                                  "path": [
                                    "api",
                                    "v2",
                                    "disbursements",
                                    "bulk",
                                    ":batchReference",
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                                  ],
                                  "query": [
                                    {
                                      "key": "pageNo",
                                      "value": "0"
                                    },
                                    {
                                      "key": "pageSize",
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                                  "variable": [
                                    {
                                      "id": "086dc81b-0e99-4258-9570-36b37925dc3d",
                                      "key": "batchReference",
                                      "value": "<string>",
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                                    }
                                  ]
                                }
                              },
                              "response": [
                                {
                                  "id": "76b0cf47-1ca5-4b59-a3bd-81a3c22fcf41",
                                  "name": "Bulk transfer items page.",
                                  "originalRequest": {
                                    "method": "GET",
                                    "header": [
                                      {
                                        "key": "Accept",
                                        "value": "application/json"
                                      },
                                      {
                                        "description": "Added as a part of security scheme: bearer",
                                        "key": "Authorization",
                                        "value": "Bearer <token>"
                                      }
                                    ],
                                    "url": {
                                      "raw": "{{baseUrl}}/api/v2/disbursements/bulk/:batchReference/transactions?pageNo=0&pageSize=10",
                                      "host": [
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                                      ],
                                      "path": [
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                                        "disbursements",
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                                      ],
                                      "query": [
                                        {
                                          "key": "pageNo",
                                          "value": "0"
                                        },
                                        {
                                          "key": "pageSize",
                                          "value": "10"
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                                      ],
                                      "variable": [
                                        {
                                          "key": "batchReference"
                                        }
                                      ]
                                    }
                                  },
                                  "status": "OK",
                                  "code": 200,
                                  "_postman_previewlanguage": "json",
                                  "header": [
                                    {
                                      "key": "Content-Type",
                                      "value": "application/json"
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                                  ],
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                                  "responseTime": null,
                                  "body": "{\n  \"requestSuccessful\": \"<boolean>\",\n  \"responseMessage\": \"<string>\",\n  \"responseCode\": \"<string>\",\n  \"responseBody\": {\n    \"content\": [\n      {\n        \"reference\": \"<string>\",\n        \"amount\": \"<number>\",\n        \"destinationAccountName\": \"<string>\",\n        \"destinationAccountNumber\": \"<string>\",\n        \"destinationBankCode\": \"<string>\",\n        \"currency\": \"<string>\",\n        \"status\": \"PENDING_AUTHORIZATION\",\n        \"narration\": \"<string>\",\n        \"fee\": \"<number>\",\n        \"dateCreated\": \"<dateTime>\"\n      },\n      {\n        \"reference\": \"<string>\",\n        \"amount\": \"<number>\",\n        \"destinationAccountName\": \"<string>\",\n        \"destinationAccountNumber\": \"<string>\",\n        \"destinationBankCode\": \"<string>\",\n        \"currency\": \"<string>\",\n        \"status\": \"REVERSED\",\n        \"narration\": \"<string>\",\n        \"fee\": \"<number>\",\n        \"dateCreated\": \"<dateTime>\"\n      }\n    ],\n    \"number\": \"<integer>\",\n    \"size\": \"<integer>\",\n    \"totalElements\": \"<integer>\",\n    \"totalPages\": \"<integer>\"\n  }\n}",
                                  "createdAt": "2026-06-05T15:12:57.000Z",
                                  "updatedAt": "2026-06-05T15:12:57.000Z",
                                  "uid": "35240-76b0cf47-1ca5-4b59-a3bd-81a3c22fcf41"
                                }
                              ],
                              "createdAt": "2026-06-05T15:12:57.000Z",
                              "updatedAt": "2026-06-05T15:12:57.000Z",
                              "uid": "35240-5dac8376-aef2-4131-a5b7-ad1db51f7c5b"
                            }
                          ],
                          "id": "1eba0972-2e80-406c-923d-47591b87d4c8",
                          "createdAt": "2026-06-05T15:12:57.000Z",
                          "updatedAt": "2026-06-05T15:12:57.000Z",
                          "uid": "35240-1eba0972-2e80-406c-923d-47591b87d4c8"
                        }
                      ],
                      "id": "c1b1b94e-2a13-483c-a780-6367668ee1d2",
                      "createdAt": "2026-06-05T15:12:57.000Z",
                      "updatedAt": "2026-06-05T15:12:57.000Z",
                      "uid": "35240-c1b1b94e-2a13-483c-a780-6367668ee1d2"
                    },
                    {
                      "name": "Monnify Initiate Bulk Transfer",
                      "id": "e6f9daab-56a5-447e-9c9f-f7d3123345ce",
                      "protocolProfileBehavior": {
                        "disableBodyPruning": true
                      },
                      "request": {
                        "method": "POST",
                        "header": [
                          {
                            "key": "Content-Type",
                            "value": "application/json"
                          },
                          {
                            "key": "Accept",
                            "value": "application/json"
                          }
                        ],
                        "body": {
                          "mode": "raw",
                          "raw": "{\n  \"title\": \"<string>\",\n  \"batchReference\": \"<string>\",\n  \"narration\": \"<string>\",\n  \"sourceAccountNumber\": \"<string>\",\n  \"transactionList\": [\n    {\n      \"amount\": \"<number>\",\n      \"reference\": \"<string>\",\n      \"narration\": \"<string>\",\n      \"destinationBankCode\": \"<string>\",\n      \"destinationAccountNumber\": \"<string>\",\n      \"destinationAccountName\": \"<string>\",\n      \"currency\": \"<string>\"\n    },\n    {\n      \"amount\": \"<number>\",\n      \"reference\": \"<string>\",\n      \"narration\": \"<string>\",\n      \"destinationBankCode\": \"<string>\",\n      \"destinationAccountNumber\": \"<string>\",\n      \"destinationAccountName\": \"<string>\",\n      \"currency\": \"<string>\"\n    }\n  ],\n  \"onValidationFailure\": \"BREAK\",\n  \"notificationInterval\": \"<integer>\"\n}",
                          "options": {
                            "raw": {
                              "headerFamily": "json",
                              "language": "json"
                            }
                          }
                        },
                        "url": {
                          "raw": "{{baseUrl}}/api/v2/disbursements/bulk",
                          "host": [
                            "{{baseUrl}}"
                          ],
                          "path": [
                            "api",
                            "v2",
                            "disbursements",
                            "bulk"
                          ]
                        },
                        "description": "Initiate a batch of transfers in one call."
                      },
                      "response": [
                        {
                          "id": "4d3648c9-e30d-4000-83a8-a94ac4fcede2",
                          "name": "Bulk transfer accepted.",
                          "originalRequest": {
                            "method": "POST",
                            "header": [
                              {
                                "key": "Content-Type",
                                "value": "application/json"
                              },
                              {
                                "key": "Accept",
                                "value": "application/json"
                              },
                              {
                                "description": "Added as a part of security scheme: bearer",
                                "key": "Authorization",
                                "value": "Bearer <token>"
                              }
                            ],
                            "body": {
                              "mode": "raw",
                              "raw": "{\n  \"title\": \"<string>\",\n  \"batchReference\": \"<string>\",\n  \"narration\": \"<string>\",\n  \"sourceAccountNumber\": \"<string>\",\n  \"transactionList\": [\n    {\n      \"amount\": \"<number>\",\n      \"reference\": \"<string>\",\n      \"narration\": \"<string>\",\n      \"destinationBankCode\": \"<string>\",\n      \"destinationAccountNumber\": \"<string>\",\n      \"destinationAccountName\": \"<string>\",\n      \"currency\": \"<string>\"\n    },\n    {\n      \"amount\": \"<number>\",\n      \"reference\": \"<string>\",\n      \"narration\": \"<string>\",\n      \"destinationBankCode\": \"<string>\",\n      \"destinationAccountNumber\": \"<string>\",\n      \"destinationAccountName\": \"<string>\",\n      \"currency\": \"<string>\"\n    }\n  ],\n  \"onValidationFailure\": \"BREAK\",\n  \"notificationInterval\": \"<integer>\"\n}",
                              "options": {
                                "raw": {
                                  "headerFamily": "json",
                                  "language": "json"
                                }
                              }
                            },
                            "url": {
                              "raw": "{{baseUrl}}/api/v2/disbursements/bulk",
                              "host": [
                                "{{baseUrl}}"
                              ],
                              "path": [
                                "api",
                                "v2",
                                "disbursements",
                                "bulk"
                              ]
                            }
                          },
                          "status": "OK",
                          "code": 200,
                          "_postman_previewlanguage": "json",
                          "header": [
                            {
                              "key": "Content-Type",
                              "value": "application/json"
                            }
                          ],
                          "cookie": [],
                          "responseTime": null,
                          "body": "{\n  \"requestSuccessful\": \"<boolean>\",\n  \"responseMessage\": \"<string>\",\n  \"responseCode\": \"<string>\",\n  \"responseBody\": {\n    \"batchReference\": \"<string>\",\n    \"batchStatus\": \"<string>\",\n    \"totalAmount\": \"<number>\",\n    \"totalFee\": \"<number>\",\n    \"totalReceivedAmount\": \"<number>\",\n    \"totalCount\": \"<integer>\",\n    \"successfulCount\": \"<integer>\",\n    \"failedCount\": \"<integer>\",\n    \"pendingCount\": \"<integer>\",\n    \"dateCreated\": \"<dateTime>\"\n  }\n}",
                          "createdAt": "2026-06-05T15:12:57.000Z",
                          "updatedAt": "2026-06-05T15:12:57.000Z",
                          "uid": "35240-4d3648c9-e30d-4000-83a8-a94ac4fcede2"
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                      ],
                      "createdAt": "2026-06-05T15:12:57.000Z",
                      "updatedAt": "2026-06-05T15:12:57.000Z",
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                  "updatedAt": "2026-06-05T15:12:57.000Z",
                  "uid": "35240-a14140df-bf39-4a4d-9428-9bc3f19724c7"
                },
                {
                  "name": "wallet-balance",
                  "item": [
                    {
                      "name": "Monnify Get Disbursement Wallet Balance",
                      "id": "87c0999c-bdf8-46ea-b9f3-e034b46987fb",
                      "protocolProfileBehavior": {
                        "disableBodyPruning": true
                      },
                      "request": {
                        "method": "GET",
                        "header": [
                          {
                            "key": "Accept",
                            "value": "application/json"
                          }
                        ],
                        "url": {
                          "raw": "{{baseUrl}}/api/v2/disbursements/wallet-balance?accountNumber=<string>",
                          "host": [
                            "{{baseUrl}}"
                          ],
                          "path": [
                            "api",
                            "v2",
                            "disbursements",
                            "wallet-balance"
                          ],
                          "query": [
                            {
                              "description": "(Required) ",
                              "key": "accountNumber",
                              "value": "<string>"
                            }
                          ]
                        }
                      },
                      "response": [
                        {
                          "id": "15ea1d4a-987a-4ba0-bdcd-d7748a6f063a",
                          "name": "Wallet balance.",
                          "originalRequest": {
                            "method": "GET",
                            "header": [
                              {
                                "key": "Accept",
                                "value": "application/json"
                              },
                              {
                                "description": "Added as a part of security scheme: bearer",
                                "key": "Authorization",
                                "value": "Bearer <token>"
                              }
                            ],
                            "url": {
                              "raw": "{{baseUrl}}/api/v2/disbursements/wallet-balance?accountNumber=<string>",
                              "host": [
                                "{{baseUrl}}"
                              ],
                              "path": [
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                                "v2",
                                "disbursements",
                                "wallet-balance"
                              ],
                              "query": [
                                {
                                  "description": "(Required) ",
                                  "key": "accountNumber",
                                  "value": "<string>"
                                }
                              ]
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                          },
                          "status": "OK",
                          "code": 200,
                          "_postman_previewlanguage": "json",
                          "header": [
                            {
                              "key": "Content-Type",
                              "value": "application/json"
                            }
                          ],
                          "cookie": [],
                          "responseTime": null,
                          "body": "{\n  \"requestSuccessful\": \"<boolean>\",\n  \"responseMessage\": \"<string>\",\n  \"responseCode\": \"<string>\",\n  \"responseBody\": {\n    \"availableBalance\": \"<number>\",\n    \"ledgerBalance\": \"<number>\"\n  }\n}",
                          "createdAt": "2026-06-05T15:12:57.000Z",
                          "updatedAt": "2026-06-05T15:12:57.000Z",
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              "id": "a3631b1e-8364-4195-af57-93346187fac7",
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          ],
          "id": "efc7ced2-4858-4f83-8d93-6230d70b415b",
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          "uid": "35240-efc7ced2-4858-4f83-8d93-6230d70b415b"
        },
        {
          "name": "v1",
          "item": [
            {
              "name": "sdk",
              "item": [
                {
                  "name": "transactions",
                  "item": [
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                      "name": "banks",
                      "item": [
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                          "name": "Monnify List NIP Banks",
                          "id": "5c4bb4a0-f061-424e-af67-933288357fa0",
                          "protocolProfileBehavior": {
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                          "request": {
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                            "header": [
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                                "key": "Accept",
                                "value": "application/json"
                              }
                            ],
                            "url": {
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                              "host": [
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                              "path": [
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                                "v1",
                                "sdk",
                                "transactions",
                                "banks"
                              ]
                            },
                            "description": "Returns the list of supported Nigerian banks with bank codes."
                          },
                          "response": [
                            {
                              "id": "db028cd9-1b23-49b7-90cc-600bae6f2bd0",
                              "name": "Bank list.",
                              "originalRequest": {
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                                "header": [
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                                    "value": "application/json"
                                  },
                                  {
                                    "description": "Added as a part of security scheme: bearer",
                                    "key": "Authorization",
                                    "value": "Bearer <token>"
                                  }
                                ],
                                "url": {
                                  "raw": "{{baseUrl}}/api/v1/sdk/transactions/banks",
                                  "host": [
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                                  "path": [
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                              },
                              "status": "OK",
                              "code": 200,
                              "_postman_previewlanguage": "json",
                              "header": [
                                {
                                  "key": "Content-Type",
                                  "value": "application/json"
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                              "body": "{\n  \"requestSuccessful\": \"<boolean>\",\n  \"responseMessage\": \"<string>\",\n  \"responseCode\": \"<string>\",\n  \"responseBody\": [\n    {\n      \"code\": \"<string>\",\n      \"name\": \"<string>\",\n      \"ussdTemplate\": \"<string>\",\n      \"nibssBankCode\": \"<string>\"\n    },\n    {\n      \"code\": \"<string>\",\n      \"name\": \"<string>\",\n      \"ussdTemplate\": \"<string>\",\n      \"nibssBankCode\": \"<string>\"\n    }\n  ]\n}",
                              "createdAt": "2026-06-05T15:12:57.000Z",
                              "updatedAt": "2026-06-05T15:12:57.000Z",
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                      ],
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                  "id": "f7bd2798-060b-4894-808a-37701cb7204f",
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              "uid": "35240-a8af34aa-a68c-4194-bed9-71daa3373f5e"
            },
            {
              "name": "disbursements",
              "item": [
                {
                  "name": "account",
                  "item": [
                    {
                      "name": "validate",
                      "item": [
                        {
                          "name": "Monnify Validate Bank Account (Name Inquiry)",
                          "id": "5863878f-51bc-4633-b2fe-3f372ae89128",
                          "protocolProfileBehavior": {
                            "disableBodyPruning": true
                          },
                          "request": {
                            "method": "GET",
                            "header": [
                              {
                                "key": "Accept",
                                "value": "application/json"
                              }
                            ],
                            "url": {
                              "raw": "{{baseUrl}}/api/v1/disbursements/account/validate?accountNumber=<string>&bankCode=<string>",
                              "host": [
                                "{{baseUrl}}"
                              ],
                              "path": [
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                                "v1",
                                "disbursements",
                                "account",
                                "validate"
                              ],
                              "query": [
                                {
                                  "description": "(Required) ",
                                  "key": "accountNumber",
                                  "value": "<string>"
                                },
                                {
                                  "description": "(Required) ",
                                  "key": "bankCode",
                                  "value": "<string>"
                                }
                              ]
                            },
                            "description": "Return the registered account name for a bank account number."
                          },
                          "response": [
                            {
                              "id": "df7aa752-0136-42a1-a318-5ec44aa7fb22",
                              "name": "Account holder name.",
                              "originalRequest": {
                                "method": "GET",
                                "header": [
                                  {
                                    "key": "Accept",
                                    "value": "application/json"
                                  },
                                  {
                                    "description": "Added as a part of security scheme: bearer",
                                    "key": "Authorization",
                                    "value": "Bearer <token>"
                                  }
                                ],
                                "url": {
                                  "raw": "{{baseUrl}}/api/v1/disbursements/account/validate?accountNumber=<string>&bankCode=<string>",
                                  "host": [
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                                  ],
                                  "path": [
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                                    "disbursements",
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                                  ],
                                  "query": [
                                    {
                                      "description": "(Required) ",
                                      "key": "accountNumber",
                                      "value": "<string>"
                                    },
                                    {
                                      "description": "(Required) ",
                                      "key": "bankCode",
                                      "value": "<string>"
                                    }
                                  ]
                                }
                              },
                              "status": "OK",
                              "code": 200,
                              "_postman_previewlanguage": "json",
                              "header": [
                                {
                                  "key": "Content-Type",
                                  "value": "application/json"
                                }
                              ],
                              "cookie": [],
                              "responseTime": null,
                              "body": "{\n  \"requestSuccessful\": \"<boolean>\",\n  \"responseMessage\": \"<string>\",\n  \"responseCode\": \"<string>\",\n  \"responseBody\": {\n    \"accountNumber\": \"<string>\",\n    \"accountName\": \"<string>\",\n    \"bankCode\": \"<string>\"\n  }\n}",
                              "createdAt": "2026-06-05T15:12:57.000Z",
                              "updatedAt": "2026-06-05T15:12:57.000Z",
                              "uid": "35240-df7aa752-0136-42a1-a318-5ec44aa7fb22"
                            }
                          ],
                          "createdAt": "2026-06-05T15:12:57.000Z",
                          "updatedAt": "2026-06-05T15:12:57.000Z",
                          "uid": "35240-5863878f-51bc-4633-b2fe-3f372ae89128"
                        }
                      ],
                      "id": "720a4b01-d075-4286-9693-c12717e33bfe",
                      "createdAt": "2026-06-05T15:12:57.000Z",
                      "updatedAt": "2026-06-05T15:12:57.000Z",
                      "uid": "35240-720a4b01-d075-4286-9693-c12717e33bfe"
                    }
                  ],
                  "id": "889c9855-b17f-4c01-a3cd-3caf35ee9684",
                  "createdAt": "2026-06-05T15:12:57.000Z",
                  "updatedAt": "2026-06-05T15:12:57.000Z",
                  "uid": "35240-889c9855-b17f-4c01-a3cd-3caf35ee9684"
                }
              ],
              "id": "86a25054-5918-493b-b3ab-9d3e6a73efce",
              "createdAt": "2026-06-05T15:12:57.000Z",
              "updatedAt": "2026-06-05T15:12:57.000Z",
              "uid": "35240-86a25054-5918-493b-b3ab-9d3e6a73efce"
            }
          ],
          "id": "f5c69d09-6d64-4cc3-8653-2c2895ff03a6",
          "createdAt": "2026-06-05T15:12:57.000Z",
          "updatedAt": "2026-06-05T15:12:57.000Z",
          "uid": "35240-f5c69d09-6d64-4cc3-8653-2c2895ff03a6"
        }
      ],
      "id": "3049a9ca-707e-49e1-8fdd-7c8db292f49a",
      "createdAt": "2026-06-05T15:12:57.000Z",
      "updatedAt": "2026-06-05T15:12:57.000Z",
      "uid": "35240-3049a9ca-707e-49e1-8fdd-7c8db292f49a"
    }
  ],
  "auth": {
    "type": "bearer",
    "bearer": [
      {
        "key": "token",
        "value": "{{bearerToken}}",
        "type": "string"
      }
    ]
  },
  "variable": [
    {
      "key": "baseUrl",
      "value": "https://api.monnify.com"
    }
  ]
}