{
  "info": {
    "_postman_id": "97317332-eb7a-4e77-b6c3-392606e2713e",
    "name": "Paystack Accept Payments API",
    "description": "Initialize, verify, charge, and manage one-time card, bank, USSD, mobile money, and QR payments. The core API for accepting payments through Paystack across Africa.\n\nContact Support:\n Name: Paystack Support\n Email: support@paystack.com",
    "schema": "https://schema.getpostman.com/json/collection/v2.1.0/collection.json",
    "createdAt": "2026-06-05T15:01:44.000Z",
    "updatedAt": "2026-06-05T15:01:44.000Z",
    "lastUpdatedBy": "35240",
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      "name": "transaction",
      "item": [
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          "name": "initialize",
          "item": [
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              "name": "Initialize Transaction",
              "id": "d8ecd2eb-c79d-4f12-8159-43043c2f31fb",
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                    "key": "Content-Type",
                    "value": "application/x-www-form-urlencoded"
                  }
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                    {
                      "description": "(Required) Customer's email address",
                      "key": "email",
                      "value": "<string>"
                    },
                    {
                      "description": "(Required) Amount should be in kobo if currency is NGN, pesewas, if currency is GHS, and cents, if currency is ZAR",
                      "key": "amount",
                      "value": "<integer>"
                    },
                    {
                      "description": "The transaction currency",
                      "key": "currency",
                      "value": "ZAR"
                    },
                    {
                      "description": "Unique transaction reference. Only -, ., = and alphanumeric characters allowed.",
                      "key": "reference",
                      "value": "<string>"
                    },
                    {
                      "description": "Fully qualified url, e.g. https://example.com/ . Use this to override the callback url provided on the dashboard for this transaction",
                      "key": "callback_url",
                      "value": "<string>"
                    },
                    {
                      "description": "If transaction is to create a subscription to a predefined plan, provide plan code here. \nThis would invalidate the value provided in amount",
                      "key": "plan",
                      "value": "<string>"
                    },
                    {
                      "description": "Number of times to charge customer during subscription to plan",
                      "key": "invoice_limit",
                      "value": "<integer>"
                    },
                    {
                      "description": "Stringified JSON object of custom data",
                      "key": "metadata",
                      "value": "<string>"
                    },
                    {
                      "description": "An array of payment channels to control what channels you want to make available to the user to make a payment with",
                      "key": "channels",
                      "value": "qr"
                    },
                    {
                      "description": "An array of payment channels to control what channels you want to make available to the user to make a payment with",
                      "key": "channels",
                      "value": "ussd"
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                      "description": "The split code of the transaction split",
                      "key": "split_code",
                      "value": "<string>"
                    },
                    {
                      "description": "The code for the subaccount that owns the payment",
                      "key": "subaccount",
                      "value": "<string>"
                    },
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                      "description": "A flat fee to charge the subaccount for a transaction. \nThis overrides the split percentage set when the subaccount was created",
                      "key": "transaction_charge",
                      "value": "<string>"
                    },
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                      "description": "The beare of the transaction charge",
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                      "value": "account"
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                  "host": [
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                          "description": "Number of times to charge customer during subscription to plan",
                          "key": "invoice_limit",
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                          "key": "metadata",
                          "value": "<string>"
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                          "key": "channels",
                          "value": "qr"
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                          "key": "channels",
                          "value": "ussd"
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                          "value": "<string>"
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                          "description": "A flat fee to charge the subaccount for a transaction. \nThis overrides the split percentage set when the subaccount was created",
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                        },
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                          "description": "The beare of the transaction charge",
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                          "value": "account"
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                          "key": "reference",
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                          "key": "channels",
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                          "key": "subaccount",
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                          "key": "reference",
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                          "description": "If transaction is to create a subscription to a predefined plan, provide plan code here. \nThis would invalidate the value provided in amount",
                          "key": "plan",
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                          "description": "Number of times to charge customer during subscription to plan",
                          "key": "invoice_limit",
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                          "description": "The beare of the transaction charge",
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                        {
                          "description": "The transaction currency",
                          "key": "currency",
                          "value": "GHS"
                        },
                        {
                          "description": "Stringified JSON object of custom data",
                          "key": "metadata",
                          "value": "<string>"
                        },
                        {
                          "description": "The split code of the transaction split",
                          "key": "split_code",
                          "value": "<string>"
                        },
                        {
                          "description": "The code for the subaccount that owns the payment",
                          "key": "subaccount",
                          "value": "<string>"
                        },
                        {
                          "description": "A flat fee to charge the subaccount for a transaction. \nThis overrides the split percentage set when the subaccount was created",
                          "key": "transaction_charge",
                          "value": "<string>"
                        },
                        {
                          "description": "The beare of the transaction charge",
                          "key": "bearer",
                          "value": "subaccount"
                        },
                        {
                          "description": "If you are making a scheduled charge call, it is a good idea to queue them so the processing system does not get overloaded causing transaction processing errors.",
                          "key": "queue",
                          "value": "<boolean>"
                        }
                      ]
                    },
                    "url": {
                      "raw": "{{baseUrl}}/transaction/charge_authorization",
                      "host": [
                        "{{baseUrl}}"
                      ],
                      "path": [
                        "transaction",
                        "charge_authorization"
                      ]
                    }
                  },
                  "status": "Internal Server Error",
                  "code": 500,
                  "_postman_previewlanguage": "text",
                  "header": [],
                  "cookie": [],
                  "responseTime": null,
                  "body": null,
                  "createdAt": "2026-06-05T15:01:44.000Z",
                  "updatedAt": "2026-06-05T15:01:44.000Z",
                  "uid": "35240-9e61f5d7-5057-4576-bcc3-db89e21e59aa"
                }
              ],
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              "updatedAt": "2026-06-05T15:01:44.000Z",
              "uid": "35240-1592f55e-a4b3-4734-9c62-99d3e3fa5292"
            }
          ],
          "id": "cab8332f-cd57-4194-8c69-5ab3712b5328",
          "createdAt": "2026-06-05T15:01:44.000Z",
          "updatedAt": "2026-06-05T15:01:44.000Z",
          "uid": "35240-cab8332f-cd57-4194-8c69-5ab3712b5328"
        },
        {
          "name": "check_authorization",
          "item": [
            {
              "name": "Check Authorization",
              "id": "24a7bee8-ea7a-4fe4-88ca-9264f18bc764",
              "protocolProfileBehavior": {
                "disableBodyPruning": true
              },
              "request": {
                "method": "POST",
                "header": [
                  {
                    "key": "Content-Type",
                    "value": "application/x-www-form-urlencoded"
                  }
                ],
                "body": {
                  "mode": "urlencoded",
                  "urlencoded": [
                    {
                      "description": "(Required) Customer's email address",
                      "key": "email",
                      "value": "<string>"
                    },
                    {
                      "description": "(Required) Amount should be in kobo if currency is NGN, pesewas, if currency is GHS, and cents, if currency is ZAR",
                      "key": "amount",
                      "value": "<integer>"
                    },
                    {
                      "description": "Valid authorization code to charge",
                      "key": "authorization_code",
                      "value": "<string>"
                    },
                    {
                      "description": "The transaction currency",
                      "key": "currency",
                      "value": "USD"
                    }
                  ]
                },
                "url": {
                  "raw": "{{baseUrl}}/transaction/check_authorization",
                  "host": [
                    "{{baseUrl}}"
                  ],
                  "path": [
                    "transaction",
                    "check_authorization"
                  ]
                }
              },
              "response": [
                {
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                  "name": "201 response",
                  "originalRequest": {
                    "method": "POST",
                    "header": [
                      {
                        "key": "Content-Type",
                        "value": "application/x-www-form-urlencoded"
                      },
                      {
                        "description": "Added as a part of security scheme: bearer",
                        "key": "Authorization",
                        "value": "Bearer <token>"
                      }
                    ],
                    "body": {
                      "mode": "urlencoded",
                      "urlencoded": [
                        {
                          "description": "(Required) Customer's email address",
                          "key": "email",
                          "value": "<string>"
                        },
                        {
                          "description": "(Required) Amount should be in kobo if currency is NGN, pesewas, if currency is GHS, and cents, if currency is ZAR",
                          "key": "amount",
                          "value": "<integer>"
                        },
                        {
                          "description": "Valid authorization code to charge",
                          "key": "authorization_code",
                          "value": "<string>"
                        },
                        {
                          "description": "The transaction currency",
                          "key": "currency",
                          "value": "USD"
                        }
                      ]
                    },
                    "url": {
                      "raw": "{{baseUrl}}/transaction/check_authorization",
                      "host": [
                        "{{baseUrl}}"
                      ],
                      "path": [
                        "transaction",
                        "check_authorization"
                      ]
                    }
                  },
                  "status": "Created",
                  "code": 201,
                  "_postman_previewlanguage": "text",
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                  "cookie": [],
                  "responseTime": null,
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                {
                  "id": "1c059a39-0b83-4e4a-bea5-86867e2293ec",
                  "name": "401 response",
                  "originalRequest": {
                    "method": "POST",
                    "header": [
                      {
                        "key": "Content-Type",
                        "value": "application/x-www-form-urlencoded"
                      },
                      {
                        "description": "Added as a part of security scheme: bearer",
                        "key": "Authorization",
                        "value": "Bearer <token>"
                      }
                    ],
                    "body": {
                      "mode": "urlencoded",
                      "urlencoded": [
                        {
                          "description": "(Required) Customer's email address",
                          "key": "email",
                          "value": "<string>"
                        },
                        {
                          "description": "(Required) Amount should be in kobo if currency is NGN, pesewas, if currency is GHS, and cents, if currency is ZAR",
                          "key": "amount",
                          "value": "<integer>"
                        },
                        {
                          "description": "Valid authorization code to charge",
                          "key": "authorization_code",
                          "value": "<string>"
                        },
                        {
                          "description": "The transaction currency",
                          "key": "currency",
                          "value": "USD"
                        }
                      ]
                    },
                    "url": {
                      "raw": "{{baseUrl}}/transaction/check_authorization",
                      "host": [
                        "{{baseUrl}}"
                      ],
                      "path": [
                        "transaction",
                        "check_authorization"
                      ]
                    }
                  },
                  "status": "Unauthorized",
                  "code": 401,
                  "_postman_previewlanguage": "text",
                  "header": [],
                  "cookie": [],
                  "responseTime": null,
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                  "createdAt": "2026-06-05T15:01:44.000Z",
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                },
                {
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                  "originalRequest": {
                    "method": "POST",
                    "header": [
                      {
                        "key": "Content-Type",
                        "value": "application/x-www-form-urlencoded"
                      },
                      {
                        "description": "Added as a part of security scheme: bearer",
                        "key": "Authorization",
                        "value": "Bearer <token>"
                      }
                    ],
                    "body": {
                      "mode": "urlencoded",
                      "urlencoded": [
                        {
                          "description": "(Required) Customer's email address",
                          "key": "email",
                          "value": "<string>"
                        },
                        {
                          "description": "(Required) Amount should be in kobo if currency is NGN, pesewas, if currency is GHS, and cents, if currency is ZAR",
                          "key": "amount",
                          "value": "<integer>"
                        },
                        {
                          "description": "Valid authorization code to charge",
                          "key": "authorization_code",
                          "value": "<string>"
                        },
                        {
                          "description": "The transaction currency",
                          "key": "currency",
                          "value": "USD"
                        }
                      ]
                    },
                    "url": {
                      "raw": "{{baseUrl}}/transaction/check_authorization",
                      "host": [
                        "{{baseUrl}}"
                      ],
                      "path": [
                        "transaction",
                        "check_authorization"
                      ]
                    }
                  },
                  "status": "Internal Server Error",
                  "code": 500,
                  "_postman_previewlanguage": "text",
                  "header": [],
                  "cookie": [],
                  "responseTime": null,
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                  "createdAt": "2026-06-05T15:01:44.000Z",
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          ],
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          "uid": "35240-28d19596-4ca6-4437-ac4e-830e44d565ae"
        },
        {
          "name": "partial_debit",
          "item": [
            {
              "name": "Partial Debit",
              "id": "5002e149-8b15-4a5f-9a65-8af1d2defbcb",
              "protocolProfileBehavior": {
                "disableBodyPruning": true
              },
              "request": {
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                "header": [
                  {
                    "key": "Content-Type",
                    "value": "application/x-www-form-urlencoded"
                  }
                ],
                "body": {
                  "mode": "urlencoded",
                  "urlencoded": [
                    {
                      "description": "(Required) Customer's email address",
                      "key": "email",
                      "value": "<string>"
                    },
                    {
                      "description": "(Required) Amount should be in kobo if currency is NGN, pesewas, if currency is GHS, and cents, if currency is ZAR",
                      "key": "amount",
                      "value": "<integer>"
                    },
                    {
                      "description": "(Required) Valid authorization code to charge",
                      "key": "authorization_code",
                      "value": "<string>"
                    },
                    {
                      "description": "(Required) The transaction currency",
                      "key": "currency",
                      "value": "NGN"
                    },
                    {
                      "description": "Unique transaction reference. Only -, ., = and alphanumeric characters allowed.",
                      "key": "reference",
                      "value": "<string>"
                    },
                    {
                      "description": "Minimum amount to charge",
                      "key": "at_least",
                      "value": "<string>"
                    }
                  ]
                },
                "url": {
                  "raw": "{{baseUrl}}/transaction/partial_debit",
                  "host": [
                    "{{baseUrl}}"
                  ],
                  "path": [
                    "transaction",
                    "partial_debit"
                  ]
                }
              },
              "response": [
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                  "originalRequest": {
                    "method": "POST",
                    "header": [
                      {
                        "key": "Content-Type",
                        "value": "application/x-www-form-urlencoded"
                      },
                      {
                        "description": "Added as a part of security scheme: bearer",
                        "key": "Authorization",
                        "value": "Bearer <token>"
                      }
                    ],
                    "body": {
                      "mode": "urlencoded",
                      "urlencoded": [
                        {
                          "description": "(Required) Customer's email address",
                          "key": "email",
                          "value": "<string>"
                        },
                        {
                          "description": "(Required) Amount should be in kobo if currency is NGN, pesewas, if currency is GHS, and cents, if currency is ZAR",
                          "key": "amount",
                          "value": "<integer>"
                        },
                        {
                          "description": "(Required) Valid authorization code to charge",
                          "key": "authorization_code",
                          "value": "<string>"
                        },
                        {
                          "description": "(Required) The transaction currency",
                          "key": "currency",
                          "value": "NGN"
                        },
                        {
                          "description": "Unique transaction reference. Only -, ., = and alphanumeric characters allowed.",
                          "key": "reference",
                          "value": "<string>"
                        },
                        {
                          "description": "Minimum amount to charge",
                          "key": "at_least",
                          "value": "<string>"
                        }
                      ]
                    },
                    "url": {
                      "raw": "{{baseUrl}}/transaction/partial_debit",
                      "host": [
                        "{{baseUrl}}"
                      ],
                      "path": [
                        "transaction",
                        "partial_debit"
                      ]
                    }
                  },
                  "status": "Created",
                  "code": 201,
                  "_postman_previewlanguage": "text",
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                  "cookie": [],
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                    "header": [
                      {
                        "key": "Content-Type",
                        "value": "application/x-www-form-urlencoded"
                      },
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                        "description": "Added as a part of security scheme: bearer",
                        "key": "Authorization",
                        "value": "Bearer <token>"
                      }
                    ],
                    "body": {
                      "mode": "urlencoded",
                      "urlencoded": [
                        {
                          "description": "(Required) Customer's email address",
                          "key": "email",
                          "value": "<string>"
                        },
                        {
                          "description": "(Required) Amount should be in kobo if currency is NGN, pesewas, if currency is GHS, and cents, if currency is ZAR",
                          "key": "amount",
                          "value": "<integer>"
                        },
                        {
                          "description": "(Required) Valid authorization code to charge",
                          "key": "authorization_code",
                          "value": "<string>"
                        },
                        {
                          "description": "(Required) The transaction currency",
                          "key": "currency",
                          "value": "NGN"
                        },
                        {
                          "description": "Unique transaction reference. Only -, ., = and alphanumeric characters allowed.",
                          "key": "reference",
                          "value": "<string>"
                        },
                        {
                          "description": "Minimum amount to charge",
                          "key": "at_least",
                          "value": "<string>"
                        }
                      ]
                    },
                    "url": {
                      "raw": "{{baseUrl}}/transaction/partial_debit",
                      "host": [
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                      ],
                      "path": [
                        "transaction",
                        "partial_debit"
                      ]
                    }
                  },
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                  "_postman_previewlanguage": "text",
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                      },
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                        "description": "Added as a part of security scheme: bearer",
                        "key": "Authorization",
                        "value": "Bearer <token>"
                      }
                    ],
                    "body": {
                      "mode": "urlencoded",
                      "urlencoded": [
                        {
                          "description": "(Required) Customer's email address",
                          "key": "email",
                          "value": "<string>"
                        },
                        {
                          "description": "(Required) Amount should be in kobo if currency is NGN, pesewas, if currency is GHS, and cents, if currency is ZAR",
                          "key": "amount",
                          "value": "<integer>"
                        },
                        {
                          "description": "(Required) Valid authorization code to charge",
                          "key": "authorization_code",
                          "value": "<string>"
                        },
                        {
                          "description": "(Required) The transaction currency",
                          "key": "currency",
                          "value": "NGN"
                        },
                        {
                          "description": "Unique transaction reference. Only -, ., = and alphanumeric characters allowed.",
                          "key": "reference",
                          "value": "<string>"
                        },
                        {
                          "description": "Minimum amount to charge",
                          "key": "at_least",
                          "value": "<string>"
                        }
                      ]
                    },
                    "url": {
                      "raw": "{{baseUrl}}/transaction/partial_debit",
                      "host": [
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                      ],
                      "path": [
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                        "partial_debit"
                      ]
                    }
                  },
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                  "code": 500,
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          "protocolProfileBehavior": {
            "disableBodyPruning": true
          },
          "request": {
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            "header": [],
            "url": {
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              "host": [
                "{{baseUrl}}"
              ],
              "path": [
                "transaction"
              ],
              "query": [
                {
                  "description": "Number of records to fetch per page",
                  "key": "perPage",
                  "value": "<integer>"
                },
                {
                  "description": "The section to retrieve",
                  "key": "page",
                  "value": "<integer>"
                },
                {
                  "description": "The start date",
                  "key": "from",
                  "value": "<dateTime>"
                },
                {
                  "description": "The end date",
                  "key": "to",
                  "value": "<dateTime>"
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          },
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                    "description": "Added as a part of security scheme: bearer",
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                ],
                "url": {
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                  "host": [
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                  ],
                  "path": [
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                  ],
                  "query": [
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                    },
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                      "description": "The section to retrieve",
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                      "value": "<integer>"
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                      "description": "The start date",
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              "status": "OK",
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                    "key": "Authorization",
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                ],
                "url": {
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                    {
                      "key": "provider",
                      "value": "<string>"
                    },
                    {
                      "key": "type",
                      "value": "966"
                    },
                    {
                      "key": "provider",
                      "value": "ozow"
                    }
                  ]
                },
                "url": {
                  "raw": "{{baseUrl}}/charge",
                  "host": [
                    "{{baseUrl}}"
                  ],
                  "path": [
                    "charge"
                  ]
                }
              },
              "status": "Unauthorized",
              "code": 401,
              "_postman_previewlanguage": "text",
              "header": [],
              "cookie": [],
              "responseTime": null,
              "body": null,
              "createdAt": "2026-06-05T15:01:44.000Z",
              "updatedAt": "2026-06-05T15:01:44.000Z",
              "uid": "35240-b92be2b5-2d83-4a84-ac63-24f938201eb1"
            },
            {
              "id": "3a40dc1d-1480-4258-93f1-ae5501e31ed9",
              "name": "Server error",
              "originalRequest": {
                "method": "POST",
                "header": [
                  {
                    "key": "Content-Type",
                    "value": "application/x-www-form-urlencoded"
                  },
                  {
                    "description": "Added as a part of security scheme: bearer",
                    "key": "Authorization",
                    "value": "Bearer <token>"
                  }
                ],
                "body": {
                  "mode": "urlencoded",
                  "urlencoded": [
                    {
                      "description": "(Required) Customer's email address",
                      "key": "email",
                      "value": "<string>"
                    },
                    {
                      "description": "(Required) Amount should be in kobo if currency is NGN, pesewas, if currency is GHS, and cents, if currency is ZAR",
                      "key": "amount",
                      "value": "<string>"
                    },
                    {
                      "description": "An authorization code to charge.",
                      "key": "authorization_code",
                      "value": "<string>"
                    },
                    {
                      "description": "4-digit PIN (send with a non-reusable authorization code)",
                      "key": "pin",
                      "value": "<string>"
                    },
                    {
                      "description": "Unique transaction reference. Only -, .`, = and alphanumeric characters allowed.",
                      "key": "reference",
                      "value": "<string>"
                    },
                    {
                      "description": "The customer's birthday in the format YYYY-MM-DD e.g 2017-05-16",
                      "key": "birthday",
                      "value": "<dateTime>"
                    },
                    {
                      "description": "This is the unique identifier of the device a user uses in making payment. \nOnly -, .`, = and alphanumeric characters are allowed.",
                      "key": "device_id",
                      "value": "<string>"
                    },
                    {
                      "description": "Stringified JSON object of custom data",
                      "key": "metadata",
                      "value": "<string>"
                    },
                    {
                      "key": "code",
                      "value": "<string>"
                    },
                    {
                      "key": "account_number",
                      "value": "<string>"
                    },
                    {
                      "key": "phone",
                      "value": "<string>"
                    },
                    {
                      "key": "provider",
                      "value": "<string>"
                    },
                    {
                      "key": "type",
                      "value": "966"
                    },
                    {
                      "key": "provider",
                      "value": "ozow"
                    }
                  ]
                },
                "url": {
                  "raw": "{{baseUrl}}/charge",
                  "host": [
                    "{{baseUrl}}"
                  ],
                  "path": [
                    "charge"
                  ]
                }
              },
              "status": "Internal Server Error",
              "code": 500,
              "_postman_previewlanguage": "text",
              "header": [],
              "cookie": [],
              "responseTime": null,
              "body": null,
              "createdAt": "2026-06-05T15:01:44.000Z",
              "updatedAt": "2026-06-05T15:01:44.000Z",
              "uid": "35240-3a40dc1d-1480-4258-93f1-ae5501e31ed9"
            }
          ],
          "createdAt": "2026-06-05T15:01:44.000Z",
          "updatedAt": "2026-06-05T15:01:44.000Z",
          "uid": "35240-75de849d-be02-49ea-aa08-bfc415dfeea3"
        }
      ],
      "id": "908a6b70-577c-4e6e-afcd-cde585035481",
      "createdAt": "2026-06-05T15:01:44.000Z",
      "updatedAt": "2026-06-05T15:01:44.000Z",
      "uid": "35240-908a6b70-577c-4e6e-afcd-cde585035481"
    }
  ],
  "auth": {
    "type": "bearer",
    "bearer": [
      {
        "key": "token",
        "value": "{{bearerToken}}",
        "type": "string"
      }
    ]
  },
  "variable": [
    {
      "key": "baseUrl",
      "value": "https://api.paystack.co"
    }
  ]
}