{ "info": { "_postman_id": "078377e6-0037-4df9-871a-ff997fdebd99", "name": "Plaid signal/", "description": "Needs description.\n\nContact Support:\n Name: Plaid Developer Team", "schema": "https://schema.getpostman.com/json/collection/v2.1.0/collection.json", "createdAt": "2026-07-28T02:37:11.000Z", "updatedAt": "2026-07-28T02:37:11.000Z", "lastUpdatedBy": "35240", "uid": "35240-078377e6-0037-4df9-871a-ff997fdebd99" }, "item": [ { "name": "processor", "item": [ { "name": "signal", "item": [ { "name": "evaluate", "item": [ { "name": "Plaid Evaluate a planned ACH transaction", "id": "327f2e04-9cc0-4e8d-a765-39ea7296ccf1", "protocolProfileBehavior": { "disableBodyPruning": true }, "request": { "method": "POST", "header": [ { "key": "Content-Type", "value": "application/json" }, { "key": "Accept", "value": "application/json" } ], "body": { "mode": "raw", "raw": "{\n \"value\": \"reference #/components/schemas/ProcessorSignalEvaluateRequest not found in the OpenAPI spec\"\n}", "options": { "raw": { "headerFamily": "json", "language": "json" } } }, "url": { "raw": "{{baseUrl}}/processor/signal/evaluate", "host": [ "{{baseUrl}}" ], "path": [ "processor", "signal", "evaluate" ] }, "description": "Use `/processor/signal/evaluate` to evaluate a planned ACH transaction as a processor to get a return risk assessment (such as a risk score and risk tier) and additional risk signals.\n\nIn order to obtain a valid score for an ACH transaction, Plaid must have an access token for the account, and the Item must be healthy (receiving product updates) or have recently been in a healthy state. If the transaction does not meet eligibility requirements, an error will be returned corresponding to the underlying cause. If `/processor/signal/evaluate` is called on the same transaction multiple times within a 24-hour period, cached results may be returned. For more information please refer to our error documentation on [item errors](/docs/errors/item/) and [Link in Update Mode](/docs/link/update-mode/).\n\nNote: This request may take some time to complete if Signal is being added to an existing Item. This is because Plaid must communicate directly with the institution when retrieving the data for the first time. To reduce this latency, you can call `/signal/prepare` on the Item before you need to request Signal data." }, "response": [ { "id": "3c2835a8-975c-4e0d-acdb-cb3e7a7532b8", "name": "OK", "originalRequest": { "method": "POST", "header": [ { "key": "Content-Type", "value": "application/json" }, { "key": "Accept", "value": "application/json" } ], "body": { "mode": "raw", "raw": "{\n \"value\": \"reference #/components/schemas/ProcessorSignalEvaluateRequest not found in the OpenAPI spec\"\n}", "options": { "raw": { "headerFamily": "json", "language": "json" } } }, "url": { "raw": "{{baseUrl}}/processor/signal/evaluate", "host": [ "{{baseUrl}}" ], "path": [ "processor", "signal", "evaluate" ] } }, "status": "OK", "code": 200, "_postman_previewlanguage": "json", "header": [ { "key": "Content-Type", "value": "application/json" } ], "cookie": [], "responseTime": null, "body": "{\n \"request_id\": {\n \"value\": \"reference #/components/schemas/RequestID not found in the OpenAPI spec\"\n },\n \"scores\": {\n \"value\": \"reference #/components/schemas/SignalScores not found in the OpenAPI spec\"\n },\n \"core_attributes\": {\n \"value\": \"reference #/components/schemas/SignalEvaluateCoreAttributes not found in the OpenAPI spec\"\n },\n \"warnings\": [\n {\n \"value\": \"reference #/components/schemas/SignalWarning not found in the OpenAPI spec\"\n },\n {\n \"value\": \"reference #/components/schemas/SignalWarning not found in the OpenAPI spec\"\n }\n ]\n}", "createdAt": "2026-07-28T02:37:11.000Z", "updatedAt": "2026-07-28T02:37:11.000Z", "uid": "35240-3c2835a8-975c-4e0d-acdb-cb3e7a7532b8" }, { "id": "02cb11f3-2840-4d41-85be-575e8739a081", "name": "Error response.", "originalRequest": { "method": "POST", "header": [ { "key": "Content-Type", "value": "application/json" }, { "key": "Accept", "value": "application/json" } ], "body": { "mode": "raw", "raw": "{\n \"value\": \"reference #/components/schemas/ProcessorSignalEvaluateRequest not found in the OpenAPI spec\"\n}", "options": { "raw": { "headerFamily": "json", "language": "json" } } }, "url": { "raw": "{{baseUrl}}/processor/signal/evaluate", "host": [ "{{baseUrl}}" ], "path": [ "processor", "signal", "evaluate" ] } }, "status": "Internal Server Error", "code": 500, "_postman_previewlanguage": "json", "header": [ { "key": "Content-Type", "value": "application/json" } ], "cookie": [], "responseTime": null, "body": "{\n \"error_type\": {\n \"value\": \"reference #/components/schemas/PlaidErrorType not found in the OpenAPI spec\"\n },\n \"error_code\": \"\",\n \"error_message\": \"\",\n \"display_message\": \"\",\n \"request_id\": \"\",\n \"status\": \"\",\n \"documentation_url\": \"\",\n \"suggested_action\": \"\"\n}", "createdAt": "2026-07-28T02:37:11.000Z", "updatedAt": "2026-07-28T02:37:11.000Z", "uid": "35240-02cb11f3-2840-4d41-85be-575e8739a081" } ], "createdAt": "2026-07-28T02:37:11.000Z", "updatedAt": "2026-07-28T02:37:11.000Z", "uid": "35240-327f2e04-9cc0-4e8d-a765-39ea7296ccf1" } ], "id": "9b121eed-8f40-4fd7-9eb2-7071ff9d1a5a", "createdAt": "2026-07-28T02:37:11.000Z", "updatedAt": "2026-07-28T02:37:11.000Z", "uid": "35240-9b121eed-8f40-4fd7-9eb2-7071ff9d1a5a" }, { "name": "decision", "item": [ { "name": "report", "item": [ { "name": "Plaid Report whether you initiated an ACH transaction", "id": "3f6e9c45-de39-4baf-93e6-1cc48f61be26", "protocolProfileBehavior": { "disableBodyPruning": true }, "request": { "method": "POST", "header": [ { "key": "Content-Type", "value": "application/json" }, { "key": "Accept", "value": "application/json" } ], "body": { "mode": "raw", "raw": "{\n \"value\": \"reference #/components/schemas/ProcessorSignalDecisionReportRequest not found in the OpenAPI spec\"\n}", "options": { "raw": { "headerFamily": "json", "language": "json" } } }, "url": { "raw": "{{baseUrl}}/processor/signal/decision/report", "host": [ "{{baseUrl}}" ], "path": [ "processor", "signal", "decision", "report" ] }, "description": "After calling `/processor/signal/evaluate`, call `/processor/signal/decision/report` to report whether the transaction was initiated.\n\nIf you are using the [Plaid Transfer product](https://www.plaid.com/docs/transfer) to create transfers, it is not necessary to use this endpoint, as Plaid already knows whether the transfer was initiated." }, "response": [ { "id": "dc99d0af-328c-4862-a785-a98805168a2f", "name": "OK", "originalRequest": { "method": "POST", "header": [ { "key": "Content-Type", "value": "application/json" }, { "key": "Accept", "value": "application/json" } ], "body": { "mode": "raw", "raw": "{\n \"value\": \"reference #/components/schemas/ProcessorSignalDecisionReportRequest not found in the OpenAPI spec\"\n}", "options": { "raw": { "headerFamily": "json", "language": "json" } } }, "url": { "raw": "{{baseUrl}}/processor/signal/decision/report", "host": [ "{{baseUrl}}" ], "path": [ "processor", "signal", "decision", "report" ] } }, "status": "OK", "code": 200, "_postman_previewlanguage": "json", "header": [ { "key": "Content-Type", "value": "application/json" } ], "cookie": [], "responseTime": null, "body": "{\n \"request_id\": {\n \"value\": \"reference #/components/schemas/RequestID not found in the OpenAPI spec\"\n }\n}", "createdAt": "2026-07-28T02:37:11.000Z", "updatedAt": "2026-07-28T02:37:11.000Z", "uid": "35240-dc99d0af-328c-4862-a785-a98805168a2f" }, { "id": "f0c10134-65f8-4d33-9178-3a797dedbe29", "name": "Error response.", "originalRequest": { "method": "POST", "header": [ { "key": "Content-Type", "value": "application/json" }, { "key": "Accept", "value": "application/json" } ], "body": { "mode": "raw", "raw": "{\n \"value\": \"reference #/components/schemas/ProcessorSignalDecisionReportRequest not found in the OpenAPI spec\"\n}", "options": { "raw": { "headerFamily": "json", "language": "json" } } }, "url": { "raw": "{{baseUrl}}/processor/signal/decision/report", "host": [ "{{baseUrl}}" ], "path": [ "processor", "signal", "decision", "report" ] } }, "status": "Internal Server Error", "code": 500, "_postman_previewlanguage": "json", "header": [ { "key": "Content-Type", "value": "application/json" } ], "cookie": [], "responseTime": null, "body": "{\n \"error_type\": {\n \"value\": \"reference #/components/schemas/PlaidErrorType not found in the OpenAPI spec\"\n },\n \"error_code\": \"\",\n \"error_message\": \"\",\n \"display_message\": \"\",\n \"request_id\": \"\",\n \"status\": \"\",\n \"documentation_url\": \"\",\n \"suggested_action\": \"\"\n}", "createdAt": "2026-07-28T02:37:11.000Z", "updatedAt": "2026-07-28T02:37:11.000Z", "uid": "35240-f0c10134-65f8-4d33-9178-3a797dedbe29" } ], "createdAt": "2026-07-28T02:37:11.000Z", "updatedAt": "2026-07-28T02:37:11.000Z", "uid": "35240-3f6e9c45-de39-4baf-93e6-1cc48f61be26" } ], "id": "d5a74697-1e8e-4b97-848d-681693b0237c", "createdAt": "2026-07-28T02:37:11.000Z", "updatedAt": "2026-07-28T02:37:11.000Z", "uid": "35240-d5a74697-1e8e-4b97-848d-681693b0237c" } ], "id": "a04a3026-1ca5-4599-8c3d-c281a8129597", "createdAt": "2026-07-28T02:37:11.000Z", "updatedAt": "2026-07-28T02:37:11.000Z", "uid": "35240-a04a3026-1ca5-4599-8c3d-c281a8129597" }, { "name": "return", "item": [ { "name": "report", "item": [ { "name": "Plaid Report a return for an ACH transaction", "id": "ca9d5173-cff4-4c7f-b8fe-b5bd9636f8ff", "protocolProfileBehavior": { "disableBodyPruning": true }, "request": { "method": "POST", "header": [ { "key": "Content-Type", "value": "application/json" }, { "key": "Accept", "value": "application/json" } ], "body": { "mode": "raw", "raw": "{\n \"value\": \"reference #/components/schemas/ProcessorSignalReturnReportRequest not found in the OpenAPI spec\"\n}", "options": { "raw": { "headerFamily": "json", "language": "json" } } }, "url": { "raw": "{{baseUrl}}/processor/signal/return/report", "host": [ "{{baseUrl}}" ], "path": [ "processor", "signal", "return", "report" ] }, "description": "Call the `/processor/signal/return/report` endpoint to report a returned transaction that was previously sent to the `/processor/signal/evaluate` endpoint. Your feedback will be used by the model to incorporate the latest risk trend in your portfolio.\n\nIf you are using the [Plaid Transfer product](https://www.plaid.com/docs/transfer) to create transfers, it is not necessary to use this endpoint, as Plaid already knows whether the transfer was returned." }, "response": [ { "id": "6b686795-6eda-493f-9cb7-a1d4db1aaccd", "name": "OK", "originalRequest": { "method": "POST", "header": [ { "key": "Content-Type", "value": "application/json" }, { "key": "Accept", "value": "application/json" } ], "body": { "mode": "raw", "raw": "{\n \"value\": \"reference #/components/schemas/ProcessorSignalReturnReportRequest not found in the OpenAPI spec\"\n}", "options": { "raw": { "headerFamily": "json", "language": "json" } } }, "url": { "raw": "{{baseUrl}}/processor/signal/return/report", "host": [ "{{baseUrl}}" ], "path": [ "processor", "signal", "return", "report" ] } }, "status": "OK", "code": 200, "_postman_previewlanguage": "json", "header": [ { "key": "Content-Type", "value": "application/json" } ], "cookie": [], "responseTime": null, "body": "{\n \"request_id\": {\n \"value\": \"reference #/components/schemas/RequestID not found in the OpenAPI spec\"\n }\n}", "createdAt": "2026-07-28T02:37:11.000Z", "updatedAt": "2026-07-28T02:37:11.000Z", "uid": "35240-6b686795-6eda-493f-9cb7-a1d4db1aaccd" }, { "id": "48880abc-93b3-4f9f-ad17-54c152a5ca11", "name": "Error response.", "originalRequest": { "method": "POST", "header": [ { "key": "Content-Type", "value": "application/json" }, { "key": "Accept", "value": "application/json" } ], "body": { "mode": "raw", "raw": "{\n \"value\": \"reference #/components/schemas/ProcessorSignalReturnReportRequest not found in the OpenAPI spec\"\n}", "options": { "raw": { "headerFamily": "json", "language": "json" } } }, "url": { "raw": "{{baseUrl}}/processor/signal/return/report", "host": [ "{{baseUrl}}" ], "path": [ "processor", "signal", "return", "report" ] } }, "status": "Internal Server Error", "code": 500, "_postman_previewlanguage": "json", "header": [ { "key": "Content-Type", "value": "application/json" } ], "cookie": [], "responseTime": null, "body": "{\n \"error_type\": {\n \"value\": \"reference #/components/schemas/PlaidErrorType not found in the OpenAPI spec\"\n },\n \"error_code\": \"\",\n \"error_message\": \"\",\n \"display_message\": \"\",\n \"request_id\": \"\",\n \"status\": \"\",\n \"documentation_url\": \"\",\n \"suggested_action\": \"\"\n}", "createdAt": "2026-07-28T02:37:11.000Z", "updatedAt": "2026-07-28T02:37:11.000Z", "uid": "35240-48880abc-93b3-4f9f-ad17-54c152a5ca11" } ], "createdAt": "2026-07-28T02:37:11.000Z", "updatedAt": "2026-07-28T02:37:11.000Z", "uid": "35240-ca9d5173-cff4-4c7f-b8fe-b5bd9636f8ff" } ], "id": "eb7f3073-4cdc-4197-9547-e18bfa17f7a3", "createdAt": "2026-07-28T02:37:11.000Z", "updatedAt": "2026-07-28T02:37:11.000Z", "uid": "35240-eb7f3073-4cdc-4197-9547-e18bfa17f7a3" } ], "id": "755f94a5-c5a4-48d5-a62a-89ab836ffd21", "createdAt": "2026-07-28T02:37:11.000Z", "updatedAt": "2026-07-28T02:37:11.000Z", "uid": "35240-755f94a5-c5a4-48d5-a62a-89ab836ffd21" }, { "name": "prepare", "item": [ { "name": "Plaid Opt-in a processor token to Signal", "id": "99048c35-f085-418b-85bc-d2df03f9b38d", "protocolProfileBehavior": { "disableBodyPruning": true }, "request": { "method": "POST", "header": [ { "key": "Content-Type", "value": "application/json" }, { "key": "Accept", "value": "application/json" } ], "body": { "mode": "raw", "raw": "{\n \"value\": \"reference #/components/schemas/ProcessorSignalPrepareRequest not found in the OpenAPI spec\"\n}", "options": { "raw": { "headerFamily": "json", "language": "json" } } }, "url": { "raw": "{{baseUrl}}/processor/signal/prepare", "host": [ "{{baseUrl}}" ], "path": [ "processor", "signal", "prepare" ] }, "description": "When a processor token is not initialized with Signal, call `/processor/signal/prepare` to opt-in that processor token to the Signal data collection process, which will improve the accuracy of the Signal score.\n\nIf this endpoint is called with a processor token that is already initialized with Signal, it will return a 200 response and will not modify the processor token." }, "response": [ { "id": "1fe8a792-256b-4435-a4fa-f595ab544aee", "name": "OK", "originalRequest": { "method": "POST", "header": [ { "key": "Content-Type", "value": "application/json" }, { "key": "Accept", "value": "application/json" } ], "body": { "mode": "raw", "raw": "{\n \"value\": \"reference #/components/schemas/ProcessorSignalPrepareRequest not found in the OpenAPI spec\"\n}", "options": { "raw": { "headerFamily": "json", "language": "json" } } }, "url": { "raw": "{{baseUrl}}/processor/signal/prepare", "host": [ "{{baseUrl}}" ], "path": [ "processor", "signal", "prepare" ] } }, "status": "OK", "code": 200, "_postman_previewlanguage": "json", "header": [ { "key": "Content-Type", "value": "application/json" } ], "cookie": [], "responseTime": null, "body": "{\n \"request_id\": {\n \"value\": \"reference #/components/schemas/RequestID not found in the OpenAPI spec\"\n }\n}", "createdAt": "2026-07-28T02:37:11.000Z", "updatedAt": "2026-07-28T02:37:11.000Z", "uid": "35240-1fe8a792-256b-4435-a4fa-f595ab544aee" }, { "id": "1d82de51-ba50-410f-ae50-7982604bba08", "name": "Error response.", "originalRequest": { "method": "POST", "header": [ { "key": "Content-Type", "value": "application/json" }, { "key": "Accept", "value": "application/json" } ], "body": { "mode": "raw", "raw": "{\n \"value\": \"reference #/components/schemas/ProcessorSignalPrepareRequest not found in the OpenAPI spec\"\n}", "options": { "raw": { "headerFamily": "json", "language": "json" } } }, "url": { "raw": "{{baseUrl}}/processor/signal/prepare", "host": [ "{{baseUrl}}" ], "path": [ "processor", "signal", "prepare" ] } }, "status": "Internal Server Error", "code": 500, "_postman_previewlanguage": "json", "header": [ { "key": "Content-Type", "value": "application/json" } ], "cookie": [], "responseTime": null, "body": "{\n \"error_type\": {\n \"value\": \"reference #/components/schemas/PlaidErrorType not found in the OpenAPI spec\"\n },\n \"error_code\": \"\",\n \"error_message\": \"\",\n \"display_message\": \"\",\n \"request_id\": \"\",\n \"status\": \"\",\n \"documentation_url\": \"\",\n \"suggested_action\": \"\"\n}", "createdAt": "2026-07-28T02:37:11.000Z", "updatedAt": "2026-07-28T02:37:11.000Z", "uid": "35240-1d82de51-ba50-410f-ae50-7982604bba08" } ], "createdAt": "2026-07-28T02:37:11.000Z", "updatedAt": "2026-07-28T02:37:11.000Z", "uid": "35240-99048c35-f085-418b-85bc-d2df03f9b38d" } ], "id": "46f76b9c-3f7c-4cc5-8d38-5b0a3c86af46", "createdAt": "2026-07-28T02:37:11.000Z", "updatedAt": "2026-07-28T02:37:11.000Z", "uid": "35240-46f76b9c-3f7c-4cc5-8d38-5b0a3c86af46" } ], "id": "c17543b3-2c94-4a31-bb65-4731534e07e3", "createdAt": "2026-07-28T02:37:11.000Z", "updatedAt": "2026-07-28T02:37:11.000Z", "uid": "35240-c17543b3-2c94-4a31-bb65-4731534e07e3" } ], "id": "26bb622c-8bfb-4d3b-b5c9-899713a0120d", "createdAt": "2026-07-28T02:37:11.000Z", "updatedAt": "2026-07-28T02:37:11.000Z", "uid": "35240-26bb622c-8bfb-4d3b-b5c9-899713a0120d" }, { "name": "signal", "item": [ { "name": "evaluate", "item": [ { "name": "Plaid Evaluate a planned ACH transaction", "id": "f04bbc41-3804-4cf6-8323-6e3a183f5265", "protocolProfileBehavior": { "disableBodyPruning": true }, "request": { "method": "POST", "header": [ { "key": "Content-Type", "value": "application/json" }, { "key": "Accept", "value": "application/json" } ], "body": { "mode": "raw", "raw": "{\n \"value\": \"reference #/components/schemas/SignalEvaluateRequest not found in the OpenAPI spec\"\n}", "options": { "raw": { "headerFamily": "json", "language": "json" } } }, "url": { "raw": "{{baseUrl}}/signal/evaluate", "host": [ "{{baseUrl}}" ], "path": [ "signal", "evaluate" ] }, "description": "Use `/signal/evaluate` to evaluate a planned ACH transaction to get a return risk assessment (such as a risk score and risk tier) and additional risk signals.\n\nIn order to obtain a valid score for an ACH transaction, Plaid must have an access token for the account, and the Item must be healthy (receiving product updates) or have recently been in a healthy state. If the transaction does not meet eligibility requirements, an error will be returned corresponding to the underlying cause. If `/signal/evaluate` is called on the same transaction multiple times within a 24-hour period, cached results may be returned. For more information please refer to the error documentation on [Item errors](/docs/errors/item/) and [Link in Update Mode](/docs/link/update-mode/).\n\nNote: This request may take some time to complete if Signal is being added to an existing Item. This is because Plaid must communicate directly with the institution when retrieving the data for the first time." }, "response": [ { "id": "d0c7d18f-141e-4ae7-a1f1-34df7cfe400c", "name": "OK", "originalRequest": { "method": "POST", "header": [ { "key": "Content-Type", "value": "application/json" }, { "key": "Accept", "value": "application/json" } ], "body": { "mode": "raw", "raw": "{\n \"value\": \"reference #/components/schemas/SignalEvaluateRequest not found in the OpenAPI spec\"\n}", "options": { "raw": { "headerFamily": "json", "language": "json" } } }, "url": { "raw": "{{baseUrl}}/signal/evaluate", "host": [ "{{baseUrl}}" ], "path": [ "signal", "evaluate" ] } }, "status": "OK", "code": 200, "_postman_previewlanguage": "json", "header": [ { "key": "Content-Type", "value": "application/json" } ], "cookie": [], "responseTime": null, "body": "{\n \"request_id\": {\n \"value\": \"reference #/components/schemas/RequestID not found in the OpenAPI spec\"\n },\n \"scores\": {\n \"value\": \"reference #/components/schemas/SignalScores not found in the OpenAPI spec\"\n },\n \"warnings\": [\n {\n \"value\": \"reference #/components/schemas/SignalWarning not found in the OpenAPI spec\"\n },\n {\n \"value\": \"reference #/components/schemas/SignalWarning not found in the OpenAPI spec\"\n }\n ],\n \"core_attributes\": {\n \"value\": \"reference #/components/schemas/SignalEvaluateCoreAttributes not found in the OpenAPI spec\"\n },\n \"risk_profile\": {\n \"value\": \"reference #/components/schemas/RiskProfile not found in the OpenAPI spec\"\n }\n}", "createdAt": "2026-07-28T02:37:11.000Z", "updatedAt": "2026-07-28T02:37:11.000Z", "uid": "35240-d0c7d18f-141e-4ae7-a1f1-34df7cfe400c" }, { "id": "56c98255-60b4-423b-b59b-d0181077c512", "name": "Error response.", "originalRequest": { "method": "POST", "header": [ { "key": "Content-Type", "value": "application/json" }, { "key": "Accept", "value": "application/json" } ], "body": { "mode": "raw", "raw": "{\n \"value\": \"reference #/components/schemas/SignalEvaluateRequest not found in the OpenAPI spec\"\n}", "options": { "raw": { "headerFamily": "json", "language": "json" } } }, "url": { "raw": "{{baseUrl}}/signal/evaluate", "host": [ "{{baseUrl}}" ], "path": [ "signal", "evaluate" ] } }, "status": "Internal Server Error", "code": 500, "_postman_previewlanguage": "json", "header": [ { "key": "Content-Type", "value": "application/json" } ], "cookie": [], "responseTime": null, "body": "{\n \"error_type\": {\n \"value\": \"reference #/components/schemas/PlaidErrorType not found in the OpenAPI spec\"\n },\n \"error_code\": \"\",\n \"error_message\": \"\",\n \"display_message\": \"\",\n \"request_id\": \"\",\n \"status\": \"\",\n \"documentation_url\": \"\",\n \"suggested_action\": \"\"\n}", "createdAt": "2026-07-28T02:37:11.000Z", "updatedAt": "2026-07-28T02:37:11.000Z", "uid": "35240-56c98255-60b4-423b-b59b-d0181077c512" } ], "createdAt": "2026-07-28T02:37:11.000Z", "updatedAt": "2026-07-28T02:37:11.000Z", "uid": "35240-f04bbc41-3804-4cf6-8323-6e3a183f5265" } ], "id": "08e8807c-7cb5-47eb-a782-9f4215764e06", "createdAt": "2026-07-28T02:37:11.000Z", "updatedAt": "2026-07-28T02:37:11.000Z", "uid": "35240-08e8807c-7cb5-47eb-a782-9f4215764e06" }, { "name": "decision", "item": [ { "name": "report", "item": [ { "name": "Plaid Report whether you initiated an ACH transaction", "id": "48230ece-ded4-42d9-a46e-55a7fea01fb5", "protocolProfileBehavior": { "disableBodyPruning": true }, "request": { "method": "POST", "header": [ { "key": "Content-Type", "value": "application/json" }, { "key": "Accept", "value": "application/json" } ], "body": { "mode": "raw", "raw": "{\n \"value\": \"reference #/components/schemas/SignalDecisionReportRequest not found in the OpenAPI spec\"\n}", "options": { "raw": { "headerFamily": "json", "language": "json" } } }, "url": { "raw": "{{baseUrl}}/signal/decision/report", "host": [ "{{baseUrl}}" ], "path": [ "signal", "decision", "report" ] }, "description": "After calling `/signal/evaluate`, call `/signal/decision/report` to report whether the transaction was initiated." }, "response": [ { "id": "063a093e-6e9d-4f2a-81fd-c5700fe8bada", "name": "OK", "originalRequest": { "method": "POST", "header": [ { "key": "Content-Type", "value": "application/json" }, { "key": "Accept", "value": "application/json" } ], "body": { "mode": "raw", "raw": "{\n \"value\": \"reference #/components/schemas/SignalDecisionReportRequest not found in the OpenAPI spec\"\n}", "options": { "raw": { "headerFamily": "json", "language": "json" } } }, "url": { "raw": "{{baseUrl}}/signal/decision/report", "host": [ "{{baseUrl}}" ], "path": [ "signal", "decision", "report" ] } }, "status": "OK", "code": 200, "_postman_previewlanguage": "json", "header": [ { "key": "Content-Type", "value": "application/json" } ], "cookie": [], "responseTime": null, "body": "{\n \"request_id\": {\n \"value\": \"reference #/components/schemas/RequestID not found in the OpenAPI spec\"\n }\n}", "createdAt": "2026-07-28T02:37:11.000Z", "updatedAt": "2026-07-28T02:37:11.000Z", "uid": "35240-063a093e-6e9d-4f2a-81fd-c5700fe8bada" }, { "id": "559d04ab-f4c6-4850-8558-e5c9d1ea1d55", "name": "Error response.", "originalRequest": { "method": "POST", "header": [ { "key": "Content-Type", "value": "application/json" }, { "key": "Accept", "value": "application/json" } ], "body": { "mode": "raw", "raw": "{\n \"value\": \"reference #/components/schemas/SignalDecisionReportRequest not found in the OpenAPI spec\"\n}", "options": { "raw": { "headerFamily": "json", "language": "json" } } }, "url": { "raw": "{{baseUrl}}/signal/decision/report", "host": [ "{{baseUrl}}" ], "path": [ "signal", "decision", "report" ] } }, "status": "Internal Server Error", "code": 500, "_postman_previewlanguage": "json", "header": [ { "key": "Content-Type", "value": "application/json" } ], "cookie": [], "responseTime": null, "body": "{\n \"error_type\": {\n \"value\": \"reference #/components/schemas/PlaidErrorType not found in the OpenAPI spec\"\n },\n \"error_code\": \"\",\n \"error_message\": \"\",\n \"display_message\": \"\",\n \"request_id\": \"\",\n \"status\": \"\",\n \"documentation_url\": \"\",\n \"suggested_action\": \"\"\n}", "createdAt": "2026-07-28T02:37:11.000Z", "updatedAt": "2026-07-28T02:37:11.000Z", "uid": "35240-559d04ab-f4c6-4850-8558-e5c9d1ea1d55" } ], "createdAt": "2026-07-28T02:37:11.000Z", "updatedAt": "2026-07-28T02:37:11.000Z", "uid": "35240-48230ece-ded4-42d9-a46e-55a7fea01fb5" } ], "id": "33a9fa68-3db8-40ae-9ed7-11f24c09b0b6", "createdAt": "2026-07-28T02:37:11.000Z", "updatedAt": "2026-07-28T02:37:11.000Z", "uid": "35240-33a9fa68-3db8-40ae-9ed7-11f24c09b0b6" } ], "id": "67f38cf7-6eb7-488f-bdd9-ad3e84d48c6d", "createdAt": "2026-07-28T02:37:11.000Z", "updatedAt": "2026-07-28T02:37:11.000Z", "uid": "35240-67f38cf7-6eb7-488f-bdd9-ad3e84d48c6d" }, { "name": "return", "item": [ { "name": "report", "item": [ { "name": "Plaid Report a return for an ACH transaction", "id": "adfa8941-b265-4354-a124-5e102d644fcc", "protocolProfileBehavior": { "disableBodyPruning": true }, "request": { "method": "POST", "header": [ { "key": "Content-Type", "value": "application/json" }, { "key": "Accept", "value": "application/json" } ], "body": { "mode": "raw", "raw": "{\n \"value\": \"reference #/components/schemas/SignalReturnReportRequest not found in the OpenAPI spec\"\n}", "options": { "raw": { "headerFamily": "json", "language": "json" } } }, "url": { "raw": "{{baseUrl}}/signal/return/report", "host": [ "{{baseUrl}}" ], "path": [ "signal", "return", "report" ] }, "description": "Call the `/signal/return/report` endpoint to report a returned transaction that was previously sent to the `/signal/evaluate` endpoint. Your feedback will be used by the model to incorporate the latest risk trend in your portfolio." }, "response": [ { "id": "bf21ca70-f1b1-43c8-a6e1-8178942bb88c", "name": "OK", "originalRequest": { "method": "POST", "header": [ { "key": "Content-Type", "value": "application/json" }, { "key": "Accept", "value": "application/json" } ], "body": { "mode": "raw", "raw": "{\n \"value\": \"reference #/components/schemas/SignalReturnReportRequest not found in the OpenAPI spec\"\n}", "options": { "raw": { "headerFamily": "json", "language": "json" } } }, "url": { "raw": "{{baseUrl}}/signal/return/report", "host": [ "{{baseUrl}}" ], "path": [ "signal", "return", "report" ] } }, "status": "OK", "code": 200, "_postman_previewlanguage": "json", "header": [ { "key": "Content-Type", "value": "application/json" } ], "cookie": [], "responseTime": null, "body": "{\n \"request_id\": {\n \"value\": \"reference #/components/schemas/RequestID not found in the OpenAPI spec\"\n }\n}", "createdAt": "2026-07-28T02:37:11.000Z", "updatedAt": "2026-07-28T02:37:11.000Z", "uid": "35240-bf21ca70-f1b1-43c8-a6e1-8178942bb88c" }, { "id": "fbf88649-eb2d-4832-95dd-301077e05247", "name": "Error response.", "originalRequest": { "method": "POST", "header": [ { "key": "Content-Type", "value": "application/json" }, { "key": "Accept", "value": "application/json" } ], "body": { "mode": "raw", "raw": "{\n \"value\": \"reference #/components/schemas/SignalReturnReportRequest not found in the OpenAPI spec\"\n}", "options": { "raw": { "headerFamily": "json", "language": "json" } } }, "url": { "raw": "{{baseUrl}}/signal/return/report", "host": [ "{{baseUrl}}" ], "path": [ "signal", "return", "report" ] } }, "status": "Internal Server Error", "code": 500, "_postman_previewlanguage": "json", "header": [ { "key": "Content-Type", "value": "application/json" } ], "cookie": [], "responseTime": null, "body": "{\n \"error_type\": {\n \"value\": \"reference #/components/schemas/PlaidErrorType not found in the OpenAPI spec\"\n },\n \"error_code\": \"\",\n \"error_message\": \"\",\n \"display_message\": \"\",\n \"request_id\": \"\",\n \"status\": \"\",\n \"documentation_url\": \"\",\n \"suggested_action\": \"\"\n}", "createdAt": "2026-07-28T02:37:11.000Z", "updatedAt": "2026-07-28T02:37:11.000Z", "uid": "35240-fbf88649-eb2d-4832-95dd-301077e05247" } ], "createdAt": "2026-07-28T02:37:11.000Z", "updatedAt": "2026-07-28T02:37:11.000Z", "uid": "35240-adfa8941-b265-4354-a124-5e102d644fcc" } ], "id": "f764bf30-e033-49fb-9184-ced3c39feaaf", "createdAt": "2026-07-28T02:37:11.000Z", "updatedAt": "2026-07-28T02:37:11.000Z", "uid": "35240-f764bf30-e033-49fb-9184-ced3c39feaaf" } ], "id": "2ecfa23a-9501-49f5-83a9-4a14b7ba55fe", "createdAt": "2026-07-28T02:37:11.000Z", "updatedAt": "2026-07-28T02:37:11.000Z", "uid": "35240-2ecfa23a-9501-49f5-83a9-4a14b7ba55fe" }, { "name": "prepare", "item": [ { "name": "Plaid Opt-in an Item to Signal", "id": "03678e70-191b-4d9b-bdab-90ba4af9b51d", "protocolProfileBehavior": { "disableBodyPruning": true }, "request": { "method": "POST", "header": [ { "key": "Content-Type", "value": "application/json" }, { "key": "Accept", "value": "application/json" } ], "body": { "mode": "raw", "raw": "{\n \"value\": \"reference #/components/schemas/SignalPrepareRequest not found in the OpenAPI spec\"\n}", "options": { "raw": { "headerFamily": "json", "language": "json" } } }, "url": { "raw": "{{baseUrl}}/signal/prepare", "host": [ "{{baseUrl}}" ], "path": [ "signal", "prepare" ] }, "description": "When Link is not initialized with Signal, call `/signal/prepare` to opt-in that Item to the Signal data collection process, developing a Signal score.\n\nIf run on an Item that is already initialized with Signal, this endpoint will return a 200 response and will not modify the Item." }, "response": [ { "id": "3764bfc3-2b0b-4ce2-9c26-b74649e3fef2", "name": "OK", "originalRequest": { "method": "POST", "header": [ { "key": "Content-Type", "value": "application/json" }, { "key": "Accept", "value": "application/json" } ], "body": { "mode": "raw", "raw": "{\n \"value\": \"reference #/components/schemas/SignalPrepareRequest not found in the OpenAPI spec\"\n}", "options": { "raw": { "headerFamily": "json", "language": "json" } } }, "url": { "raw": "{{baseUrl}}/signal/prepare", "host": [ "{{baseUrl}}" ], "path": [ "signal", "prepare" ] } }, "status": "OK", "code": 200, "_postman_previewlanguage": "json", "header": [ { "key": "Content-Type", "value": "application/json" } ], "cookie": [], "responseTime": null, "body": "{\n \"request_id\": {\n \"value\": \"reference #/components/schemas/RequestID not found in the OpenAPI spec\"\n }\n}", "createdAt": "2026-07-28T02:37:11.000Z", "updatedAt": "2026-07-28T02:37:11.000Z", "uid": "35240-3764bfc3-2b0b-4ce2-9c26-b74649e3fef2" }, { "id": "3ba77eda-3816-4aad-8cd0-8435ad26e24e", "name": "Error response.", "originalRequest": { "method": "POST", "header": [ { "key": "Content-Type", "value": 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