{
  "info": {
    "_postman_id": "bdc4ca01-73b0-4f35-892e-c8d83ac10c70",
    "name": "Authentication ACH Returns Merchant Applications API",
    "description": "This resource is used for authentication actions\n\nContact Support:\n Name: Rainforest\n Email: support@rainforestpay.com",
    "schema": "https://schema.getpostman.com/json/collection/v2.1.0/collection.json",
    "createdAt": "2026-07-28T02:43:36.000Z",
    "updatedAt": "2026-07-28T02:43:36.000Z",
    "lastUpdatedBy": "35240",
    "uid": "35240-bdc4ca01-73b0-4f35-892e-c8d83ac10c70"
  },
  "item": [
    {
      "name": "v1",
      "item": [
        {
          "name": "merchants",
          "item": [
            {
              "name": "{merchant_id}",
              "item": [
                {
                  "name": "applications",
                  "item": [
                    {
                      "name": "{merchant_application_id}",
                      "item": [
                        {
                          "name": "verify",
                          "item": [
                            {
                              "name": "Verify merchant application",
                              "id": "74413a29-81b7-452d-8b10-74cfe0f60e7d",
                              "protocolProfileBehavior": {
                                "disableBodyPruning": true
                              },
                              "request": {
                                "method": "POST",
                                "header": [
                                  {
                                    "key": "Accept",
                                    "value": "application/json"
                                  }
                                ],
                                "url": {
                                  "raw": "{{baseUrl}}/v1/merchants/:merchant_id/applications/:merchant_application_id/verify",
                                  "host": [
                                    "{{baseUrl}}"
                                  ],
                                  "path": [
                                    "v1",
                                    "merchants",
                                    ":merchant_id",
                                    "applications",
                                    ":merchant_application_id",
                                    "verify"
                                  ],
                                  "variable": [
                                    {
                                      "id": "70490068-1491-4080-a7be-c87e6d6e0f30",
                                      "key": "merchant_id"
                                    },
                                    {
                                      "id": "f38cf083-73e7-4955-bf9f-6e896a79392f",
                                      "key": "merchant_application_id",
                                      "value": "<string>",
                                      "description": "(Required) The unique merchant application identifier. \n\nPrefix is \"app\" in production and \"sbx_app\" in sandbox."
                                    }
                                  ]
                                },
                                "description": "Run [real-time underwriting verifications](doc:real-time-underwriting-verifications#direct-api-integration) on a merchant application."
                              },
                              "response": [
                                {
                                  "id": "074f44c8-fad5-4c3e-b08a-747fd196f870",
                                  "name": "OK",
                                  "originalRequest": {
                                    "method": "POST",
                                    "header": [
                                      {
                                        "key": "Accept",
                                        "value": "application/json"
                                      },
                                      {
                                        "description": "Added as a part of security scheme: bearer",
                                        "key": "Authorization",
                                        "value": "Bearer <token>"
                                      }
                                    ],
                                    "url": {
                                      "raw": "{{baseUrl}}/v1/merchants/:merchant_id/applications/:merchant_application_id/verify",
                                      "host": [
                                        "{{baseUrl}}"
                                      ],
                                      "path": [
                                        "v1",
                                        "merchants",
                                        ":merchant_id",
                                        "applications",
                                        ":merchant_application_id",
                                        "verify"
                                      ],
                                      "variable": [
                                        {
                                          "key": "merchant_id"
                                        },
                                        {
                                          "key": "merchant_application_id"
                                        }
                                      ]
                                    }
                                  },
                                  "status": "OK",
                                  "code": 200,
                                  "_postman_previewlanguage": "json",
                                  "header": [
                                    {
                                      "key": "Content-Type",
                                      "value": "application/json"
                                    }
                                  ],
                                  "cookie": [],
                                  "responseTime": null,
                                  "body": "{\n  \"status\": {\n    \"value\": \"reference #/paths/~1v1~1merchants/get/responses/200/content/application~1json/schema/properties/status not found in the OpenAPI spec\"\n  },\n  \"data\": {\n    \"merchant_application_id\": {\n      \"value\": \"reference #/paths/~1v1~1merchants/post/responses/200/content/application~1json/schema/properties/data/properties/merchant_application_id not found in the OpenAPI spec\"\n    },\n    \"merchant_id\": {\n      \"value\": \"reference #/paths/~1v1~1merchants/post/responses/200/content/application~1json/schema/properties/data/properties/merchant_id not found in the OpenAPI spec\"\n    },\n    \"platform_id\": {\n      \"value\": \"reference #/paths/~1v1~1billing_profiles/post/requestBody/content/application~1json/schema/allOf/0/properties/platform_id not found in the OpenAPI spec\"\n    },\n    \"billing_profile_id\": \"<string>\",\n    \"name\": \"<string>\",\n    \"dba_name\": \"<string>\",\n    \"legal_name\": \"<string>\",\n    \"merchant_type\": \"LLP\",\n    \"mcc\": \"<string>\",\n    \"mcc_desc\": \"<string>\",\n    \"email\": \"<string>\",\n    \"website\": \"<string>\",\n    \"website_validation_disabled\": \"<bool>\",\n    \"phone_number\": \"<string>\",\n    \"average_ticket\": \"<integer>\",\n    \"high_ticket\": \"<integer>\",\n    \"average_monthly_volume\": \"<integer>\",\n    \"address\": {\n      \"address_line_1\": \"<string>\",\n      \"address_line_2\": \"<string>\",\n      \"city\": \"<string>\",\n      \"state\": \"<string>\",\n      \"postal_code\": \"<string>\",\n      \"country\": \"<string>\"\n    },\n    \"encrypted_tax_id\": \"<string>\",\n    \"tax_id_last_4\": \"<string>\",\n    \"no_owner_has_25_percent\": \"<boolean>\",\n    \"owner_1\": {\n      \"first_name\": \"<string>\",\n      \"last_name\": \"<string>\",\n      \"dob\": \"<string>\",\n      \"ssn\": \"<string>\",\n      \"ssn_last_4\": \"<string>\",\n      \"email\": \"<string>\",\n      \"phone_number\": \"<string>\",\n      \"address_line_1\": \"<string>\",\n      \"address_line_2\": \"<string>\",\n      \"city\": \"<string>\",\n      \"state\": \"<string>\",\n      \"postal_code\": \"<string>\",\n      \"country\": \"<string>\",\n      \"ownership\": \"<number>\"\n    },\n    \"owner_2\": {\n      \"first_name\": \"<string>\",\n      \"last_name\": \"<string>\",\n      \"dob\": \"<string>\",\n      \"ssn\": \"<string>\",\n      \"ssn_last_4\": \"<string>\",\n      \"email\": \"<string>\",\n      \"phone_number\": \"<string>\",\n      \"address_line_1\": \"<string>\",\n      \"address_line_2\": \"<string>\",\n      \"city\": \"<string>\",\n      \"state\": \"<string>\",\n      \"postal_code\": \"<string>\",\n      \"country\": \"<string>\",\n      \"ownership\": \"<number>\"\n    },\n    \"owner_3\": {\n      \"first_name\": \"<string>\",\n      \"last_name\": \"<string>\",\n      \"dob\": \"<string>\",\n      \"ssn\": \"<string>\",\n      \"ssn_last_4\": \"<string>\",\n      \"email\": \"<string>\",\n      \"phone_number\": \"<string>\",\n      \"address_line_1\": \"<string>\",\n      \"address_line_2\": \"<string>\",\n      \"city\": \"<string>\",\n      \"state\": \"<string>\",\n      \"postal_code\": \"<string>\",\n      \"country\": \"<string>\",\n      \"ownership\": \"<number>\"\n    },\n    \"owner_4\": {\n      \"first_name\": \"<string>\",\n      \"last_name\": \"<string>\",\n      \"dob\": \"<string>\",\n      \"ssn\": \"<string>\",\n      \"ssn_last_4\": \"<string>\",\n      \"email\": \"<string>\",\n      \"phone_number\": \"<string>\",\n      \"address_line_1\": \"<string>\",\n      \"address_line_2\": \"<string>\",\n      \"city\": \"<string>\",\n      \"state\": \"<string>\",\n      \"postal_code\": \"<string>\",\n      \"country\": \"<string>\",\n      \"ownership\": \"<number>\"\n    },\n    \"billing_frequency\": {\n      \"value\": \"reference #/paths/~1v1~1merchants/post/requestBody/content/application~1json/schema/allOf/0/properties/billing_frequency not found in the OpenAPI spec\"\n    },\n    \"billing_type\": {\n      \"value\": \"reference #/paths/~1v1~1merchants/post/requestBody/content/application~1json/schema/allOf/0/properties/billing_type not found in the OpenAPI spec\"\n    },\n    \"deposit_frequency\": {\n      \"value\": \"reference #/paths/~1v1~1merchants/post/requestBody/content/application~1json/schema/allOf/0/properties/deposit_frequency not found in the OpenAPI spec\"\n    },\n    \"card_release_delay_days\": {\n      \"value\": \"reference #/paths/~1v1~1merchants~1%7Bmerchant_id%7D/patch/requestBody/content/application~1json/schema/properties/card_release_delay_days not found in the OpenAPI spec\"\n    },\n    \"ach_release_delay_days\": {\n      \"value\": \"reference #/paths/~1v1~1merchants~1%7Bmerchant_id%7D/patch/requestBody/content/application~1json/schema/properties/ach_release_delay_days not found in the OpenAPI spec\"\n    },\n    \"validated_ach_release_delay_days\": {\n      \"value\": \"reference #/paths/~1v1~1merchants~1%7Bmerchant_id%7D/patch/requestBody/content/application~1json/schema/properties/validated_ach_release_delay_days not found in the OpenAPI spec\"\n    },\n    \"balance_checked_ach_release_delay_days\": {\n      \"value\": \"reference #/paths/~1v1~1merchants~1%7Bmerchant_id%7D/patch/requestBody/content/application~1json/schema/properties/balance_checked_ach_release_delay_days not found in the OpenAPI spec\"\n    },\n    \"allowed_payment_method_types\": [\n      \"AMERICAN_EXPRESS_DEBIT\",\n      \"MASTERCARD_CREDIT\"\n    ],\n    \"deposit_routes\": {\n      \"adipisicing441\": {\n        \"deposit_method_id\": \"<string>\",\n        \"description\": \"<string>\",\n        \"allow_merchant_to_update\": \"<boolean>\"\n      }\n    },\n    \"underwriting_reviews\": {\n      \"business_name_tin\": {\n        \"updated_at\": \"<dateTime>\"\n      },\n      \"business_verification\": {\n        \"updated_at\": \"<dateTime>\",\n        \"file_upload_ids\": [\n          \"<string>\",\n          \"<string>\"\n        ]\n      },\n      \"deposit_method_1\": {\n        \"updated_at\": \"<dateTime>\",\n        \"file_upload_id\": \"<string>\",\n        \"deposit_route_key\": \"<string>\",\n        \"deposit_method_id\": \"<string>\"\n      },\n      \"deposit_method_2\": {\n        \"updated_at\": \"<dateTime>\",\n        \"file_upload_id\": \"<string>\",\n        \"deposit_route_key\": \"<string>\",\n        \"deposit_method_id\": \"<string>\"\n      },\n      \"financial_1\": {\n        \"updated_at\": \"<dateTime>\",\n        \"file_upload_ids\": [\n          \"<string>\",\n          \"<string>\"\n        ]\n      },\n      \"financial_2\": {\n        \"updated_at\": \"<dateTime>\",\n        \"file_upload_ids\": [\n          \"<string>\",\n          \"<string>\"\n        ]\n      },\n      \"owner_1_name_ssn\": {\n        \"updated_at\": \"<dateTime>\"\n      },\n      \"owner_2_name_ssn\": {\n        \"updated_at\": \"<dateTime>\"\n      },\n      \"owner_3_name_ssn\": {\n        \"updated_at\": \"<dateTime>\"\n      },\n      \"owner_4_name_ssn\": {\n        \"updated_at\": \"<dateTime>\"\n      },\n      \"other\": {\n        \"updated_at\": \"<dateTime>\"\n      }\n    },\n    \"underwriting_verifications\": {\n      \"business_name_tin\": {\n        \"status\": \"REVERIFICATION_REQUIRED\",\n        \"file_upload_mode\": \"REQUESTED_ON_FAILURE\",\n        \"file_upload_ids\": [\n          \"<string>\",\n          \"<string>\"\n        ],\n        \"confirmed\": \"<boolean>\",\n        \"confirmed_at\": \"<dateTime>\",\n        \"updated_at\": \"<dateTime>\"\n      },\n      \"deposit_method_1\": {\n        \"status\": \"VERIFIED\",\n        \"deposit_route_key\": \"<string>\",\n        \"deposit_method_id\": \"<string>\",\n        \"file_upload_mode\": \"REQUESTED_ON_FAILURE\",\n        \"file_upload_ids\": [\n          \"<string>\",\n          \"<string>\"\n        ],\n        \"confirmed\": \"<boolean>\",\n        \"confirmed_at\": \"<dateTime>\",\n        \"updated_at\": \"<dateTime>\"\n      },\n      \"deposit_method_2\": {\n        \"status\": \"FAILED\",\n        \"deposit_route_key\": \"<string>\",\n        \"deposit_method_id\": \"<string>\",\n        \"file_upload_mode\": \"NOT_REQUESTED\",\n        \"file_upload_ids\": [\n          \"<string>\",\n          \"<string>\"\n        ],\n        \"confirmed\": \"<boolean>\",\n        \"confirmed_at\": \"<dateTime>\",\n        \"updated_at\": \"<dateTime>\"\n      },\n      \"financial\": {\n        \"status\": \"FAILED\",\n        \"financial_type\": \"FINANCIAL_2\",\n        \"file_upload_mode\": \"ALWAYS_REQUESTED\",\n        \"file_upload_ids\": [\n          \"<string>\",\n          \"<string>\"\n        ],\n        \"confirmed\": \"<boolean>\",\n        \"confirmed_at\": \"<dateTime>\",\n        \"updated_at\": \"<dateTime>\"\n      },\n      \"owner_1_name_ssn\": {\n        \"status\": \"NOT_VERIFIED\",\n        \"file_upload_mode\": \"REQUESTED_ON_FAILURE\",\n        \"file_upload_ids\": [\n          \"<string>\",\n          \"<string>\"\n        ],\n        \"confirmed\": \"<boolean>\",\n        \"confirmed_at\": \"<dateTime>\",\n        \"updated_at\": \"<dateTime>\"\n      },\n      \"owner_2_name_ssn\": {\n        \"status\": \"VERIFIED\",\n        \"file_upload_mode\": \"REQUIRED_ON_FAILURE\",\n        \"file_upload_ids\": [\n          \"<string>\",\n          \"<string>\"\n        ],\n        \"confirmed\": \"<boolean>\",\n        \"confirmed_at\": \"<dateTime>\",\n        \"updated_at\": \"<dateTime>\"\n      },\n      \"owner_3_name_ssn\": {\n        \"status\": \"MANUAL_VERIFICATION_REQUIRED\",\n        \"file_upload_mode\": \"NOT_REQUESTED\",\n        \"file_upload_ids\": [\n          \"<string>\",\n          \"<string>\"\n        ],\n        \"confirmed\": \"<boolean>\",\n        \"confirmed_at\": \"<dateTime>\",\n        \"updated_at\": \"<dateTime>\"\n      },\n      \"owner_4_name_ssn\": {\n        \"status\": \"VERIFIED\",\n        \"file_upload_mode\": \"REQUESTED_ON_FAILURE\",\n        \"file_upload_ids\": [\n          \"<string>\",\n          \"<string>\"\n        ],\n        \"confirmed\": \"<boolean>\",\n        \"confirmed_at\": \"<dateTime>\",\n        \"updated_at\": \"<dateTime>\"\n      }\n    },\n    \"status\": {\n      \"value\": \"reference #/paths/~1v1~1merchants/get/parameters/10/schema/items not found in the OpenAPI spec\"\n    },\n    \"created_at\": \"<dateTime>\",\n    \"updated_at\": \"<dateTime>\",\n    \"submitted_at\": \"<dateTime>\",\n    \"in_review_at\": \"<dateTime>\",\n    \"declined_at\": \"<dateTime>\",\n    \"approved_at\": \"<dateTime>\",\n    \"needs_information_at\": \"<dateTime>\",\n    \"resubmitted_at\": \"<dateTime>\",\n    \"validation_errors\": [\n      {\n        \"field\": \"<string>\",\n        \"code\": \"<string>\",\n        \"message\": \"<string>\"\n      },\n      {\n        \"field\": \"<string>\",\n        \"code\": \"<string>\",\n        \"message\": \"<string>\"\n      }\n    ]\n  },\n  \"errors\": {\n    \"value\": \"reference #/paths/~1v1~1merchants/get/responses/200/content/application~1json/schema/properties/errors not found in the OpenAPI spec\"\n  }\n}",
                                  "createdAt": "2026-07-28T02:43:36.000Z",
                                  "updatedAt": "2026-07-28T02:43:36.000Z",
                                  "uid": "35240-074f44c8-fad5-4c3e-b08a-747fd196f870"
                                },
                                {
                                  "id": "23a48b45-b4ce-4eb8-933b-2e556fbfc43a",
                                  "name": "400 response",
                                  "originalRequest": {
                                    "method": "POST",
                                    "header": [
                                      {
                                        "description": "Added as a part of security scheme: bearer",
                                        "key": "Authorization",
                                        "value": "Bearer <token>"
                                      }
                                    ],
                                    "url": {
                                      "raw": "{{baseUrl}}/v1/merchants/:merchant_id/applications/:merchant_application_id/verify",
                                      "host": [
                                        "{{baseUrl}}"
                                      ],
                                      "path": [
                                        "v1",
                                        "merchants",
                                        ":merchant_id",
                                        "applications",
                                        ":merchant_application_id",
                                        "verify"
                                      ],
                                      "variable": [
                                        {
                                          "key": "merchant_id"
                                        },
                                        {
                                          "key": "merchant_application_id"
                                        }
                                      ]
                                    }
                                  },
                                  "status": "Bad Request",
                                  "code": 400,
                                  "_postman_previewlanguage": "text",
                                  "header": [],
                                  "cookie": [],
                                  "responseTime": null,
                                  "body": null,
                                  "createdAt": "2026-07-28T02:43:36.000Z",
                                  "updatedAt": "2026-07-28T02:43:36.000Z",
                                  "uid": "35240-23a48b45-b4ce-4eb8-933b-2e556fbfc43a"
                                },
                                {
                                  "id": "70d5c7fd-fbe4-4cc7-a533-117f30e5a1ec",
                                  "name": "401 response",
                                  "originalRequest": {
                                    "method": "POST",
                                    "header": [
                                      {
                                        "description": "Added as a part of security scheme: bearer",
                                        "key": "Authorization",
                                        "value": "Bearer <token>"
                                      }
                                    ],
                                    "url": {
                                      "raw": "{{baseUrl}}/v1/merchants/:merchant_id/applications/:merchant_application_id/verify",
                                      "host": [
                                        "{{baseUrl}}"
                                      ],
                                      "path": [
                                        "v1",
                                        "merchants",
                                        ":merchant_id",
                                        "applications",
                                        ":merchant_application_id",
                                        "verify"
                                      ],
                                      "variable": [
                                        {
                                          "key": "merchant_id"
                                        },
                                        {
                                          "key": "merchant_application_id"
                                        }
                                      ]
                                    }
                                  },
                                  "status": "Unauthorized",
                                  "code": 401,
                                  "_postman_previewlanguage": "text",
                                  "header": [],
                                  "cookie": [],
                                  "responseTime": null,
                                  "body": null,
                                  "createdAt": "2026-07-28T02:43:36.000Z",
                                  "updatedAt": "2026-07-28T02:43:36.000Z",
                                  "uid": "35240-70d5c7fd-fbe4-4cc7-a533-117f30e5a1ec"
                                },
                                {
                                  "id": "5320d30c-ded5-40f9-b7f2-53afd04fa10b",
                                  "name": "403 response",
                                  "originalRequest": {
                                    "method": "POST",
                                    "header": [
                                      {
                                        "description": "Added as a part of security scheme: bearer",
                                        "key": "Authorization",
                                        "value": "Bearer <token>"
                                      }
                                    ],
                                    "url": {
                                      "raw": "{{baseUrl}}/v1/merchants/:merchant_id/applications/:merchant_application_id/verify",
                                      "host": [
                                        "{{baseUrl}}"
                                      ],
                                      "path": [
                                        "v1",
                                        "merchants",
                                        ":merchant_id",
                                        "applications",
                                        ":merchant_application_id",
                                        "verify"
                                      ],
                                      "variable": [
                                        {
                                          "key": "merchant_id"
                                        },
                                        {
                                          "key": "merchant_application_id"
                                        }
                                      ]
                                    }
                                  },
                                  "status": "Forbidden",
                                  "code": 403,
                                  "_postman_previewlanguage": "text",
                                  "header": [],
                                  "cookie": [],
                                  "responseTime": null,
                                  "body": null,
                                  "createdAt": "2026-07-28T02:43:36.000Z",
                                  "updatedAt": "2026-07-28T02:43:36.000Z",
                                  "uid": "35240-5320d30c-ded5-40f9-b7f2-53afd04fa10b"
                                },
                                {
                                  "id": "1f059d31-cb41-4caf-afb5-6b893a8e4afe",
                                  "name": "404 response",
                                  "originalRequest": {
                                    "method": "POST",
                                    "header": [
                                      {
                                        "description": "Added as a part of security scheme: bearer",
                                        "key": "Authorization",
                                        "value": "Bearer <token>"
                                      }
                                    ],
                                    "url": {
                                      "raw": "{{baseUrl}}/v1/merchants/:merchant_id/applications/:merchant_application_id/verify",
                                      "host": [
                                        "{{baseUrl}}"
                                      ],
                                      "path": [
                                        "v1",
                                        "merchants",
                                        ":merchant_id",
                                        "applications",
                                        ":merchant_application_id",
                                        "verify"
                                      ],
                                      "variable": [
                                        {
                                          "key": "merchant_id"
                                        },
                                        {
                                          "key": "merchant_application_id"
                                        }
                                      ]
                                    }
                                  },
                                  "status": "Not Found",
                                  "code": 404,
                                  "_postman_previewlanguage": "text",
                                  "header": [],
                                  "cookie": [],
                                  "responseTime": null,
                                  "body": null,
                                  "createdAt": "2026-07-28T02:43:36.000Z",
                                  "updatedAt": "2026-07-28T02:43:36.000Z",
                                  "uid": "35240-1f059d31-cb41-4caf-afb5-6b893a8e4afe"
                                },
                                {
                                  "id": "496e8cf0-c0a6-48ce-81f6-5ceae71a6d55",
                                  "name": "5XX response",
                                  "originalRequest": {
                                    "method": "POST",
                                    "header": [
                                      {
                                        "description": "Added as a part of security scheme: bearer",
                                        "key": "Authorization",
                                        "value": "Bearer <token>"
                                      }
                                    ],
                                    "url": {
                                      "raw": "{{baseUrl}}/v1/merchants/:merchant_id/applications/:merchant_application_id/verify",
                                      "host": [
                                        "{{baseUrl}}"
                                      ],
                                      "path": [
                                        "v1",
                                        "merchants",
                                        ":merchant_id",
                                        "applications",
                                        ":merchant_application_id",
                                        "verify"
                                      ],
                                      "variable": [
                                        {
                                          "key": "merchant_id"
                                        },
                                        {
                                          "key": "merchant_application_id"
                                        }
                                      ]
                                    }
                                  },
                                  "status": "Internal Server Error",
                                  "code": 500,
                                  "_postman_previewlanguage": "text",
                                  "header": [],
                                  "cookie": [],
                                  "responseTime": null,
                                  "body": null,
                                  "createdAt": "2026-07-28T02:43:36.000Z",
                                  "updatedAt": "2026-07-28T02:43:36.000Z",
                                  "uid": "35240-496e8cf0-c0a6-48ce-81f6-5ceae71a6d55"
                                }
                              ],
                              "createdAt": "2026-07-28T02:43:36.000Z",
                              "updatedAt": "2026-07-28T02:43:36.000Z",
                              "uid": "35240-74413a29-81b7-452d-8b10-74cfe0f60e7d"
                            }
                          ],
                          "id": "da29c102-ed5d-423f-b736-3f015ef1a47b",
                          "createdAt": "2026-07-28T02:43:36.000Z",
                          "updatedAt": "2026-07-28T02:43:36.000Z",
                          "uid": "35240-da29c102-ed5d-423f-b736-3f015ef1a47b"
                        },
                        {
                          "name": "submit",
                          "item": [
                            {
                              "name": "Submit merchant application",
                              "id": "aac5fbbe-9938-4840-bfb3-00c1eb74ed78",
                              "protocolProfileBehavior": {
                                "disableBodyPruning": true
                              },
                              "request": {
                                "method": "POST",
                                "header": [
                                  {
                                    "key": "Content-Type",
                                    "value": "application/json"
                                  },
                                  {
                                    "key": "Accept",
                                    "value": "application/json"
                                  }
                                ],
                                "body": {
                                  "mode": "raw",
                                  "raw": "{\n  \"terms_and_conditions\": {\n    \"accepted_at\": \"<string>\",\n    \"terms_version\": \"<string>\",\n    \"ip_address\": {\n      \"description\": \"IP address of user accepting terms\",\n      \"example\": \"127.0.0.1\"\n    }\n  }\n}",
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                                    "raw": {
                                      "headerFamily": "json",
                                      "language": "json"
                                    }
                                  }
                                },
                                "url": {
                                  "raw": "{{baseUrl}}/v1/merchants/:merchant_id/applications/:merchant_application_id/submit",
                                  "host": [
                                    "{{baseUrl}}"
                                  ],
                                  "path": [
                                    "v1",
                                    "merchants",
                                    ":merchant_id",
                                    "applications",
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                                      "id": "054c1a1a-fd7c-4cfb-8554-8dba96fb15f6",
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                                      "id": "74dafd8a-89c0-4874-84c9-58264966c8c2",
                                      "key": "merchant_application_id",
                                      "value": "<string>",
                                      "description": "(Required) The unique merchant application identifier. \n\nPrefix is \"app\" in production and \"sbx_app\" in sandbox."
                                    }
                                  ]
                                },
                                "description": "Submit a merchant application for approval."
                              },
                              "response": [
                                {
                                  "id": "85265c29-1d27-4328-8871-ea6a719d7dbe",
                                  "name": "No Content",
                                  "originalRequest": {
                                    "method": "POST",
                                    "header": [
                                      {
                                        "key": "Content-Type",
                                        "value": "application/json"
                                      },
                                      {
                                        "description": "Added as a part of security scheme: bearer",
                                        "key": "Authorization",
                                        "value": "Bearer <token>"
                                      }
                                    ],
                                    "body": {
                                      "mode": "raw",
                                      "raw": "{\n  \"terms_and_conditions\": {\n    \"accepted_at\": \"<string>\",\n    \"terms_version\": \"<string>\",\n    \"ip_address\": {\n      \"description\": \"IP address of user accepting terms\",\n      \"example\": \"127.0.0.1\"\n    }\n  }\n}",
                                      "options": {
                                        "raw": {
                                          "headerFamily": "json",
                                          "language": "json"
                                        }
                                      }
                                    },
                                    "url": {
                                      "raw": "{{baseUrl}}/v1/merchants/:merchant_id/applications/:merchant_application_id/submit",
                                      "host": [
                                        "{{baseUrl}}"
                                      ],
                                      "path": [
                                        "v1",
                                        "merchants",
                                        ":merchant_id",
                                        "applications",
                                        ":merchant_application_id",
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                                      ],
                                      "variable": [
                                        {
                                          "key": "merchant_id"
                                        },
                                        {
                                          "key": "merchant_application_id"
                                        }
                                      ]
                                    }
                                  },
                                  "status": "No Content",
                                  "code": 204,
                                  "_postman_previewlanguage": "text",
                                  "header": [],
                                  "cookie": [],
                                  "responseTime": null,
                                  "body": null,
                                  "createdAt": "2026-07-28T02:43:36.000Z",
                                  "updatedAt": "2026-07-28T02:43:36.000Z",
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                                },
                                {
                                  "id": "817716de-6e8f-4a7a-ae0d-961c023e4ddd",
                                  "name": "Bad request, check for validation errors.",
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                                    "method": "POST",
                                    "header": [
                                      {
                                        "key": "Content-Type",
                                        "value": "application/json"
                                      },
                                      {
                                        "key": "Accept",
                                        "value": "application/json"
                                      },
                                      {
                                        "description": "Added as a part of security scheme: bearer",
                                        "key": "Authorization",
                                        "value": "Bearer <token>"
                                      }
                                    ],
                                    "body": {
                                      "mode": "raw",
                                      "raw": "{\n  \"terms_and_conditions\": {\n    \"accepted_at\": \"<string>\",\n    \"terms_version\": \"<string>\",\n    \"ip_address\": {\n      \"description\": \"IP address of user accepting terms\",\n      \"example\": \"127.0.0.1\"\n    }\n  }\n}",
                                      "options": {
                                        "raw": {
                                          "headerFamily": "json",
                                          "language": "json"
                                        }
                                      }
                                    },
                                    "url": {
                                      "raw": "{{baseUrl}}/v1/merchants/:merchant_id/applications/:merchant_application_id/submit",
                                      "host": [
                                        "{{baseUrl}}"
                                      ],
                                      "path": [
                                        "v1",
                                        "merchants",
                                        ":merchant_id",
                                        "applications",
                                        ":merchant_application_id",
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                                      ],
                                      "variable": [
                                        {
                                          "key": "merchant_id"
                                        },
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                                          "key": "merchant_application_id"
                                        }
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                                  },
                                  "status": "Bad Request",
                                  "code": 400,
                                  "_postman_previewlanguage": "json",
                                  "header": [
                                    {
                                      "key": "Content-Type",
                                      "value": "application/json"
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                                  "cookie": [],
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                                  "body": "{\n  \"status\": {\n    \"value\": \"reference #/paths/~1v1~1merchants/get/responses/200/content/application~1json/schema/properties/status not found in the OpenAPI spec\"\n  },\n  \"data\": {\n    \"merchant_application_id\": {\n      \"value\": \"reference #/paths/~1v1~1merchants/post/responses/200/content/application~1json/schema/properties/data/properties/merchant_application_id not found in the OpenAPI spec\"\n    },\n    \"merchant_id\": {\n      \"value\": \"reference #/paths/~1v1~1merchants/post/responses/200/content/application~1json/schema/properties/data/properties/merchant_id not found in the OpenAPI spec\"\n    },\n    \"platform_id\": {\n      \"value\": \"reference #/paths/~1v1~1billing_profiles/post/requestBody/content/application~1json/schema/allOf/0/properties/platform_id not found in the OpenAPI spec\"\n    },\n    \"billing_profile_id\": \"<string>\",\n    \"name\": \"<string>\",\n    \"dba_name\": \"<string>\",\n    \"legal_name\": \"<string>\",\n    \"merchant_type\": \"LLP\",\n    \"mcc\": \"<string>\",\n    \"mcc_desc\": \"<string>\",\n    \"email\": \"<string>\",\n    \"website\": \"<string>\",\n    \"website_validation_disabled\": \"<bool>\",\n    \"phone_number\": \"<string>\",\n    \"average_ticket\": \"<integer>\",\n    \"high_ticket\": \"<integer>\",\n    \"average_monthly_volume\": \"<integer>\",\n    \"address\": {\n      \"address_line_1\": \"<string>\",\n      \"address_line_2\": \"<string>\",\n      \"city\": \"<string>\",\n      \"state\": \"<string>\",\n      \"postal_code\": \"<string>\",\n      \"country\": \"<string>\"\n    },\n    \"encrypted_tax_id\": \"<string>\",\n    \"tax_id_last_4\": \"<string>\",\n    \"no_owner_has_25_percent\": \"<boolean>\",\n    \"owner_1\": {\n      \"first_name\": \"<string>\",\n      \"last_name\": \"<string>\",\n      \"dob\": \"<string>\",\n      \"ssn\": \"<string>\",\n      \"ssn_last_4\": \"<string>\",\n      \"email\": \"<string>\",\n      \"phone_number\": \"<string>\",\n      \"address_line_1\": \"<string>\",\n      \"address_line_2\": \"<string>\",\n      \"city\": \"<string>\",\n      \"state\": \"<string>\",\n      \"postal_code\": \"<string>\",\n      \"country\": \"<string>\",\n      \"ownership\": \"<number>\"\n    },\n    \"owner_2\": {\n      \"first_name\": \"<string>\",\n      \"last_name\": \"<string>\",\n      \"dob\": \"<string>\",\n      \"ssn\": \"<string>\",\n      \"ssn_last_4\": \"<string>\",\n      \"email\": \"<string>\",\n      \"phone_number\": \"<string>\",\n      \"address_line_1\": \"<string>\",\n      \"address_line_2\": \"<string>\",\n      \"city\": \"<string>\",\n      \"state\": \"<string>\",\n      \"postal_code\": \"<string>\",\n      \"country\": \"<string>\",\n      \"ownership\": \"<number>\"\n    },\n    \"owner_3\": {\n      \"first_name\": \"<string>\",\n      \"last_name\": \"<string>\",\n      \"dob\": \"<string>\",\n      \"ssn\": \"<string>\",\n      \"ssn_last_4\": \"<string>\",\n      \"email\": \"<string>\",\n      \"phone_number\": \"<string>\",\n      \"address_line_1\": \"<string>\",\n      \"address_line_2\": \"<string>\",\n      \"city\": \"<string>\",\n      \"state\": \"<string>\",\n      \"postal_code\": \"<string>\",\n      \"country\": \"<string>\",\n      \"ownership\": \"<number>\"\n    },\n    \"owner_4\": {\n      \"first_name\": \"<string>\",\n      \"last_name\": \"<string>\",\n      \"dob\": \"<string>\",\n      \"ssn\": \"<string>\",\n      \"ssn_last_4\": \"<string>\",\n      \"email\": \"<string>\",\n      \"phone_number\": \"<string>\",\n      \"address_line_1\": \"<string>\",\n      \"address_line_2\": \"<string>\",\n      \"city\": \"<string>\",\n      \"state\": \"<string>\",\n      \"postal_code\": \"<string>\",\n      \"country\": \"<string>\",\n      \"ownership\": \"<number>\"\n    },\n    \"billing_frequency\": {\n      \"value\": \"reference #/paths/~1v1~1merchants/post/requestBody/content/application~1json/schema/allOf/0/properties/billing_frequency not found in the OpenAPI spec\"\n    },\n    \"billing_type\": {\n      \"value\": \"reference #/paths/~1v1~1merchants/post/requestBody/content/application~1json/schema/allOf/0/properties/billing_type not found in the OpenAPI spec\"\n    },\n    \"deposit_frequency\": {\n      \"value\": \"reference #/paths/~1v1~1merchants/post/requestBody/content/application~1json/schema/allOf/0/properties/deposit_frequency not found in the OpenAPI spec\"\n    },\n    \"card_release_delay_days\": {\n      \"value\": \"reference #/paths/~1v1~1merchants~1%7Bmerchant_id%7D/patch/requestBody/content/application~1json/schema/properties/card_release_delay_days not found in the OpenAPI spec\"\n    },\n    \"ach_release_delay_days\": {\n      \"value\": \"reference #/paths/~1v1~1merchants~1%7Bmerchant_id%7D/patch/requestBody/content/application~1json/schema/properties/ach_release_delay_days not found in the OpenAPI spec\"\n    },\n    \"validated_ach_release_delay_days\": {\n      \"value\": \"reference #/paths/~1v1~1merchants~1%7Bmerchant_id%7D/patch/requestBody/content/application~1json/schema/properties/validated_ach_release_delay_days not found in the OpenAPI spec\"\n    },\n    \"balance_checked_ach_release_delay_days\": {\n      \"value\": \"reference #/paths/~1v1~1merchants~1%7Bmerchant_id%7D/patch/requestBody/content/application~1json/schema/properties/balance_checked_ach_release_delay_days not found in the OpenAPI spec\"\n    },\n    \"allowed_payment_method_types\": [\n      \"AMERICAN_EXPRESS_DEBIT\",\n      \"MASTERCARD_CREDIT\"\n    ],\n    \"deposit_routes\": {\n      \"adipisicing441\": {\n        \"deposit_method_id\": \"<string>\",\n        \"description\": \"<string>\",\n        \"allow_merchant_to_update\": \"<boolean>\"\n      }\n    },\n    \"underwriting_reviews\": {\n      \"business_name_tin\": {\n        \"updated_at\": \"<dateTime>\"\n      },\n      \"business_verification\": {\n        \"updated_at\": \"<dateTime>\",\n        \"file_upload_ids\": [\n          \"<string>\",\n          \"<string>\"\n        ]\n      },\n      \"deposit_method_1\": {\n        \"updated_at\": \"<dateTime>\",\n        \"file_upload_id\": \"<string>\",\n        \"deposit_route_key\": \"<string>\",\n        \"deposit_method_id\": \"<string>\"\n      },\n      \"deposit_method_2\": {\n        \"updated_at\": \"<dateTime>\",\n        \"file_upload_id\": \"<string>\",\n        \"deposit_route_key\": \"<string>\",\n        \"deposit_method_id\": \"<string>\"\n      },\n      \"financial_1\": {\n        \"updated_at\": \"<dateTime>\",\n        \"file_upload_ids\": [\n          \"<string>\",\n          \"<string>\"\n        ]\n      },\n      \"financial_2\": {\n        \"updated_at\": \"<dateTime>\",\n        \"file_upload_ids\": [\n          \"<string>\",\n          \"<string>\"\n        ]\n      },\n      \"owner_1_name_ssn\": {\n        \"updated_at\": \"<dateTime>\"\n      },\n      \"owner_2_name_ssn\": {\n        \"updated_at\": \"<dateTime>\"\n      },\n      \"owner_3_name_ssn\": {\n        \"updated_at\": \"<dateTime>\"\n      },\n      \"owner_4_name_ssn\": {\n        \"updated_at\": \"<dateTime>\"\n      },\n      \"other\": {\n        \"updated_at\": \"<dateTime>\"\n      }\n    },\n    \"underwriting_verifications\": {\n      \"business_name_tin\": {\n        \"status\": \"REVERIFICATION_REQUIRED\",\n        \"file_upload_mode\": \"REQUESTED_ON_FAILURE\",\n        \"file_upload_ids\": [\n          \"<string>\",\n          \"<string>\"\n        ],\n        \"confirmed\": \"<boolean>\",\n        \"confirmed_at\": \"<dateTime>\",\n        \"updated_at\": \"<dateTime>\"\n      },\n      \"deposit_method_1\": {\n        \"status\": \"VERIFIED\",\n        \"deposit_route_key\": \"<string>\",\n        \"deposit_method_id\": \"<string>\",\n        \"file_upload_mode\": \"REQUESTED_ON_FAILURE\",\n        \"file_upload_ids\": [\n          \"<string>\",\n          \"<string>\"\n        ],\n        \"confirmed\": \"<boolean>\",\n        \"confirmed_at\": \"<dateTime>\",\n        \"updated_at\": \"<dateTime>\"\n      },\n      \"deposit_method_2\": {\n        \"status\": \"FAILED\",\n        \"deposit_route_key\": \"<string>\",\n        \"deposit_method_id\": \"<string>\",\n        \"file_upload_mode\": \"NOT_REQUESTED\",\n        \"file_upload_ids\": [\n          \"<string>\",\n          \"<string>\"\n        ],\n        \"confirmed\": \"<boolean>\",\n        \"confirmed_at\": \"<dateTime>\",\n        \"updated_at\": \"<dateTime>\"\n      },\n      \"financial\": {\n        \"status\": \"FAILED\",\n        \"financial_type\": \"FINANCIAL_2\",\n        \"file_upload_mode\": \"ALWAYS_REQUESTED\",\n        \"file_upload_ids\": [\n          \"<string>\",\n          \"<string>\"\n        ],\n        \"confirmed\": \"<boolean>\",\n        \"confirmed_at\": \"<dateTime>\",\n        \"updated_at\": \"<dateTime>\"\n      },\n      \"owner_1_name_ssn\": {\n        \"status\": \"NOT_VERIFIED\",\n        \"file_upload_mode\": \"REQUESTED_ON_FAILURE\",\n        \"file_upload_ids\": [\n          \"<string>\",\n          \"<string>\"\n        ],\n        \"confirmed\": \"<boolean>\",\n        \"confirmed_at\": \"<dateTime>\",\n        \"updated_at\": \"<dateTime>\"\n      },\n      \"owner_2_name_ssn\": {\n        \"status\": \"VERIFIED\",\n        \"file_upload_mode\": \"REQUIRED_ON_FAILURE\",\n        \"file_upload_ids\": [\n          \"<string>\",\n          \"<string>\"\n        ],\n        \"confirmed\": \"<boolean>\",\n        \"confirmed_at\": \"<dateTime>\",\n        \"updated_at\": \"<dateTime>\"\n      },\n      \"owner_3_name_ssn\": {\n        \"status\": \"MANUAL_VERIFICATION_REQUIRED\",\n        \"file_upload_mode\": \"NOT_REQUESTED\",\n        \"file_upload_ids\": [\n          \"<string>\",\n          \"<string>\"\n        ],\n        \"confirmed\": \"<boolean>\",\n        \"confirmed_at\": 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\"message\": \"<string>\"\n      },\n      {\n        \"field\": \"<string>\",\n        \"code\": \"<string>\",\n        \"message\": \"<string>\"\n      }\n    ]\n  },\n  \"errors\": {\n    \"value\": \"reference #/paths/~1v1~1merchants/get/responses/200/content/application~1json/schema/properties/errors not found in the OpenAPI spec\"\n  }\n}",
                                  "createdAt": "2026-07-28T02:43:36.000Z",
                                  "updatedAt": "2026-07-28T02:43:36.000Z",
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                                {
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                                  "originalRequest": {
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                                    "header": [
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                                        "key": "Content-Type",
                                        "value": "application/json"
                                      },
                                      {
                                        "description": "Added as a part of security scheme: bearer",
                                        "key": "Authorization",
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                                          "headerFamily": "json",
                                          "language": "json"
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                                      "raw": "{{baseUrl}}/v1/merchants/:merchant_id/applications/:merchant_application_id/submit",
                                      "host": [
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                                      ],
                                      "path": [
                                        "v1",
                                        "merchants",
                                        ":merchant_id",
                                        "applications",
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                                        "submit"
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                                      "variable": [
                                        {
                                          "key": "merchant_id"
                                        },
                                        {
                                          "key": "merchant_application_id"
                                        }
                                      ]
                                    }
                                  },
                                  "status": "Unauthorized",
                                  "code": 401,
                                  "_postman_previewlanguage": "text",
                                  "header": [],
                                  "cookie": [],
                                  "responseTime": null,
                                  "body": null,
                                  "createdAt": "2026-07-28T02:43:36.000Z",
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                                {
                                  "id": "21e89028-980b-45c9-a42d-91fa57947dee",
                                  "name": "403 response",
                                  "originalRequest": {
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                                    "header": [
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                                        "key": "Content-Type",
                                        "value": "application/json"
                                      },
                                      {
                                        "description": "Added as a part of security scheme: bearer",
                                        "key": "Authorization",
                                        "value": "Bearer <token>"
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                                      "raw": "{\n  \"terms_and_conditions\": {\n    \"accepted_at\": \"<string>\",\n    \"terms_version\": \"<string>\",\n    \"ip_address\": {\n      \"description\": \"IP address of user accepting terms\",\n      \"example\": \"127.0.0.1\"\n    }\n  }\n}",
                                      "options": {
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                                          "language": "json"
                                        }
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                                    "url": {
                                      "raw": "{{baseUrl}}/v1/merchants/:merchant_id/applications/:merchant_application_id/submit",
                                      "host": [
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                                      ],
                                      "path": [
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                                        }
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                                  },
                                  "status": "Forbidden",
                                  "code": 403,
                                  "_postman_previewlanguage": "text",
                                  "header": [],
                                  "cookie": [],
                                  "responseTime": null,
                                  "body": null,
                                  "createdAt": "2026-07-28T02:43:36.000Z",
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                                {
                                  "id": "af9820ea-ba6e-47fa-9b7f-7498ad916410",
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                                  "originalRequest": {
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                                    "header": [
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                                        "key": "Content-Type",
                                        "value": "application/json"
                                      },
                                      {
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                                      "options": {
                                        "raw": {
                                          "headerFamily": "json",
                                          "language": "json"
                                        }
                                      }
                                    },
                                    "url": {
                                      "raw": "{{baseUrl}}/v1/merchants/:merchant_id/applications/:merchant_application_id/submit",
                                      "host": [
                                        "{{baseUrl}}"
                                      ],
                                      "path": [
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                                        }
                                      ]
                                    }
                                  },
                                  "status": "Not Found",
                                  "code": 404,
                                  "_postman_previewlanguage": "text",
                                  "header": [],
                                  "cookie": [],
                                  "responseTime": null,
                                  "body": null,
                                  "createdAt": "2026-07-28T02:43:36.000Z",
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                                },
                                {
                                  "id": "8b396028-b175-4f70-8c16-0311bdbab128",
                                  "name": "5XX response",
                                  "originalRequest": {
                                    "method": "POST",
                                    "header": [
                                      {
                                        "key": "Content-Type",
                                        "value": "application/json"
                                      },
                                      {
                                        "description": "Added as a part of security scheme: bearer",
                                        "key": "Authorization",
                                        "value": "Bearer <token>"
                                      }
                                    ],
                                    "body": {
                                      "mode": "raw",
                                      "raw": "{\n  \"terms_and_conditions\": {\n    \"accepted_at\": \"<string>\",\n    \"terms_version\": \"<string>\",\n    \"ip_address\": {\n      \"description\": \"IP address of user accepting terms\",\n      \"example\": \"127.0.0.1\"\n    }\n  }\n}",
                                      "options": {
                                        "raw": {
                                          "headerFamily": "json",
                                          "language": "json"
                                        }
                                      }
                                    },
                                    "url": {
                                      "raw": "{{baseUrl}}/v1/merchants/:merchant_id/applications/:merchant_application_id/submit",
                                      "host": [
                                        "{{baseUrl}}"
                                      ],
                                      "path": [
                                        "v1",
                                        "merchants",
                                        ":merchant_id",
                                        "applications",
                                        ":merchant_application_id",
                                        "submit"
                                      ],
                                      "variable": [
                                        {
                                          "key": "merchant_id"
                                        },
                                        {
                                          "key": "merchant_application_id"
                                        }
                                      ]
                                    }
                                  },
                                  "status": "Internal Server Error",
                                  "code": 500,
                                  "_postman_previewlanguage": "text",
                                  "header": [],
                                  "cookie": [],
                                  "responseTime": null,
                                  "body": null,
                                  "createdAt": "2026-07-28T02:43:36.000Z",
                                  "updatedAt": "2026-07-28T02:43:36.000Z",
                                  "uid": "35240-8b396028-b175-4f70-8c16-0311bdbab128"
                                }
                              ],
                              "createdAt": "2026-07-28T02:43:36.000Z",
                              "updatedAt": "2026-07-28T02:43:36.000Z",
                              "uid": "35240-aac5fbbe-9938-4840-bfb3-00c1eb74ed78"
                            }
                          ],
                          "id": "0ab20a71-3181-480e-a0b0-afd2dd5168a0",
                          "createdAt": "2026-07-28T02:43:36.000Z",
                          "updatedAt": "2026-07-28T02:43:36.000Z",
                          "uid": "35240-0ab20a71-3181-480e-a0b0-afd2dd5168a0"
                        },
                        {
                          "name": "simulate",
                          "item": [
                            {
                              "name": "Simulate merchant application status change",
                              "id": "ed9f2a78-ba91-4866-86de-e85daaa3d1b9",
                              "protocolProfileBehavior": {
                                "disableBodyPruning": true
                              },
                              "request": {
                                "method": "POST",
                                "header": [
                                  {
                                    "key": "Content-Type",
                                    "value": "application/json"
                                  },
                                  {
                                    "key": "Accept",
                                    "value": "application/json"
                                  }
                                ],
                                "body": {
                                  "mode": "raw",
                                  "raw": "{\n  \"status\": \"NEEDS_INFORMATION\",\n  \"underwriting_review_types\": [\n    \"DEPOSIT_METHOD_1\"\n  ]\n}",
                                  "options": {
                                    "raw": {
                                      "headerFamily": "json",
                                      "language": "json"
                                    }
                                  }
                                },
                                "url": {
                                  "raw": "{{baseUrl}}/v1/merchants/:merchant_id/applications/:merchant_application_id/simulate",
                                  "host": [
                                    "{{baseUrl}}"
                                  ],
                                  "path": [
                                    "v1",
                                    "merchants",
                                    ":merchant_id",
                                    "applications",
                                    ":merchant_application_id",
                                    "simulate"
                                  ],
                                  "variable": [
                                    {
                                      "id": "dcf39cb3-abcc-4dc2-8d55-c6b337438c23",
                                      "key": "merchant_id"
                                    },
                                    {
                                      "id": "c36b83f4-0b5e-412e-b1e0-ca8441a3ebc0",
                                      "key": "merchant_application_id",
                                      "value": "<string>",
                                      "description": "(Required) The unique merchant application identifier. \n\nPrefix is \"app\" in production and \"sbx_app\" in sandbox."
                                    }
                                  ]
                                },
                                "description": "Only available in the Rainforest sandbox environment.\n\nOnce the merchant application is submitted, in sandbox Rainforest does not decision the merchant for risk review. This endpoint can be utilized to simulate the decisioning. The merchant application must be in the status `PROCESSING`.\n\nThe expected webhooks will be sent for both the merchant and merchant application on the status change of the merchant application."
                              },
                              "response": [
                                {
                                  "id": "ce84d02b-c0f1-4988-bf55-238612ade50b",
                                  "name": "OK",
                                  "originalRequest": {
                                    "method": "POST",
                                    "header": [
                                      {
                                        "key": "Content-Type",
                                        "value": "application/json"
                                      },
                                      {
                                        "key": "Accept",
                                        "value": "application/json"
                                      },
                                      {
                                        "description": "Added as a part of security scheme: bearer",
                                        "key": "Authorization",
                                        "value": "Bearer <token>"
                                      }
                                    ],
                                    "body": {
                                      "mode": "raw",
                                      "raw": "{\n  \"status\": \"NEEDS_INFORMATION\",\n  \"underwriting_review_types\": [\n    \"DEPOSIT_METHOD_1\"\n  ]\n}",
                                      "options": {
                                        "raw": {
                                          "headerFamily": "json",
                                          "language": "json"
                                        }
                                      }
                                    },
                                    "url": {
                                      "raw": "{{baseUrl}}/v1/merchants/:merchant_id/applications/:merchant_application_id/simulate",
                                      "host": [
                                        "{{baseUrl}}"
                                      ],
                                      "path": [
                                        "v1",
                                        "merchants",
                                        ":merchant_id",
                                        "applications",
                                        ":merchant_application_id",
                                        "simulate"
                                      ],
                                      "variable": [
                                        {
                                          "key": "merchant_id"
                                        },
                                        {
                                          "key": "merchant_application_id"
                                        }
                                      ]
                                    }
                                  },
                                  "status": "OK",
                                  "code": 200,
                                  "_postman_previewlanguage": "json",
                                  "header": [
                                    {
                                      "key": "Content-Type",
                                      "value": "application/json"
                                    }
                                  ],
                                  "cookie": [],
                                  "responseTime": null,
                                  "body": "{\n  \"status\": {\n    \"value\": \"reference #/paths/~1v1~1merchants/get/responses/200/content/application~1json/schema/properties/status not found in the OpenAPI spec\"\n  },\n  \"data\": {\n    \"merchant_application_id\": {\n      \"value\": \"reference #/paths/~1v1~1merchants/post/responses/200/content/application~1json/schema/properties/data/properties/merchant_application_id not found in the OpenAPI spec\"\n    },\n    \"merchant_id\": {\n      \"value\": \"reference #/paths/~1v1~1merchants/post/responses/200/content/application~1json/schema/properties/data/properties/merchant_id not found in the OpenAPI spec\"\n    },\n    \"platform_id\": {\n      \"value\": \"reference #/paths/~1v1~1billing_profiles/post/requestBody/content/application~1json/schema/allOf/0/properties/platform_id not found in the OpenAPI spec\"\n    },\n    \"billing_profile_id\": \"<string>\",\n    \"name\": \"<string>\",\n    \"dba_name\": \"<string>\",\n    \"legal_name\": \"<string>\",\n    \"merchant_type\": \"LLP\",\n    \"mcc\": \"<string>\",\n    \"mcc_desc\": \"<string>\",\n    \"email\": \"<string>\",\n    \"website\": \"<string>\",\n    \"website_validation_disabled\": \"<bool>\",\n    \"phone_number\": \"<string>\",\n    \"average_ticket\": \"<integer>\",\n    \"high_ticket\": \"<integer>\",\n    \"average_monthly_volume\": \"<integer>\",\n    \"address\": {\n      \"address_line_1\": \"<string>\",\n      \"address_line_2\": \"<string>\",\n      \"city\": \"<string>\",\n      \"state\": \"<string>\",\n      \"postal_code\": \"<string>\",\n      \"country\": \"<string>\"\n    },\n    \"tax_id\": {\n      \"value\": \"reference #/paths/~1v1~1merchants/post/requestBody/content/application~1json/schema/allOf/0/properties/tax_id not found in the OpenAPI spec\"\n    },\n    \"tax_id_last_4\": \"<string>\",\n    \"no_owner_has_25_percent\": \"<boolean>\",\n    \"owner_1\": {\n      \"first_name\": \"<string>\",\n      \"last_name\": \"<string>\",\n      \"dob\": \"<string>\",\n      \"ssn\": \"<string>\",\n      \"ssn_last_4\": \"<string>\",\n      \"email\": \"<string>\",\n      \"phone_number\": \"<string>\",\n      \"address_line_1\": \"<string>\",\n      \"address_line_2\": \"<string>\",\n      \"city\": \"<string>\",\n      \"state\": \"<string>\",\n      \"postal_code\": \"<string>\",\n      \"country\": \"<string>\",\n      \"ownership\": \"<number>\"\n    },\n    \"owner_2\": {\n      \"first_name\": \"<string>\",\n      \"last_name\": \"<string>\",\n      \"dob\": \"<string>\",\n      \"ssn\": \"<string>\",\n      \"ssn_last_4\": \"<string>\",\n      \"email\": \"<string>\",\n      \"phone_number\": \"<string>\",\n      \"address_line_1\": \"<string>\",\n      \"address_line_2\": \"<string>\",\n      \"city\": \"<string>\",\n      \"state\": \"<string>\",\n      \"postal_code\": \"<string>\",\n      \"country\": \"<string>\",\n      \"ownership\": \"<number>\"\n    },\n    \"owner_3\": {\n      \"first_name\": \"<string>\",\n      \"last_name\": \"<string>\",\n      \"dob\": \"<string>\",\n      \"ssn\": \"<string>\",\n      \"ssn_last_4\": \"<string>\",\n      \"email\": \"<string>\",\n      \"phone_number\": \"<string>\",\n      \"address_line_1\": \"<string>\",\n      \"address_line_2\": \"<string>\",\n      \"city\": \"<string>\",\n      \"state\": \"<string>\",\n      \"postal_code\": \"<string>\",\n      \"country\": \"<string>\",\n      \"ownership\": \"<number>\"\n    },\n    \"owner_4\": {\n      \"first_name\": \"<string>\",\n      \"last_name\": \"<string>\",\n      \"dob\": \"<string>\",\n      \"ssn\": \"<string>\",\n      \"ssn_last_4\": \"<string>\",\n      \"email\": \"<string>\",\n      \"phone_number\": \"<string>\",\n      \"address_line_1\": \"<string>\",\n      \"address_line_2\": \"<string>\",\n      \"city\": \"<string>\",\n      \"state\": \"<string>\",\n      \"postal_code\": \"<string>\",\n      \"country\": \"<string>\",\n      \"ownership\": \"<number>\"\n    },\n    \"billing_frequency\": {\n      \"value\": \"reference #/paths/~1v1~1merchants/post/requestBody/content/application~1json/schema/allOf/0/properties/billing_frequency not found in the OpenAPI spec\"\n    },\n    \"billing_type\": {\n      \"value\": \"reference #/paths/~1v1~1merchants/post/requestBody/content/application~1json/schema/allOf/0/properties/billing_type not found in the OpenAPI spec\"\n    },\n    \"deposit_frequency\": {\n      \"value\": \"reference #/paths/~1v1~1merchants/post/requestBody/content/application~1json/schema/allOf/0/properties/deposit_frequency not found in the OpenAPI spec\"\n    },\n    \"card_release_delay_days\": {\n      \"value\": \"reference #/paths/~1v1~1merchants~1%7Bmerchant_id%7D/patch/requestBody/content/application~1json/schema/properties/card_release_delay_days not found in the OpenAPI spec\"\n    },\n    \"ach_release_delay_days\": {\n      \"value\": \"reference #/paths/~1v1~1merchants~1%7Bmerchant_id%7D/patch/requestBody/content/application~1json/schema/properties/ach_release_delay_days not found in the OpenAPI spec\"\n    },\n    \"validated_ach_release_delay_days\": {\n      \"value\": \"reference #/paths/~1v1~1merchants~1%7Bmerchant_id%7D/patch/requestBody/content/application~1json/schema/properties/validated_ach_release_delay_days not found in the OpenAPI spec\"\n    },\n    \"balance_checked_ach_release_delay_days\": {\n      \"value\": \"reference #/paths/~1v1~1merchants~1%7Bmerchant_id%7D/patch/requestBody/content/application~1json/schema/properties/balance_checked_ach_release_delay_days not found in the OpenAPI spec\"\n    },\n    \"paypal_wallet_release_delay_days\": {\n      \"value\": \"reference #/paths/~1v1~1merchants~1%7Bmerchant_id%7D/patch/requestBody/content/application~1json/schema/properties/paypal_wallet_release_delay_days not found in the OpenAPI spec\"\n    },\n    \"venmo_release_delay_days\": {\n      \"value\": \"reference #/paths/~1v1~1merchants~1%7Bmerchant_id%7D/patch/requestBody/content/application~1json/schema/properties/venmo_release_delay_days not found in the OpenAPI spec\"\n    },\n    \"paypal_paylater_release_delay_days\": {\n      \"value\": \"reference #/paths/~1v1~1merchants~1%7Bmerchant_id%7D/patch/requestBody/content/application~1json/schema/properties/paypal_paylater_release_delay_days not found in the OpenAPI spec\"\n    },\n    \"allowed_payment_method_types\": [\n      \"VISA_CREDIT\",\n      \"DISCOVER_CREDIT\"\n    ],\n    \"deposit_routes\": {\n      \"labore88\": {\n        \"deposit_method_id\": \"<string>\",\n        \"description\": \"<string>\",\n        \"allow_merchant_to_update\": \"<boolean>\"\n      },\n      \"nostrud_0f6\": {\n        \"deposit_method_id\": \"<string>\",\n        \"description\": \"<string>\",\n        \"allow_merchant_to_update\": \"<boolean>\"\n      },\n      \"cillum_8b4\": {\n        \"deposit_method_id\": \"<string>\",\n        \"description\": \"<string>\",\n        \"allow_merchant_to_update\": \"<boolean>\"\n      }\n    },\n    \"underwriting_reviews\": {\n      \"business_name_tin\": {\n        \"updated_at\": \"<dateTime>\"\n      },\n      \"business_verification\": {\n        \"updated_at\": \"<dateTime>\",\n        \"file_upload_ids\": [\n          \"<string>\",\n          \"<string>\"\n        ]\n      },\n      \"deposit_method_1\": {\n        \"updated_at\": \"<dateTime>\",\n        \"file_upload_id\": \"<string>\",\n        \"deposit_route_key\": \"<string>\",\n        \"deposit_method_id\": \"<string>\"\n      },\n      \"deposit_method_2\": {\n        \"updated_at\": \"<dateTime>\",\n        \"file_upload_id\": \"<string>\",\n        \"deposit_route_key\": \"<string>\",\n        \"deposit_method_id\": \"<string>\"\n      },\n      \"financial_1\": {\n        \"updated_at\": \"<dateTime>\",\n        \"file_upload_ids\": [\n          \"<string>\",\n          \"<string>\"\n        ]\n      },\n      \"financial_2\": {\n        \"updated_at\": \"<dateTime>\",\n        \"file_upload_ids\": [\n          \"<string>\",\n          \"<string>\"\n        ]\n      },\n      \"owner_1_name_ssn\": {\n        \"updated_at\": \"<dateTime>\"\n      },\n      \"owner_2_name_ssn\": {\n        \"updated_at\": \"<dateTime>\"\n      },\n      \"owner_3_name_ssn\": {\n        \"updated_at\": \"<dateTime>\"\n      },\n      \"owner_4_name_ssn\": {\n        \"updated_at\": \"<dateTime>\"\n      },\n      \"other\": {\n        \"updated_at\": \"<dateTime>\"\n      }\n    },\n    \"status\": {\n      \"value\": \"reference #/paths/~1v1~1merchants/get/parameters/10/schema/items not found in the OpenAPI spec\"\n    },\n    \"created_at\": \"<dateTime>\",\n    \"updated_at\": \"<dateTime>\",\n    \"submitted_at\": \"<dateTime>\",\n    \"in_review_at\": \"<dateTime>\",\n    \"declined_at\": \"<dateTime>\",\n    \"approved_at\": \"<dateTime>\",\n    \"needs_information_at\": \"<dateTime>\",\n    \"resubmitted_at\": \"<dateTime>\"\n  },\n  \"errors\": {\n    \"value\": \"reference #/paths/~1v1~1merchants/get/responses/200/content/application~1json/schema/properties/errors not found in the OpenAPI spec\"\n  }\n}",
                                  "createdAt": "2026-07-28T02:43:36.000Z",
                                  "updatedAt": "2026-07-28T02:43:36.000Z",
                                  "uid": "35240-ce84d02b-c0f1-4988-bf55-238612ade50b"
                                },
                                {
                                  "id": "15bbfa73-43b5-4598-b412-533c09d4ec16",
                                  "name": "400 response",
                                  "originalRequest": {
                                    "method": "POST",
                                    "header": [
                                      {
                                        "key": "Content-Type",
                                        "value": "application/json"
                                      },
                                      {
                                        "description": "Added as a part of security scheme: bearer",
                                        "key": "Authorization",
                                        "value": "Bearer <token>"
                                      }
                                    ],
                                    "body": {
                                      "mode": "raw",
                                      "raw": "{\n  \"status\": \"NEEDS_INFORMATION\",\n  \"underwriting_review_types\": [\n    \"DEPOSIT_METHOD_1\"\n  ]\n}",
                                      "options": {
                                        "raw": {
                                          "headerFamily": "json",
                                          "language": "json"
                                        }
                                      }
                                    },
                                    "url": {
                                      "raw": "{{baseUrl}}/v1/merchants/:merchant_id/applications/:merchant_application_id/simulate",
                                      "host": [
                                        "{{baseUrl}}"
                                      ],
                                      "path": [
                                        "v1",
                                        "merchants",
                                        ":merchant_id",
                                        "applications",
                                        ":merchant_application_id",
                                        "simulate"
                                      ],
                                      "variable": [
                                        {
                                          "key": "merchant_id"
                                        },
                                        {
                                          "key": "merchant_application_id"
                                        }
                                      ]
                                    }
                                  },
                                  "status": "Bad Request",
                                  "code": 400,
                                  "_postman_previewlanguage": "text",
                                  "header": [],
                                  "cookie": [],
                                  "responseTime": null,
                                  "body": null,
                                  "createdAt": "2026-07-28T02:43:36.000Z",
                                  "updatedAt": "2026-07-28T02:43:36.000Z",
                                  "uid": "35240-15bbfa73-43b5-4598-b412-533c09d4ec16"
                                },
                                {
                                  "id": "2038f95c-757d-4f1f-8234-d5e1be2c484e",
                                  "name": "401 response",
                                  "originalRequest": {
                                    "method": "POST",
                                    "header": [
                                      {
                                        "key": "Content-Type",
                                        "value": "application/json"
                                      },
                                      {
                                        "description": "Added as a part of security scheme: bearer",
                                        "key": "Authorization",
                                        "value": "Bearer <token>"
                                      }
                                    ],
                                    "body": {
                                      "mode": "raw",
                                      "raw": "{\n  \"status\": \"NEEDS_INFORMATION\",\n  \"underwriting_review_types\": [\n    \"DEPOSIT_METHOD_1\"\n  ]\n}",
                                      "options": {
                                        "raw": {
                                          "headerFamily": "json",
                                          "language": "json"
                                        }
                                      }
                                    },
                                    "url": {
                                      "raw": "{{baseUrl}}/v1/merchants/:merchant_id/applications/:merchant_application_id/simulate",
                                      "host": [
                                        "{{baseUrl}}"
                                      ],
                                      "path": [
                                        "v1",
                                        "merchants",
                                        ":merchant_id",
                                        "applications",
                                        ":merchant_application_id",
                                        "simulate"
                                      ],
                                      "variable": [
                                        {
                                          "key": "merchant_id"
                                        },
                                        {
                                          "key": "merchant_application_id"
                                        }
                                      ]
                                    }
                                  },
                                  "status": "Unauthorized",
                                  "code": 401,
                                  "_postman_previewlanguage": "text",
                                  "header": [],
                                  "cookie": [],
                                  "responseTime": null,
                                  "body": null,
                                  "createdAt": "2026-07-28T02:43:36.000Z",
                                  "updatedAt": "2026-07-28T02:43:36.000Z",
                                  "uid": "35240-2038f95c-757d-4f1f-8234-d5e1be2c484e"
                                },
                                {
                                  "id": "5c74a0b1-957c-4edf-99e9-3652a969b262",
                                  "name": "403 response",
                                  "originalRequest": {
                                    "method": "POST",
                                    "header": [
                                      {
                                        "key": "Content-Type",
                                        "value": "application/json"
                                      },
                                      {
                                        "description": "Added as a part of security scheme: bearer",
                                        "key": "Authorization",
                                        "value": "Bearer <token>"
                                      }
                                    ],
                                    "body": {
                                      "mode": "raw",
                                      "raw": "{\n  \"status\": \"NEEDS_INFORMATION\",\n  \"underwriting_review_types\": [\n    \"DEPOSIT_METHOD_1\"\n  ]\n}",
                                      "options": {
                                        "raw": {
                                          "headerFamily": "json",
                                          "language": "json"
                                        }
                                      }
                                    },
                                    "url": {
                                      "raw": "{{baseUrl}}/v1/merchants/:merchant_id/applications/:merchant_application_id/simulate",
                                      "host": [
                                        "{{baseUrl}}"
                                      ],
                                      "path": [
                                        "v1",
                                        "merchants",
                                        ":merchant_id",
                                        "applications",
                                        ":merchant_application_id",
                                        "simulate"
                                      ],
                                      "variable": [
                                        {
                                          "key": "merchant_id"
                                        },
                                        {
                                          "key": "merchant_application_id"
                                        }
                                      ]
                                    }
                                  },
                                  "status": "Forbidden",
                                  "code": 403,
                                  "_postman_previewlanguage": "text",
                                  "header": [],
                                  "cookie": [],
                                  "responseTime": null,
                                  "body": null,
                                  "createdAt": "2026-07-28T02:43:36.000Z",
                                  "updatedAt": "2026-07-28T02:43:36.000Z",
                                  "uid": "35240-5c74a0b1-957c-4edf-99e9-3652a969b262"
                                },
                                {
                                  "id": "c9e6e20d-ad33-4748-98f6-c96d2a31e2bf",
                                  "name": "404 response",
                                  "originalRequest": {
                                    "method": "POST",
                                    "header": [
                                      {
                                        "key": "Content-Type",
                                        "value": "application/json"
                                      },
                                      {
                                        "description": "Added as a part of security scheme: bearer",
                                        "key": "Authorization",
                                        "value": "Bearer <token>"
                                      }
                                    ],
                                    "body": {
                                      "mode": "raw",
                                      "raw": "{\n  \"status\": \"NEEDS_INFORMATION\",\n  \"underwriting_review_types\": [\n    \"DEPOSIT_METHOD_1\"\n  ]\n}",
                                      "options": {
                                        "raw": {
                                          "headerFamily": "json",
                                          "language": "json"
                                        }
                                      }
                                    },
                                    "url": {
                                      "raw": "{{baseUrl}}/v1/merchants/:merchant_id/applications/:merchant_application_id/simulate",
                                      "host": [
                                        "{{baseUrl}}"
                                      ],
                                      "path": [
                                        "v1",
                                        "merchants",
                                        ":merchant_id",
                                        "applications",
                                        ":merchant_application_id",
                                        "simulate"
                                      ],
                                      "variable": [
                                        {
                                          "key": "merchant_id"
                                        },
                                        {
                                          "key": "merchant_application_id"
                                        }
                                      ]
                                    }
                                  },
                                  "status": "Not Found",
                                  "code": 404,
                                  "_postman_previewlanguage": "text",
                                  "header": [],
                                  "cookie": [],
                                  "responseTime": null,
                                  "body": null,
                                  "createdAt": "2026-07-28T02:43:36.000Z",
                                  "updatedAt": "2026-07-28T02:43:36.000Z",
                                  "uid": "35240-c9e6e20d-ad33-4748-98f6-c96d2a31e2bf"
                                },
                                {
                                  "id": "9c646a57-158a-4aec-b0c2-38b8fcbab04e",
                                  "name": "5XX response",
                                  "originalRequest": {
                                    "method": "POST",
                                    "header": [
                                      {
                                        "key": "Content-Type",
                                        "value": "application/json"
                                      },
                                      {
                                        "description": "Added as a part of security scheme: bearer",
                                        "key": "Authorization",
                                        "value": "Bearer <token>"
                                      }
                                    ],
                                    "body": {
                                      "mode": "raw",
                                      "raw": "{\n  \"status\": \"NEEDS_INFORMATION\",\n  \"underwriting_review_types\": [\n    \"DEPOSIT_METHOD_1\"\n  ]\n}",
                                      "options": {
                                        "raw": {
                                          "headerFamily": "json",
                                          "language": "json"
                                        }
                                      }
                                    },
                                    "url": {
                                      "raw": "{{baseUrl}}/v1/merchants/:merchant_id/applications/:merchant_application_id/simulate",
                                      "host": [
                                        "{{baseUrl}}"
                                      ],
                                      "path": [
                                        "v1",
                                        "merchants",
                                        ":merchant_id",
                                        "applications",
                                        ":merchant_application_id",
                                        "simulate"
                                      ],
                                      "variable": [
                                        {
                                          "key": "merchant_id"
                                        },
                                        {
                                          "key": "merchant_application_id"
                                        }
                                      ]
                                    }
                                  },
                                  "status": "Internal Server Error",
                                  "code": 500,
                                  "_postman_previewlanguage": "text",
                                  "header": [],
                                  "cookie": [],
                                  "responseTime": null,
                                  "body": null,
                                  "createdAt": "2026-07-28T02:43:36.000Z",
                                  "updatedAt": "2026-07-28T02:43:36.000Z",
                                  "uid": "35240-9c646a57-158a-4aec-b0c2-38b8fcbab04e"
                                }
                              ],
                              "createdAt": "2026-07-28T02:43:36.000Z",
                              "updatedAt": "2026-07-28T02:43:36.000Z",
                              "uid": "35240-ed9f2a78-ba91-4866-86de-e85daaa3d1b9"
                            }
                          ],
                          "id": "88a82856-6b4a-4ab0-8b9e-a639e91a9e14",
                          "createdAt": "2026-07-28T02:43:36.000Z",
                          "updatedAt": "2026-07-28T02:43:36.000Z",
                          "uid": "35240-88a82856-6b4a-4ab0-8b9e-a639e91a9e14"
                        },
                        {
                          "name": "Get merchant application",
                          "id": "97b8ce01-51b3-4e14-9fbd-2c5d856945a6",
                          "protocolProfileBehavior": {
                            "disableBodyPruning": true
                          },
                          "request": {
                            "method": "GET",
                            "header": [
                              {
                                "key": "Accept",
                                "value": "application/json"
                              }
                            ],
                            "url": {
                              "raw": "{{baseUrl}}/v1/merchants/:merchant_id/applications/:merchant_application_id",
                              "host": [
                                "{{baseUrl}}"
                              ],
                              "path": [
                                "v1",
                                "merchants",
                                ":merchant_id",
                                "applications",
                                ":merchant_application_id"
                              ],
                              "variable": [
                                {
                                  "id": "f97b5763-85a5-4034-bd3b-9f21616c6def",
                                  "key": "merchant_id"
                                },
                                {
                                  "id": "90d1ced6-f6f3-41c7-a285-c2333b59f6ee",
                                  "key": "merchant_application_id",
                                  "value": "<string>",
                                  "description": "(Required) The unique merchant application identifier. \n\nPrefix is \"app\" in production and \"sbx_app\" in sandbox."
                                }
                              ]
                            },
                            "description": "Get merchant application details by the merchant application ID."
                          },
                          "response": [
                            {
                              "id": "f30b75c7-4cfc-48d3-8ce4-2b830b45448b",
                              "name": "OK",
                              "originalRequest": {
                                "method": "GET",
                                "header": [
                                  {
                                    "key": "Accept",
                                    "value": "application/json"
                                  },
                                  {
                                    "description": "Added as a part of security scheme: bearer",
                                    "key": "Authorization",
                                    "value": "Bearer <token>"
                                  }
                                ],
                                "url": {
                                  "raw": "{{baseUrl}}/v1/merchants/:merchant_id/applications/:merchant_application_id",
                                  "host": [
                                    "{{baseUrl}}"
                                  ],
                                  "path": [
                                    "v1",
                                    "merchants",
                                    ":merchant_id",
                                    "applications",
                                    ":merchant_application_id"
                                  ],
                                  "variable": [
                                    {
                                      "key": "merchant_id"
                                    },
                                    {
                                      "key": "merchant_application_id"
                                    }
                                  ]
                                }
                              },
                              "status": "OK",
                              "code": 200,
                              "_postman_previewlanguage": "json",
                              "header": [
                                {
                                  "key": "Content-Type",
                                  "value": "application/json"
                                }
                              ],
                              "cookie": [],
                              "responseTime": null,
                              "body": "{\n  \"status\": {\n    \"value\": \"reference #/paths/~1v1~1merchants/get/responses/200/content/application~1json/schema/properties/status not found in the OpenAPI spec\"\n  },\n  \"data\": {\n    \"merchant_application_id\": {\n      \"value\": \"reference #/paths/~1v1~1merchants/post/responses/200/content/application~1json/schema/properties/data/properties/merchant_application_id not found in the OpenAPI spec\"\n    },\n    \"merchant_id\": {\n      \"value\": \"reference #/paths/~1v1~1merchants/post/responses/200/content/application~1json/schema/properties/data/properties/merchant_id not found in the OpenAPI spec\"\n    },\n    \"platform_id\": {\n      \"value\": \"reference #/paths/~1v1~1billing_profiles/post/requestBody/content/application~1json/schema/allOf/0/properties/platform_id not found in the OpenAPI spec\"\n    },\n    \"billing_profile_id\": \"<string>\",\n    \"name\": \"<string>\",\n    \"dba_name\": \"<string>\",\n    \"legal_name\": \"<string>\",\n    \"merchant_type\": \"LLP\",\n    \"mcc\": \"<string>\",\n    \"mcc_desc\": \"<string>\",\n    \"email\": \"<string>\",\n    \"website\": \"<string>\",\n    \"website_validation_disabled\": \"<bool>\",\n    \"phone_number\": \"<string>\",\n    \"average_ticket\": \"<integer>\",\n    \"high_ticket\": \"<integer>\",\n    \"average_monthly_volume\": \"<integer>\",\n    \"address\": {\n      \"address_line_1\": \"<string>\",\n      \"address_line_2\": \"<string>\",\n      \"city\": \"<string>\",\n      \"state\": \"<string>\",\n      \"postal_code\": \"<string>\",\n      \"country\": \"<string>\"\n    },\n    \"encrypted_tax_id\": \"<string>\",\n    \"tax_id_last_4\": \"<string>\",\n    \"no_owner_has_25_percent\": \"<boolean>\",\n    \"owner_1\": {\n      \"first_name\": \"<string>\",\n      \"last_name\": \"<string>\",\n      \"dob\": \"<string>\",\n      \"ssn\": \"<string>\",\n      \"ssn_last_4\": \"<string>\",\n      \"email\": \"<string>\",\n      \"phone_number\": \"<string>\",\n      \"address_line_1\": \"<string>\",\n      \"address_line_2\": \"<string>\",\n      \"city\": \"<string>\",\n      \"state\": \"<string>\",\n      \"postal_code\": \"<string>\",\n      \"country\": \"<string>\",\n      \"ownership\": \"<number>\"\n    },\n    \"owner_2\": {\n      \"first_name\": \"<string>\",\n      \"last_name\": \"<string>\",\n      \"dob\": \"<string>\",\n      \"ssn\": \"<string>\",\n      \"ssn_last_4\": \"<string>\",\n      \"email\": \"<string>\",\n      \"phone_number\": \"<string>\",\n      \"address_line_1\": \"<string>\",\n      \"address_line_2\": \"<string>\",\n      \"city\": \"<string>\",\n      \"state\": \"<string>\",\n      \"postal_code\": \"<string>\",\n      \"country\": \"<string>\",\n      \"ownership\": \"<number>\"\n    },\n    \"owner_3\": {\n      \"first_name\": \"<string>\",\n      \"last_name\": \"<string>\",\n      \"dob\": \"<string>\",\n      \"ssn\": \"<string>\",\n      \"ssn_last_4\": \"<string>\",\n      \"email\": \"<string>\",\n      \"phone_number\": \"<string>\",\n      \"address_line_1\": \"<string>\",\n      \"address_line_2\": \"<string>\",\n      \"city\": \"<string>\",\n      \"state\": \"<string>\",\n      \"postal_code\": \"<string>\",\n      \"country\": \"<string>\",\n      \"ownership\": \"<number>\"\n    },\n    \"owner_4\": {\n      \"first_name\": \"<string>\",\n      \"last_name\": \"<string>\",\n      \"dob\": \"<string>\",\n      \"ssn\": \"<string>\",\n      \"ssn_last_4\": \"<string>\",\n      \"email\": \"<string>\",\n      \"phone_number\": \"<string>\",\n      \"address_line_1\": \"<string>\",\n      \"address_line_2\": \"<string>\",\n      \"city\": \"<string>\",\n      \"state\": \"<string>\",\n      \"postal_code\": \"<string>\",\n      \"country\": \"<string>\",\n      \"ownership\": \"<number>\"\n    },\n    \"billing_frequency\": {\n      \"value\": \"reference #/paths/~1v1~1merchants/post/requestBody/content/application~1json/schema/allOf/0/properties/billing_frequency not found in the OpenAPI spec\"\n    },\n    \"billing_type\": {\n      \"value\": \"reference #/paths/~1v1~1merchants/post/requestBody/content/application~1json/schema/allOf/0/properties/billing_type not found in the OpenAPI spec\"\n    },\n    \"deposit_frequency\": {\n      \"value\": \"reference #/paths/~1v1~1merchants/post/requestBody/content/application~1json/schema/allOf/0/properties/deposit_frequency not found in the OpenAPI spec\"\n    },\n    \"card_release_delay_days\": {\n      \"value\": \"reference #/paths/~1v1~1merchants~1%7Bmerchant_id%7D/patch/requestBody/content/application~1json/schema/properties/card_release_delay_days not found in the OpenAPI spec\"\n    },\n    \"ach_release_delay_days\": {\n      \"value\": \"reference #/paths/~1v1~1merchants~1%7Bmerchant_id%7D/patch/requestBody/content/application~1json/schema/properties/ach_release_delay_days not found in the OpenAPI spec\"\n    },\n    \"validated_ach_release_delay_days\": {\n      \"value\": \"reference #/paths/~1v1~1merchants~1%7Bmerchant_id%7D/patch/requestBody/content/application~1json/schema/properties/validated_ach_release_delay_days not found in the OpenAPI spec\"\n    },\n    \"balance_checked_ach_release_delay_days\": {\n      \"value\": \"reference #/paths/~1v1~1merchants~1%7Bmerchant_id%7D/patch/requestBody/content/application~1json/schema/properties/balance_checked_ach_release_delay_days not found in the OpenAPI spec\"\n    },\n    \"allowed_payment_method_types\": [\n      \"AMERICAN_EXPRESS_DEBIT\",\n      \"MASTERCARD_CREDIT\"\n    ],\n    \"deposit_routes\": {\n      \"adipisicing441\": {\n        \"deposit_method_id\": \"<string>\",\n        \"description\": \"<string>\",\n        \"allow_merchant_to_update\": \"<boolean>\"\n      }\n    },\n    \"underwriting_reviews\": {\n      \"business_name_tin\": {\n        \"updated_at\": \"<dateTime>\"\n      },\n      \"business_verification\": {\n        \"updated_at\": \"<dateTime>\",\n        \"file_upload_ids\": [\n          \"<string>\",\n          \"<string>\"\n        ]\n      },\n      \"deposit_method_1\": {\n        \"updated_at\": \"<dateTime>\",\n        \"file_upload_id\": \"<string>\",\n        \"deposit_route_key\": \"<string>\",\n        \"deposit_method_id\": \"<string>\"\n      },\n      \"deposit_method_2\": {\n        \"updated_at\": \"<dateTime>\",\n        \"file_upload_id\": \"<string>\",\n        \"deposit_route_key\": \"<string>\",\n        \"deposit_method_id\": \"<string>\"\n      },\n      \"financial_1\": {\n        \"updated_at\": \"<dateTime>\",\n        \"file_upload_ids\": [\n          \"<string>\",\n          \"<string>\"\n        ]\n      },\n      \"financial_2\": {\n        \"updated_at\": \"<dateTime>\",\n        \"file_upload_ids\": [\n          \"<string>\",\n          \"<string>\"\n        ]\n      },\n      \"owner_1_name_ssn\": {\n        \"updated_at\": \"<dateTime>\"\n      },\n      \"owner_2_name_ssn\": {\n        \"updated_at\": \"<dateTime>\"\n      },\n      \"owner_3_name_ssn\": {\n        \"updated_at\": \"<dateTime>\"\n      },\n      \"owner_4_name_ssn\": {\n        \"updated_at\": \"<dateTime>\"\n      },\n      \"other\": {\n        \"updated_at\": \"<dateTime>\"\n      }\n    },\n    \"underwriting_verifications\": {\n      \"business_name_tin\": {\n        \"status\": \"REVERIFICATION_REQUIRED\",\n        \"file_upload_mode\": \"REQUESTED_ON_FAILURE\",\n        \"file_upload_ids\": [\n          \"<string>\",\n          \"<string>\"\n        ],\n        \"confirmed\": \"<boolean>\",\n        \"confirmed_at\": \"<dateTime>\",\n        \"updated_at\": \"<dateTime>\"\n      },\n      \"deposit_method_1\": {\n        \"status\": \"VERIFIED\",\n        \"deposit_route_key\": \"<string>\",\n        \"deposit_method_id\": \"<string>\",\n        \"file_upload_mode\": \"REQUESTED_ON_FAILURE\",\n        \"file_upload_ids\": [\n          \"<string>\",\n          \"<string>\"\n        ],\n        \"confirmed\": \"<boolean>\",\n        \"confirmed_at\": \"<dateTime>\",\n        \"updated_at\": \"<dateTime>\"\n      },\n      \"deposit_method_2\": {\n        \"status\": \"FAILED\",\n        \"deposit_route_key\": \"<string>\",\n        \"deposit_method_id\": \"<string>\",\n        \"file_upload_mode\": \"NOT_REQUESTED\",\n        \"file_upload_ids\": [\n          \"<string>\",\n          \"<string>\"\n        ],\n        \"confirmed\": \"<boolean>\",\n        \"confirmed_at\": \"<dateTime>\",\n        \"updated_at\": \"<dateTime>\"\n      },\n      \"financial\": {\n        \"status\": \"FAILED\",\n        \"financial_type\": \"FINANCIAL_2\",\n        \"file_upload_mode\": \"ALWAYS_REQUESTED\",\n        \"file_upload_ids\": [\n          \"<string>\",\n          \"<string>\"\n        ],\n        \"confirmed\": \"<boolean>\",\n        \"confirmed_at\": \"<dateTime>\",\n        \"updated_at\": \"<dateTime>\"\n      },\n      \"owner_1_name_ssn\": {\n        \"status\": \"NOT_VERIFIED\",\n        \"file_upload_mode\": \"REQUESTED_ON_FAILURE\",\n        \"file_upload_ids\": [\n          \"<string>\",\n          \"<string>\"\n        ],\n        \"confirmed\": \"<boolean>\",\n        \"confirmed_at\": \"<dateTime>\",\n        \"updated_at\": \"<dateTime>\"\n      },\n      \"owner_2_name_ssn\": {\n        \"status\": \"VERIFIED\",\n        \"file_upload_mode\": \"REQUIRED_ON_FAILURE\",\n        \"file_upload_ids\": [\n          \"<string>\",\n          \"<string>\"\n        ],\n        \"confirmed\": \"<boolean>\",\n        \"confirmed_at\": \"<dateTime>\",\n        \"updated_at\": \"<dateTime>\"\n      },\n      \"owner_3_name_ssn\": {\n        \"status\": \"MANUAL_VERIFICATION_REQUIRED\",\n        \"file_upload_mode\": \"NOT_REQUESTED\",\n        \"file_upload_ids\": [\n          \"<string>\",\n          \"<string>\"\n        ],\n        \"confirmed\": \"<boolean>\",\n        \"confirmed_at\": \"<dateTime>\",\n        \"updated_at\": \"<dateTime>\"\n      },\n      \"owner_4_name_ssn\": {\n        \"status\": \"VERIFIED\",\n        \"file_upload_mode\": \"REQUESTED_ON_FAILURE\",\n        \"file_upload_ids\": [\n          \"<string>\",\n          \"<string>\"\n        ],\n        \"confirmed\": \"<boolean>\",\n        \"confirmed_at\": \"<dateTime>\",\n        \"updated_at\": \"<dateTime>\"\n      }\n    },\n    \"status\": {\n      \"value\": \"reference #/paths/~1v1~1merchants/get/parameters/10/schema/items not found in the OpenAPI spec\"\n    },\n    \"created_at\": \"<dateTime>\",\n    \"updated_at\": \"<dateTime>\",\n    \"submitted_at\": \"<dateTime>\",\n    \"in_review_at\": \"<dateTime>\",\n    \"declined_at\": \"<dateTime>\",\n    \"approved_at\": \"<dateTime>\",\n    \"needs_information_at\": \"<dateTime>\",\n    \"resubmitted_at\": \"<dateTime>\",\n    \"validation_errors\": [\n      {\n        \"field\": \"<string>\",\n        \"code\": \"<string>\",\n        \"message\": \"<string>\"\n      },\n      {\n        \"field\": \"<string>\",\n        \"code\": \"<string>\",\n        \"message\": \"<string>\"\n      }\n    ]\n  },\n  \"errors\": {\n    \"value\": \"reference #/paths/~1v1~1merchants/get/responses/200/content/application~1json/schema/properties/errors not found in the OpenAPI spec\"\n  }\n}",
                              "createdAt": "2026-07-28T02:43:36.000Z",
                              "updatedAt": "2026-07-28T02:43:36.000Z",
                              "uid": "35240-f30b75c7-4cfc-48d3-8ce4-2b830b45448b"
                            },
                            {
                              "id": "6b5fb669-dc81-4dde-9197-72d10671cc79",
                              "name": "400 response",
                              "originalRequest": {
                                "method": "GET",
                                "header": [
                                  {
                                    "description": "Added as a part of security scheme: bearer",
                                    "key": "Authorization",
                                    "value": "Bearer <token>"
                                  }
                                ],
                                "url": {
                                  "raw": "{{baseUrl}}/v1/merchants/:merchant_id/applications/:merchant_application_id",
                                  "host": [
                                    "{{baseUrl}}"
                                  ],
                                  "path": [
                                    "v1",
                                    "merchants",
                                    ":merchant_id",
                                    "applications",
                                    ":merchant_application_id"
                                  ],
                                  "variable": [
                                    {
                                      "key": "merchant_id"
                                    },
                                    {
                                      "key": "merchant_application_id"
                                    }
                                  ]
                                }
                              },
                              "status": "Bad Request",
                              "code": 400,
                              "_postman_previewlanguage": "text",
                              "header": [],
                              "cookie": [],
                              "responseTime": null,
                              "body": null,
                              "createdAt": "2026-07-28T02:43:36.000Z",
                              "updatedAt": "2026-07-28T02:43:36.000Z",
                              "uid": "35240-6b5fb669-dc81-4dde-9197-72d10671cc79"
                            },
                            {
                              "id": "541711e2-9acd-4087-9794-c670ff8d7699",
                              "name": "401 response",
                              "originalRequest": {
                                "method": "GET",
                                "header": [
                                  {
                                    "description": "Added as a part of security scheme: bearer",
                                    "key": "Authorization",
                                    "value": "Bearer <token>"
                                  }
                                ],
                                "url": {
                                  "raw": "{{baseUrl}}/v1/merchants/:merchant_id/applications/:merchant_application_id",
                                  "host": [
                                    "{{baseUrl}}"
                                  ],
                                  "path": [
                                    "v1",
                                    "merchants",
                                    ":merchant_id",
                                    "applications",
                                    ":merchant_application_id"
                                  ],
                                  "variable": [
                                    {
                                      "key": "merchant_id"
                                    },
                                    {
                                      "key": "merchant_application_id"
                                    }
                                  ]
                                }
                              },
                              "status": "Unauthorized",
                              "code": 401,
                              "_postman_previewlanguage": "text",
                              "header": [],
                              "cookie": [],
                              "responseTime": null,
                              "body": null,
                              "createdAt": "2026-07-28T02:43:36.000Z",
                              "updatedAt": "2026-07-28T02:43:36.000Z",
                              "uid": "35240-541711e2-9acd-4087-9794-c670ff8d7699"
                            },
                            {
                              "id": "4d223403-7230-4523-8ed0-7d1e45fc82ab",
                              "name": "403 response",
                              "originalRequest": {
                                "method": "GET",
                                "header": [
                                  {
                                    "description": "Added as a part of security scheme: bearer",
                                    "key": "Authorization",
                                    "value": "Bearer <token>"
                                  }
                                ],
                                "url": {
                                  "raw": "{{baseUrl}}/v1/merchants/:merchant_id/applications/:merchant_application_id",
                                  "host": [
                                    "{{baseUrl}}"
                                  ],
                                  "path": [
                                    "v1",
                                    "merchants",
                                    ":merchant_id",
                                    "applications",
                                    ":merchant_application_id"
                                  ],
                                  "variable": [
                                    {
                                      "key": "merchant_id"
                                    },
                                    {
                                      "key": "merchant_application_id"
                                    }
                                  ]
                                }
                              },
                              "status": "Forbidden",
                              "code": 403,
                              "_postman_previewlanguage": "text",
                              "header": [],
                              "cookie": [],
                              "responseTime": null,
                              "body": null,
                              "createdAt": "2026-07-28T02:43:36.000Z",
                              "updatedAt": "2026-07-28T02:43:36.000Z",
                              "uid": "35240-4d223403-7230-4523-8ed0-7d1e45fc82ab"
                            },
                            {
                              "id": "d3a95c32-2770-415b-af50-03c65af95847",
                              "name": "404 response",
                              "originalRequest": {
                                "method": "GET",
                                "header": [
                                  {
                                    "description": "Added as a part of security scheme: bearer",
                                    "key": "Authorization",
                                    "value": "Bearer <token>"
                                  }
                                ],
                                "url": {
                                  "raw": "{{baseUrl}}/v1/merchants/:merchant_id/applications/:merchant_application_id",
                                  "host": [
                                    "{{baseUrl}}"
                                  ],
                                  "path": [
                                    "v1",
                                    "merchants",
                                    ":merchant_id",
                                    "applications",
                                    ":merchant_application_id"
                                  ],
                                  "variable": [
                                    {
                                      "key": "merchant_id"
                                    },
                                    {
                                      "key": "merchant_application_id"
                                    }
                                  ]
                                }
                              },
                              "status": "Not Found",
                              "code": 404,
                              "_postman_previewlanguage": "text",
                              "header": [],
                              "cookie": [],
                              "responseTime": null,
                              "body": null,
                              "createdAt": "2026-07-28T02:43:36.000Z",
                              "updatedAt": "2026-07-28T02:43:36.000Z",
                              "uid": "35240-d3a95c32-2770-415b-af50-03c65af95847"
                            },
                            {
                              "id": "b98546de-4e89-4ca3-84c8-09b59cc49059",
                              "name": "5XX response",
                              "originalRequest": {
                                "method": "GET",
                                "header": [
                                  {
                                    "description": "Added as a part of security scheme: bearer",
                                    "key": "Authorization",
                                    "value": "Bearer <token>"
                                  }
                                ],
                                "url": {
                                  "raw": "{{baseUrl}}/v1/merchants/:merchant_id/applications/:merchant_application_id",
                                  "host": [
                                    "{{baseUrl}}"
                                  ],
                                  "path": [
                                    "v1",
                                    "merchants",
                                    ":merchant_id",
                                    "applications",
                                    ":merchant_application_id"
                                  ],
                                  "variable": [
                                    {
                                      "key": "merchant_id"
                                    },
                                    {
                                      "key": "merchant_application_id"
                                    }
                                  ]
                                }
                              },
                              "status": "Internal Server Error",
                              "code": 500,
                              "_postman_previewlanguage": "text",
                              "header": [],
                              "cookie": [],
                              "responseTime": null,
                              "body": null,
                              "createdAt": "2026-07-28T02:43:36.000Z",
                              "updatedAt": "2026-07-28T02:43:36.000Z",
                              "uid": "35240-b98546de-4e89-4ca3-84c8-09b59cc49059"
                            }
                          ],
                          "createdAt": "2026-07-28T02:43:36.000Z",
                          "updatedAt": "2026-07-28T02:43:36.000Z",
                          "uid": "35240-97b8ce01-51b3-4e14-9fbd-2c5d856945a6"
                        },
                        {
                          "name": "Update merchant application",
                          "id": "5dc4b844-1af4-49c7-81f3-6c9f6859b8b1",
                          "protocolProfileBehavior": {
                            "disableBodyPruning": true
                          },
                          "request": {
                            "method": "PATCH",
                            "header": [
                              {
                                "key": "Content-Type",
                                "value": "application/json"
                              },
                              {
                                "key": "Accept",
                                "value": "application/json"
                              }
                            ],
                            "body": {
                              "mode": "raw",
                              "raw": "{\n  \"merchant_application_id\": {\n    \"value\": \"reference #/paths/~1v1~1merchants/post/responses/200/content/application~1json/schema/properties/data/properties/merchant_application_id not found in the OpenAPI spec\"\n  },\n  \"merchant_id\": {\n    \"value\": \"reference #/paths/~1v1~1merchants/post/responses/200/content/application~1json/schema/properties/data/properties/merchant_id not found in the OpenAPI spec\"\n  },\n  \"platform_id\": {\n    \"value\": \"reference #/paths/~1v1~1billing_profiles/post/requestBody/content/application~1json/schema/allOf/0/properties/platform_id not found in the OpenAPI spec\"\n  },\n  \"billing_profile_id\": \"<string>\",\n  \"name\": \"<string>\",\n  \"dba_name\": \"<string>\",\n  \"legal_name\": \"<string>\",\n  \"merchant_type\": \"PARTNERSHIP\",\n  \"mcc\": \"<string>\",\n  \"mcc_desc\": \"<string>\",\n  \"email\": \"<string>\",\n  \"website\": \"<string>\",\n  \"website_validation_disabled\": \"<bool>\",\n  \"phone_number\": \"<string>\",\n  \"average_ticket\": \"<integer>\",\n  \"high_ticket\": \"<integer>\",\n  \"average_monthly_volume\": \"<integer>\",\n  \"address\": {\n    \"address_line_1\": \"<string>\",\n    \"address_line_2\": \"<string>\",\n    \"city\": \"<string>\",\n    \"state\": \"<string>\",\n    \"postal_code\": \"<string>\",\n    \"country\": \"<string>\"\n  },\n  \"encrypted_tax_id\": \"<string>\",\n  \"tax_id_last_4\": \"<string>\",\n  \"no_owner_has_25_percent\": \"<boolean>\",\n  \"owner_1\": {\n    \"first_name\": \"<string>\",\n    \"last_name\": \"<string>\",\n    \"dob\": \"<string>\",\n    \"ssn\": \"<string>\",\n    \"ssn_last_4\": \"<string>\",\n    \"email\": \"<string>\",\n    \"phone_number\": \"<string>\",\n    \"address_line_1\": \"<string>\",\n    \"address_line_2\": \"<string>\",\n    \"city\": \"<string>\",\n    \"state\": \"<string>\",\n    \"postal_code\": \"<string>\",\n    \"country\": \"<string>\",\n    \"ownership\": \"<number>\"\n  },\n  \"owner_2\": {\n    \"first_name\": \"<string>\",\n    \"last_name\": \"<string>\",\n    \"dob\": \"<string>\",\n    \"ssn\": \"<string>\",\n    \"ssn_last_4\": \"<string>\",\n    \"email\": \"<string>\",\n    \"phone_number\": \"<string>\",\n    \"address_line_1\": \"<string>\",\n    \"address_line_2\": \"<string>\",\n    \"city\": \"<string>\",\n    \"state\": \"<string>\",\n    \"postal_code\": \"<string>\",\n    \"country\": \"<string>\",\n    \"ownership\": \"<number>\"\n  },\n  \"owner_3\": {\n    \"first_name\": \"<string>\",\n    \"last_name\": \"<string>\",\n    \"dob\": \"<string>\",\n    \"ssn\": \"<string>\",\n    \"ssn_last_4\": \"<string>\",\n    \"email\": \"<string>\",\n    \"phone_number\": \"<string>\",\n    \"address_line_1\": \"<string>\",\n    \"address_line_2\": \"<string>\",\n    \"city\": \"<string>\",\n    \"state\": \"<string>\",\n    \"postal_code\": \"<string>\",\n    \"country\": \"<string>\",\n    \"ownership\": \"<number>\"\n  },\n  \"owner_4\": {\n    \"first_name\": \"<string>\",\n    \"last_name\": \"<string>\",\n    \"dob\": \"<string>\",\n    \"ssn\": \"<string>\",\n    \"ssn_last_4\": \"<string>\",\n    \"email\": \"<string>\",\n    \"phone_number\": \"<string>\",\n    \"address_line_1\": \"<string>\",\n    \"address_line_2\": \"<string>\",\n    \"city\": \"<string>\",\n    \"state\": \"<string>\",\n    \"postal_code\": \"<string>\",\n    \"country\": \"<string>\",\n    \"ownership\": \"<number>\"\n  },\n  \"billing_frequency\": {\n    \"value\": \"reference #/paths/~1v1~1merchants/post/requestBody/content/application~1json/schema/allOf/0/properties/billing_frequency not found in the OpenAPI spec\"\n  },\n  \"billing_type\": {\n    \"value\": \"reference #/paths/~1v1~1merchants/post/requestBody/content/application~1json/schema/allOf/0/properties/billing_type not found in the OpenAPI spec\"\n  },\n  \"deposit_frequency\": {\n    \"value\": \"reference #/paths/~1v1~1merchants/post/requestBody/content/application~1json/schema/allOf/0/properties/deposit_frequency not found in the OpenAPI spec\"\n  },\n  \"card_release_delay_days\": {\n    \"value\": \"reference #/paths/~1v1~1merchants~1%7Bmerchant_id%7D/patch/requestBody/content/application~1json/schema/properties/card_release_delay_days not found in the OpenAPI spec\"\n  },\n  \"ach_release_delay_days\": {\n    \"value\": \"reference #/paths/~1v1~1merchants~1%7Bmerchant_id%7D/patch/requestBody/content/application~1json/schema/properties/ach_release_delay_days not found in the OpenAPI spec\"\n  },\n  \"validated_ach_release_delay_days\": {\n    \"value\": \"reference #/paths/~1v1~1merchants~1%7Bmerchant_id%7D/patch/requestBody/content/application~1json/schema/properties/validated_ach_release_delay_days not found in the OpenAPI spec\"\n  },\n  \"balance_checked_ach_release_delay_days\": {\n    \"value\": \"reference #/paths/~1v1~1merchants~1%7Bmerchant_id%7D/patch/requestBody/content/application~1json/schema/properties/balance_checked_ach_release_delay_days not found in the OpenAPI spec\"\n  },\n  \"allowed_payment_method_types\": [\n    \"DISCOVER_DEBIT\",\n    \"VISA_DEBIT\"\n  ],\n  \"deposit_routes\": {\n    \"ullamco_7bb\": {\n      \"deposit_method_id\": \"<string>\",\n      \"description\": \"<string>\",\n      \"allow_merchant_to_update\": \"<boolean>\"\n    },\n    \"laboris_7\": {\n      \"deposit_method_id\": \"<string>\",\n      \"description\": \"<string>\",\n      \"allow_merchant_to_update\": \"<boolean>\"\n    },\n    \"veniam_9\": {\n      \"deposit_method_id\": \"<string>\",\n      \"description\": \"<string>\",\n      \"allow_merchant_to_update\": \"<boolean>\"\n    },\n    \"adipisicing_\": {\n      \"deposit_method_id\": \"<string>\",\n      \"description\": \"<string>\",\n      \"allow_merchant_to_update\": \"<boolean>\"\n    },\n    \"Duis_9\": {\n      \"deposit_method_id\": \"<string>\",\n      \"description\": \"<string>\",\n      \"allow_merchant_to_update\": \"<boolean>\"\n    }\n  },\n  \"underwriting_reviews\": {\n    \"business_name_tin\": {\n      \"updated_at\": \"<dateTime>\"\n    },\n    \"business_verification\": {\n      \"updated_at\": \"<dateTime>\",\n      \"file_upload_ids\": [\n        \"<string>\",\n        \"<string>\"\n      ]\n    },\n    \"deposit_method_1\": {\n      \"updated_at\": \"<dateTime>\",\n      \"file_upload_id\": \"<string>\",\n      \"deposit_route_key\": \"<string>\",\n      \"deposit_method_id\": \"<string>\"\n    },\n    \"deposit_method_2\": {\n      \"updated_at\": \"<dateTime>\",\n      \"file_upload_id\": \"<string>\",\n      \"deposit_route_key\": \"<string>\",\n      \"deposit_method_id\": \"<string>\"\n    },\n    \"financial_1\": {\n      \"updated_at\": \"<dateTime>\",\n      \"file_upload_ids\": [\n        \"<string>\",\n        \"<string>\"\n      ]\n    },\n    \"financial_2\": {\n      \"updated_at\": \"<dateTime>\",\n      \"file_upload_ids\": [\n        \"<string>\",\n        \"<string>\"\n      ]\n    },\n    \"owner_1_name_ssn\": {\n      \"updated_at\": \"<dateTime>\"\n    },\n    \"owner_2_name_ssn\": {\n      \"updated_at\": \"<dateTime>\"\n    },\n    \"owner_3_name_ssn\": {\n      \"updated_at\": \"<dateTime>\"\n    },\n    \"owner_4_name_ssn\": {\n      \"updated_at\": \"<dateTime>\"\n    },\n    \"other\": {\n      \"updated_at\": \"<dateTime>\"\n    }\n  },\n  \"underwriting_verifications\": {\n    \"business_name_tin\": {\n      \"status\": \"FAILED\",\n      \"file_upload_mode\": \"NOT_REQUESTED\",\n      \"file_upload_ids\": [\n        \"<string>\",\n        \"<string>\"\n      ],\n      \"confirmed\": \"<boolean>\",\n      \"confirmed_at\": \"<dateTime>\",\n      \"updated_at\": \"<dateTime>\"\n    },\n    \"deposit_method_1\": {\n      \"status\": \"NOT_VERIFIED\",\n      \"deposit_route_key\": \"<string>\",\n      \"deposit_method_id\": \"<string>\",\n      \"file_upload_mode\": \"REQUIRED_ON_FAILURE\",\n      \"file_upload_ids\": [\n        \"<string>\",\n        \"<string>\"\n      ],\n      \"confirmed\": \"<boolean>\",\n      \"confirmed_at\": \"<dateTime>\",\n      \"updated_at\": \"<dateTime>\"\n    },\n    \"deposit_method_2\": {\n      \"status\": \"FAILED\",\n      \"deposit_route_key\": \"<string>\",\n      \"deposit_method_id\": \"<string>\",\n      \"file_upload_mode\": \"NOT_REQUESTED\",\n      \"file_upload_ids\": [\n        \"<string>\",\n        \"<string>\"\n      ],\n      \"confirmed\": \"<boolean>\",\n      \"confirmed_at\": \"<dateTime>\",\n      \"updated_at\": \"<dateTime>\"\n    },\n    \"financial\": {\n      \"status\": \"FAILED\",\n      \"financial_type\": \"FINANCIAL_1\",\n      \"file_upload_mode\": \"REQUESTED_ON_FAILURE\",\n      \"file_upload_ids\": [\n        \"<string>\",\n        \"<string>\"\n      ],\n      \"confirmed\": \"<boolean>\",\n      \"confirmed_at\": \"<dateTime>\",\n      \"updated_at\": \"<dateTime>\"\n    },\n    \"owner_1_name_ssn\": {\n      \"status\": \"DISABLED\",\n      \"file_upload_mode\": \"NOT_REQUESTED\",\n      \"file_upload_ids\": [\n        \"<string>\",\n        \"<string>\"\n      ],\n      \"confirmed\": \"<boolean>\",\n      \"confirmed_at\": \"<dateTime>\",\n      \"updated_at\": \"<dateTime>\"\n    },\n    \"owner_2_name_ssn\": {\n      \"status\": \"NOT_VERIFIED\",\n      \"file_upload_mode\": \"NOT_REQUESTED\",\n      \"file_upload_ids\": [\n        \"<string>\",\n        \"<string>\"\n      ],\n      \"confirmed\": \"<boolean>\",\n      \"confirmed_at\": \"<dateTime>\",\n      \"updated_at\": \"<dateTime>\"\n    },\n    \"owner_3_name_ssn\": {\n      \"status\": \"REVERIFICATION_REQUIRED\",\n      \"file_upload_mode\": \"REQUIRED_ON_FAILURE\",\n      \"file_upload_ids\": [\n        \"<string>\",\n        \"<string>\"\n      ],\n      \"confirmed\": \"<boolean>\",\n      \"confirmed_at\": \"<dateTime>\",\n      \"updated_at\": \"<dateTime>\"\n    },\n    \"owner_4_name_ssn\": {\n      \"status\": \"MANUAL_VERIFICATION_REQUIRED\",\n      \"file_upload_mode\": \"REQUESTED_ON_FAILURE\",\n      \"file_upload_ids\": [\n        \"<string>\",\n        \"<string>\"\n      ],\n      \"confirmed\": \"<boolean>\",\n      \"confirmed_at\": \"<dateTime>\",\n      \"updated_at\": \"<dateTime>\"\n    }\n  },\n  \"status\": {\n    \"value\": \"reference #/paths/~1v1~1merchants/get/parameters/10/schema/items not found in the OpenAPI spec\"\n  },\n  \"created_at\": \"<dateTime>\",\n  \"updated_at\": \"<dateTime>\",\n  \"submitted_at\": \"<dateTime>\",\n  \"in_review_at\": \"<dateTime>\",\n  \"declined_at\": \"<dateTime>\",\n  \"approved_at\": \"<dateTime>\",\n  \"needs_information_at\": \"<dateTime>\",\n  \"resubmitted_at\": \"<dateTime>\",\n  \"validation_errors\": [\n    {\n      \"field\": \"<string>\",\n      \"code\": \"<string>\",\n      \"message\": \"<string>\"\n    },\n    {\n      \"field\": \"<string>\",\n      \"code\": \"<string>\",\n      \"message\": \"<string>\"\n    }\n  ]\n}",
                              "options": {
                                "raw": {
                                  "headerFamily": "json",
                                  "language": "json"
                                }
                              }
                            },
                            "url": {
                              "raw": "{{baseUrl}}/v1/merchants/:merchant_id/applications/:merchant_application_id",
                              "host": [
                                "{{baseUrl}}"
                              ],
                              "path": [
                                "v1",
                                "merchants",
                                ":merchant_id",
                                "applications",
                                ":merchant_application_id"
                              ],
                              "variable": [
                                {
                                  "id": "1a9549d0-4db8-4cbc-90ef-226ebdfcb59b",
                                  "key": "merchant_id"
                                },
                                {
                                  "id": "373e22be-1f2a-4d93-b68e-6077d2744193",
                                  "key": "merchant_application_id",
                                  "value": "<string>",
                                  "description": "(Required) The unique merchant application identifier. \n\nPrefix is \"app\" in production and \"sbx_app\" in sandbox."
                                }
                              ]
                            },
                            "description": "Update a merchant application. Only fields included in the payload will be updated. Omitted fields will not be updated. To remove a field, set the value to `null`."
                          },
                          "response": [
                            {
                              "id": "efc17cb3-6179-4caa-b02e-4c29c9fe2ecc",
                              "name": "OK",
                              "originalRequest": {
                                "method": "PATCH",
                                "header": [
                                  {
                                    "key": "Content-Type",
                                    "value": "application/json"
                                  },
                                  {
                                    "key": "Accept",
                                    "value": "application/json"
                                  },
                                  {
                                    "description": "Added as a part of security scheme: bearer",
                                    "key": "Authorization",
                                    "value": "Bearer <token>"
                                  }
                                ],
                                "body": {
                                  "mode": "raw",
                                  "raw": "{\n  \"merchant_application_id\": {\n    \"value\": \"reference #/paths/~1v1~1merchants/post/responses/200/content/application~1json/schema/properties/data/properties/merchant_application_id not found in the OpenAPI spec\"\n  },\n  \"merchant_id\": {\n    \"value\": \"reference #/paths/~1v1~1merchants/post/responses/200/content/application~1json/schema/properties/data/properties/merchant_id not found in the OpenAPI spec\"\n  },\n  \"platform_id\": {\n    \"value\": \"reference #/paths/~1v1~1billing_profiles/post/requestBody/content/application~1json/schema/allOf/0/properties/platform_id not found in the OpenAPI spec\"\n  },\n  \"billing_profile_id\": \"<string>\",\n  \"name\": \"<string>\",\n  \"dba_name\": \"<string>\",\n  \"legal_name\": \"<string>\",\n  \"merchant_type\": \"PARTNERSHIP\",\n  \"mcc\": \"<string>\",\n  \"mcc_desc\": \"<string>\",\n  \"email\": \"<string>\",\n  \"website\": \"<string>\",\n  \"website_validation_disabled\": \"<bool>\",\n  \"phone_number\": \"<string>\",\n  \"average_ticket\": \"<integer>\",\n  \"high_ticket\": \"<integer>\",\n  \"average_monthly_volume\": \"<integer>\",\n  \"address\": {\n    \"address_line_1\": \"<string>\",\n    \"address_line_2\": \"<string>\",\n    \"city\": \"<string>\",\n    \"state\": \"<string>\",\n    \"postal_code\": \"<string>\",\n    \"country\": \"<string>\"\n  },\n  \"encrypted_tax_id\": \"<string>\",\n  \"tax_id_last_4\": \"<string>\",\n  \"no_owner_has_25_percent\": \"<boolean>\",\n  \"owner_1\": {\n    \"first_name\": \"<string>\",\n    \"last_name\": \"<string>\",\n    \"dob\": \"<string>\",\n    \"ssn\": \"<string>\",\n    \"ssn_last_4\": \"<string>\",\n    \"email\": \"<string>\",\n    \"phone_number\": \"<string>\",\n    \"address_line_1\": \"<string>\",\n    \"address_line_2\": \"<string>\",\n    \"city\": \"<string>\",\n    \"state\": \"<string>\",\n    \"postal_code\": \"<string>\",\n    \"country\": \"<string>\",\n    \"ownership\": \"<number>\"\n  },\n  \"owner_2\": {\n    \"first_name\": \"<string>\",\n    \"last_name\": \"<string>\",\n    \"dob\": \"<string>\",\n    \"ssn\": \"<string>\",\n    \"ssn_last_4\": \"<string>\",\n    \"email\": \"<string>\",\n    \"phone_number\": \"<string>\",\n    \"address_line_1\": \"<string>\",\n    \"address_line_2\": \"<string>\",\n    \"city\": \"<string>\",\n    \"state\": \"<string>\",\n    \"postal_code\": \"<string>\",\n    \"country\": \"<string>\",\n    \"ownership\": \"<number>\"\n  },\n  \"owner_3\": {\n    \"first_name\": \"<string>\",\n    \"last_name\": \"<string>\",\n    \"dob\": \"<string>\",\n    \"ssn\": \"<string>\",\n    \"ssn_last_4\": \"<string>\",\n    \"email\": \"<string>\",\n    \"phone_number\": \"<string>\",\n    \"address_line_1\": \"<string>\",\n    \"address_line_2\": \"<string>\",\n    \"city\": \"<string>\",\n    \"state\": \"<string>\",\n    \"postal_code\": \"<string>\",\n    \"country\": \"<string>\",\n    \"ownership\": \"<number>\"\n  },\n  \"owner_4\": {\n    \"first_name\": \"<string>\",\n    \"last_name\": \"<string>\",\n    \"dob\": \"<string>\",\n    \"ssn\": \"<string>\",\n    \"ssn_last_4\": \"<string>\",\n    \"email\": \"<string>\",\n    \"phone_number\": \"<string>\",\n    \"address_line_1\": \"<string>\",\n    \"address_line_2\": \"<string>\",\n    \"city\": \"<string>\",\n    \"state\": \"<string>\",\n    \"postal_code\": \"<string>\",\n    \"country\": \"<string>\",\n    \"ownership\": \"<number>\"\n  },\n  \"billing_frequency\": {\n    \"value\": \"reference #/paths/~1v1~1merchants/post/requestBody/content/application~1json/schema/allOf/0/properties/billing_frequency not found in the OpenAPI spec\"\n  },\n  \"billing_type\": {\n    \"value\": \"reference #/paths/~1v1~1merchants/post/requestBody/content/application~1json/schema/allOf/0/properties/billing_type not found in the OpenAPI spec\"\n  },\n  \"deposit_frequency\": {\n    \"value\": \"reference #/paths/~1v1~1merchants/post/requestBody/content/application~1json/schema/allOf/0/properties/deposit_frequency not found in the OpenAPI spec\"\n  },\n  \"card_release_delay_days\": {\n    \"value\": \"reference #/paths/~1v1~1merchants~1%7Bmerchant_id%7D/patch/requestBody/content/application~1json/schema/properties/card_release_delay_days not found in the OpenAPI spec\"\n  },\n  \"ach_release_delay_days\": {\n    \"value\": \"reference #/paths/~1v1~1merchants~1%7Bmerchant_id%7D/patch/requestBody/content/application~1json/schema/properties/ach_release_delay_days not found in the OpenAPI spec\"\n  },\n  \"validated_ach_release_delay_days\": {\n    \"value\": \"reference #/paths/~1v1~1merchants~1%7Bmerchant_id%7D/patch/requestBody/content/application~1json/schema/properties/validated_ach_release_delay_days not found in the OpenAPI spec\"\n  },\n  \"balance_checked_ach_release_delay_days\": {\n    \"value\": \"reference #/paths/~1v1~1merchants~1%7Bmerchant_id%7D/patch/requestBody/content/application~1json/schema/properties/balance_checked_ach_release_delay_days not found in the OpenAPI spec\"\n  },\n  \"allowed_payment_method_types\": [\n    \"DISCOVER_DEBIT\",\n    \"VISA_DEBIT\"\n  ],\n  \"deposit_routes\": {\n    \"ullamco_7bb\": {\n      \"deposit_method_id\": \"<string>\",\n      \"description\": \"<string>\",\n      \"allow_merchant_to_update\": \"<boolean>\"\n    },\n    \"laboris_7\": {\n      \"deposit_method_id\": \"<string>\",\n      \"description\": \"<string>\",\n      \"allow_merchant_to_update\": \"<boolean>\"\n    },\n    \"veniam_9\": {\n      \"deposit_method_id\": \"<string>\",\n      \"description\": \"<string>\",\n      \"allow_merchant_to_update\": \"<boolean>\"\n    },\n    \"adipisicing_\": {\n      \"deposit_method_id\": \"<string>\",\n      \"description\": \"<string>\",\n      \"allow_merchant_to_update\": \"<boolean>\"\n    },\n    \"Duis_9\": {\n      \"deposit_method_id\": \"<string>\",\n      \"description\": \"<string>\",\n      \"allow_merchant_to_update\": \"<boolean>\"\n    }\n  },\n  \"underwriting_reviews\": {\n    \"business_name_tin\": {\n      \"updated_at\": \"<dateTime>\"\n    },\n    \"business_verification\": {\n      \"updated_at\": \"<dateTime>\",\n      \"file_upload_ids\": [\n        \"<string>\",\n        \"<string>\"\n      ]\n    },\n    \"deposit_method_1\": {\n      \"updated_at\": \"<dateTime>\",\n      \"file_upload_id\": \"<string>\",\n      \"deposit_route_key\": \"<string>\",\n      \"deposit_method_id\": \"<string>\"\n    },\n    \"deposit_method_2\": {\n      \"updated_at\": \"<dateTime>\",\n      \"file_upload_id\": \"<string>\",\n      \"deposit_route_key\": \"<string>\",\n      \"deposit_method_id\": \"<string>\"\n    },\n    \"financial_1\": {\n      \"updated_at\": \"<dateTime>\",\n      \"file_upload_ids\": [\n        \"<string>\",\n        \"<string>\"\n      ]\n    },\n    \"financial_2\": {\n      \"updated_at\": \"<dateTime>\",\n      \"file_upload_ids\": [\n        \"<string>\",\n        \"<string>\"\n      ]\n    },\n    \"owner_1_name_ssn\": {\n      \"updated_at\": \"<dateTime>\"\n    },\n    \"owner_2_name_ssn\": {\n      \"updated_at\": \"<dateTime>\"\n    },\n    \"owner_3_name_ssn\": {\n      \"updated_at\": \"<dateTime>\"\n    },\n    \"owner_4_name_ssn\": {\n      \"updated_at\": \"<dateTime>\"\n    },\n    \"other\": {\n      \"updated_at\": \"<dateTime>\"\n    }\n  },\n  \"underwriting_verifications\": {\n    \"business_name_tin\": {\n      \"status\": \"FAILED\",\n      \"file_upload_mode\": \"NOT_REQUESTED\",\n      \"file_upload_ids\": [\n        \"<string>\",\n        \"<string>\"\n      ],\n      \"confirmed\": \"<boolean>\",\n      \"confirmed_at\": \"<dateTime>\",\n      \"updated_at\": \"<dateTime>\"\n    },\n    \"deposit_method_1\": {\n      \"status\": \"NOT_VERIFIED\",\n      \"deposit_route_key\": \"<string>\",\n      \"deposit_method_id\": \"<string>\",\n      \"file_upload_mode\": \"REQUIRED_ON_FAILURE\",\n      \"file_upload_ids\": [\n        \"<string>\",\n        \"<string>\"\n      ],\n      \"confirmed\": \"<boolean>\",\n      \"confirmed_at\": \"<dateTime>\",\n      \"updated_at\": \"<dateTime>\"\n    },\n    \"deposit_method_2\": {\n      \"status\": \"FAILED\",\n      \"deposit_route_key\": \"<string>\",\n      \"deposit_method_id\": \"<string>\",\n      \"file_upload_mode\": \"NOT_REQUESTED\",\n      \"file_upload_ids\": [\n        \"<string>\",\n        \"<string>\"\n      ],\n      \"confirmed\": \"<boolean>\",\n      \"confirmed_at\": \"<dateTime>\",\n      \"updated_at\": \"<dateTime>\"\n    },\n    \"financial\": {\n      \"status\": \"FAILED\",\n      \"financial_type\": \"FINANCIAL_1\",\n      \"file_upload_mode\": \"REQUESTED_ON_FAILURE\",\n      \"file_upload_ids\": [\n        \"<string>\",\n        \"<string>\"\n      ],\n      \"confirmed\": \"<boolean>\",\n      \"confirmed_at\": \"<dateTime>\",\n      \"updated_at\": \"<dateTime>\"\n    },\n    \"owner_1_name_ssn\": {\n      \"status\": \"DISABLED\",\n      \"file_upload_mode\": \"NOT_REQUESTED\",\n      \"file_upload_ids\": [\n        \"<string>\",\n        \"<string>\"\n      ],\n      \"confirmed\": \"<boolean>\",\n      \"confirmed_at\": \"<dateTime>\",\n      \"updated_at\": \"<dateTime>\"\n    },\n    \"owner_2_name_ssn\": {\n      \"status\": \"NOT_VERIFIED\",\n      \"file_upload_mode\": \"NOT_REQUESTED\",\n      \"file_upload_ids\": [\n        \"<string>\",\n        \"<string>\"\n      ],\n      \"confirmed\": \"<boolean>\",\n      \"confirmed_at\": \"<dateTime>\",\n      \"updated_at\": \"<dateTime>\"\n    },\n    \"owner_3_name_ssn\": {\n      \"status\": \"REVERIFICATION_REQUIRED\",\n      \"file_upload_mode\": \"REQUIRED_ON_FAILURE\",\n      \"file_upload_ids\": [\n        \"<string>\",\n        \"<string>\"\n      ],\n      \"confirmed\": \"<boolean>\",\n      \"confirmed_at\": \"<dateTime>\",\n      \"updated_at\": \"<dateTime>\"\n    },\n    \"owner_4_name_ssn\": {\n      \"status\": \"MANUAL_VERIFICATION_REQUIRED\",\n      \"file_upload_mode\": \"REQUESTED_ON_FAILURE\",\n      \"file_upload_ids\": [\n        \"<string>\",\n        \"<string>\"\n      ],\n      \"confirmed\": \"<boolean>\",\n      \"confirmed_at\": \"<dateTime>\",\n      \"updated_at\": \"<dateTime>\"\n    }\n  },\n  \"status\": {\n    \"value\": \"reference #/paths/~1v1~1merchants/get/parameters/10/schema/items not found in the OpenAPI spec\"\n  },\n  \"created_at\": \"<dateTime>\",\n  \"updated_at\": \"<dateTime>\",\n  \"submitted_at\": \"<dateTime>\",\n  \"in_review_at\": \"<dateTime>\",\n  \"declined_at\": \"<dateTime>\",\n  \"approved_at\": \"<dateTime>\",\n  \"needs_information_at\": \"<dateTime>\",\n  \"resubmitted_at\": \"<dateTime>\",\n  \"validation_errors\": [\n    {\n      \"field\": \"<string>\",\n      \"code\": \"<string>\",\n      \"message\": \"<string>\"\n    },\n    {\n      \"field\": \"<string>\",\n      \"code\": \"<string>\",\n      \"message\": \"<string>\"\n    }\n  ]\n}",
                                  "options": {
                                    "raw": {
                                      "headerFamily": "json",
                                      "language": "json"
                                    }
                                  }
                                },
                                "url": {
                                  "raw": "{{baseUrl}}/v1/merchants/:merchant_id/applications/:merchant_application_id",
                                  "host": [
                                    "{{baseUrl}}"
                                  ],
                                  "path": [
                                    "v1",
                                    "merchants",
                                    ":merchant_id",
                                    "applications",
                                    ":merchant_application_id"
                                  ],
                                  "variable": [
                                    {
                                      "key": "merchant_id"
                                    },
                                    {
                                      "key": "merchant_application_id"
                                    }
                                  ]
                                }
                              },
                              "status": "OK",
                              "code": 200,
                              "_postman_previewlanguage": "json",
                              "header": [
                                {
                                  "key": "Content-Type",
                                  "value": "application/json"
                                }
                              ],
                              "cookie": [],
                              "responseTime": null,
                              "body": "{\n  \"status\": {\n    \"value\": \"reference #/paths/~1v1~1merchants/get/responses/200/content/application~1json/schema/properties/status not found in the OpenAPI spec\"\n  },\n  \"data\": {\n    \"merchant_application_id\": {\n      \"value\": \"reference #/paths/~1v1~1merchants/post/responses/200/content/application~1json/schema/properties/data/properties/merchant_application_id not found in the OpenAPI spec\"\n    },\n    \"merchant_id\": {\n      \"value\": \"reference #/paths/~1v1~1merchants/post/responses/200/content/application~1json/schema/properties/data/properties/merchant_id not found in the OpenAPI spec\"\n    },\n    \"platform_id\": {\n      \"value\": \"reference #/paths/~1v1~1billing_profiles/post/requestBody/content/application~1json/schema/allOf/0/properties/platform_id not found in the OpenAPI spec\"\n    },\n    \"billing_profile_id\": \"<string>\",\n    \"name\": \"<string>\",\n    \"dba_name\": \"<string>\",\n    \"legal_name\": \"<string>\",\n    \"merchant_type\": \"LLP\",\n    \"mcc\": \"<string>\",\n    \"mcc_desc\": \"<string>\",\n    \"email\": \"<string>\",\n    \"website\": \"<string>\",\n    \"website_validation_disabled\": \"<bool>\",\n    \"phone_number\": \"<string>\",\n    \"average_ticket\": \"<integer>\",\n    \"high_ticket\": \"<integer>\",\n    \"average_monthly_volume\": \"<integer>\",\n    \"address\": {\n      \"address_line_1\": \"<string>\",\n      \"address_line_2\": \"<string>\",\n      \"city\": \"<string>\",\n      \"state\": \"<string>\",\n      \"postal_code\": \"<string>\",\n      \"country\": \"<string>\"\n    },\n    \"encrypted_tax_id\": \"<string>\",\n    \"tax_id_last_4\": \"<string>\",\n    \"no_owner_has_25_percent\": \"<boolean>\",\n    \"owner_1\": {\n      \"first_name\": \"<string>\",\n      \"last_name\": \"<string>\",\n      \"dob\": \"<string>\",\n      \"ssn\": \"<string>\",\n      \"ssn_last_4\": \"<string>\",\n      \"email\": \"<string>\",\n      \"phone_number\": \"<string>\",\n      \"address_line_1\": \"<string>\",\n      \"address_line_2\": \"<string>\",\n      \"city\": \"<string>\",\n      \"state\": \"<string>\",\n      \"postal_code\": \"<string>\",\n      \"country\": \"<string>\",\n      \"ownership\": \"<number>\"\n    },\n    \"owner_2\": {\n      \"first_name\": \"<string>\",\n      \"last_name\": \"<string>\",\n      \"dob\": \"<string>\",\n      \"ssn\": \"<string>\",\n      \"ssn_last_4\": \"<string>\",\n      \"email\": \"<string>\",\n      \"phone_number\": \"<string>\",\n      \"address_line_1\": \"<string>\",\n      \"address_line_2\": \"<string>\",\n      \"city\": \"<string>\",\n      \"state\": \"<string>\",\n      \"postal_code\": \"<string>\",\n      \"country\": \"<string>\",\n      \"ownership\": \"<number>\"\n    },\n    \"owner_3\": {\n      \"first_name\": \"<string>\",\n      \"last_name\": \"<string>\",\n      \"dob\": \"<string>\",\n      \"ssn\": \"<string>\",\n      \"ssn_last_4\": \"<string>\",\n      \"email\": \"<string>\",\n      \"phone_number\": \"<string>\",\n      \"address_line_1\": \"<string>\",\n      \"address_line_2\": \"<string>\",\n      \"city\": \"<string>\",\n      \"state\": \"<string>\",\n      \"postal_code\": \"<string>\",\n      \"country\": \"<string>\",\n      \"ownership\": \"<number>\"\n    },\n    \"owner_4\": {\n      \"first_name\": \"<string>\",\n      \"last_name\": \"<string>\",\n      \"dob\": \"<string>\",\n      \"ssn\": \"<string>\",\n      \"ssn_last_4\": \"<string>\",\n      \"email\": \"<string>\",\n      \"phone_number\": \"<string>\",\n      \"address_line_1\": \"<string>\",\n      \"address_line_2\": \"<string>\",\n      \"city\": \"<string>\",\n      \"state\": \"<string>\",\n      \"postal_code\": \"<string>\",\n      \"country\": \"<string>\",\n      \"ownership\": \"<number>\"\n    },\n    \"billing_frequency\": {\n      \"value\": \"reference #/paths/~1v1~1merchants/post/requestBody/content/application~1json/schema/allOf/0/properties/billing_frequency not found in the OpenAPI spec\"\n    },\n    \"billing_type\": {\n      \"value\": \"reference #/paths/~1v1~1merchants/post/requestBody/content/application~1json/schema/allOf/0/properties/billing_type not found in the OpenAPI spec\"\n    },\n    \"deposit_frequency\": {\n      \"value\": \"reference #/paths/~1v1~1merchants/post/requestBody/content/application~1json/schema/allOf/0/properties/deposit_frequency not found in the OpenAPI spec\"\n    },\n    \"card_release_delay_days\": {\n      \"value\": \"reference #/paths/~1v1~1merchants~1%7Bmerchant_id%7D/patch/requestBody/content/application~1json/schema/properties/card_release_delay_days not found in the OpenAPI spec\"\n    },\n    \"ach_release_delay_days\": {\n      \"value\": \"reference #/paths/~1v1~1merchants~1%7Bmerchant_id%7D/patch/requestBody/content/application~1json/schema/properties/ach_release_delay_days not found in the OpenAPI spec\"\n    },\n    \"validated_ach_release_delay_days\": {\n      \"value\": \"reference #/paths/~1v1~1merchants~1%7Bmerchant_id%7D/patch/requestBody/content/application~1json/schema/properties/validated_ach_release_delay_days not found in the OpenAPI spec\"\n    },\n    \"balance_checked_ach_release_delay_days\": {\n      \"value\": \"reference #/paths/~1v1~1merchants~1%7Bmerchant_id%7D/patch/requestBody/content/application~1json/schema/properties/balance_checked_ach_release_delay_days not found in the OpenAPI spec\"\n    },\n    \"allowed_payment_method_types\": [\n      \"AMERICAN_EXPRESS_DEBIT\",\n      \"MASTERCARD_CREDIT\"\n    ],\n    \"deposit_routes\": {\n      \"adipisicing441\": {\n        \"deposit_method_id\": \"<string>\",\n        \"description\": \"<string>\",\n        \"allow_merchant_to_update\": \"<boolean>\"\n      }\n    },\n    \"underwriting_reviews\": {\n      \"business_name_tin\": {\n        \"updated_at\": \"<dateTime>\"\n      },\n      \"business_verification\": {\n        \"updated_at\": \"<dateTime>\",\n        \"file_upload_ids\": [\n          \"<string>\",\n          \"<string>\"\n        ]\n      },\n      \"deposit_method_1\": {\n        \"updated_at\": \"<dateTime>\",\n        \"file_upload_id\": \"<string>\",\n        \"deposit_route_key\": \"<string>\",\n        \"deposit_method_id\": \"<string>\"\n      },\n      \"deposit_method_2\": {\n        \"updated_at\": \"<dateTime>\",\n        \"file_upload_id\": \"<string>\",\n        \"deposit_route_key\": \"<string>\",\n        \"deposit_method_id\": \"<string>\"\n      },\n      \"financial_1\": {\n        \"updated_at\": \"<dateTime>\",\n        \"file_upload_ids\": [\n          \"<string>\",\n          \"<string>\"\n        ]\n      },\n      \"financial_2\": {\n        \"updated_at\": \"<dateTime>\",\n        \"file_upload_ids\": [\n          \"<string>\",\n          \"<string>\"\n        ]\n      },\n      \"owner_1_name_ssn\": {\n        \"updated_at\": \"<dateTime>\"\n      },\n      \"owner_2_name_ssn\": {\n        \"updated_at\": \"<dateTime>\"\n      },\n      \"owner_3_name_ssn\": {\n        \"updated_at\": \"<dateTime>\"\n      },\n      \"owner_4_name_ssn\": {\n        \"updated_at\": \"<dateTime>\"\n      },\n      \"other\": {\n        \"updated_at\": \"<dateTime>\"\n      }\n    },\n    \"underwriting_verifications\": {\n      \"business_name_tin\": {\n        \"status\": \"REVERIFICATION_REQUIRED\",\n        \"file_upload_mode\": \"REQUESTED_ON_FAILURE\",\n        \"file_upload_ids\": [\n          \"<string>\",\n          \"<string>\"\n        ],\n        \"confirmed\": \"<boolean>\",\n        \"confirmed_at\": \"<dateTime>\",\n        \"updated_at\": \"<dateTime>\"\n      },\n      \"deposit_method_1\": {\n        \"status\": \"VERIFIED\",\n        \"deposit_route_key\": \"<string>\",\n        \"deposit_method_id\": \"<string>\",\n        \"file_upload_mode\": \"REQUESTED_ON_FAILURE\",\n        \"file_upload_ids\": [\n          \"<string>\",\n          \"<string>\"\n        ],\n        \"confirmed\": \"<boolean>\",\n        \"confirmed_at\": \"<dateTime>\",\n        \"updated_at\": \"<dateTime>\"\n      },\n      \"deposit_method_2\": {\n        \"status\": \"FAILED\",\n        \"deposit_route_key\": \"<string>\",\n        \"deposit_method_id\": \"<string>\",\n        \"file_upload_mode\": \"NOT_REQUESTED\",\n        \"file_upload_ids\": [\n          \"<string>\",\n          \"<string>\"\n        ],\n        \"confirmed\": \"<boolean>\",\n        \"confirmed_at\": \"<dateTime>\",\n        \"updated_at\": \"<dateTime>\"\n      },\n      \"financial\": {\n        \"status\": \"FAILED\",\n        \"financial_type\": \"FINANCIAL_2\",\n        \"file_upload_mode\": \"ALWAYS_REQUESTED\",\n        \"file_upload_ids\": [\n          \"<string>\",\n          \"<string>\"\n        ],\n        \"confirmed\": \"<boolean>\",\n        \"confirmed_at\": \"<dateTime>\",\n        \"updated_at\": \"<dateTime>\"\n      },\n      \"owner_1_name_ssn\": {\n        \"status\": \"NOT_VERIFIED\",\n        \"file_upload_mode\": \"REQUESTED_ON_FAILURE\",\n        \"file_upload_ids\": [\n          \"<string>\",\n          \"<string>\"\n        ],\n        \"confirmed\": \"<boolean>\",\n        \"confirmed_at\": \"<dateTime>\",\n        \"updated_at\": \"<dateTime>\"\n      },\n      \"owner_2_name_ssn\": {\n        \"status\": \"VERIFIED\",\n        \"file_upload_mode\": \"REQUIRED_ON_FAILURE\",\n        \"file_upload_ids\": [\n          \"<string>\",\n          \"<string>\"\n        ],\n        \"confirmed\": \"<boolean>\",\n        \"confirmed_at\": \"<dateTime>\",\n        \"updated_at\": \"<dateTime>\"\n      },\n      \"owner_3_name_ssn\": {\n        \"status\": \"MANUAL_VERIFICATION_REQUIRED\",\n        \"file_upload_mode\": \"NOT_REQUESTED\",\n        \"file_upload_ids\": [\n          \"<string>\",\n          \"<string>\"\n        ],\n        \"confirmed\": \"<boolean>\",\n        \"confirmed_at\": \"<dateTime>\",\n        \"updated_at\": \"<dateTime>\"\n      },\n      \"owner_4_name_ssn\": {\n        \"status\": \"VERIFIED\",\n        \"file_upload_mode\": \"REQUESTED_ON_FAILURE\",\n        \"file_upload_ids\": [\n          \"<string>\",\n          \"<string>\"\n        ],\n        \"confirmed\": \"<boolean>\",\n        \"confirmed_at\": \"<dateTime>\",\n        \"updated_at\": \"<dateTime>\"\n      }\n    },\n    \"status\": {\n      \"value\": \"reference #/paths/~1v1~1merchants/get/parameters/10/schema/items not found in the OpenAPI spec\"\n    },\n    \"created_at\": \"<dateTime>\",\n    \"updated_at\": \"<dateTime>\",\n    \"submitted_at\": \"<dateTime>\",\n    \"in_review_at\": \"<dateTime>\",\n    \"declined_at\": \"<dateTime>\",\n    \"approved_at\": \"<dateTime>\",\n    \"needs_information_at\": \"<dateTime>\",\n    \"resubmitted_at\": \"<dateTime>\",\n    \"validation_errors\": [\n      {\n        \"field\": \"<string>\",\n        \"code\": \"<string>\",\n        \"message\": \"<string>\"\n      },\n      {\n        \"field\": \"<string>\",\n        \"code\": \"<string>\",\n        \"message\": \"<string>\"\n      }\n    ]\n  },\n  \"errors\": {\n    \"value\": \"reference #/paths/~1v1~1merchants/get/responses/200/content/application~1json/schema/properties/errors not found in the OpenAPI spec\"\n  }\n}",
                              "createdAt": "2026-07-28T02:43:36.000Z",
                              "updatedAt": "2026-07-28T02:43:36.000Z",
                              "uid": "35240-efc17cb3-6179-4caa-b02e-4c29c9fe2ecc"
                            },
                            {
                              "id": "528f1b73-c26c-4d29-a62e-73bf2540d5e8",
                              "name": "400 response",
                              "originalRequest": {
                                "method": "PATCH",
                                "header": [
                                  {
                                    "key": "Content-Type",
                                    "value": "application/json"
                                  },
                                  {
                                    "description": "Added as a part of security scheme: bearer",
                                    "key": "Authorization",
                                    "value": "Bearer <token>"
                                  }
                                ],
                                "body": {
                                  "mode": "raw",
                                  "raw": "{\n  \"merchant_application_id\": {\n    \"value\": \"reference #/paths/~1v1~1merchants/post/responses/200/content/application~1json/schema/properties/data/properties/merchant_application_id not found in the OpenAPI spec\"\n  },\n  \"merchant_id\": {\n    \"value\": \"reference #/paths/~1v1~1merchants/post/responses/200/content/application~1json/schema/properties/data/properties/merchant_id not found in the OpenAPI spec\"\n  },\n  \"platform_id\": {\n    \"value\": \"reference #/paths/~1v1~1billing_profiles/post/requestBody/content/application~1json/schema/allOf/0/properties/platform_id not found in the OpenAPI spec\"\n  },\n  \"billing_profile_id\": \"<string>\",\n  \"name\": \"<string>\",\n  \"dba_name\": \"<string>\",\n  \"legal_name\": \"<string>\",\n  \"merchant_type\": \"PARTNERSHIP\",\n  \"mcc\": \"<string>\",\n  \"mcc_desc\": \"<string>\",\n  \"email\": \"<string>\",\n  \"website\": \"<string>\",\n  \"website_validation_disabled\": \"<bool>\",\n  \"phone_number\": \"<string>\",\n  \"average_ticket\": \"<integer>\",\n  \"high_ticket\": \"<integer>\",\n  \"average_monthly_volume\": \"<integer>\",\n  \"address\": {\n    \"address_line_1\": \"<string>\",\n    \"address_line_2\": \"<string>\",\n    \"city\": \"<string>\",\n    \"state\": \"<string>\",\n    \"postal_code\": \"<string>\",\n    \"country\": \"<string>\"\n  },\n  \"encrypted_tax_id\": \"<string>\",\n  \"tax_id_last_4\": \"<string>\",\n  \"no_owner_has_25_percent\": \"<boolean>\",\n  \"owner_1\": {\n    \"first_name\": \"<string>\",\n    \"last_name\": \"<string>\",\n    \"dob\": \"<string>\",\n    \"ssn\": \"<string>\",\n    \"ssn_last_4\": \"<string>\",\n    \"email\": \"<string>\",\n    \"phone_number\": \"<string>\",\n    \"address_line_1\": \"<string>\",\n    \"address_line_2\": \"<string>\",\n    \"city\": \"<string>\",\n    \"state\": \"<string>\",\n    \"postal_code\": \"<string>\",\n    \"country\": \"<string>\",\n    \"ownership\": \"<number>\"\n  },\n  \"owner_2\": {\n    \"first_name\": \"<string>\",\n    \"last_name\": \"<string>\",\n    \"dob\": \"<string>\",\n    \"ssn\": \"<string>\",\n    \"ssn_last_4\": \"<string>\",\n    \"email\": \"<string>\",\n    \"phone_number\": \"<string>\",\n    \"address_line_1\": \"<string>\",\n    \"address_line_2\": \"<string>\",\n    \"city\": \"<string>\",\n    \"state\": \"<string>\",\n    \"postal_code\": \"<string>\",\n    \"country\": \"<string>\",\n    \"ownership\": \"<number>\"\n  },\n  \"owner_3\": {\n    \"first_name\": \"<string>\",\n    \"last_name\": \"<string>\",\n    \"dob\": \"<string>\",\n    \"ssn\": \"<string>\",\n    \"ssn_last_4\": \"<string>\",\n    \"email\": \"<string>\",\n    \"phone_number\": \"<string>\",\n    \"address_line_1\": \"<string>\",\n    \"address_line_2\": \"<string>\",\n    \"city\": \"<string>\",\n    \"state\": \"<string>\",\n    \"postal_code\": \"<string>\",\n    \"country\": \"<string>\",\n    \"ownership\": \"<number>\"\n  },\n  \"owner_4\": {\n    \"first_name\": \"<string>\",\n    \"last_name\": \"<string>\",\n    \"dob\": \"<string>\",\n    \"ssn\": \"<string>\",\n    \"ssn_last_4\": \"<string>\",\n    \"email\": \"<string>\",\n    \"phone_number\": \"<string>\",\n    \"address_line_1\": \"<string>\",\n    \"address_line_2\": \"<string>\",\n    \"city\": \"<string>\",\n    \"state\": \"<string>\",\n    \"postal_code\": \"<string>\",\n    \"country\": \"<string>\",\n    \"ownership\": \"<number>\"\n  },\n  \"billing_frequency\": {\n    \"value\": \"reference #/paths/~1v1~1merchants/post/requestBody/content/application~1json/schema/allOf/0/properties/billing_frequency not found in the OpenAPI spec\"\n  },\n  \"billing_type\": {\n    \"value\": \"reference #/paths/~1v1~1merchants/post/requestBody/content/application~1json/schema/allOf/0/properties/billing_type not found in the OpenAPI spec\"\n  },\n  \"deposit_frequency\": {\n    \"value\": \"reference #/paths/~1v1~1merchants/post/requestBody/content/application~1json/schema/allOf/0/properties/deposit_frequency not found in the OpenAPI spec\"\n  },\n  \"card_release_delay_days\": {\n    \"value\": \"reference #/paths/~1v1~1merchants~1%7Bmerchant_id%7D/patch/requestBody/content/application~1json/schema/properties/card_release_delay_days not found in the OpenAPI spec\"\n  },\n  \"ach_release_delay_days\": {\n    \"value\": \"reference #/paths/~1v1~1merchants~1%7Bmerchant_id%7D/patch/requestBody/content/application~1json/schema/properties/ach_release_delay_days not found in the OpenAPI spec\"\n  },\n  \"validated_ach_release_delay_days\": {\n    \"value\": \"reference #/paths/~1v1~1merchants~1%7Bmerchant_id%7D/patch/requestBody/content/application~1json/schema/properties/validated_ach_release_delay_days not found in the OpenAPI spec\"\n  },\n  \"balance_checked_ach_release_delay_days\": {\n    \"value\": \"reference #/paths/~1v1~1merchants~1%7Bmerchant_id%7D/patch/requestBody/content/application~1json/schema/properties/balance_checked_ach_release_delay_days not found in the OpenAPI spec\"\n  },\n  \"allowed_payment_method_types\": [\n    \"DISCOVER_DEBIT\",\n    \"VISA_DEBIT\"\n  ],\n  \"deposit_routes\": {\n    \"ullamco_7bb\": {\n      \"deposit_method_id\": \"<string>\",\n      \"description\": \"<string>\",\n      \"allow_merchant_to_update\": \"<boolean>\"\n    },\n    \"laboris_7\": {\n      \"deposit_method_id\": \"<string>\",\n      \"description\": \"<string>\",\n      \"allow_merchant_to_update\": \"<boolean>\"\n    },\n    \"veniam_9\": {\n      \"deposit_method_id\": \"<string>\",\n      \"description\": \"<string>\",\n      \"allow_merchant_to_update\": \"<boolean>\"\n    },\n    \"adipisicing_\": {\n      \"deposit_method_id\": \"<string>\",\n      \"description\": \"<string>\",\n      \"allow_merchant_to_update\": \"<boolean>\"\n    },\n    \"Duis_9\": {\n      \"deposit_method_id\": \"<string>\",\n      \"description\": \"<string>\",\n      \"allow_merchant_to_update\": \"<boolean>\"\n    }\n  },\n  \"underwriting_reviews\": {\n    \"business_name_tin\": {\n      \"updated_at\": \"<dateTime>\"\n    },\n    \"business_verification\": {\n      \"updated_at\": \"<dateTime>\",\n      \"file_upload_ids\": [\n        \"<string>\",\n        \"<string>\"\n      ]\n    },\n    \"deposit_method_1\": {\n      \"updated_at\": \"<dateTime>\",\n      \"file_upload_id\": \"<string>\",\n      \"deposit_route_key\": \"<string>\",\n      \"deposit_method_id\": \"<string>\"\n    },\n    \"deposit_method_2\": {\n      \"updated_at\": \"<dateTime>\",\n      \"file_upload_id\": \"<string>\",\n      \"deposit_route_key\": \"<string>\",\n      \"deposit_method_id\": \"<string>\"\n    },\n    \"financial_1\": {\n      \"updated_at\": \"<dateTime>\",\n      \"file_upload_ids\": [\n        \"<string>\",\n        \"<string>\"\n      ]\n    },\n    \"financial_2\": {\n      \"updated_at\": \"<dateTime>\",\n      \"file_upload_ids\": [\n        \"<string>\",\n        \"<string>\"\n      ]\n    },\n    \"owner_1_name_ssn\": {\n      \"updated_at\": \"<dateTime>\"\n    },\n    \"owner_2_name_ssn\": {\n      \"updated_at\": \"<dateTime>\"\n    },\n    \"owner_3_name_ssn\": {\n      \"updated_at\": \"<dateTime>\"\n    },\n    \"owner_4_name_ssn\": {\n      \"updated_at\": \"<dateTime>\"\n    },\n    \"other\": {\n      \"updated_at\": \"<dateTime>\"\n    }\n  },\n  \"underwriting_verifications\": {\n    \"business_name_tin\": {\n      \"status\": \"FAILED\",\n      \"file_upload_mode\": \"NOT_REQUESTED\",\n      \"file_upload_ids\": [\n        \"<string>\",\n        \"<string>\"\n      ],\n      \"confirmed\": \"<boolean>\",\n      \"confirmed_at\": \"<dateTime>\",\n      \"updated_at\": \"<dateTime>\"\n    },\n    \"deposit_method_1\": {\n      \"status\": \"NOT_VERIFIED\",\n      \"deposit_route_key\": \"<string>\",\n      \"deposit_method_id\": \"<string>\",\n      \"file_upload_mode\": \"REQUIRED_ON_FAILURE\",\n      \"file_upload_ids\": [\n        \"<string>\",\n        \"<string>\"\n      ],\n      \"confirmed\": \"<boolean>\",\n      \"confirmed_at\": \"<dateTime>\",\n      \"updated_at\": \"<dateTime>\"\n    },\n    \"deposit_method_2\": {\n      \"status\": \"FAILED\",\n      \"deposit_route_key\": \"<string>\",\n      \"deposit_method_id\": \"<string>\",\n      \"file_upload_mode\": \"NOT_REQUESTED\",\n      \"file_upload_ids\": [\n        \"<string>\",\n        \"<string>\"\n      ],\n      \"confirmed\": \"<boolean>\",\n      \"confirmed_at\": \"<dateTime>\",\n      \"updated_at\": \"<dateTime>\"\n    },\n    \"financial\": {\n      \"status\": \"FAILED\",\n      \"financial_type\": \"FINANCIAL_1\",\n      \"file_upload_mode\": \"REQUESTED_ON_FAILURE\",\n      \"file_upload_ids\": [\n        \"<string>\",\n        \"<string>\"\n      ],\n      \"confirmed\": \"<boolean>\",\n      \"confirmed_at\": \"<dateTime>\",\n      \"updated_at\": \"<dateTime>\"\n    },\n    \"owner_1_name_ssn\": {\n      \"status\": \"DISABLED\",\n      \"file_upload_mode\": \"NOT_REQUESTED\",\n      \"file_upload_ids\": [\n        \"<string>\",\n        \"<string>\"\n      ],\n      \"confirmed\": \"<boolean>\",\n      \"confirmed_at\": \"<dateTime>\",\n      \"updated_at\": \"<dateTime>\"\n    },\n    \"owner_2_name_ssn\": {\n      \"status\": \"NOT_VERIFIED\",\n      \"file_upload_mode\": \"NOT_REQUESTED\",\n      \"file_upload_ids\": [\n        \"<string>\",\n        \"<string>\"\n      ],\n      \"confirmed\": \"<boolean>\",\n      \"confirmed_at\": \"<dateTime>\",\n      \"updated_at\": \"<dateTime>\"\n    },\n    \"owner_3_name_ssn\": {\n      \"status\": \"REVERIFICATION_REQUIRED\",\n      \"file_upload_mode\": \"REQUIRED_ON_FAILURE\",\n      \"file_upload_ids\": [\n        \"<string>\",\n        \"<string>\"\n      ],\n      \"confirmed\": \"<boolean>\",\n      \"confirmed_at\": \"<dateTime>\",\n      \"updated_at\": \"<dateTime>\"\n    },\n    \"owner_4_name_ssn\": {\n      \"status\": \"MANUAL_VERIFICATION_REQUIRED\",\n      \"file_upload_mode\": \"REQUESTED_ON_FAILURE\",\n      \"file_upload_ids\": [\n        \"<string>\",\n        \"<string>\"\n      ],\n      \"confirmed\": \"<boolean>\",\n      \"confirmed_at\": \"<dateTime>\",\n      \"updated_at\": \"<dateTime>\"\n    }\n  },\n  \"status\": {\n    \"value\": \"reference #/paths/~1v1~1merchants/get/parameters/10/schema/items not found in the OpenAPI spec\"\n  },\n  \"created_at\": \"<dateTime>\",\n  \"updated_at\": \"<dateTime>\",\n  \"submitted_at\": \"<dateTime>\",\n  \"in_review_at\": \"<dateTime>\",\n  \"declined_at\": \"<dateTime>\",\n  \"approved_at\": \"<dateTime>\",\n  \"needs_information_at\": \"<dateTime>\",\n  \"resubmitted_at\": \"<dateTime>\",\n  \"validation_errors\": [\n    {\n      \"field\": \"<string>\",\n      \"code\": \"<string>\",\n      \"message\": \"<string>\"\n    },\n    {\n      \"field\": \"<string>\",\n      \"code\": \"<string>\",\n      \"message\": \"<string>\"\n    }\n  ]\n}",
                                  "options": {
                                    "raw": {
                                      "headerFamily": "json",
                                      "language": "json"
                                    }
                                  }
                                },
                                "url": {
                                  "raw": "{{baseUrl}}/v1/merchants/:merchant_id/applications/:merchant_application_id",
                                  "host": [
                                    "{{baseUrl}}"
                                  ],
                                  "path": [
                                    "v1",
                                    "merchants",
                                    ":merchant_id",
                                    "applications",
                                    ":merchant_application_id"
                                  ],
                                  "variable": [
                                    {
                                      "key": "merchant_id"
                                    },
                                    {
                                      "key": "merchant_application_id"
                                    }
                                  ]
                                }
                              },
                              "status": "Bad Request",
                              "code": 400,
                              "_postman_previewlanguage": "text",
                              "header": [],
                              "cookie": [],
                              "responseTime": null,
                              "body": null,
                              "createdAt": "2026-07-28T02:43:36.000Z",
                              "updatedAt": "2026-07-28T02:43:36.000Z",
                              "uid": "35240-528f1b73-c26c-4d29-a62e-73bf2540d5e8"
                            },
                            {
                              "id": "84812293-5370-4851-a083-160b33b93614",
                              "name": "401 response",
                              "originalRequest": {
                                "method": "PATCH",
                                "header": [
                                  {
                                    "key": "Content-Type",
                                    "value": "application/json"
                                  },
                                  {
                                    "description": "Added as a part of security scheme: bearer",
                                    "key": "Authorization",
                                    "value": "Bearer <token>"
                                  }
                                ],
                                "body": {
                                  "mode": "raw",
                                  "raw": "{\n  \"merchant_application_id\": {\n    \"value\": \"reference #/paths/~1v1~1merchants/post/responses/200/content/application~1json/schema/properties/data/properties/merchant_application_id not found in the OpenAPI spec\"\n  },\n  \"merchant_id\": {\n    \"value\": \"reference #/paths/~1v1~1merchants/post/responses/200/content/application~1json/schema/properties/data/properties/merchant_id not found in the OpenAPI spec\"\n  },\n  \"platform_id\": {\n    \"value\": \"reference #/paths/~1v1~1billing_profiles/post/requestBody/content/application~1json/schema/allOf/0/properties/platform_id not found in the OpenAPI spec\"\n  },\n  \"billing_profile_id\": \"<string>\",\n  \"name\": \"<string>\",\n  \"dba_name\": \"<string>\",\n  \"legal_name\": \"<string>\",\n  \"merchant_type\": \"PARTNERSHIP\",\n  \"mcc\": \"<string>\",\n  \"mcc_desc\": \"<string>\",\n  \"email\": \"<string>\",\n  \"website\": \"<string>\",\n  \"website_validation_disabled\": \"<bool>\",\n  \"phone_number\": \"<string>\",\n  \"average_ticket\": \"<integer>\",\n  \"high_ticket\": \"<integer>\",\n  \"average_monthly_volume\": \"<integer>\",\n  \"address\": {\n    \"address_line_1\": \"<string>\",\n    \"address_line_2\": \"<string>\",\n    \"city\": \"<string>\",\n    \"state\": \"<string>\",\n    \"postal_code\": \"<string>\",\n    \"country\": \"<string>\"\n  },\n  \"encrypted_tax_id\": \"<string>\",\n  \"tax_id_last_4\": \"<string>\",\n  \"no_owner_has_25_percent\": \"<boolean>\",\n  \"owner_1\": {\n    \"first_name\": \"<string>\",\n    \"last_name\": \"<string>\",\n    \"dob\": \"<string>\",\n    \"ssn\": \"<string>\",\n    \"ssn_last_4\": \"<string>\",\n    \"email\": \"<string>\",\n    \"phone_number\": \"<string>\",\n    \"address_line_1\": \"<string>\",\n    \"address_line_2\": \"<string>\",\n    \"city\": \"<string>\",\n    \"state\": \"<string>\",\n    \"postal_code\": \"<string>\",\n    \"country\": \"<string>\",\n    \"ownership\": \"<number>\"\n  },\n  \"owner_2\": {\n    \"first_name\": \"<string>\",\n    \"last_name\": \"<string>\",\n    \"dob\": \"<string>\",\n    \"ssn\": \"<string>\",\n    \"ssn_last_4\": \"<string>\",\n    \"email\": \"<string>\",\n    \"phone_number\": \"<string>\",\n    \"address_line_1\": \"<string>\",\n    \"address_line_2\": \"<string>\",\n    \"city\": \"<string>\",\n    \"state\": \"<string>\",\n    \"postal_code\": \"<string>\",\n    \"country\": \"<string>\",\n    \"ownership\": \"<number>\"\n  },\n  \"owner_3\": {\n    \"first_name\": \"<string>\",\n    \"last_name\": \"<string>\",\n    \"dob\": \"<string>\",\n    \"ssn\": \"<string>\",\n    \"ssn_last_4\": \"<string>\",\n    \"email\": \"<string>\",\n    \"phone_number\": \"<string>\",\n    \"address_line_1\": \"<string>\",\n    \"address_line_2\": \"<string>\",\n    \"city\": \"<string>\",\n    \"state\": \"<string>\",\n    \"postal_code\": \"<string>\",\n    \"country\": \"<string>\",\n    \"ownership\": \"<number>\"\n  },\n  \"owner_4\": {\n    \"first_name\": \"<string>\",\n    \"last_name\": \"<string>\",\n    \"dob\": \"<string>\",\n    \"ssn\": \"<string>\",\n    \"ssn_last_4\": \"<string>\",\n    \"email\": \"<string>\",\n    \"phone_number\": \"<string>\",\n    \"address_line_1\": \"<string>\",\n    \"address_line_2\": \"<string>\",\n    \"city\": \"<string>\",\n    \"state\": \"<string>\",\n    \"postal_code\": \"<string>\",\n    \"country\": \"<string>\",\n    \"ownership\": \"<number>\"\n  },\n  \"billing_frequency\": {\n    \"value\": \"reference #/paths/~1v1~1merchants/post/requestBody/content/application~1json/schema/allOf/0/properties/billing_frequency not found in the OpenAPI spec\"\n  },\n  \"billing_type\": {\n    \"value\": \"reference #/paths/~1v1~1merchants/post/requestBody/content/application~1json/schema/allOf/0/properties/billing_type not found in the OpenAPI spec\"\n  },\n  \"deposit_frequency\": {\n    \"value\": \"reference #/paths/~1v1~1merchants/post/requestBody/content/application~1json/schema/allOf/0/properties/deposit_frequency not found in the OpenAPI spec\"\n  },\n  \"card_release_delay_days\": {\n    \"value\": \"reference #/paths/~1v1~1merchants~1%7Bmerchant_id%7D/patch/requestBody/content/application~1json/schema/properties/card_release_delay_days not found in the OpenAPI spec\"\n  },\n  \"ach_release_delay_days\": {\n    \"value\": \"reference #/paths/~1v1~1merchants~1%7Bmerchant_id%7D/patch/requestBody/content/application~1json/schema/properties/ach_release_delay_days not found in the OpenAPI spec\"\n  },\n  \"validated_ach_release_delay_days\": {\n    \"value\": \"reference #/paths/~1v1~1merchants~1%7Bmerchant_id%7D/patch/requestBody/content/application~1json/schema/properties/validated_ach_release_delay_days not found in the OpenAPI spec\"\n  },\n  \"balance_checked_ach_release_delay_days\": {\n    \"value\": \"reference #/paths/~1v1~1merchants~1%7Bmerchant_id%7D/patch/requestBody/content/application~1json/schema/properties/balance_checked_ach_release_delay_days not found in the OpenAPI spec\"\n  },\n  \"allowed_payment_method_types\": [\n    \"DISCOVER_DEBIT\",\n    \"VISA_DEBIT\"\n  ],\n  \"deposit_routes\": {\n    \"ullamco_7bb\": {\n      \"deposit_method_id\": \"<string>\",\n      \"description\": \"<string>\",\n      \"allow_merchant_to_update\": \"<boolean>\"\n    },\n    \"laboris_7\": {\n      \"deposit_method_id\": \"<string>\",\n      \"description\": \"<string>\",\n      \"allow_merchant_to_update\": \"<boolean>\"\n    },\n    \"veniam_9\": {\n      \"deposit_method_id\": \"<string>\",\n      \"description\": \"<string>\",\n      \"allow_merchant_to_update\": \"<boolean>\"\n    },\n    \"adipisicing_\": {\n      \"deposit_method_id\": \"<string>\",\n      \"description\": \"<string>\",\n      \"allow_merchant_to_update\": \"<boolean>\"\n    },\n    \"Duis_9\": {\n      \"deposit_method_id\": \"<string>\",\n      \"description\": \"<string>\",\n      \"allow_merchant_to_update\": \"<boolean>\"\n    }\n  },\n  \"underwriting_reviews\": {\n    \"business_name_tin\": {\n      \"updated_at\": \"<dateTime>\"\n    },\n    \"business_verification\": {\n      \"updated_at\": \"<dateTime>\",\n      \"file_upload_ids\": [\n        \"<string>\",\n        \"<string>\"\n      ]\n    },\n    \"deposit_method_1\": {\n      \"updated_at\": \"<dateTime>\",\n      \"file_upload_id\": \"<string>\",\n      \"deposit_route_key\": \"<string>\",\n      \"deposit_method_id\": \"<string>\"\n    },\n    \"deposit_method_2\": {\n      \"updated_at\": \"<dateTime>\",\n      \"file_upload_id\": \"<string>\",\n      \"deposit_route_key\": \"<string>\",\n      \"deposit_method_id\": \"<string>\"\n    },\n    \"financial_1\": {\n      \"updated_at\": \"<dateTime>\",\n      \"file_upload_ids\": [\n        \"<string>\",\n        \"<string>\"\n      ]\n    },\n    \"financial_2\": {\n      \"updated_at\": \"<dateTime>\",\n      \"file_upload_ids\": [\n        \"<string>\",\n        \"<string>\"\n      ]\n    },\n    \"owner_1_name_ssn\": {\n      \"updated_at\": \"<dateTime>\"\n    },\n    \"owner_2_name_ssn\": {\n      \"updated_at\": \"<dateTime>\"\n    },\n    \"owner_3_name_ssn\": {\n      \"updated_at\": \"<dateTime>\"\n    },\n    \"owner_4_name_ssn\": {\n      \"updated_at\": \"<dateTime>\"\n    },\n    \"other\": {\n      \"updated_at\": \"<dateTime>\"\n    }\n  },\n  \"underwriting_verifications\": {\n    \"business_name_tin\": {\n      \"status\": \"FAILED\",\n      \"file_upload_mode\": \"NOT_REQUESTED\",\n      \"file_upload_ids\": [\n        \"<string>\",\n        \"<string>\"\n      ],\n      \"confirmed\": \"<boolean>\",\n      \"confirmed_at\": \"<dateTime>\",\n      \"updated_at\": \"<dateTime>\"\n    },\n    \"deposit_method_1\": {\n      \"status\": \"NOT_VERIFIED\",\n      \"deposit_route_key\": \"<string>\",\n      \"deposit_method_id\": \"<string>\",\n      \"file_upload_mode\": \"REQUIRED_ON_FAILURE\",\n      \"file_upload_ids\": [\n        \"<string>\",\n        \"<string>\"\n      ],\n      \"confirmed\": \"<boolean>\",\n      \"confirmed_at\": \"<dateTime>\",\n      \"updated_at\": \"<dateTime>\"\n    },\n    \"deposit_method_2\": {\n      \"status\": \"FAILED\",\n      \"deposit_route_key\": \"<string>\",\n      \"deposit_method_id\": \"<string>\",\n      \"file_upload_mode\": \"NOT_REQUESTED\",\n      \"file_upload_ids\": [\n        \"<string>\",\n        \"<string>\"\n      ],\n      \"confirmed\": \"<boolean>\",\n      \"confirmed_at\": \"<dateTime>\",\n      \"updated_at\": \"<dateTime>\"\n    },\n    \"financial\": {\n      \"status\": \"FAILED\",\n      \"financial_type\": \"FINANCIAL_1\",\n      \"file_upload_mode\": \"REQUESTED_ON_FAILURE\",\n      \"file_upload_ids\": [\n        \"<string>\",\n        \"<string>\"\n      ],\n      \"confirmed\": \"<boolean>\",\n      \"confirmed_at\": \"<dateTime>\",\n      \"updated_at\": \"<dateTime>\"\n    },\n    \"owner_1_name_ssn\": {\n      \"status\": \"DISABLED\",\n      \"file_upload_mode\": \"NOT_REQUESTED\",\n      \"file_upload_ids\": [\n        \"<string>\",\n        \"<string>\"\n      ],\n      \"confirmed\": \"<boolean>\",\n      \"confirmed_at\": \"<dateTime>\",\n      \"updated_at\": \"<dateTime>\"\n    },\n    \"owner_2_name_ssn\": {\n      \"status\": \"NOT_VERIFIED\",\n      \"file_upload_mode\": \"NOT_REQUESTED\",\n      \"file_upload_ids\": [\n        \"<string>\",\n        \"<string>\"\n      ],\n      \"confirmed\": \"<boolean>\",\n      \"confirmed_at\": \"<dateTime>\",\n      \"updated_at\": \"<dateTime>\"\n    },\n    \"owner_3_name_ssn\": {\n      \"status\": \"REVERIFICATION_REQUIRED\",\n      \"file_upload_mode\": \"REQUIRED_ON_FAILURE\",\n      \"file_upload_ids\": [\n        \"<string>\",\n        \"<string>\"\n      ],\n      \"confirmed\": \"<boolean>\",\n      \"confirmed_at\": \"<dateTime>\",\n      \"updated_at\": \"<dateTime>\"\n    },\n    \"owner_4_name_ssn\": {\n      \"status\": \"MANUAL_VERIFICATION_REQUIRED\",\n      \"file_upload_mode\": \"REQUESTED_ON_FAILURE\",\n      \"file_upload_ids\": [\n        \"<string>\",\n        \"<string>\"\n      ],\n      \"confirmed\": \"<boolean>\",\n      \"confirmed_at\": \"<dateTime>\",\n      \"updated_at\": \"<dateTime>\"\n    }\n  },\n  \"status\": {\n    \"value\": \"reference #/paths/~1v1~1merchants/get/parameters/10/schema/items not found in the OpenAPI spec\"\n  },\n  \"created_at\": \"<dateTime>\",\n  \"updated_at\": \"<dateTime>\",\n  \"submitted_at\": \"<dateTime>\",\n  \"in_review_at\": \"<dateTime>\",\n  \"declined_at\": \"<dateTime>\",\n  \"approved_at\": \"<dateTime>\",\n  \"needs_information_at\": \"<dateTime>\",\n  \"resubmitted_at\": \"<dateTime>\",\n  \"validation_errors\": [\n    {\n      \"field\": \"<string>\",\n      \"code\": \"<string>\",\n      \"message\": \"<string>\"\n    },\n    {\n      \"field\": \"<string>\",\n      \"code\": \"<string>\",\n      \"message\": \"<string>\"\n    }\n  ]\n}",
                                  "options": {
                                    "raw": {
                                      "headerFamily": "json",
                                      "language": "json"
                                    }
                                  }
                                },
                                "url": {
                                  "raw": "{{baseUrl}}/v1/merchants/:merchant_id/applications/:merchant_application_id",
                                  "host": [
                                    "{{baseUrl}}"
                                  ],
                                  "path": [
                                    "v1",
                                    "merchants",
                                    ":merchant_id",
                                    "applications",
                                    ":merchant_application_id"
                                  ],
                                  "variable": [
                                    {
                                      "key": "merchant_id"
                                    },
                                    {
                                      "key": "merchant_application_id"
                                    }
                                  ]
                                }
                              },
                              "status": "Unauthorized",
                              "code": 401,
                              "_postman_previewlanguage": "text",
                              "header": [],
                              "cookie": [],
                              "responseTime": null,
                              "body": null,
                              "createdAt": "2026-07-28T02:43:36.000Z",
                              "updatedAt": "2026-07-28T02:43:36.000Z",
                              "uid": "35240-84812293-5370-4851-a083-160b33b93614"
                            },
                            {
                              "id": "ae54f28f-bdc2-4ed3-b378-5b24e91cd6e5",
                              "name": "403 response",
                              "originalRequest": {
                                "method": "PATCH",
                                "header": [
                                  {
                                    "key": "Content-Type",
                                    "value": "application/json"
                                  },
                                  {
                                    "description": "Added as a part of security scheme: bearer",
                                    "key": "Authorization",
                                    "value": "Bearer <token>"
                                  }
                                ],
                                "body": {
                                  "mode": "raw",
                                  "raw": "{\n  \"merchant_application_id\": {\n    \"value\": \"reference #/paths/~1v1~1merchants/post/responses/200/content/application~1json/schema/properties/data/properties/merchant_application_id not found in the OpenAPI spec\"\n  },\n  \"merchant_id\": {\n    \"value\": \"reference #/paths/~1v1~1merchants/post/responses/200/content/application~1json/schema/properties/data/properties/merchant_id not found in the OpenAPI spec\"\n  },\n  \"platform_id\": {\n    \"value\": \"reference #/paths/~1v1~1billing_profiles/post/requestBody/content/application~1json/schema/allOf/0/properties/platform_id not found in the OpenAPI spec\"\n  },\n  \"billing_profile_id\": \"<string>\",\n  \"name\": \"<string>\",\n  \"dba_name\": \"<string>\",\n  \"legal_name\": \"<string>\",\n  \"merchant_type\": \"PARTNERSHIP\",\n  \"mcc\": \"<string>\",\n  \"mcc_desc\": \"<string>\",\n  \"email\": \"<string>\",\n  \"website\": \"<string>\",\n  \"website_validation_disabled\": \"<bool>\",\n  \"phone_number\": \"<string>\",\n  \"average_ticket\": \"<integer>\",\n  \"high_ticket\": \"<integer>\",\n  \"average_monthly_volume\": \"<integer>\",\n  \"address\": {\n    \"address_line_1\": \"<string>\",\n    \"address_line_2\": \"<string>\",\n    \"city\": \"<string>\",\n    \"state\": \"<string>\",\n    \"postal_code\": \"<string>\",\n    \"country\": \"<string>\"\n  },\n  \"encrypted_tax_id\": \"<string>\",\n  \"tax_id_last_4\": \"<string>\",\n  \"no_owner_has_25_percent\": \"<boolean>\",\n  \"owner_1\": {\n    \"first_name\": \"<string>\",\n    \"last_name\": \"<string>\",\n    \"dob\": \"<string>\",\n    \"ssn\": \"<string>\",\n    \"ssn_last_4\": \"<string>\",\n    \"email\": \"<string>\",\n    \"phone_number\": \"<string>\",\n    \"address_line_1\": \"<string>\",\n    \"address_line_2\": \"<string>\",\n    \"city\": \"<string>\",\n    \"state\": \"<string>\",\n    \"postal_code\": \"<string>\",\n    \"country\": \"<string>\",\n    \"ownership\": \"<number>\"\n  },\n  \"owner_2\": {\n    \"first_name\": \"<string>\",\n    \"last_name\": \"<string>\",\n    \"dob\": \"<string>\",\n    \"ssn\": \"<string>\",\n    \"ssn_last_4\": \"<string>\",\n    \"email\": \"<string>\",\n    \"phone_number\": \"<string>\",\n    \"address_line_1\": \"<string>\",\n    \"address_line_2\": \"<string>\",\n    \"city\": \"<string>\",\n    \"state\": \"<string>\",\n    \"postal_code\": \"<string>\",\n    \"country\": \"<string>\",\n    \"ownership\": \"<number>\"\n  },\n  \"owner_3\": {\n    \"first_name\": \"<string>\",\n    \"last_name\": \"<string>\",\n    \"dob\": \"<string>\",\n    \"ssn\": \"<string>\",\n    \"ssn_last_4\": \"<string>\",\n    \"email\": \"<string>\",\n    \"phone_number\": \"<string>\",\n    \"address_line_1\": \"<string>\",\n    \"address_line_2\": \"<string>\",\n    \"city\": \"<string>\",\n    \"state\": \"<string>\",\n    \"postal_code\": \"<string>\",\n    \"country\": \"<string>\",\n    \"ownership\": \"<number>\"\n  },\n  \"owner_4\": {\n    \"first_name\": \"<string>\",\n    \"last_name\": \"<string>\",\n    \"dob\": \"<string>\",\n    \"ssn\": \"<string>\",\n    \"ssn_last_4\": \"<string>\",\n    \"email\": \"<string>\",\n    \"phone_number\": \"<string>\",\n    \"address_line_1\": \"<string>\",\n    \"address_line_2\": \"<string>\",\n    \"city\": \"<string>\",\n    \"state\": \"<string>\",\n    \"postal_code\": \"<string>\",\n    \"country\": \"<string>\",\n    \"ownership\": \"<number>\"\n  },\n  \"billing_frequency\": {\n    \"value\": \"reference #/paths/~1v1~1merchants/post/requestBody/content/application~1json/schema/allOf/0/properties/billing_frequency not found in the OpenAPI spec\"\n  },\n  \"billing_type\": {\n    \"value\": \"reference #/paths/~1v1~1merchants/post/requestBody/content/application~1json/schema/allOf/0/properties/billing_type not found in the OpenAPI spec\"\n  },\n  \"deposit_frequency\": {\n    \"value\": \"reference #/paths/~1v1~1merchants/post/requestBody/content/application~1json/schema/allOf/0/properties/deposit_frequency not found in the OpenAPI spec\"\n  },\n  \"card_release_delay_days\": {\n    \"value\": \"reference #/paths/~1v1~1merchants~1%7Bmerchant_id%7D/patch/requestBody/content/application~1json/schema/properties/card_release_delay_days not found in the OpenAPI spec\"\n  },\n  \"ach_release_delay_days\": {\n    \"value\": \"reference #/paths/~1v1~1merchants~1%7Bmerchant_id%7D/patch/requestBody/content/application~1json/schema/properties/ach_release_delay_days not found in the OpenAPI spec\"\n  },\n  \"validated_ach_release_delay_days\": {\n    \"value\": \"reference #/paths/~1v1~1merchants~1%7Bmerchant_id%7D/patch/requestBody/content/application~1json/schema/properties/validated_ach_release_delay_days not found in the OpenAPI spec\"\n  },\n  \"balance_checked_ach_release_delay_days\": {\n    \"value\": \"reference #/paths/~1v1~1merchants~1%7Bmerchant_id%7D/patch/requestBody/content/application~1json/schema/properties/balance_checked_ach_release_delay_days not found in the OpenAPI spec\"\n  },\n  \"allowed_payment_method_types\": [\n    \"DISCOVER_DEBIT\",\n    \"VISA_DEBIT\"\n  ],\n  \"deposit_routes\": {\n    \"ullamco_7bb\": {\n      \"deposit_method_id\": \"<string>\",\n      \"description\": \"<string>\",\n      \"allow_merchant_to_update\": \"<boolean>\"\n    },\n    \"laboris_7\": {\n      \"deposit_method_id\": \"<string>\",\n      \"description\": \"<string>\",\n      \"allow_merchant_to_update\": \"<boolean>\"\n    },\n    \"veniam_9\": {\n      \"deposit_method_id\": \"<string>\",\n      \"description\": \"<string>\",\n      \"allow_merchant_to_update\": \"<boolean>\"\n    },\n    \"adipisicing_\": {\n      \"deposit_method_id\": \"<string>\",\n      \"description\": \"<string>\",\n      \"allow_merchant_to_update\": \"<boolean>\"\n    },\n    \"Duis_9\": {\n      \"deposit_method_id\": \"<string>\",\n      \"description\": \"<string>\",\n      \"allow_merchant_to_update\": \"<boolean>\"\n    }\n  },\n  \"underwriting_reviews\": {\n    \"business_name_tin\": {\n      \"updated_at\": \"<dateTime>\"\n    },\n    \"business_verification\": {\n      \"updated_at\": \"<dateTime>\",\n      \"file_upload_ids\": [\n        \"<string>\",\n        \"<string>\"\n      ]\n    },\n    \"deposit_method_1\": {\n      \"updated_at\": \"<dateTime>\",\n      \"file_upload_id\": \"<string>\",\n      \"deposit_route_key\": \"<string>\",\n      \"deposit_method_id\": \"<string>\"\n    },\n    \"deposit_method_2\": {\n      \"updated_at\": \"<dateTime>\",\n      \"file_upload_id\": \"<string>\",\n      \"deposit_route_key\": \"<string>\",\n      \"deposit_method_id\": \"<string>\"\n    },\n    \"financial_1\": {\n      \"updated_at\": \"<dateTime>\",\n      \"file_upload_ids\": [\n        \"<string>\",\n        \"<string>\"\n      ]\n    },\n    \"financial_2\": {\n      \"updated_at\": \"<dateTime>\",\n      \"file_upload_ids\": [\n        \"<string>\",\n        \"<string>\"\n      ]\n    },\n    \"owner_1_name_ssn\": {\n      \"updated_at\": \"<dateTime>\"\n    },\n    \"owner_2_name_ssn\": {\n      \"updated_at\": \"<dateTime>\"\n    },\n    \"owner_3_name_ssn\": {\n      \"updated_at\": \"<dateTime>\"\n    },\n    \"owner_4_name_ssn\": {\n      \"updated_at\": \"<dateTime>\"\n    },\n    \"other\": {\n      \"updated_at\": \"<dateTime>\"\n    }\n  },\n  \"underwriting_verifications\": {\n    \"business_name_tin\": {\n      \"status\": \"FAILED\",\n      \"file_upload_mode\": \"NOT_REQUESTED\",\n      \"file_upload_ids\": [\n        \"<string>\",\n        \"<string>\"\n      ],\n      \"confirmed\": \"<boolean>\",\n      \"confirmed_at\": \"<dateTime>\",\n      \"updated_at\": \"<dateTime>\"\n    },\n    \"deposit_method_1\": {\n      \"status\": \"NOT_VERIFIED\",\n      \"deposit_route_key\": \"<string>\",\n      \"deposit_method_id\": \"<string>\",\n      \"file_upload_mode\": \"REQUIRED_ON_FAILURE\",\n      \"file_upload_ids\": [\n        \"<string>\",\n        \"<string>\"\n      ],\n      \"confirmed\": \"<boolean>\",\n      \"confirmed_at\": \"<dateTime>\",\n      \"updated_at\": \"<dateTime>\"\n    },\n    \"deposit_method_2\": {\n      \"status\": \"FAILED\",\n      \"deposit_route_key\": \"<string>\",\n      \"deposit_method_id\": \"<string>\",\n      \"file_upload_mode\": \"NOT_REQUESTED\",\n      \"file_upload_ids\": [\n        \"<string>\",\n        \"<string>\"\n      ],\n      \"confirmed\": \"<boolean>\",\n      \"confirmed_at\": \"<dateTime>\",\n      \"updated_at\": \"<dateTime>\"\n    },\n    \"financial\": {\n      \"status\": \"FAILED\",\n      \"financial_type\": \"FINANCIAL_1\",\n      \"file_upload_mode\": \"REQUESTED_ON_FAILURE\",\n      \"file_upload_ids\": [\n        \"<string>\",\n        \"<string>\"\n      ],\n      \"confirmed\": \"<boolean>\",\n      \"confirmed_at\": \"<dateTime>\",\n      \"updated_at\": \"<dateTime>\"\n    },\n    \"owner_1_name_ssn\": {\n      \"status\": \"DISABLED\",\n      \"file_upload_mode\": \"NOT_REQUESTED\",\n      \"file_upload_ids\": [\n        \"<string>\",\n        \"<string>\"\n      ],\n      \"confirmed\": \"<boolean>\",\n      \"confirmed_at\": \"<dateTime>\",\n      \"updated_at\": \"<dateTime>\"\n    },\n    \"owner_2_name_ssn\": {\n      \"status\": \"NOT_VERIFIED\",\n      \"file_upload_mode\": \"NOT_REQUESTED\",\n      \"file_upload_ids\": [\n        \"<string>\",\n        \"<string>\"\n      ],\n      \"confirmed\": \"<boolean>\",\n      \"confirmed_at\": \"<dateTime>\",\n      \"updated_at\": \"<dateTime>\"\n    },\n    \"owner_3_name_ssn\": {\n      \"status\": \"REVERIFICATION_REQUIRED\",\n      \"file_upload_mode\": \"REQUIRED_ON_FAILURE\",\n      \"file_upload_ids\": [\n        \"<string>\",\n        \"<string>\"\n      ],\n      \"confirmed\": \"<boolean>\",\n      \"confirmed_at\": \"<dateTime>\",\n      \"updated_at\": \"<dateTime>\"\n    },\n    \"owner_4_name_ssn\": {\n      \"status\": \"MANUAL_VERIFICATION_REQUIRED\",\n      \"file_upload_mode\": \"REQUESTED_ON_FAILURE\",\n      \"file_upload_ids\": [\n        \"<string>\",\n        \"<string>\"\n      ],\n      \"confirmed\": \"<boolean>\",\n      \"confirmed_at\": \"<dateTime>\",\n      \"updated_at\": \"<dateTime>\"\n    }\n  },\n  \"status\": {\n    \"value\": \"reference #/paths/~1v1~1merchants/get/parameters/10/schema/items not found in the OpenAPI spec\"\n  },\n  \"created_at\": \"<dateTime>\",\n  \"updated_at\": \"<dateTime>\",\n  \"submitted_at\": \"<dateTime>\",\n  \"in_review_at\": \"<dateTime>\",\n  \"declined_at\": \"<dateTime>\",\n  \"approved_at\": \"<dateTime>\",\n  \"needs_information_at\": \"<dateTime>\",\n  \"resubmitted_at\": \"<dateTime>\",\n  \"validation_errors\": [\n    {\n      \"field\": \"<string>\",\n      \"code\": \"<string>\",\n      \"message\": \"<string>\"\n    },\n    {\n      \"field\": \"<string>\",\n      \"code\": \"<string>\",\n      \"message\": \"<string>\"\n    }\n  ]\n}",
                                  "options": {
                                    "raw": {
                                      "headerFamily": "json",
                                      "language": "json"
                                    }
                                  }
                                },
                                "url": {
                                  "raw": "{{baseUrl}}/v1/merchants/:merchant_id/applications/:merchant_application_id",
                                  "host": [
                                    "{{baseUrl}}"
                                  ],
                                  "path": [
                                    "v1",
                                    "merchants",
                                    ":merchant_id",
                                    "applications",
                                    ":merchant_application_id"
                                  ],
                                  "variable": [
                                    {
                                      "key": "merchant_id"
                                    },
                                    {
                                      "key": "merchant_application_id"
                                    }
                                  ]
                                }
                              },
                              "status": "Forbidden",
                              "code": 403,
                              "_postman_previewlanguage": "text",
                              "header": [],
                              "cookie": [],
                              "responseTime": null,
                              "body": null,
                              "createdAt": "2026-07-28T02:43:36.000Z",
                              "updatedAt": "2026-07-28T02:43:36.000Z",
                              "uid": "35240-ae54f28f-bdc2-4ed3-b378-5b24e91cd6e5"
                            },
                            {
                              "id": "723d7380-3994-4486-b581-486ae5d11666",
                              "name": "404 response",
                              "originalRequest": {
                                "method": "PATCH",
                                "header": [
                                  {
                                    "key": "Content-Type",
                                    "value": "application/json"
                                  },
                                  {
                                    "description": "Added as a part of security scheme: bearer",
                                    "key": "Authorization",
                                    "value": "Bearer <token>"
                                  }
                                ],
                                "body": {
                                  "mode": "raw",
                                  "raw": "{\n  \"merchant_application_id\": {\n    \"value\": \"reference #/paths/~1v1~1merchants/post/responses/200/content/application~1json/schema/properties/data/properties/merchant_application_id not found in the OpenAPI spec\"\n  },\n  \"merchant_id\": {\n    \"value\": \"reference #/paths/~1v1~1merchants/post/responses/200/content/application~1json/schema/properties/data/properties/merchant_id not found in the OpenAPI spec\"\n  },\n  \"platform_id\": {\n    \"value\": \"reference #/paths/~1v1~1billing_profiles/post/requestBody/content/application~1json/schema/allOf/0/properties/platform_id not found in the OpenAPI spec\"\n  },\n  \"billing_profile_id\": \"<string>\",\n  \"name\": \"<string>\",\n  \"dba_name\": \"<string>\",\n  \"legal_name\": \"<string>\",\n  \"merchant_type\": \"PARTNERSHIP\",\n  \"mcc\": \"<string>\",\n  \"mcc_desc\": \"<string>\",\n  \"email\": \"<string>\",\n  \"website\": \"<string>\",\n  \"website_validation_disabled\": \"<bool>\",\n  \"phone_number\": \"<string>\",\n  \"average_ticket\": \"<integer>\",\n  \"high_ticket\": \"<integer>\",\n  \"average_monthly_volume\": \"<integer>\",\n  \"address\": {\n    \"address_line_1\": \"<string>\",\n    \"address_line_2\": \"<string>\",\n    \"city\": \"<string>\",\n    \"state\": \"<string>\",\n    \"postal_code\": \"<string>\",\n    \"country\": \"<string>\"\n  },\n  \"encrypted_tax_id\": \"<string>\",\n  \"tax_id_last_4\": \"<string>\",\n  \"no_owner_has_25_percent\": \"<boolean>\",\n  \"owner_1\": {\n    \"first_name\": \"<string>\",\n    \"last_name\": \"<string>\",\n    \"dob\": \"<string>\",\n    \"ssn\": \"<string>\",\n    \"ssn_last_4\": \"<string>\",\n    \"email\": \"<string>\",\n    \"phone_number\": \"<string>\",\n    \"address_line_1\": \"<string>\",\n    \"address_line_2\": \"<string>\",\n    \"city\": \"<string>\",\n    \"state\": \"<string>\",\n    \"postal_code\": \"<string>\",\n    \"country\": \"<string>\",\n    \"ownership\": \"<number>\"\n  },\n  \"owner_2\": {\n    \"first_name\": \"<string>\",\n    \"last_name\": \"<string>\",\n    \"dob\": \"<string>\",\n    \"ssn\": \"<string>\",\n    \"ssn_last_4\": \"<string>\",\n    \"email\": \"<string>\",\n    \"phone_number\": \"<string>\",\n    \"address_line_1\": \"<string>\",\n    \"address_line_2\": \"<string>\",\n    \"city\": \"<string>\",\n    \"state\": \"<string>\",\n    \"postal_code\": \"<string>\",\n    \"country\": \"<string>\",\n    \"ownership\": \"<number>\"\n  },\n  \"owner_3\": {\n    \"first_name\": \"<string>\",\n    \"last_name\": \"<string>\",\n    \"dob\": \"<string>\",\n    \"ssn\": \"<string>\",\n    \"ssn_last_4\": \"<string>\",\n    \"email\": \"<string>\",\n    \"phone_number\": \"<string>\",\n    \"address_line_1\": \"<string>\",\n    \"address_line_2\": \"<string>\",\n    \"city\": \"<string>\",\n    \"state\": \"<string>\",\n    \"postal_code\": \"<string>\",\n    \"country\": \"<string>\",\n    \"ownership\": \"<number>\"\n  },\n  \"owner_4\": {\n    \"first_name\": \"<string>\",\n    \"last_name\": \"<string>\",\n    \"dob\": \"<string>\",\n    \"ssn\": \"<string>\",\n    \"ssn_last_4\": \"<string>\",\n    \"email\": \"<string>\",\n    \"phone_number\": \"<string>\",\n    \"address_line_1\": \"<string>\",\n    \"address_line_2\": \"<string>\",\n    \"city\": \"<string>\",\n    \"state\": \"<string>\",\n    \"postal_code\": \"<string>\",\n    \"country\": \"<string>\",\n    \"ownership\": \"<number>\"\n  },\n  \"billing_frequency\": {\n    \"value\": \"reference #/paths/~1v1~1merchants/post/requestBody/content/application~1json/schema/allOf/0/properties/billing_frequency not found in the OpenAPI spec\"\n  },\n  \"billing_type\": {\n    \"value\": \"reference #/paths/~1v1~1merchants/post/requestBody/content/application~1json/schema/allOf/0/properties/billing_type not found in the OpenAPI spec\"\n  },\n  \"deposit_frequency\": {\n    \"value\": \"reference #/paths/~1v1~1merchants/post/requestBody/content/application~1json/schema/allOf/0/properties/deposit_frequency not found in the OpenAPI spec\"\n  },\n  \"card_release_delay_days\": {\n    \"value\": \"reference #/paths/~1v1~1merchants~1%7Bmerchant_id%7D/patch/requestBody/content/application~1json/schema/properties/card_release_delay_days not found in the OpenAPI spec\"\n  },\n  \"ach_release_delay_days\": {\n    \"value\": \"reference #/paths/~1v1~1merchants~1%7Bmerchant_id%7D/patch/requestBody/content/application~1json/schema/properties/ach_release_delay_days not found in the OpenAPI spec\"\n  },\n  \"validated_ach_release_delay_days\": {\n    \"value\": \"reference #/paths/~1v1~1merchants~1%7Bmerchant_id%7D/patch/requestBody/content/application~1json/schema/properties/validated_ach_release_delay_days not found in the OpenAPI spec\"\n  },\n  \"balance_checked_ach_release_delay_days\": {\n    \"value\": \"reference #/paths/~1v1~1merchants~1%7Bmerchant_id%7D/patch/requestBody/content/application~1json/schema/properties/balance_checked_ach_release_delay_days not found in the OpenAPI spec\"\n  },\n  \"allowed_payment_method_types\": [\n    \"DISCOVER_DEBIT\",\n    \"VISA_DEBIT\"\n  ],\n  \"deposit_routes\": {\n    \"ullamco_7bb\": {\n      \"deposit_method_id\": \"<string>\",\n      \"description\": \"<string>\",\n      \"allow_merchant_to_update\": \"<boolean>\"\n    },\n    \"laboris_7\": {\n      \"deposit_method_id\": \"<string>\",\n      \"description\": \"<string>\",\n      \"allow_merchant_to_update\": \"<boolean>\"\n    },\n    \"veniam_9\": {\n      \"deposit_method_id\": \"<string>\",\n      \"description\": \"<string>\",\n      \"allow_merchant_to_update\": \"<boolean>\"\n    },\n    \"adipisicing_\": {\n      \"deposit_method_id\": \"<string>\",\n      \"description\": \"<string>\",\n      \"allow_merchant_to_update\": \"<boolean>\"\n    },\n    \"Duis_9\": {\n      \"deposit_method_id\": \"<string>\",\n      \"description\": \"<string>\",\n      \"allow_merchant_to_update\": \"<boolean>\"\n    }\n  },\n  \"underwriting_reviews\": {\n    \"business_name_tin\": {\n      \"updated_at\": \"<dateTime>\"\n    },\n    \"business_verification\": {\n      \"updated_at\": \"<dateTime>\",\n      \"file_upload_ids\": [\n        \"<string>\",\n        \"<string>\"\n      ]\n    },\n    \"deposit_method_1\": {\n      \"updated_at\": \"<dateTime>\",\n      \"file_upload_id\": \"<string>\",\n      \"deposit_route_key\": \"<string>\",\n      \"deposit_method_id\": \"<string>\"\n    },\n    \"deposit_method_2\": {\n      \"updated_at\": \"<dateTime>\",\n      \"file_upload_id\": \"<string>\",\n      \"deposit_route_key\": \"<string>\",\n      \"deposit_method_id\": \"<string>\"\n    },\n    \"financial_1\": {\n      \"updated_at\": \"<dateTime>\",\n      \"file_upload_ids\": [\n        \"<string>\",\n        \"<string>\"\n      ]\n    },\n    \"financial_2\": {\n      \"updated_at\": \"<dateTime>\",\n      \"file_upload_ids\": [\n        \"<string>\",\n        \"<string>\"\n      ]\n    },\n    \"owner_1_name_ssn\": {\n      \"updated_at\": \"<dateTime>\"\n    },\n    \"owner_2_name_ssn\": {\n      \"updated_at\": \"<dateTime>\"\n    },\n    \"owner_3_name_ssn\": {\n      \"updated_at\": \"<dateTime>\"\n    },\n    \"owner_4_name_ssn\": {\n      \"updated_at\": \"<dateTime>\"\n    },\n    \"other\": {\n      \"updated_at\": \"<dateTime>\"\n    }\n  },\n  \"underwriting_verifications\": {\n    \"business_name_tin\": {\n      \"status\": \"FAILED\",\n      \"file_upload_mode\": \"NOT_REQUESTED\",\n      \"file_upload_ids\": [\n        \"<string>\",\n        \"<string>\"\n      ],\n      \"confirmed\": \"<boolean>\",\n      \"confirmed_at\": \"<dateTime>\",\n      \"updated_at\": \"<dateTime>\"\n    },\n    \"deposit_method_1\": {\n      \"status\": \"NOT_VERIFIED\",\n      \"deposit_route_key\": \"<string>\",\n      \"deposit_method_id\": \"<string>\",\n      \"file_upload_mode\": \"REQUIRED_ON_FAILURE\",\n      \"file_upload_ids\": [\n        \"<string>\",\n        \"<string>\"\n      ],\n      \"confirmed\": \"<boolean>\",\n      \"confirmed_at\": \"<dateTime>\",\n      \"updated_at\": \"<dateTime>\"\n    },\n    \"deposit_method_2\": {\n      \"status\": \"FAILED\",\n      \"deposit_route_key\": \"<string>\",\n      \"deposit_method_id\": \"<string>\",\n      \"file_upload_mode\": \"NOT_REQUESTED\",\n      \"file_upload_ids\": [\n        \"<string>\",\n        \"<string>\"\n      ],\n      \"confirmed\": \"<boolean>\",\n      \"confirmed_at\": \"<dateTime>\",\n      \"updated_at\": \"<dateTime>\"\n    },\n    \"financial\": {\n      \"status\": \"FAILED\",\n      \"financial_type\": \"FINANCIAL_1\",\n      \"file_upload_mode\": \"REQUESTED_ON_FAILURE\",\n      \"file_upload_ids\": [\n        \"<string>\",\n        \"<string>\"\n      ],\n      \"confirmed\": \"<boolean>\",\n      \"confirmed_at\": \"<dateTime>\",\n      \"updated_at\": \"<dateTime>\"\n    },\n    \"owner_1_name_ssn\": {\n      \"status\": \"DISABLED\",\n      \"file_upload_mode\": \"NOT_REQUESTED\",\n      \"file_upload_ids\": [\n        \"<string>\",\n        \"<string>\"\n      ],\n      \"confirmed\": \"<boolean>\",\n      \"confirmed_at\": \"<dateTime>\",\n      \"updated_at\": \"<dateTime>\"\n    },\n    \"owner_2_name_ssn\": {\n      \"status\": \"NOT_VERIFIED\",\n      \"file_upload_mode\": \"NOT_REQUESTED\",\n      \"file_upload_ids\": [\n        \"<string>\",\n        \"<string>\"\n      ],\n      \"confirmed\": \"<boolean>\",\n      \"confirmed_at\": \"<dateTime>\",\n      \"updated_at\": \"<dateTime>\"\n    },\n    \"owner_3_name_ssn\": {\n      \"status\": \"REVERIFICATION_REQUIRED\",\n      \"file_upload_mode\": \"REQUIRED_ON_FAILURE\",\n      \"file_upload_ids\": [\n        \"<string>\",\n        \"<string>\"\n      ],\n      \"confirmed\": \"<boolean>\",\n      \"confirmed_at\": \"<dateTime>\",\n      \"updated_at\": \"<dateTime>\"\n    },\n    \"owner_4_name_ssn\": {\n      \"status\": \"MANUAL_VERIFICATION_REQUIRED\",\n      \"file_upload_mode\": \"REQUESTED_ON_FAILURE\",\n      \"file_upload_ids\": [\n        \"<string>\",\n        \"<string>\"\n      ],\n      \"confirmed\": \"<boolean>\",\n      \"confirmed_at\": \"<dateTime>\",\n      \"updated_at\": \"<dateTime>\"\n    }\n  },\n  \"status\": {\n    \"value\": \"reference #/paths/~1v1~1merchants/get/parameters/10/schema/items not found in the OpenAPI spec\"\n  },\n  \"created_at\": \"<dateTime>\",\n  \"updated_at\": \"<dateTime>\",\n  \"submitted_at\": \"<dateTime>\",\n  \"in_review_at\": \"<dateTime>\",\n  \"declined_at\": \"<dateTime>\",\n  \"approved_at\": \"<dateTime>\",\n  \"needs_information_at\": \"<dateTime>\",\n  \"resubmitted_at\": \"<dateTime>\",\n  \"validation_errors\": [\n    {\n      \"field\": \"<string>\",\n      \"code\": \"<string>\",\n      \"message\": \"<string>\"\n    },\n    {\n      \"field\": \"<string>\",\n      \"code\": \"<string>\",\n      \"message\": \"<string>\"\n    }\n  ]\n}",
                                  "options": {
                                    "raw": {
                                      "headerFamily": "json",
                                      "language": "json"
                                    }
                                  }
                                },
                                "url": {
                                  "raw": "{{baseUrl}}/v1/merchants/:merchant_id/applications/:merchant_application_id",
                                  "host": [
                                    "{{baseUrl}}"
                                  ],
                                  "path": [
                                    "v1",
                                    "merchants",
                                    ":merchant_id",
                                    "applications",
                                    ":merchant_application_id"
                                  ],
                                  "variable": [
                                    {
                                      "key": "merchant_id"
                                    },
                                    {
                                      "key": "merchant_application_id"
                                    }
                                  ]
                                }
                              },
                              "status": "Not Found",
                              "code": 404,
                              "_postman_previewlanguage": "text",
                              "header": [],
                              "cookie": [],
                              "responseTime": null,
                              "body": null,
                              "createdAt": "2026-07-28T02:43:36.000Z",
                              "updatedAt": "2026-07-28T02:43:36.000Z",
                              "uid": "35240-723d7380-3994-4486-b581-486ae5d11666"
                            },
                            {
                              "id": "de879e04-40ac-4513-8c1e-ad9d6206c156",
                              "name": "5XX response",
                              "originalRequest": {
                                "method": "PATCH",
                                "header": [
                                  {
                                    "key": "Content-Type",
                                    "value": "application/json"
                                  },
                                  {
                                    "description": "Added as a part of security scheme: bearer",
                                    "key": "Authorization",
                                    "value": "Bearer <token>"
                                  }
                                ],
                                "body": {
                                  "mode": "raw",
                                  "raw": "{\n  \"merchant_application_id\": {\n    \"value\": \"reference #/paths/~1v1~1merchants/post/responses/200/content/application~1json/schema/properties/data/properties/merchant_application_id not found in the OpenAPI spec\"\n  },\n  \"merchant_id\": {\n    \"value\": \"reference #/paths/~1v1~1merchants/post/responses/200/content/application~1json/schema/properties/data/properties/merchant_id not found in the OpenAPI spec\"\n  },\n  \"platform_id\": {\n    \"value\": \"reference #/paths/~1v1~1billing_profiles/post/requestBody/content/application~1json/schema/allOf/0/properties/platform_id not found in the OpenAPI spec\"\n  },\n  \"billing_profile_id\": \"<string>\",\n  \"name\": \"<string>\",\n  \"dba_name\": \"<string>\",\n  \"legal_name\": \"<string>\",\n  \"merchant_type\": \"PARTNERSHIP\",\n  \"mcc\": \"<string>\",\n  \"mcc_desc\": \"<string>\",\n  \"email\": \"<string>\",\n  \"website\": \"<string>\",\n  \"website_validation_disabled\": \"<bool>\",\n  \"phone_number\": \"<string>\",\n  \"average_ticket\": \"<integer>\",\n  \"high_ticket\": \"<integer>\",\n  \"average_monthly_volume\": \"<integer>\",\n  \"address\": {\n    \"address_line_1\": \"<string>\",\n    \"address_line_2\": \"<string>\",\n    \"city\": \"<string>\",\n    \"state\": \"<string>\",\n    \"postal_code\": \"<string>\",\n    \"country\": \"<string>\"\n  },\n  \"encrypted_tax_id\": \"<string>\",\n  \"tax_id_last_4\": \"<string>\",\n  \"no_owner_has_25_percent\": \"<boolean>\",\n  \"owner_1\": {\n    \"first_name\": \"<string>\",\n    \"last_name\": \"<string>\",\n    \"dob\": \"<string>\",\n    \"ssn\": \"<string>\",\n    \"ssn_last_4\": \"<string>\",\n    \"email\": \"<string>\",\n    \"phone_number\": \"<string>\",\n    \"address_line_1\": \"<string>\",\n    \"address_line_2\": \"<string>\",\n    \"city\": \"<string>\",\n    \"state\": \"<string>\",\n    \"postal_code\": \"<string>\",\n    \"country\": \"<string>\",\n    \"ownership\": \"<number>\"\n  },\n  \"owner_2\": {\n    \"first_name\": \"<string>\",\n    \"last_name\": \"<string>\",\n    \"dob\": \"<string>\",\n    \"ssn\": \"<string>\",\n    \"ssn_last_4\": \"<string>\",\n    \"email\": \"<string>\",\n    \"phone_number\": \"<string>\",\n    \"address_line_1\": \"<string>\",\n    \"address_line_2\": \"<string>\",\n    \"city\": \"<string>\",\n    \"state\": \"<string>\",\n    \"postal_code\": \"<string>\",\n    \"country\": \"<string>\",\n    \"ownership\": \"<number>\"\n  },\n  \"owner_3\": {\n    \"first_name\": \"<string>\",\n    \"last_name\": \"<string>\",\n    \"dob\": \"<string>\",\n    \"ssn\": \"<string>\",\n    \"ssn_last_4\": \"<string>\",\n    \"email\": \"<string>\",\n    \"phone_number\": \"<string>\",\n    \"address_line_1\": \"<string>\",\n    \"address_line_2\": \"<string>\",\n    \"city\": \"<string>\",\n    \"state\": \"<string>\",\n    \"postal_code\": \"<string>\",\n    \"country\": \"<string>\",\n    \"ownership\": \"<number>\"\n  },\n  \"owner_4\": {\n    \"first_name\": \"<string>\",\n    \"last_name\": \"<string>\",\n    \"dob\": \"<string>\",\n    \"ssn\": \"<string>\",\n    \"ssn_last_4\": \"<string>\",\n    \"email\": \"<string>\",\n    \"phone_number\": \"<string>\",\n    \"address_line_1\": \"<string>\",\n    \"address_line_2\": \"<string>\",\n    \"city\": \"<string>\",\n    \"state\": \"<string>\",\n    \"postal_code\": \"<string>\",\n    \"country\": \"<string>\",\n    \"ownership\": \"<number>\"\n  },\n  \"billing_frequency\": {\n    \"value\": \"reference #/paths/~1v1~1merchants/post/requestBody/content/application~1json/schema/allOf/0/properties/billing_frequency not found in the OpenAPI spec\"\n  },\n  \"billing_type\": {\n    \"value\": \"reference #/paths/~1v1~1merchants/post/requestBody/content/application~1json/schema/allOf/0/properties/billing_type not found in the OpenAPI spec\"\n  },\n  \"deposit_frequency\": {\n    \"value\": \"reference #/paths/~1v1~1merchants/post/requestBody/content/application~1json/schema/allOf/0/properties/deposit_frequency not found in the OpenAPI spec\"\n  },\n  \"card_release_delay_days\": {\n    \"value\": \"reference #/paths/~1v1~1merchants~1%7Bmerchant_id%7D/patch/requestBody/content/application~1json/schema/properties/card_release_delay_days not found in the OpenAPI spec\"\n  },\n  \"ach_release_delay_days\": {\n    \"value\": \"reference #/paths/~1v1~1merchants~1%7Bmerchant_id%7D/patch/requestBody/content/application~1json/schema/properties/ach_release_delay_days not found in the OpenAPI spec\"\n  },\n  \"validated_ach_release_delay_days\": {\n    \"value\": \"reference #/paths/~1v1~1merchants~1%7Bmerchant_id%7D/patch/requestBody/content/application~1json/schema/properties/validated_ach_release_delay_days not found in the OpenAPI spec\"\n  },\n  \"balance_checked_ach_release_delay_days\": {\n    \"value\": \"reference #/paths/~1v1~1merchants~1%7Bmerchant_id%7D/patch/requestBody/content/application~1json/schema/properties/balance_checked_ach_release_delay_days not found in the OpenAPI spec\"\n  },\n  \"allowed_payment_method_types\": [\n    \"DISCOVER_DEBIT\",\n    \"VISA_DEBIT\"\n  ],\n  \"deposit_routes\": {\n    \"ullamco_7bb\": {\n      \"deposit_method_id\": \"<string>\",\n      \"description\": \"<string>\",\n      \"allow_merchant_to_update\": \"<boolean>\"\n    },\n    \"laboris_7\": {\n      \"deposit_method_id\": \"<string>\",\n      \"description\": \"<string>\",\n      \"allow_merchant_to_update\": \"<boolean>\"\n    },\n    \"veniam_9\": {\n      \"deposit_method_id\": \"<string>\",\n      \"description\": \"<string>\",\n      \"allow_merchant_to_update\": \"<boolean>\"\n    },\n    \"adipisicing_\": {\n      \"deposit_method_id\": \"<string>\",\n      \"description\": \"<string>\",\n      \"allow_merchant_to_update\": \"<boolean>\"\n    },\n    \"Duis_9\": {\n      \"deposit_method_id\": \"<string>\",\n      \"description\": \"<string>\",\n      \"allow_merchant_to_update\": \"<boolean>\"\n    }\n  },\n  \"underwriting_reviews\": {\n    \"business_name_tin\": {\n      \"updated_at\": \"<dateTime>\"\n    },\n    \"business_verification\": {\n      \"updated_at\": \"<dateTime>\",\n      \"file_upload_ids\": [\n        \"<string>\",\n        \"<string>\"\n      ]\n    },\n    \"deposit_method_1\": {\n      \"updated_at\": \"<dateTime>\",\n      \"file_upload_id\": \"<string>\",\n      \"deposit_route_key\": \"<string>\",\n      \"deposit_method_id\": \"<string>\"\n    },\n    \"deposit_method_2\": {\n      \"updated_at\": \"<dateTime>\",\n      \"file_upload_id\": \"<string>\",\n      \"deposit_route_key\": \"<string>\",\n      \"deposit_method_id\": \"<string>\"\n    },\n    \"financial_1\": {\n      \"updated_at\": \"<dateTime>\",\n      \"file_upload_ids\": [\n        \"<string>\",\n        \"<string>\"\n      ]\n    },\n    \"financial_2\": {\n      \"updated_at\": \"<dateTime>\",\n      \"file_upload_ids\": [\n        \"<string>\",\n        \"<string>\"\n      ]\n    },\n    \"owner_1_name_ssn\": {\n      \"updated_at\": \"<dateTime>\"\n    },\n    \"owner_2_name_ssn\": {\n      \"updated_at\": \"<dateTime>\"\n    },\n    \"owner_3_name_ssn\": {\n      \"updated_at\": \"<dateTime>\"\n    },\n    \"owner_4_name_ssn\": {\n      \"updated_at\": \"<dateTime>\"\n    },\n    \"other\": {\n      \"updated_at\": \"<dateTime>\"\n    }\n  },\n  \"underwriting_verifications\": {\n    \"business_name_tin\": {\n      \"status\": \"FAILED\",\n      \"file_upload_mode\": \"NOT_REQUESTED\",\n      \"file_upload_ids\": [\n        \"<string>\",\n        \"<string>\"\n      ],\n      \"confirmed\": \"<boolean>\",\n      \"confirmed_at\": \"<dateTime>\",\n      \"updated_at\": \"<dateTime>\"\n    },\n    \"deposit_method_1\": {\n      \"status\": \"NOT_VERIFIED\",\n      \"deposit_route_key\": \"<string>\",\n      \"deposit_method_id\": \"<string>\",\n      \"file_upload_mode\": \"REQUIRED_ON_FAILURE\",\n      \"file_upload_ids\": [\n        \"<string>\",\n        \"<string>\"\n      ],\n      \"confirmed\": \"<boolean>\",\n      \"confirmed_at\": \"<dateTime>\",\n      \"updated_at\": \"<dateTime>\"\n    },\n    \"deposit_method_2\": {\n      \"status\": \"FAILED\",\n      \"deposit_route_key\": \"<string>\",\n      \"deposit_method_id\": \"<string>\",\n      \"file_upload_mode\": \"NOT_REQUESTED\",\n      \"file_upload_ids\": [\n        \"<string>\",\n        \"<string>\"\n      ],\n      \"confirmed\": \"<boolean>\",\n      \"confirmed_at\": \"<dateTime>\",\n      \"updated_at\": \"<dateTime>\"\n    },\n    \"financial\": {\n      \"status\": \"FAILED\",\n      \"financial_type\": \"FINANCIAL_1\",\n      \"file_upload_mode\": \"REQUESTED_ON_FAILURE\",\n      \"file_upload_ids\": [\n        \"<string>\",\n        \"<string>\"\n      ],\n      \"confirmed\": \"<boolean>\",\n      \"confirmed_at\": \"<dateTime>\",\n      \"updated_at\": \"<dateTime>\"\n    },\n    \"owner_1_name_ssn\": {\n      \"status\": \"DISABLED\",\n      \"file_upload_mode\": \"NOT_REQUESTED\",\n      \"file_upload_ids\": [\n        \"<string>\",\n        \"<string>\"\n      ],\n      \"confirmed\": \"<boolean>\",\n      \"confirmed_at\": \"<dateTime>\",\n      \"updated_at\": \"<dateTime>\"\n    },\n    \"owner_2_name_ssn\": {\n      \"status\": \"NOT_VERIFIED\",\n      \"file_upload_mode\": \"NOT_REQUESTED\",\n      \"file_upload_ids\": [\n        \"<string>\",\n        \"<string>\"\n      ],\n      \"confirmed\": \"<boolean>\",\n      \"confirmed_at\": \"<dateTime>\",\n      \"updated_at\": \"<dateTime>\"\n    },\n    \"owner_3_name_ssn\": {\n      \"status\": \"REVERIFICATION_REQUIRED\",\n      \"file_upload_mode\": \"REQUIRED_ON_FAILURE\",\n      \"file_upload_ids\": [\n        \"<string>\",\n        \"<string>\"\n      ],\n      \"confirmed\": \"<boolean>\",\n      \"confirmed_at\": \"<dateTime>\",\n      \"updated_at\": \"<dateTime>\"\n    },\n    \"owner_4_name_ssn\": {\n      \"status\": \"MANUAL_VERIFICATION_REQUIRED\",\n      \"file_upload_mode\": \"REQUESTED_ON_FAILURE\",\n      \"file_upload_ids\": [\n        \"<string>\",\n        \"<string>\"\n      ],\n      \"confirmed\": \"<boolean>\",\n      \"confirmed_at\": \"<dateTime>\",\n      \"updated_at\": \"<dateTime>\"\n    }\n  },\n  \"status\": {\n    \"value\": \"reference #/paths/~1v1~1merchants/get/parameters/10/schema/items not found in the OpenAPI spec\"\n  },\n  \"created_at\": \"<dateTime>\",\n  \"updated_at\": \"<dateTime>\",\n  \"submitted_at\": \"<dateTime>\",\n  \"in_review_at\": \"<dateTime>\",\n  \"declined_at\": \"<dateTime>\",\n  \"approved_at\": \"<dateTime>\",\n  \"needs_information_at\": \"<dateTime>\",\n  \"resubmitted_at\": \"<dateTime>\",\n  \"validation_errors\": [\n    {\n      \"field\": \"<string>\",\n      \"code\": \"<string>\",\n      \"message\": \"<string>\"\n    },\n    {\n      \"field\": \"<string>\",\n      \"code\": \"<string>\",\n      \"message\": \"<string>\"\n    }\n  ]\n}",
                                  "options": {
                                    "raw": {
                                      "headerFamily": "json",
                                      "language": "json"
                                    }
                                  }
                                },
                                "url": {
                                  "raw": "{{baseUrl}}/v1/merchants/:merchant_id/applications/:merchant_application_id",
                                  "host": [
                                    "{{baseUrl}}"
                                  ],
                                  "path": [
                                    "v1",
                                    "merchants",
                                    ":merchant_id",
                                    "applications",
                                    ":merchant_application_id"
                                  ],
                                  "variable": [
                                    {
                                      "key": "merchant_id"
                                    },
                                    {
                                      "key": "merchant_application_id"
                                    }
                                  ]
                                }
                              },
                              "status": "Internal Server Error",
                              "code": 500,
                              "_postman_previewlanguage": "text",
                              "header": [],
                              "cookie": [],
                              "responseTime": null,
                              "body": null,
                              "createdAt": "2026-07-28T02:43:36.000Z",
                              "updatedAt": "2026-07-28T02:43:36.000Z",
                              "uid": "35240-de879e04-40ac-4513-8c1e-ad9d6206c156"
                            }
                          ],
                          "createdAt": "2026-07-28T02:43:36.000Z",
                          "updatedAt": "2026-07-28T02:43:36.000Z",
                          "uid": "35240-5dc4b844-1af4-49c7-81f3-6c9f6859b8b1"
                        }
                      ],
                      "id": "7a6f90f6-b53b-46e5-8711-97abd654f50f",
                      "createdAt": "2026-07-28T02:43:36.000Z",
                      "updatedAt": "2026-07-28T02:43:36.000Z",
                      "uid": "35240-7a6f90f6-b53b-46e5-8711-97abd654f50f"
                    },
                    {
                      "name": "List merchant applications",
                      "id": "2a25d77f-00c0-432c-ade7-81af37ce948a",
                      "protocolProfileBehavior": {
                        "disableBodyPruning": true
                      },
                      "request": {
                        "method": "GET",
                        "header": [
                          {
                            "key": "Accept",
                            "value": "application/json"
                          }
                        ],
                        "url": {
                          "raw": "{{baseUrl}}/v1/merchants/:merchant_id/applications?status=[object Object]&status=[object Object]&sort_by=status",
                          "host": [
                            "{{baseUrl}}"
                          ],
                          "path": [
                            "v1",
                            "merchants",
                            ":merchant_id",
                            "applications"
                          ],
                          "query": [
                            {
                              "description": "One or more merchant application statuses to filter by. Provide parameter multiple times to filter by multiple payment status types.\n\n`COMPLETED` `CREATED` `DECLINED` `IN_REVIEW` `IN_PROGRESS` `NEEDS_INFORMATION` `PROCESSING`",
                              "key": "status",
                              "value": "[object Object]"
                            },
                            {
                              "description": "One or more merchant application statuses to filter by. Provide parameter multiple times to filter by multiple payment status types.\n\n`COMPLETED` `CREATED` `DECLINED` `IN_REVIEW` `IN_PROGRESS` `NEEDS_INFORMATION` `PROCESSING`",
                              "key": "status",
                              "value": "[object Object]"
                            },
                            {
                              "description": "Optional value by which to sort the result set. Default sort by is created_at.",
                              "key": "sort_by",
                              "value": "status"
                            }
                          ],
                          "variable": [
                            {
                              "id": "3580554d-6bf9-4e10-b5fc-7fffb7dccb3d",
                              "key": "merchant_id"
                            }
                          ]
                        },
                        "description": "Query a list of a merchant's applications with optional search criteria.\n\nNote that the `data` object is structured to reserve future support for pagination.\n\nHowever, pagination of merchant applications is not supported at this time."
                      },
                      "response": [
                        {
                          "id": "2490dee5-aa90-4660-ba23-47151128392a",
                          "name": "OK",
                          "originalRequest": {
                            "method": "GET",
                            "header": [
                              {
                                "key": "Accept",
                                "value": "application/json"
                              },
                              {
                                "description": "Added as a part of security scheme: bearer",
                                "key": "Authorization",
                                "value": "Bearer <token>"
                              }
                            ],
                            "url": {
                              "raw": "{{baseUrl}}/v1/merchants/:merchant_id/applications?status=[object Object]&sort_by=status",
                              "host": [
                                "{{baseUrl}}"
                              ],
                              "path": [
                                "v1",
                                "merchants",
                                ":merchant_id",
                                "applications"
                              ],
                              "query": [
                                {
                                  "description": "One or more merchant application statuses to filter by. Provide parameter multiple times to filter by multiple payment status types.\n\n`COMPLETED` `CREATED` `DECLINED` `IN_REVIEW` `IN_PROGRESS` `NEEDS_INFORMATION` `PROCESSING`",
                                  "key": "status",
                                  "value": "[object Object]"
                                },
                                {
                                  "description": "Optional value by which to sort the result set. Default sort by is created_at.",
                                  "key": "sort_by",
                                  "value": "status"
                                }
                              ],
                              "variable": [
                                {
                                  "key": "merchant_id"
                                }
                              ]
                            }
                          },
                          "status": "OK",
                          "code": 200,
                          "_postman_previewlanguage": "json",
                          "header": [
                            {
                              "key": "Content-Type",
                              "value": "application/json"
                            }
                          ],
                          "cookie": [],
                          "responseTime": null,
                          "body": "{\n  \"status\": {\n    \"value\": \"reference #/paths/~1v1~1merchants/get/responses/200/content/application~1json/schema/properties/status not found in the OpenAPI spec\"\n  },\n  \"data\": {\n    \"results\": [\n      {\n        \"merchant_application_id\": {\n          \"value\": \"reference #/paths/~1v1~1merchants/post/responses/200/content/application~1json/schema/properties/data/properties/merchant_application_id not found in the OpenAPI spec\"\n        },\n        \"merchant_id\": {\n          \"value\": \"reference #/paths/~1v1~1merchants/post/responses/200/content/application~1json/schema/properties/data/properties/merchant_id not found in the OpenAPI spec\"\n        },\n        \"platform_id\": {\n          \"value\": \"reference #/paths/~1v1~1billing_profiles/post/requestBody/content/application~1json/schema/allOf/0/properties/platform_id not found in the OpenAPI spec\"\n        },\n        \"billing_profile_id\": \"<string>\",\n        \"name\": \"<string>\",\n        \"dba_name\": \"<string>\",\n        \"legal_name\": \"<string>\",\n        \"merchant_type\": \"GOVERNMENT\",\n        \"mcc\": \"<string>\",\n        \"mcc_desc\": \"<string>\",\n        \"email\": \"<string>\",\n        \"website\": \"<string>\",\n        \"website_validation_disabled\": \"<bool>\",\n        \"phone_number\": \"<string>\",\n        \"average_ticket\": \"<integer>\",\n        \"high_ticket\": \"<integer>\",\n        \"average_monthly_volume\": \"<integer>\",\n        \"address\": {\n          \"address_line_1\": \"<string>\",\n          \"address_line_2\": \"<string>\",\n          \"city\": \"<string>\",\n          \"state\": \"<string>\",\n          \"postal_code\": \"<string>\",\n          \"country\": \"<string>\"\n        },\n        \"tax_id\": {\n          \"value\": \"reference #/paths/~1v1~1merchants/post/requestBody/content/application~1json/schema/allOf/0/properties/tax_id not found in the OpenAPI spec\"\n        },\n        \"tax_id_last_4\": \"<string>\",\n        \"no_owner_has_25_percent\": \"<boolean>\",\n        \"owner_1\": {\n          \"first_name\": \"<string>\",\n          \"last_name\": \"<string>\",\n          \"dob\": \"<string>\",\n          \"ssn\": \"<string>\",\n          \"ssn_last_4\": \"<string>\",\n          \"email\": \"<string>\",\n          \"phone_number\": \"<string>\",\n          \"address_line_1\": \"<string>\",\n          \"address_line_2\": \"<string>\",\n          \"city\": \"<string>\",\n          \"state\": \"<string>\",\n          \"postal_code\": \"<string>\",\n          \"country\": \"<string>\",\n          \"ownership\": \"<number>\"\n        },\n        \"owner_2\": {\n          \"first_name\": \"<string>\",\n          \"last_name\": \"<string>\",\n          \"dob\": \"<string>\",\n          \"ssn\": \"<string>\",\n          \"ssn_last_4\": \"<string>\",\n          \"email\": \"<string>\",\n          \"phone_number\": \"<string>\",\n          \"address_line_1\": \"<string>\",\n          \"address_line_2\": \"<string>\",\n          \"city\": \"<string>\",\n          \"state\": \"<string>\",\n          \"postal_code\": \"<string>\",\n          \"country\": \"<string>\",\n          \"ownership\": \"<number>\"\n        },\n        \"owner_3\": {\n          \"first_name\": \"<string>\",\n          \"last_name\": \"<string>\",\n          \"dob\": \"<string>\",\n          \"ssn\": \"<string>\",\n          \"ssn_last_4\": \"<string>\",\n          \"email\": \"<string>\",\n          \"phone_number\": \"<string>\",\n          \"address_line_1\": \"<string>\",\n          \"address_line_2\": \"<string>\",\n          \"city\": \"<string>\",\n          \"state\": \"<string>\",\n          \"postal_code\": \"<string>\",\n          \"country\": \"<string>\",\n          \"ownership\": \"<number>\"\n        },\n        \"owner_4\": {\n          \"first_name\": \"<string>\",\n          \"last_name\": \"<string>\",\n          \"dob\": \"<string>\",\n          \"ssn\": \"<string>\",\n          \"ssn_last_4\": \"<string>\",\n          \"email\": \"<string>\",\n          \"phone_number\": \"<string>\",\n          \"address_line_1\": \"<string>\",\n          \"address_line_2\": \"<string>\",\n          \"city\": \"<string>\",\n          \"state\": \"<string>\",\n          \"postal_code\": \"<string>\",\n          \"country\": \"<string>\",\n          \"ownership\": \"<number>\"\n        },\n        \"billing_frequency\": {\n          \"value\": \"reference #/paths/~1v1~1merchants/post/requestBody/content/application~1json/schema/allOf/0/properties/billing_frequency not found in the OpenAPI spec\"\n        },\n        \"billing_type\": {\n          \"value\": \"reference #/paths/~1v1~1merchants/post/requestBody/content/application~1json/schema/allOf/0/properties/billing_type not found in the OpenAPI spec\"\n        },\n        \"deposit_frequency\": {\n          \"value\": \"reference #/paths/~1v1~1merchants/post/requestBody/content/application~1json/schema/allOf/0/properties/deposit_frequency not found in the OpenAPI spec\"\n        },\n        \"card_release_delay_days\": {\n          \"value\": \"reference #/paths/~1v1~1merchants~1%7Bmerchant_id%7D/patch/requestBody/content/application~1json/schema/properties/card_release_delay_days not found in the OpenAPI spec\"\n        },\n        \"ach_release_delay_days\": {\n          \"value\": \"reference #/paths/~1v1~1merchants~1%7Bmerchant_id%7D/patch/requestBody/content/application~1json/schema/properties/ach_release_delay_days not found in the OpenAPI spec\"\n        },\n        \"validated_ach_release_delay_days\": {\n          \"value\": \"reference #/paths/~1v1~1merchants~1%7Bmerchant_id%7D/patch/requestBody/content/application~1json/schema/properties/validated_ach_release_delay_days not found in the OpenAPI spec\"\n        },\n        \"balance_checked_ach_release_delay_days\": {\n          \"value\": \"reference #/paths/~1v1~1merchants~1%7Bmerchant_id%7D/patch/requestBody/content/application~1json/schema/properties/balance_checked_ach_release_delay_days not found in the OpenAPI spec\"\n        },\n        \"paypal_wallet_release_delay_days\": {\n          \"value\": \"reference #/paths/~1v1~1merchants~1%7Bmerchant_id%7D/patch/requestBody/content/application~1json/schema/properties/paypal_wallet_release_delay_days not found in the OpenAPI spec\"\n        },\n        \"venmo_release_delay_days\": {\n          \"value\": \"reference #/paths/~1v1~1merchants~1%7Bmerchant_id%7D/patch/requestBody/content/application~1json/schema/properties/venmo_release_delay_days not found in the OpenAPI spec\"\n        },\n        \"paypal_paylater_release_delay_days\": {\n          \"value\": \"reference #/paths/~1v1~1merchants~1%7Bmerchant_id%7D/patch/requestBody/content/application~1json/schema/properties/paypal_paylater_release_delay_days not found in the OpenAPI spec\"\n        },\n        \"allowed_payment_method_types\": [\n          \"MASTERCARD_DEBIT\",\n          \"AMERICAN_EXPRESS_CREDIT\"\n        ],\n        \"deposit_routes\": {\n          \"nisi_39\": {\n            \"deposit_method_id\": \"<string>\",\n            \"description\": \"<string>\",\n            \"allow_merchant_to_update\": \"<boolean>\"\n          }\n        },\n        \"underwriting_reviews\": {\n          \"business_name_tin\": {\n            \"updated_at\": \"<dateTime>\"\n          },\n          \"business_verification\": {\n            \"updated_at\": \"<dateTime>\",\n            \"file_upload_ids\": [\n              \"<string>\",\n              \"<string>\"\n            ]\n          },\n          \"deposit_method_1\": {\n            \"updated_at\": \"<dateTime>\",\n            \"file_upload_id\": \"<string>\",\n            \"deposit_route_key\": \"<string>\",\n            \"deposit_method_id\": \"<string>\"\n          },\n          \"deposit_method_2\": {\n            \"updated_at\": \"<dateTime>\",\n            \"file_upload_id\": \"<string>\",\n            \"deposit_route_key\": \"<string>\",\n            \"deposit_method_id\": \"<string>\"\n          },\n          \"financial_1\": {\n            \"updated_at\": \"<dateTime>\",\n            \"file_upload_ids\": [\n              \"<string>\",\n              \"<string>\"\n            ]\n          },\n          \"financial_2\": {\n            \"updated_at\": \"<dateTime>\",\n            \"file_upload_ids\": [\n              \"<string>\",\n              \"<string>\"\n            ]\n          },\n          \"owner_1_name_ssn\": {\n            \"updated_at\": \"<dateTime>\"\n          },\n          \"owner_2_name_ssn\": {\n            \"updated_at\": \"<dateTime>\"\n          },\n          \"owner_3_name_ssn\": {\n            \"updated_at\": \"<dateTime>\"\n          },\n          \"owner_4_name_ssn\": {\n            \"updated_at\": \"<dateTime>\"\n          },\n          \"other\": {\n            \"updated_at\": \"<dateTime>\"\n          }\n        },\n        \"status\": {\n          \"value\": \"reference #/paths/~1v1~1merchants/get/parameters/10/schema/items not found in the OpenAPI spec\"\n        },\n        \"created_at\": \"<dateTime>\",\n        \"updated_at\": \"<dateTime>\",\n        \"submitted_at\": \"<dateTime>\",\n        \"in_review_at\": \"<dateTime>\",\n        \"declined_at\": \"<dateTime>\",\n        \"approved_at\": \"<dateTime>\",\n        \"needs_information_at\": \"<dateTime>\",\n        \"resubmitted_at\": \"<dateTime>\"\n      },\n      {\n        \"merchant_application_id\": {\n          \"value\": \"reference #/paths/~1v1~1merchants/post/responses/200/content/application~1json/schema/properties/data/properties/merchant_application_id not found in the OpenAPI spec\"\n        },\n        \"merchant_id\": {\n          \"value\": \"reference #/paths/~1v1~1merchants/post/responses/200/content/application~1json/schema/properties/data/properties/merchant_id not found in the OpenAPI spec\"\n        },\n        \"platform_id\": {\n          \"value\": \"reference #/paths/~1v1~1billing_profiles/post/requestBody/content/application~1json/schema/allOf/0/properties/platform_id not found in the OpenAPI spec\"\n        },\n        \"billing_profile_id\": \"<string>\",\n        \"name\": \"<string>\",\n        \"dba_name\": \"<string>\",\n        \"legal_name\": \"<string>\",\n        \"merchant_type\": \"INDIVIDUAL\",\n        \"mcc\": \"<string>\",\n        \"mcc_desc\": \"<string>\",\n        \"email\": \"<string>\",\n        \"website\": \"<string>\",\n        \"website_validation_disabled\": \"<bool>\",\n        \"phone_number\": \"<string>\",\n        \"average_ticket\": \"<integer>\",\n        \"high_ticket\": \"<integer>\",\n        \"average_monthly_volume\": \"<integer>\",\n        \"address\": {\n          \"address_line_1\": \"<string>\",\n          \"address_line_2\": \"<string>\",\n          \"city\": \"<string>\",\n          \"state\": \"<string>\",\n          \"postal_code\": \"<string>\",\n          \"country\": \"<string>\"\n        },\n        \"tax_id\": {\n          \"value\": \"reference #/paths/~1v1~1merchants/post/requestBody/content/application~1json/schema/allOf/0/properties/tax_id not found in the OpenAPI spec\"\n        },\n        \"tax_id_last_4\": \"<string>\",\n        \"no_owner_has_25_percent\": \"<boolean>\",\n        \"owner_1\": {\n          \"first_name\": \"<string>\",\n          \"last_name\": \"<string>\",\n          \"dob\": \"<string>\",\n          \"ssn\": \"<string>\",\n          \"ssn_last_4\": \"<string>\",\n          \"email\": \"<string>\",\n          \"phone_number\": \"<string>\",\n          \"address_line_1\": \"<string>\",\n          \"address_line_2\": \"<string>\",\n          \"city\": \"<string>\",\n          \"state\": \"<string>\",\n          \"postal_code\": \"<string>\",\n          \"country\": \"<string>\",\n          \"ownership\": \"<number>\"\n        },\n        \"owner_2\": {\n          \"first_name\": \"<string>\",\n          \"last_name\": \"<string>\",\n          \"dob\": \"<string>\",\n          \"ssn\": \"<string>\",\n          \"ssn_last_4\": \"<string>\",\n          \"email\": \"<string>\",\n          \"phone_number\": \"<string>\",\n          \"address_line_1\": \"<string>\",\n          \"address_line_2\": \"<string>\",\n          \"city\": \"<string>\",\n          \"state\": \"<string>\",\n          \"postal_code\": \"<string>\",\n          \"country\": \"<string>\",\n          \"ownership\": \"<number>\"\n        },\n        \"owner_3\": {\n          \"first_name\": \"<string>\",\n          \"last_name\": \"<string>\",\n          \"dob\": \"<string>\",\n          \"ssn\": \"<string>\",\n          \"ssn_last_4\": \"<string>\",\n          \"email\": \"<string>\",\n          \"phone_number\": \"<string>\",\n          \"address_line_1\": \"<string>\",\n          \"address_line_2\": \"<string>\",\n          \"city\": \"<string>\",\n          \"state\": \"<string>\",\n          \"postal_code\": \"<string>\",\n          \"country\": \"<string>\",\n          \"ownership\": \"<number>\"\n        },\n        \"owner_4\": {\n          \"first_name\": \"<string>\",\n          \"last_name\": \"<string>\",\n          \"dob\": \"<string>\",\n          \"ssn\": \"<string>\",\n          \"ssn_last_4\": \"<string>\",\n          \"email\": \"<string>\",\n          \"phone_number\": \"<string>\",\n          \"address_line_1\": \"<string>\",\n          \"address_line_2\": \"<string>\",\n          \"city\": \"<string>\",\n          \"state\": \"<string>\",\n          \"postal_code\": \"<string>\",\n          \"country\": \"<string>\",\n          \"ownership\": \"<number>\"\n        },\n        \"billing_frequency\": {\n          \"value\": \"reference #/paths/~1v1~1merchants/post/requestBody/content/application~1json/schema/allOf/0/properties/billing_frequency not found in the OpenAPI spec\"\n        },\n        \"billing_type\": {\n          \"value\": \"reference #/paths/~1v1~1merchants/post/requestBody/content/application~1json/schema/allOf/0/properties/billing_type not found in the OpenAPI spec\"\n        },\n        \"deposit_frequency\": {\n          \"value\": \"reference #/paths/~1v1~1merchants/post/requestBody/content/application~1json/schema/allOf/0/properties/deposit_frequency not found in the OpenAPI spec\"\n        },\n        \"card_release_delay_days\": {\n          \"value\": \"reference #/paths/~1v1~1merchants~1%7Bmerchant_id%7D/patch/requestBody/content/application~1json/schema/properties/card_release_delay_days not found in the OpenAPI spec\"\n        },\n        \"ach_release_delay_days\": {\n          \"value\": \"reference #/paths/~1v1~1merchants~1%7Bmerchant_id%7D/patch/requestBody/content/application~1json/schema/properties/ach_release_delay_days not found in the OpenAPI spec\"\n        },\n        \"validated_ach_release_delay_days\": {\n          \"value\": \"reference #/paths/~1v1~1merchants~1%7Bmerchant_id%7D/patch/requestBody/content/application~1json/schema/properties/validated_ach_release_delay_days not found in the OpenAPI spec\"\n        },\n        \"balance_checked_ach_release_delay_days\": {\n          \"value\": \"reference #/paths/~1v1~1merchants~1%7Bmerchant_id%7D/patch/requestBody/content/application~1json/schema/properties/balance_checked_ach_release_delay_days not found in the OpenAPI spec\"\n        },\n        \"paypal_wallet_release_delay_days\": {\n          \"value\": \"reference #/paths/~1v1~1merchants~1%7Bmerchant_id%7D/patch/requestBody/content/application~1json/schema/properties/paypal_wallet_release_delay_days not found in the OpenAPI spec\"\n        },\n        \"venmo_release_delay_days\": {\n          \"value\": \"reference #/paths/~1v1~1merchants~1%7Bmerchant_id%7D/patch/requestBody/content/application~1json/schema/properties/venmo_release_delay_days not found in the OpenAPI spec\"\n        },\n        \"paypal_paylater_release_delay_days\": {\n          \"value\": \"reference #/paths/~1v1~1merchants~1%7Bmerchant_id%7D/patch/requestBody/content/application~1json/schema/properties/paypal_paylater_release_delay_days not found in the OpenAPI spec\"\n        },\n        \"allowed_payment_method_types\": [\n          \"AMERICAN_EXPRESS_CREDIT\",\n          \"DISCOVER_DEBIT\"\n        ],\n        \"deposit_routes\": {\n          \"eu2\": {\n            \"deposit_method_id\": \"<string>\",\n            \"description\": \"<string>\",\n            \"allow_merchant_to_update\": \"<boolean>\"\n          },\n          \"aliquip9\": {\n            \"deposit_method_id\": \"<string>\",\n            \"description\": \"<string>\",\n            \"allow_merchant_to_update\": \"<boolean>\"\n          },\n          \"irure_a\": {\n            \"deposit_method_id\": \"<string>\",\n            \"description\": \"<string>\",\n            \"allow_merchant_to_update\": \"<boolean>\"\n          }\n        },\n        \"underwriting_reviews\": {\n          \"business_name_tin\": {\n            \"updated_at\": \"<dateTime>\"\n          },\n          \"business_verification\": {\n            \"updated_at\": \"<dateTime>\",\n            \"file_upload_ids\": [\n              \"<string>\",\n              \"<string>\"\n            ]\n          },\n          \"deposit_method_1\": {\n            \"updated_at\": \"<dateTime>\",\n            \"file_upload_id\": \"<string>\",\n            \"deposit_route_key\": \"<string>\",\n            \"deposit_method_id\": \"<string>\"\n          },\n          \"deposit_method_2\": {\n            \"updated_at\": \"<dateTime>\",\n            \"file_upload_id\": \"<string>\",\n            \"deposit_route_key\": \"<string>\",\n            \"deposit_method_id\": \"<string>\"\n          },\n          \"financial_1\": {\n            \"updated_at\": \"<dateTime>\",\n            \"file_upload_ids\": [\n              \"<string>\",\n              \"<string>\"\n            ]\n          },\n          \"financial_2\": {\n            \"updated_at\": \"<dateTime>\",\n            \"file_upload_ids\": [\n              \"<string>\",\n              \"<string>\"\n            ]\n          },\n          \"owner_1_name_ssn\": {\n            \"updated_at\": \"<dateTime>\"\n          },\n          \"owner_2_name_ssn\": {\n            \"updated_at\": \"<dateTime>\"\n          },\n          \"owner_3_name_ssn\": {\n            \"updated_at\": \"<dateTime>\"\n          },\n          \"owner_4_name_ssn\": {\n            \"updated_at\": \"<dateTime>\"\n          },\n          \"other\": {\n            \"updated_at\": \"<dateTime>\"\n          }\n        },\n        \"status\": {\n          \"value\": \"reference #/paths/~1v1~1merchants/get/parameters/10/schema/items not found in the OpenAPI spec\"\n        },\n        \"created_at\": \"<dateTime>\",\n        \"updated_at\": \"<dateTime>\",\n        \"submitted_at\": \"<dateTime>\",\n        \"in_review_at\": \"<dateTime>\",\n        \"declined_at\": \"<dateTime>\",\n        \"approved_at\": \"<dateTime>\",\n        \"needs_information_at\": \"<dateTime>\",\n        \"resubmitted_at\": \"<dateTime>\"\n      }\n    ]\n  },\n  \"errors\": {\n    \"value\": \"reference #/paths/~1v1~1merchants/get/responses/200/content/application~1json/schema/properties/errors not found in the OpenAPI spec\"\n  }\n}",
                          "createdAt": "2026-07-28T02:43:36.000Z",
                          "updatedAt": "2026-07-28T02:43:36.000Z",
                          "uid": "35240-2490dee5-aa90-4660-ba23-47151128392a"
                        },
                        {
                          "id": "74145d81-6f81-42b4-afc9-9b3af814d738",
                          "name": "400 response",
                          "originalRequest": {
                            "method": "GET",
                            "header": [
                              {
                                "description": "Added as a part of security scheme: bearer",
                                "key": "Authorization",
                                "value": "Bearer <token>"
                              }
                            ],
                            "url": {
                              "raw": "{{baseUrl}}/v1/merchants/:merchant_id/applications?status=[object Object]&sort_by=status",
                              "host": [
                                "{{baseUrl}}"
                              ],
                              "path": [
                                "v1",
                                "merchants",
                                ":merchant_id",
                                "applications"
                              ],
                              "query": [
                                {
                                  "description": "One or more merchant application statuses to filter by. Provide parameter multiple times to filter by multiple payment status types.\n\n`COMPLETED` `CREATED` `DECLINED` `IN_REVIEW` `IN_PROGRESS` `NEEDS_INFORMATION` `PROCESSING`",
                                  "key": "status",
                                  "value": "[object Object]"
                                },
                                {
                                  "description": "Optional value by which to sort the result set. Default sort by is created_at.",
                                  "key": "sort_by",
                                  "value": "status"
                                }
                              ],
                              "variable": [
                                {
                                  "key": "merchant_id"
                                }
                              ]
                            }
                          },
                          "status": "Bad Request",
                          "code": 400,
                          "_postman_previewlanguage": "text",
                          "header": [],
                          "cookie": [],
                          "responseTime": null,
                          "body": null,
                          "createdAt": "2026-07-28T02:43:36.000Z",
                          "updatedAt": "2026-07-28T02:43:36.000Z",
                          "uid": "35240-74145d81-6f81-42b4-afc9-9b3af814d738"
                        },
                        {
                          "id": "8aa5f6f3-770c-46f6-8ba9-64b664d6b261",
                          "name": "401 response",
                          "originalRequest": {
                            "method": "GET",
                            "header": [
                              {
                                "description": "Added as a part of security scheme: bearer",
                                "key": "Authorization",
                                "value": "Bearer <token>"
                              }
                            ],
                            "url": {
                              "raw": "{{baseUrl}}/v1/merchants/:merchant_id/applications?status=[object Object]&sort_by=status",
                              "host": [
                                "{{baseUrl}}"
                              ],
                              "path": [
                                "v1",
                                "merchants",
                                ":merchant_id",
                                "applications"
                              ],
                              "query": [
                                {
                                  "description": "One or more merchant application statuses to filter by. Provide parameter multiple times to filter by multiple payment status types.\n\n`COMPLETED` `CREATED` `DECLINED` `IN_REVIEW` `IN_PROGRESS` `NEEDS_INFORMATION` `PROCESSING`",
                                  "key": "status",
                                  "value": "[object Object]"
                                },
                                {
                                  "description": "Optional value by which to sort the result set. Default sort by is created_at.",
                                  "key": "sort_by",
                                  "value": "status"
                                }
                              ],
                              "variable": [
                                {
                                  "key": "merchant_id"
                                }
                              ]
                            }
                          },
                          "status": "Unauthorized",
                          "code": 401,
                          "_postman_previewlanguage": "text",
                          "header": [],
                          "cookie": [],
                          "responseTime": null,
                          "body": null,
                          "createdAt": "2026-07-28T02:43:36.000Z",
                          "updatedAt": "2026-07-28T02:43:36.000Z",
                          "uid": "35240-8aa5f6f3-770c-46f6-8ba9-64b664d6b261"
                        },
                        {
                          "id": "e6fdd878-9235-48b9-a134-08d32d4726fb",
                          "name": "403 response",
                          "originalRequest": {
                            "method": "GET",
                            "header": [
                              {
                                "description": "Added as a part of security scheme: bearer",
                                "key": "Authorization",
                                "value": "Bearer <token>"
                              }
                            ],
                            "url": {
                              "raw": "{{baseUrl}}/v1/merchants/:merchant_id/applications?status=[object Object]&sort_by=status",
                              "host": [
                                "{{baseUrl}}"
                              ],
                              "path": [
                                "v1",
                                "merchants",
                                ":merchant_id",
                                "applications"
                              ],
                              "query": [
                                {
                                  "description": "One or more merchant application statuses to filter by. Provide parameter multiple times to filter by multiple payment status types.\n\n`COMPLETED` `CREATED` `DECLINED` `IN_REVIEW` `IN_PROGRESS` `NEEDS_INFORMATION` `PROCESSING`",
                                  "key": "status",
                                  "value": "[object Object]"
                                },
                                {
                                  "description": "Optional value by which to sort the result set. Default sort by is created_at.",
                                  "key": "sort_by",
                                  "value": "status"
                                }
                              ],
                              "variable": [
                                {
                                  "key": "merchant_id"
                                }
                              ]
                            }
                          },
                          "status": "Forbidden",
                          "code": 403,
                          "_postman_previewlanguage": "text",
                          "header": [],
                          "cookie": [],
                          "responseTime": null,
                          "body": null,
                          "createdAt": "2026-07-28T02:43:36.000Z",
                          "updatedAt": "2026-07-28T02:43:36.000Z",
                          "uid": "35240-e6fdd878-9235-48b9-a134-08d32d4726fb"
                        },
                        {
                          "id": "ea66603c-6871-4174-b717-4e5d4541c4f5",
                          "name": "404 response",
                          "originalRequest": {
                            "method": "GET",
                            "header": [
                              {
                                "description": "Added as a part of security scheme: bearer",
                                "key": "Authorization",
                                "value": "Bearer <token>"
                              }
                            ],
                            "url": {
                              "raw": "{{baseUrl}}/v1/merchants/:merchant_id/applications?status=[object Object]&sort_by=status",
                              "host": [
                                "{{baseUrl}}"
                              ],
                              "path": [
                                "v1",
                                "merchants",
                                ":merchant_id",
                                "applications"
                              ],
                              "query": [
                                {
                                  "description": "One or more merchant application statuses to filter by. Provide parameter multiple times to filter by multiple payment status types.\n\n`COMPLETED` `CREATED` `DECLINED` `IN_REVIEW` `IN_PROGRESS` `NEEDS_INFORMATION` `PROCESSING`",
                                  "key": "status",
                                  "value": "[object Object]"
                                },
                                {
                                  "description": "Optional value by which to sort the result set. Default sort by is created_at.",
                                  "key": "sort_by",
                                  "value": "status"
                                }
                              ],
                              "variable": [
                                {
                                  "key": "merchant_id"
                                }
                              ]
                            }
                          },
                          "status": "Not Found",
                          "code": 404,
                          "_postman_previewlanguage": "text",
                          "header": [],
                          "cookie": [],
                          "responseTime": null,
                          "body": null,
                          "createdAt": "2026-07-28T02:43:36.000Z",
                          "updatedAt": "2026-07-28T02:43:36.000Z",
                          "uid": "35240-ea66603c-6871-4174-b717-4e5d4541c4f5"
                        },
                        {
                          "id": "545f80f8-d506-491b-bc65-b5a756715225",
                          "name": "5XX response",
                          "originalRequest": {
                            "method": "GET",
                            "header": [
                              {
                                "description": "Added as a part of security scheme: bearer",
                                "key": "Authorization",
                                "value": "Bearer <token>"
                              }
                            ],
                            "url": {
                              "raw": "{{baseUrl}}/v1/merchants/:merchant_id/applications?status=[object Object]&sort_by=status",
                              "host": [
                                "{{baseUrl}}"
                              ],
                              "path": [
                                "v1",
                                "merchants",
                                ":merchant_id",
                                "applications"
                              ],
                              "query": [
                                {
                                  "description": "One or more merchant application statuses to filter by. Provide parameter multiple times to filter by multiple payment status types.\n\n`COMPLETED` `CREATED` `DECLINED` `IN_REVIEW` `IN_PROGRESS` `NEEDS_INFORMATION` `PROCESSING`",
                                  "key": "status",
                                  "value": "[object Object]"
                                },
                                {
                                  "description": "Optional value by which to sort the result set. Default sort by is created_at.",
                                  "key": "sort_by",
                                  "value": "status"
                                }
                              ],
                              "variable": [
                                {
                                  "key": "merchant_id"
                                }
                              ]
                            }
                          },
                          "status": "Internal Server Error",
                          "code": 500,
                          "_postman_previewlanguage": "text",
                          "header": [],
                          "cookie": [],
                          "responseTime": null,
                          "body": null,
                          "createdAt": "2026-07-28T02:43:36.000Z",
                          "updatedAt": "2026-07-28T02:43:36.000Z",
                          "uid": "35240-545f80f8-d506-491b-bc65-b5a756715225"
                        }
                      ],
                      "createdAt": "2026-07-28T02:43:36.000Z",
                      "updatedAt": "2026-07-28T02:43:36.000Z",
                      "uid": "35240-2a25d77f-00c0-432c-ade7-81af37ce948a"
                    }
                  ],
                  "id": "bd2b3847-bc7b-41cc-a14f-e0b5e199530b",
                  "createdAt": "2026-07-28T02:43:36.000Z",
                  "updatedAt": "2026-07-28T02:43:36.000Z",
                  "uid": "35240-bd2b3847-bc7b-41cc-a14f-e0b5e199530b"
                }
              ],
              "id": "e5efe474-25c4-4b65-b812-3c72a0cd5848",
              "createdAt": "2026-07-28T02:43:36.000Z",
              "updatedAt": "2026-07-28T02:43:36.000Z",
              "uid": "35240-e5efe474-25c4-4b65-b812-3c72a0cd5848"
            }
          ],
          "id": "13f22135-4e4f-4b4c-85cc-4c7841b9dabe",
          "createdAt": "2026-07-28T02:43:36.000Z",
          "updatedAt": "2026-07-28T02:43:36.000Z",
          "uid": "35240-13f22135-4e4f-4b4c-85cc-4c7841b9dabe"
        }
      ],
      "id": "d748bb67-bb13-47a9-aadf-f73795d71d3c",
      "createdAt": "2026-07-28T02:43:36.000Z",
      "updatedAt": "2026-07-28T02:43:36.000Z",
      "uid": "35240-d748bb67-bb13-47a9-aadf-f73795d71d3c"
    }
  ],
  "auth": {
    "type": "bearer",
    "bearer": [
      {
        "key": "token",
        "value": "{{bearerToken}}",
        "type": "string"
      }
    ]
  },
  "variable": [
    {
      "key": "baseUrl",
      "value": "https://api.sandbox.rainforestpay.com"
    }
  ]
}