{
  "$schema": "https://json-schema.org/draft/2020-12/schema",
  "$id": "https://raw.githubusercontent.com/api-evangelist/papaya-global/main/json-schema/payment.json",
  "title": "Payment",
  "description": "A payment instruction in the Papaya Global Workforce Payments API.",
  "type": "object",
  "required": ["source", "target", "amount", "execution"],
  "properties": {
    "id": {
      "type": "string",
      "description": "Unique payment instruction identifier"
    },
    "correlation_id": {
      "type": "string",
      "description": "Optional client-provided correlation identifier"
    },
    "description": {
      "type": "string",
      "description": "Human-readable description of the payment"
    },
    "purpose": {
      "type": "string",
      "description": "Purpose or reason for the payment"
    },
    "source": {
      "type": "object",
      "description": "Source wallet or group for the payment",
      "properties": {
        "wallet": {
          "type": "string",
          "description": "Wallet ID to fund the payment from"
        },
        "group": {
          "type": "string",
          "description": "Payment group ID"
        }
      }
    },
    "target": {
      "type": "object",
      "description": "Target beneficiary for the payment",
      "properties": {
        "beneficiary": {
          "type": "string",
          "description": "Beneficiary ID to send the payment to"
        }
      }
    },
    "amount": {
      "type": "object",
      "description": "Payment amount details",
      "required": ["value", "currency"],
      "properties": {
        "value": {
          "type": "number",
          "minimum": 0,
          "description": "Numeric payment amount"
        },
        "currency": {
          "type": "string",
          "pattern": "^[A-Z]{3}$",
          "description": "ISO 4217 currency code"
        }
      }
    },
    "execution": {
      "type": "object",
      "description": "Payment execution scheduling",
      "properties": {
        "date": {
          "type": "string",
          "format": "date",
          "description": "Scheduled execution date (YYYY-MM-DD)"
        }
      }
    },
    "approved": {
      "type": "boolean",
      "description": "Whether the payment has been approved"
    },
    "final": {
      "type": "boolean",
      "description": "Whether the payment is finalized"
    },
    "attachments": {
      "type": "array",
      "description": "Attached document references",
      "items": {
        "type": "string"
      }
    },
    "user_tags": {
      "type": "object",
      "description": "Custom key-value tags set by the user",
      "additionalProperties": {
        "type": "string"
      }
    },
    "info": {
      "type": "object",
      "description": "Payment status and processing information",
      "properties": {
        "status": {
          "type": "string",
          "description": "Current payment status"
        },
        "funding": {
          "type": "object",
          "description": "Funding details"
        },
        "credit": {
          "type": "object",
          "description": "Credit details"
        },
        "rate": {
          "type": "number",
          "description": "Exchange rate applied"
        },
        "fees": {
          "type": "object",
          "description": "Fee breakdown"
        }
      }
    }
  }
}