{
  "info": {
    "_postman_id": "05da11c5-3cc0-4ac1-8cf8-4c1d94db29e6",
    "name": "Peach Payments Authentication Payouts API",
    "description": "Payment orchestration APIs for Peach Payments, a pan-African payment gateway (South Africa, Kenya, Mauritius). Covers OAuth authentication, Checkout (Hosted / Embedded / Embedded Express), the Payments API for server-to-server debits and refunds, Payment Links, Payouts, and Reconciliation. Card processing is PCI DSS Level 1 certified. Auth is OAuth 2.0 client-credentials (clientId + clientSecret + merchantId -> Bearer access_token) for Checkout / Payouts / Reconciliation, and an inline authentication object (userId + password + entityId) for the server-to-server Payments API.\n\nContact Support:\n Name: Peach Payments Developer Support",
    "schema": "https://schema.getpostman.com/json/collection/v2.1.0/collection.json",
    "createdAt": "2026-07-28T02:34:47.000Z",
    "updatedAt": "2026-07-28T02:34:47.000Z",
    "lastUpdatedBy": "35240",
    "uid": "35240-05da11c5-3cc0-4ac1-8cf8-4c1d94db29e6"
  },
  "item": [
    {
      "name": "payouts",
      "item": [
        {
          "name": "{payoutId}",
          "item": [
            {
              "name": "Query a payout.",
              "id": "51cb7919-3485-4566-bbb4-6764c16f70a4",
              "protocolProfileBehavior": {
                "disableBodyPruning": true
              },
              "request": {
                "auth": {
                  "type": "bearer",
                  "bearer": [
                    {
                      "key": "token",
                      "value": "{{bearerToken}}",
                      "type": "string"
                    }
                  ]
                },
                "method": "GET",
                "header": [
                  {
                    "key": "Accept",
                    "value": "application/json"
                  }
                ],
                "url": {
                  "raw": "{{baseUrl}}/payouts/:payoutId",
                  "host": [
                    "{{baseUrl}}"
                  ],
                  "path": [
                    "payouts",
                    ":payoutId"
                  ],
                  "variable": [
                    {
                      "id": "c5287040-6edf-408d-b85d-db63b464468e",
                      "key": "payoutId",
                      "value": "<string>",
                      "description": "(Required) "
                    }
                  ]
                },
                "description": "Retrieve the status and detail of a payout."
              },
              "response": [
                {
                  "id": "8c0a0d74-5db2-4f04-8af6-d2c20cacf8f3",
                  "name": "Payout detail.",
                  "originalRequest": {
                    "method": "GET",
                    "header": [
                      {
                        "key": "Accept",
                        "value": "application/json"
                      },
                      {
                        "description": "Added as a part of security scheme: bearer",
                        "key": "Authorization",
                        "value": "Bearer <token>"
                      }
                    ],
                    "url": {
                      "raw": "{{baseUrl}}/payouts/:payoutId",
                      "host": [
                        "{{baseUrl}}"
                      ],
                      "path": [
                        "payouts",
                        ":payoutId"
                      ],
                      "variable": [
                        {
                          "key": "payoutId"
                        }
                      ]
                    }
                  },
                  "status": "OK",
                  "code": 200,
                  "_postman_previewlanguage": "json",
                  "header": [
                    {
                      "key": "Content-Type",
                      "value": "application/json"
                    }
                  ],
                  "cookie": [],
                  "responseTime": null,
                  "body": "{\n  \"payoutId\": \"<string>\",\n  \"status\": \"<string>\",\n  \"amount\": \"<string>\",\n  \"currency\": \"<string>\"\n}",
                  "createdAt": "2026-07-28T02:34:47.000Z",
                  "updatedAt": "2026-07-28T02:34:47.000Z",
                  "uid": "35240-8c0a0d74-5db2-4f04-8af6-d2c20cacf8f3"
                },
                {
                  "id": "c4e52435-e3a2-4af0-b546-6d7a54a4b942",
                  "name": "Payout not found.",
                  "originalRequest": {
                    "method": "GET",
                    "header": [
                      {
                        "description": "Added as a part of security scheme: bearer",
                        "key": "Authorization",
                        "value": "Bearer <token>"
                      }
                    ],
                    "url": {
                      "raw": "{{baseUrl}}/payouts/:payoutId",
                      "host": [
                        "{{baseUrl}}"
                      ],
                      "path": [
                        "payouts",
                        ":payoutId"
                      ],
                      "variable": [
                        {
                          "key": "payoutId"
                        }
                      ]
                    }
                  },
                  "status": "Not Found",
                  "code": 404,
                  "_postman_previewlanguage": "text",
                  "header": [],
                  "cookie": [],
                  "responseTime": null,
                  "body": null,
                  "createdAt": "2026-07-28T02:34:47.000Z",
                  "updatedAt": "2026-07-28T02:34:47.000Z",
                  "uid": "35240-c4e52435-e3a2-4af0-b546-6d7a54a4b942"
                }
              ],
              "createdAt": "2026-07-28T02:34:47.000Z",
              "updatedAt": "2026-07-28T02:34:47.000Z",
              "uid": "35240-51cb7919-3485-4566-bbb4-6764c16f70a4"
            }
          ],
          "id": "992f7282-1c8a-46fc-9081-5d149f3963a0",
          "createdAt": "2026-07-28T02:34:47.000Z",
          "updatedAt": "2026-07-28T02:34:47.000Z",
          "uid": "35240-992f7282-1c8a-46fc-9081-5d149f3963a0"
        },
        {
          "name": "Create a payout.",
          "id": "12d1f353-956d-4958-a45b-61cd2e528c73",
          "protocolProfileBehavior": {
            "disableBodyPruning": true
          },
          "request": {
            "auth": {
              "type": "bearer",
              "bearer": [
                {
                  "key": "token",
                  "value": "{{bearerToken}}",
                  "type": "string"
                }
              ]
            },
            "method": "POST",
            "header": [
              {
                "key": "Content-Type",
                "value": "application/json"
              },
              {
                "key": "Accept",
                "value": "application/json"
              }
            ],
            "body": {
              "mode": "raw",
              "raw": "{\n  \"amount\": \"<string>\",\n  \"currency\": \"<string>\",\n  \"beneficiary\": {\n    \"accountNumber\": \"<string>\",\n    \"bankCode\": \"<string>\",\n    \"accountHolder\": \"<string>\"\n  },\n  \"merchantReference\": \"<string>\"\n}",
              "options": {
                "raw": {
                  "headerFamily": "json",
                  "language": "json"
                }
              }
            },
            "url": {
              "raw": "{{baseUrl}}/payouts",
              "host": [
                "{{baseUrl}}"
              ],
              "path": [
                "payouts"
              ]
            },
            "description": "Initiate a merchant payout to a verified bank account. Requires a Bearer access_token, amount, currency, and beneficiary bank details."
          },
          "response": [
            {
              "id": "c4fe0d95-d622-4de6-9d55-e1c1872c3517",
              "name": "Payout created.",
              "originalRequest": {
                "method": "POST",
                "header": [
                  {
                    "key": "Content-Type",
                    "value": "application/json"
                  },
                  {
                    "key": "Accept",
                    "value": "application/json"
                  },
                  {
                    "description": "Added as a part of security scheme: bearer",
                    "key": "Authorization",
                    "value": "Bearer <token>"
                  }
                ],
                "body": {
                  "mode": "raw",
                  "raw": "{\n  \"amount\": \"<string>\",\n  \"currency\": \"<string>\",\n  \"beneficiary\": {\n    \"accountNumber\": \"<string>\",\n    \"bankCode\": \"<string>\",\n    \"accountHolder\": \"<string>\"\n  },\n  \"merchantReference\": \"<string>\"\n}",
                  "options": {
                    "raw": {
                      "headerFamily": "json",
                      "language": "json"
                    }
                  }
                },
                "url": {
                  "raw": "{{baseUrl}}/payouts",
                  "host": [
                    "{{baseUrl}}"
                  ],
                  "path": [
                    "payouts"
                  ]
                }
              },
              "status": "OK",
              "code": 200,
              "_postman_previewlanguage": "json",
              "header": [
                {
                  "key": "Content-Type",
                  "value": "application/json"
                }
              ],
              "cookie": [],
              "responseTime": null,
              "body": "{\n  \"payoutId\": \"<string>\",\n  \"status\": \"<string>\",\n  \"amount\": \"<string>\",\n  \"currency\": \"<string>\"\n}",
              "createdAt": "2026-07-28T02:34:47.000Z",
              "updatedAt": "2026-07-28T02:34:47.000Z",
              "uid": "35240-c4fe0d95-d622-4de6-9d55-e1c1872c3517"
            },
            {
              "id": "aa1c21a7-0750-4a76-adc3-a89ade5f169c",
              "name": "Unauthorised.",
              "originalRequest": {
                "method": "POST",
                "header": [
                  {
                    "key": "Content-Type",
                    "value": "application/json"
                  },
                  {
                    "description": "Added as a part of security scheme: bearer",
                    "key": "Authorization",
                    "value": "Bearer <token>"
                  }
                ],
                "body": {
                  "mode": "raw",
                  "raw": "{\n  \"amount\": \"<string>\",\n  \"currency\": \"<string>\",\n  \"beneficiary\": {\n    \"accountNumber\": \"<string>\",\n    \"bankCode\": \"<string>\",\n    \"accountHolder\": \"<string>\"\n  },\n  \"merchantReference\": \"<string>\"\n}",
                  "options": {
                    "raw": {
                      "headerFamily": "json",
                      "language": "json"
                    }
                  }
                },
                "url": {
                  "raw": "{{baseUrl}}/payouts",
                  "host": [
                    "{{baseUrl}}"
                  ],
                  "path": [
                    "payouts"
                  ]
                }
              },
              "status": "Unauthorized",
              "code": 401,
              "_postman_previewlanguage": "text",
              "header": [],
              "cookie": [],
              "responseTime": null,
              "body": null,
              "createdAt": "2026-07-28T02:34:47.000Z",
              "updatedAt": "2026-07-28T02:34:47.000Z",
              "uid": "35240-aa1c21a7-0750-4a76-adc3-a89ade5f169c"
            }
          ],
          "createdAt": "2026-07-28T02:34:47.000Z",
          "updatedAt": "2026-07-28T02:34:47.000Z",
          "uid": "35240-12d1f353-956d-4958-a45b-61cd2e528c73"
        }
      ],
      "id": "98b9780a-94d1-46e3-ac5c-beea7706fd95",
      "createdAt": "2026-07-28T02:34:47.000Z",
      "updatedAt": "2026-07-28T02:34:47.000Z",
      "uid": "35240-98b9780a-94d1-46e3-ac5c-beea7706fd95"
    },
    {
      "name": "api",
      "item": [
        {
          "name": "accounts",
          "item": [
            {
              "name": "verify",
              "item": [
                {
                  "name": "Verify a bank account.",
                  "id": "96a45272-3a9f-474d-9431-5933435d2e52",
                  "protocolProfileBehavior": {
                    "disableBodyPruning": true
                  },
                  "request": {
                    "auth": {
                      "type": "bearer",
                      "bearer": [
                        {
                          "key": "token",
                          "value": "{{bearerToken}}",
                          "type": "string"
                        }
                      ]
                    },
                    "method": "POST",
                    "header": [
                      {
                        "key": "Content-Type",
                        "value": "application/json"
                      }
                    ],
                    "body": {
                      "mode": "raw",
                      "raw": "{\n  \"accountNumber\": \"<string>\",\n  \"bankCode\": \"<string>\",\n  \"accountHolder\": \"<string>\",\n  \"idNumber\": \"<string>\"\n}",
                      "options": {
                        "raw": {
                          "headerFamily": "json",
                          "language": "json"
                        }
                      }
                    },
                    "url": {
                      "raw": "{{baseUrl}}/api/accounts/verify",
                      "host": [
                        "{{baseUrl}}"
                      ],
                      "path": [
                        "api",
                        "accounts",
                        "verify"
                      ]
                    },
                    "description": "Verify a beneficiary bank account before creating a payout."
                  },
                  "response": [
                    {
                      "id": "bb6aca58-5123-4192-b08d-2b4c7b01f7a4",
                      "name": "Verification result.",
                      "originalRequest": {
                        "method": "POST",
                        "header": [
                          {
                            "key": "Content-Type",
                            "value": "application/json"
                          },
                          {
                            "description": "Added as a part of security scheme: bearer",
                            "key": "Authorization",
                            "value": "Bearer <token>"
                          }
                        ],
                        "body": {
                          "mode": "raw",
                          "raw": "{\n  \"accountNumber\": \"<string>\",\n  \"bankCode\": \"<string>\",\n  \"accountHolder\": \"<string>\",\n  \"idNumber\": \"<string>\"\n}",
                          "options": {
                            "raw": {
                              "headerFamily": "json",
                              "language": "json"
                            }
                          }
                        },
                        "url": {
                          "raw": "{{baseUrl}}/api/accounts/verify",
                          "host": [
                            "{{baseUrl}}"
                          ],
                          "path": [
                            "api",
                            "accounts",
                            "verify"
                          ]
                        }
                      },
                      "status": "OK",
                      "code": 200,
                      "_postman_previewlanguage": "text",
                      "header": [],
                      "cookie": [],
                      "responseTime": null,
                      "body": null,
                      "createdAt": "2026-07-28T02:34:47.000Z",
                      "updatedAt": "2026-07-28T02:34:47.000Z",
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                    }
                  ],
                  "createdAt": "2026-07-28T02:34:47.000Z",
                  "updatedAt": "2026-07-28T02:34:47.000Z",
                  "uid": "35240-96a45272-3a9f-474d-9431-5933435d2e52"
                }
              ],
              "id": "cd3a4f8c-3b3e-4d7d-9db4-61c5f95e99c2",
              "createdAt": "2026-07-28T02:34:47.000Z",
              "updatedAt": "2026-07-28T02:34:47.000Z",
              "uid": "35240-cd3a4f8c-3b3e-4d7d-9db4-61c5f95e99c2"
            }
          ],
          "id": "434056c3-9781-429e-884d-d6cb75848c2f",
          "createdAt": "2026-07-28T02:34:47.000Z",
          "updatedAt": "2026-07-28T02:34:47.000Z",
          "uid": "35240-434056c3-9781-429e-884d-d6cb75848c2f"
        }
      ],
      "id": "c3faeeb8-7deb-4edf-81db-a76472c5c06d",
      "createdAt": "2026-07-28T02:34:47.000Z",
      "updatedAt": "2026-07-28T02:34:47.000Z",
      "uid": "35240-c3faeeb8-7deb-4edf-81db-a76472c5c06d"
    }
  ],
  "variable": [
    {
      "key": "baseUrl",
      "value": "https://sandbox-dashboard.peachpayments.com"
    }
  ]
}