{
  "info": {
    "_postman_id": "9799eacd-0dac-413f-81a7-836dc5a4d859",
    "name": "Narmi Public account balances instant transfers API",
    "description": "To read about Public API access and authentication, go to [API Overview](https://docs.narmi.com/docs/narmi-developer-docs/xl9dvbz84o11l-introduction).\n\nContact Support:\n Name: Narmi Support\n Email: support@narmi.com",
    "schema": "https://schema.getpostman.com/json/collection/v2.1.0/collection.json",
    "createdAt": "2026-07-28T02:16:12.000Z",
    "updatedAt": "2026-07-28T02:16:12.000Z",
    "lastUpdatedBy": "35240",
    "uid": "35240-9799eacd-0dac-413f-81a7-836dc5a4d859"
  },
  "item": [
    {
      "name": "v1",
      "item": [
        {
          "name": "fednow_transaction",
          "item": [
            {
              "name": "{uuid}",
              "item": [
                {
                  "name": "Retrieve a FedNow transfer",
                  "id": "8a598984-654e-4665-843a-e4d4291fd3de",
                  "protocolProfileBehavior": {
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                  },
                  "request": {
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                          "value": "banking:accounts:read banking:transactions:read banking:scheduled_transfers:read banking:scheduled_transfers:write banking:accounts:write banking:transactions:write banking:users:read banking:products:read banking:documents:read",
                          "type": "string"
                        },
                        {
                          "key": "accessTokenUrl",
                          "value": "/v2/oauth/token/",
                          "type": "string"
                        },
                        {
                          "key": "authUrl",
                          "value": "/v2/oauth/authorize/",
                          "type": "string"
                        },
                        {
                          "key": "grant_type",
                          "value": "authorization_code",
                          "type": "string"
                        }
                      ]
                    },
                    "method": "GET",
                    "header": [
                      {
                        "key": "Accept",
                        "value": "application/json"
                      }
                    ],
                    "url": {
                      "raw": "{{baseUrl}}/v1/fednow_transaction/:uuid/",
                      "host": [
                        "{{baseUrl}}"
                      ],
                      "path": [
                        "v1",
                        "fednow_transaction",
                        ":uuid",
                        ""
                      ],
                      "variable": [
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                          "id": "765d55e5-b5c7-4a42-a02b-ebef0008fb36",
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                          "value": "<uuid>",
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                        }
                      ]
                    },
                    "description": "Fetch details for a specified instant transfer.\n\nAll monetary values are represented in minor units, or the smallest unit of the currency with no decimal (e.g., cents). For example, $10.00 is represented as 1000.\n\n\n\n<i>How can we improve these docs?             <a href=\"mailto:docs+feedback@narmi.com\">Share your feedback.</a></i>"
                  },
                  "response": [
                    {
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                            "description": "Added as a part of security scheme: oauth2",
                            "key": "Authorization",
                            "value": "<token>"
                          }
                        ],
                        "url": {
                          "raw": "{{baseUrl}}/v1/fednow_transaction/:uuid/",
                          "host": [
                            "{{baseUrl}}"
                          ],
                          "path": [
                            "v1",
                            "fednow_transaction",
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                      },
                      "status": "OK",
                      "code": 200,
                      "_postman_previewlanguage": "json",
                      "header": [
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                          "key": "Content-Type",
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                      ],
                      "cookie": [],
                      "responseTime": null,
                      "body": "{\n  \"amount_cents\": \"<integer>\",\n  \"bulk_payment\": \"<uuid>\",\n  \"external_account\": \"<uuid>\",\n  \"id\": \"<uuid>\",\n  \"source_account\": \"<uuid>\",\n  \"unverified_recipient\": \"<uuid>\",\n  \"memo\": \"<string>\",\n  \"state\": \"rejected_bulk_approval\",\n  \"payment_identification\": \"<string>\",\n  \"created_at\": \"<dateTime>\",\n  \"updated_at\": \"<dateTime>\"\n}",
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          "uid": "35240-9e917feb-21e7-44c6-95e7-fec16b17c952"
        },
        {
          "name": "transfers",
          "item": [
            {
              "name": "instant",
              "item": [
                {
                  "name": "{payment_identification}",
                  "item": [
                    {
                      "name": "Retrieve instant transfer details by payment identification",
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                      "protocolProfileBehavior": {
                        "disableBodyPruning": true
                      },
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                              "value": "banking:accounts:read banking:transactions:read banking:scheduled_transfers:read banking:scheduled_transfers:write banking:accounts:write banking:transactions:write banking:users:read banking:products:read banking:documents:read",
                              "type": "string"
                            },
                            {
                              "key": "accessTokenUrl",
                              "value": "/v2/oauth/token/",
                              "type": "string"
                            },
                            {
                              "key": "authUrl",
                              "value": "/v2/oauth/authorize/",
                              "type": "string"
                            },
                            {
                              "key": "grant_type",
                              "value": "authorization_code",
                              "type": "string"
                            }
                          ]
                        },
                        "method": "GET",
                        "header": [
                          {
                            "key": "Accept",
                            "value": "application/json"
                          }
                        ],
                        "url": {
                          "raw": "{{baseUrl}}/v1/transfers/instant/:payment_identification/",
                          "host": [
                            "{{baseUrl}}"
                          ],
                          "path": [
                            "v1",
                            "transfers",
                            "instant",
                            ":payment_identification",
                            ""
                          ],
                          "variable": [
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                              "key": "payment_identification",
                              "value": "<string>",
                              "description": "(Required) "
                            }
                          ]
                        },
                        "description": "Retrieve the details and status for an instant transfer. This is only supported for payments that have been assigned a payment ID.\n\nAll monetary values are represented in minor units, or the smallest unit of the currency with no decimal (e.g., cents). For example, $10.00 is represented as 1000.\n\n\n\n<i>How can we improve these docs?             <a href=\"mailto:docs+feedback@narmi.com\">Share your feedback.</a></i>"
                      },
                      "response": [
                        {
                          "id": "b1f366b9-0cbf-44f6-b0f6-fc8d1fb9f145",
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                                "description": "Added as a part of security scheme: oauth2",
                                "key": "Authorization",
                                "value": "<token>"
                              }
                            ],
                            "url": {
                              "raw": "{{baseUrl}}/v1/transfers/instant/:payment_identification/",
                              "host": [
                                "{{baseUrl}}"
                              ],
                              "path": [
                                "v1",
                                "transfers",
                                "instant",
                                ":payment_identification",
                                ""
                              ],
                              "variable": [
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                                  "key": "payment_identification"
                                }
                              ]
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                          },
                          "status": "OK",
                          "code": 200,
                          "_postman_previewlanguage": "json",
                          "header": [
                            {
                              "key": "Content-Type",
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                          ],
                          "cookie": [],
                          "responseTime": null,
                          "body": "{\n  \"amount_cents\": \"<integer>\",\n  \"created_at\": \"<dateTime>\",\n  \"destination_account\": \"<string>\",\n  \"destination_fi\": \"<string>\",\n  \"fed_settlement_date\": \"<date>\",\n  \"payment_identification\": \"<string>\",\n  \"source_fi\": \"<string>\",\n  \"state\": \"<string>\",\n  \"type\": \"<string>\",\n  \"updated_at\": \"<dateTime>\",\n  \"source_fi_name\": \"<string>\",\n  \"destination_fi_name\": \"<string>\",\n  \"source_account\": \"<string>\",\n  \"source_name\": \"<string>\",\n  \"destination_name\": \"<string>\",\n  \"memo\": \"<string>\",\n  \"core_transaction_id\": \"<string>\"\n}",
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                          "updatedAt": "2026-07-28T02:16:13.000Z",
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                      ],
                      "createdAt": "2026-07-28T02:16:13.000Z",
                      "updatedAt": "2026-07-28T02:16:13.000Z",
                      "uid": "35240-77c93441-9de2-4321-90c8-2f163969b595"
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                  "id": "9779a3e8-f462-4f45-9d53-9eaa98bab4e0",
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                  "updatedAt": "2026-07-28T02:16:12.000Z",
                  "uid": "35240-9779a3e8-f462-4f45-9d53-9eaa98bab4e0"
                },
                {
                  "name": "eligibility",
                  "item": [
                    {
                      "name": "{routing_number}",
                      "item": [
                        {
                          "name": "Check eligibility for instant transfers",
                          "id": "c9473c2c-57f4-4eed-8d52-54b6649879f3",
                          "protocolProfileBehavior": {
                            "disableBodyPruning": true
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                          "request": {
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                                  "value": "banking:accounts:read banking:transactions:read banking:scheduled_transfers:read banking:scheduled_transfers:write banking:accounts:write banking:transactions:write banking:users:read banking:products:read banking:documents:read",
                                  "type": "string"
                                },
                                {
                                  "key": "accessTokenUrl",
                                  "value": "/v2/oauth/token/",
                                  "type": "string"
                                },
                                {
                                  "key": "authUrl",
                                  "value": "/v2/oauth/authorize/",
                                  "type": "string"
                                },
                                {
                                  "key": "grant_type",
                                  "value": "authorization_code",
                                  "type": "string"
                                }
                              ]
                            },
                            "method": "GET",
                            "header": [
                              {
                                "key": "Accept",
                                "value": "application/json"
                              }
                            ],
                            "url": {
                              "raw": "{{baseUrl}}/v1/transfers/instant/eligibility/:routing_number/",
                              "host": [
                                "{{baseUrl}}"
                              ],
                              "path": [
                                "v1",
                                "transfers",
                                "instant",
                                "eligibility",
                                ":routing_number",
                                ""
                              ],
                              "variable": [
                                {
                                  "id": "2a9fc953-94d6-405c-a6c7-e09610703054",
                                  "key": "routing_number",
                                  "value": "318814040",
                                  "description": "(Required) "
                                }
                              ]
                            },
                            "description": "Check if the provided routing number is enrolled and active in the FedNow network\n\nAll monetary values are represented in minor units, or the smallest unit of the currency with no decimal (e.g., cents). For example, $10.00 is represented as 1000.\n\n\n\n<i>How can we improve these docs?             <a href=\"mailto:docs+feedback@narmi.com\">Share your feedback.</a></i>"
                          },
                          "response": [
                            {
                              "id": "fb39601e-92b7-4720-834b-f146cff31291",
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                                  {
                                    "description": "Added as a part of security scheme: oauth2",
                                    "key": "Authorization",
                                    "value": "<token>"
                                  }
                                ],
                                "url": {
                                  "raw": "{{baseUrl}}/v1/transfers/instant/eligibility/:routing_number/",
                                  "host": [
                                    "{{baseUrl}}"
                                  ],
                                  "path": [
                                    "v1",
                                    "transfers",
                                    "instant",
                                    "eligibility",
                                    ":routing_number",
                                    ""
                                  ],
                                  "variable": [
                                    {
                                      "key": "routing_number"
                                    }
                                  ]
                                }
                              },
                              "status": "OK",
                              "code": 200,
                              "_postman_previewlanguage": "json",
                              "header": [
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                                  "key": "Content-Type",
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                              ],
                              "cookie": [],
                              "responseTime": null,
                              "body": "{\n  \"enrollment_level\": \"send_receive\",\n  \"routing_number\": \"<string>\",\n  \"online\": false,\n  \"name\": \"\"\n}",
                              "createdAt": "2026-07-28T02:16:13.000Z",
                              "updatedAt": "2026-07-28T02:16:13.000Z",
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                          "createdAt": "2026-07-28T02:16:13.000Z",
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                      "createdAt": "2026-07-28T02:16:12.000Z",
                      "updatedAt": "2026-07-28T02:16:12.000Z",
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                  "uid": "35240-6770bcdb-cf60-4ad8-ab92-9d7ae54a56b7"
                },
                {
                  "name": "fees",
                  "item": [
                    {
                      "name": "Retrieve fee information for instant transfers",
                      "id": "8e3c7949-d71b-4bf6-ad98-55d2ca18e553",
                      "protocolProfileBehavior": {
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                              "type": "string"
                            },
                            {
                              "key": "accessTokenUrl",
                              "value": "/v2/oauth/token/",
                              "type": "string"
                            },
                            {
                              "key": "authUrl",
                              "value": "/v2/oauth/authorize/",
                              "type": "string"
                            },
                            {
                              "key": "grant_type",
                              "value": "authorization_code",
                              "type": "string"
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                          ]
                        },
                        "method": "GET",
                        "header": [
                          {
                            "key": "Accept",
                            "value": "application/json"
                          }
                        ],
                        "url": {
                          "raw": "{{baseUrl}}/v1/transfers/instant/fees/",
                          "host": [
                            "{{baseUrl}}"
                          ],
                          "path": [
                            "v1",
                            "transfers",
                            "instant",
                            "fees",
                            ""
                          ]
                        },
                        "description": "Returns the fee structure for instant transfers to calculate the fee for any transfer.\n\nAll monetary values are represented in minor units, or the smallest unit of the currency with no decimal (e.g., cents). For example, $10.00 is represented as 1000.\n\n\n\n<i>How can we improve these docs?             <a href=\"mailto:docs+feedback@narmi.com\">Share your feedback.</a></i>"
                      },
                      "response": [
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                          "id": "379da64d-1c7c-4b38-afa1-848265950c5a",
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                                "description": "Added as a part of security scheme: oauth2",
                                "key": "Authorization",
                                "value": "<token>"
                              }
                            ],
                            "url": {
                              "raw": "{{baseUrl}}/v1/transfers/instant/fees/",
                              "host": [
                                "{{baseUrl}}"
                              ],
                              "path": [
                                "v1",
                                "transfers",
                                "instant",
                                "fees",
                                ""
                              ]
                            }
                          },
                          "status": "OK",
                          "code": 200,
                          "_postman_previewlanguage": "json",
                          "header": [
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                              "key": "Content-Type",
                              "value": "application/json"
                            }
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                          "cookie": [],
                          "responseTime": null,
                          "body": "{\n  \"kind\": \"fixed\",\n  \"percent\": \"-0.140\",\n  \"max\": \"-.9\",\n  \"min\": \"-\"\n}",
                          "createdAt": "2026-07-28T02:16:13.000Z",
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}