{ "info": { "_postman_id": "c7a4bd18-df40-4ed7-854f-25656f1b25d9", "name": "Temenos Buy Now Pay Later API", "description": "APIs for buy now pay later services with embedded Explainable AI for automated decisioning and credit offer matching. Supports interest-free and interest-bearing BNPL products with point-of-sale integration and full loan lifecycle management. Core banking agnostic and deployable on Temenos Banking Cloud.\n\nContact Support:\n Name: Temenos Developer Support\n Email: api.support@temenos.com", "schema": "https://schema.getpostman.com/json/collection/v2.1.0/collection.json", "createdAt": "2026-06-05T15:19:23.000Z", "updatedAt": "2026-06-05T15:19:23.000Z", "lastUpdatedBy": "35240", "uid": "35240-c7a4bd18-df40-4ed7-854f-25656f1b25d9" }, "item": [ { "name": "offers", "item": [ { "name": "{offerId}", "item": [ { "name": "accept", "item": [ { "name": "Accept Credit Offer", "id": "cd36235e-7aa8-4fc4-8f1a-0b63f1547fc0", "protocolProfileBehavior": { "disableBodyPruning": true }, "request": { "method": "POST", "header": [ { "key": "Accept", "value": "application/json" } ], "url": { "raw": "{{baseUrl}}/offers/:offerId/accept", "host": [ "{{baseUrl}}" ], "path": [ "offers", ":offerId", "accept" ], "variable": [ { "id": "6f76489f-3415-468c-ac29-65650231701c", "key": "offerId", "value": "", "description": "(Required) Offer identifier" } ] }, "description": "Accept a BNPL credit offer to initiate loan creation and merchant settlement processing." }, "response": [ { "id": "99331cb2-0a6d-4991-b138-f850982a8257", "name": "Offer accepted and loan created", "originalRequest": { "method": "POST", "header": [ { "key": "Accept", "value": "application/json" }, { "description": "Added as a part of security scheme: bearer", "key": "Authorization", "value": "Bearer " } ], "url": { "raw": "{{baseUrl}}/offers/:offerId/accept", "host": [ "{{baseUrl}}" ], "path": [ "offers", ":offerId", "accept" ], "variable": [ { "key": "offerId" } ] } }, "status": "OK", "code": 200, "_postman_previewlanguage": "json", "header": [ { "key": "Content-Type", "value": "application/json" } ], "cookie": [], "responseTime": null, "body": "{\n \"loanId\": \"\",\n \"customerId\": \"\",\n \"merchantId\": \"\",\n \"purchaseAmount\": \"\",\n \"currency\": \"\",\n \"outstandingBalance\": \"\",\n \"numberOfInstallments\": \"\",\n \"installmentsPaid\": \"\",\n 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"updatedAt": "2026-06-05T15:19:23.000Z", "uid": "35240-8464ef91-4d86-4c55-b351-219f459e7546" }, { "id": "8202960d-c206-4dc0-855b-a9b8e0933f3b", "name": "Not found", "originalRequest": { "method": "POST", "header": [ { "key": "Accept", "value": "application/json" }, { "description": "Added as a part of security scheme: bearer", "key": "Authorization", "value": "Bearer " } ], "url": { "raw": "{{baseUrl}}/offers/:offerId/accept", "host": [ "{{baseUrl}}" ], "path": [ "offers", ":offerId", "accept" ], "variable": [ { "key": "offerId" } ] } }, "status": "Not Found", "code": 404, "_postman_previewlanguage": "json", "header": [ { "key": "Content-Type", "value": "application/json" } ], "cookie": [], "responseTime": null, "body": "{\n \"errorCode\": \"\",\n \"errorMessage\": \"\"\n}", "createdAt": "2026-06-05T15:19:23.000Z", "updatedAt": "2026-06-05T15:19:23.000Z", "uid": "35240-8202960d-c206-4dc0-855b-a9b8e0933f3b" } ], "createdAt": "2026-06-05T15:19:23.000Z", "updatedAt": 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"originalRequest": { "method": "GET", "header": [ { "key": "Accept", "value": "application/json" }, { "description": "Added as a part of security scheme: bearer", "key": "Authorization", "value": "Bearer " } ], "url": { "raw": "{{baseUrl}}/offers/:offerId", "host": [ "{{baseUrl}}" ], "path": [ "offers", ":offerId" ], "variable": [ { "key": "offerId" } ] } }, "status": "OK", "code": 200, "_postman_previewlanguage": "json", "header": [ { "key": "Content-Type", "value": "application/json" } ], "cookie": [], "responseTime": null, "body": "{\n \"offerId\": \"\",\n \"offerType\": \"INTEREST_BEARING\",\n \"purchaseAmount\": \"\",\n \"currency\": \"\",\n \"numberOfInstallments\": \"\",\n \"installmentAmount\": \"\",\n \"interestRate\": \"\",\n \"totalRepayment\": \"\",\n \"expiresAt\": \"\"\n}", "createdAt": "2026-06-05T15:19:23.000Z", "updatedAt": "2026-06-05T15:19:23.000Z", "uid": "35240-3d7ad028-9a2f-47a9-b650-bfa7cf48d684" }, { "id": "1c62f628-2adf-464b-ac89-ac142b6d87b8", "name": "Authentication required", "originalRequest": { "method": "GET", "header": [ { "key": "Accept", "value": "application/json" }, { "description": "Added as a part of security scheme: bearer", "key": "Authorization", "value": "Bearer " } ], "url": { "raw": "{{baseUrl}}/offers/:offerId", "host": [ "{{baseUrl}}" ], "path": [ "offers", ":offerId" ], "variable": [ { "key": "offerId" } ] } }, "status": "Unauthorized", "code": 401, "_postman_previewlanguage": "json", "header": [ { "key": "Content-Type", "value": "application/json" } ], "cookie": [], "responseTime": null, "body": "{\n \"errorCode\": \"\",\n \"errorMessage\": \"\"\n}", "createdAt": "2026-06-05T15:19:23.000Z", "updatedAt": "2026-06-05T15:19:23.000Z", "uid": "35240-1c62f628-2adf-464b-ac89-ac142b6d87b8" }, { "id": "cec84118-acd4-46c3-a97a-cc3774646770", "name": "Not found", "originalRequest": { "method": "GET", "header": [ { "key": "Accept", "value": "application/json" }, { "description": "Added as a part of security scheme: bearer", "key": "Authorization", "value": "Bearer " } ], "url": { "raw": "{{baseUrl}}/offers/:offerId", "host": [ "{{baseUrl}}" ], "path": [ "offers", ":offerId" ], "variable": [ { "key": "offerId" } ] } }, "status": "Not Found", "code": 404, "_postman_previewlanguage": "json", "header": [ { "key": "Content-Type", "value": "application/json" } ], "cookie": [], "responseTime": null, "body": "{\n \"errorCode\": \"\",\n \"errorMessage\": \"\"\n}", "createdAt": "2026-06-05T15:19:23.000Z", "updatedAt": "2026-06-05T15:19:23.000Z", "uid": "35240-cec84118-acd4-46c3-a97a-cc3774646770" } ], "createdAt": "2026-06-05T15:19:23.000Z", "updatedAt": "2026-06-05T15:19:23.000Z", "uid": "35240-11d9370c-2587-4718-998c-967d5c151af0" } ], "id": "354f2b14-4cfd-4c8d-86f4-44f243d01e09", "createdAt": "2026-06-05T15:19:23.000Z", "updatedAt": "2026-06-05T15:19:23.000Z", "uid": "35240-354f2b14-4cfd-4c8d-86f4-44f243d01e09" }, { "name": "Create Credit Offer", "id": "b8adee34-5a6e-4ead-b18c-b6adce981876", "protocolProfileBehavior": { "disableBodyPruning": true }, "request": { "method": "POST", "header": [ { "key": "Content-Type", "value": "application/json" }, { "key": "Accept", "value": "application/json" } ], "body": { "mode": "raw", "raw": "{\n \"customerId\": \"\",\n \"purchaseAmount\": \"\",\n \"currency\": \"UDR\",\n \"merchantId\": \"\",\n \"purchaseDescription\": \"\"\n}", "options": { "raw": { "headerFamily": "json", "language": "json" } } }, "url": { "raw": "{{baseUrl}}/offers", "host": [ "{{baseUrl}}" ], "path": [ "offers" ] }, "description": "Generate a BNPL credit offer using Explainable AI decisioning based on customer data, purchase amount, and configured product rules. Returns eligible offer options with interest-free and interest-bearing terms." }, "response": [ { "id": "1e552f9d-a6a4-466d-bafb-c6f68308166c", "name": "Credit offer generated", "originalRequest": { "method": "POST", "header": [ { "key": "Content-Type", "value": "application/json" }, { "key": "Accept", "value": "application/json" }, { "description": "Added as a part of security scheme: bearer", "key": "Authorization", "value": "Bearer " } ], "body": { "mode": "raw", "raw": "{\n \"customerId\": \"\",\n \"purchaseAmount\": \"\",\n \"currency\": \"UDR\",\n \"merchantId\": \"\",\n \"purchaseDescription\": \"\"\n}", "options": { "raw": { "headerFamily": "json", "language": "json" } } }, "url": { "raw": "{{baseUrl}}/offers", "host": [ "{{baseUrl}}" ], "path": [ "offers" ] } }, "status": "OK", "code": 200, "_postman_previewlanguage": "json", "header": [ { "key": "Content-Type", "value": "application/json" } ], "cookie": [], "responseTime": null, "body": "{\n \"offers\": [\n {\n \"offerId\": \"\",\n \"offerType\": \"INTEREST_BEARING\",\n \"purchaseAmount\": \"\",\n \"currency\": \"\",\n \"numberOfInstallments\": \"\",\n \"installmentAmount\": \"\",\n \"interestRate\": \"\",\n \"totalRepayment\": \"\",\n \"expiresAt\": \"\"\n },\n {\n \"offerId\": \"\",\n \"offerType\": \"INTEREST_BEARING\",\n \"purchaseAmount\": \"\",\n \"currency\": \"\",\n \"numberOfInstallments\": \"\",\n \"installmentAmount\": \"\",\n \"interestRate\": \"\",\n \"totalRepayment\": \"\",\n \"expiresAt\": \"\"\n }\n ],\n \"decisionExplanation\": \"\"\n}", "createdAt": "2026-06-05T15:19:23.000Z", "updatedAt": "2026-06-05T15:19:23.000Z", "uid": "35240-1e552f9d-a6a4-466d-bafb-c6f68308166c" }, { "id": "369c369f-eb4f-4649-b664-5dc0748bcd3d", "name": "Invalid request", "originalRequest": { "method": "POST", "header": [ { "key": "Content-Type", "value": "application/json" }, { "key": "Accept", "value": "application/json" }, { "description": "Added as a part of security scheme: bearer", "key": "Authorization", "value": "Bearer " } ], "body": { "mode": "raw", "raw": "{\n \"customerId\": \"\",\n \"purchaseAmount\": \"\",\n \"currency\": \"UDR\",\n \"merchantId\": \"\",\n \"purchaseDescription\": \"\"\n}", "options": { "raw": { "headerFamily": "json", "language": "json" } } }, "url": { "raw": "{{baseUrl}}/offers", "host": [ "{{baseUrl}}" ], "path": [ "offers" ] } }, "status": "Bad Request", "code": 400, "_postman_previewlanguage": "json", "header": [ { "key": "Content-Type", "value": "application/json" } ], "cookie": [], "responseTime": null, "body": "{\n \"errorCode\": \"\",\n \"errorMessage\": \"\"\n}", "createdAt": "2026-06-05T15:19:23.000Z", "updatedAt": "2026-06-05T15:19:23.000Z", "uid": "35240-369c369f-eb4f-4649-b664-5dc0748bcd3d" }, { "id": "f9f279dd-8170-4678-9229-1aa42c791c60", "name": "Authentication required", "originalRequest": { "method": "POST", "header": [ { "key": "Content-Type", "value": "application/json" }, { "key": "Accept", "value": "application/json" }, { "description": "Added as a part of security scheme: bearer", "key": "Authorization", "value": "Bearer " } ], "body": { "mode": "raw", "raw": "{\n \"customerId\": \"\",\n \"purchaseAmount\": \"\",\n \"currency\": \"UDR\",\n \"merchantId\": \"\",\n \"purchaseDescription\": \"\"\n}", "options": { "raw": { "headerFamily": "json", "language": "json" } } }, "url": { "raw": "{{baseUrl}}/offers", "host": [ "{{baseUrl}}" ], "path": [ "offers" ] } }, "status": "Unauthorized", "code": 401, "_postman_previewlanguage": "json", "header": [ { "key": "Content-Type", "value": "application/json" } ], "cookie": [], "responseTime": null, "body": "{\n \"errorCode\": \"\",\n \"errorMessage\": \"\"\n}", "createdAt": "2026-06-05T15:19:23.000Z", "updatedAt": "2026-06-05T15:19:23.000Z", "uid": "35240-f9f279dd-8170-4678-9229-1aa42c791c60" } ], "createdAt": "2026-06-05T15:19:23.000Z", "updatedAt": "2026-06-05T15:19:23.000Z", "uid": "35240-b8adee34-5a6e-4ead-b18c-b6adce981876" } ], "id": "dd992424-2214-4f77-bd3f-ad3e699ad8de", "createdAt": "2026-06-05T15:19:23.000Z", "updatedAt": "2026-06-05T15:19:23.000Z", "uid": "35240-dd992424-2214-4f77-bd3f-ad3e699ad8de" }, { "name": "loans", "item": [ { "name": "{loanId}", "item": [ { "name": "Get BNPL Loan Details", "id": "e2ab25c7-4281-408e-b012-5059884988a9", "protocolProfileBehavior": { "disableBodyPruning": true }, "request": { "method": "GET", "header": [ { "key": "Accept", "value": "application/json" } ], "url": { "raw": "{{baseUrl}}/loans/:loanId", "host": [ "{{baseUrl}}" ], "path": [ "loans", ":loanId" ], "variable": [ { "id": "466b6ba3-aadd-47b7-b37e-392b1bf36786", "key": "loanId", "value": "", "description": "(Required) Loan identifier" } ] }, "description": "Retrieve detailed BNPL loan information including payment schedule, payment history, and outstanding balance." }, "response": [ { "id": "f35443ec-bc83-45d9-a2ad-dac82e64d0ce", "name": "Successful retrieval", "originalRequest": { "method": "GET", "header": [ { "key": "Accept", "value": "application/json" }, { "description": "Added as a part of security scheme: bearer", "key": "Authorization", "value": "Bearer " } ], "url": { "raw": "{{baseUrl}}/loans/:loanId", "host": [ "{{baseUrl}}" ], "path": [ "loans", ":loanId" ], "variable": [ { "key": "loanId" } ] } }, "status": "OK", "code": 200, "_postman_previewlanguage": "json", "header": [ { "key": "Content-Type", "value": "application/json" } ], "cookie": [], "responseTime": null, "body": "{\n \"loanId\": \"\",\n \"customerId\": \"\",\n \"merchantId\": \"\",\n \"purchaseAmount\": \"\",\n \"currency\": \"\",\n \"outstandingBalance\": \"\",\n \"numberOfInstallments\": \"\",\n \"installmentsPaid\": \"\",\n \"nextPaymentDate\": \"\",\n \"nextPaymentAmount\": \"\",\n \"status\": \"ACTIVE\",\n \"createdDate\": \"\"\n}", "createdAt": "2026-06-05T15:19:23.000Z", "updatedAt": "2026-06-05T15:19:23.000Z", "uid": "35240-f35443ec-bc83-45d9-a2ad-dac82e64d0ce" }, { "id": "5564a016-7562-4d27-9bab-34ee02707a86", "name": "Authentication required", "originalRequest": { "method": "GET", "header": [ { "key": "Accept", "value": "application/json" }, { "description": "Added as a part of security scheme: bearer", "key": "Authorization", "value": "Bearer " } ], "url": { "raw": "{{baseUrl}}/loans/:loanId", "host": [ "{{baseUrl}}" ], "path": [ "loans", ":loanId" ], "variable": [ { "key": "loanId" } ] } }, "status": "Unauthorized", "code": 401, "_postman_previewlanguage": "json", "header": [ { "key": "Content-Type", "value": "application/json" } ], "cookie": [], "responseTime": null, "body": "{\n \"errorCode\": \"\",\n \"errorMessage\": \"\"\n}", "createdAt": "2026-06-05T15:19:23.000Z", "updatedAt": "2026-06-05T15:19:23.000Z", "uid": "35240-5564a016-7562-4d27-9bab-34ee02707a86" }, { "id": "014717a1-2e9c-4a90-9c00-07e1f5a693ac", "name": "Not found", "originalRequest": { "method": "GET", "header": [ { "key": "Accept", "value": "application/json" }, { "description": "Added as a part of security scheme: bearer", "key": "Authorization", "value": "Bearer " } ], "url": { "raw": "{{baseUrl}}/loans/:loanId", "host": [ "{{baseUrl}}" ], "path": [ "loans", ":loanId" ], "variable": [ { "key": "loanId" } ] } }, "status": "Not Found", "code": 404, "_postman_previewlanguage": "json", "header": [ { "key": "Content-Type", "value": "application/json" } ], "cookie": [], "responseTime": null, "body": "{\n \"errorCode\": \"\",\n \"errorMessage\": \"\"\n}", "createdAt": "2026-06-05T15:19:23.000Z", "updatedAt": "2026-06-05T15:19:23.000Z", "uid": "35240-014717a1-2e9c-4a90-9c00-07e1f5a693ac" } ], "createdAt": "2026-06-05T15:19:23.000Z", "updatedAt": "2026-06-05T15:19:23.000Z", "uid": "35240-e2ab25c7-4281-408e-b012-5059884988a9" } ], "id": "04ffa63a-dfc0-497a-bf08-df3370dfda7a", "createdAt": "2026-06-05T15:19:23.000Z", "updatedAt": "2026-06-05T15:19:23.000Z", "uid": "35240-04ffa63a-dfc0-497a-bf08-df3370dfda7a" }, { "name": "List BNPL Loans", "id": "9d16573c-6675-4179-b38a-739fbe8fa622", "protocolProfileBehavior": { "disableBodyPruning": true }, "request": { "method": "GET", "header": [ { "key": "Accept", "value": "application/json" } ], "url": { "raw": "{{baseUrl}}/loans?page_size=25&page_start=0&customerId=&status=DEFAULTED", "host": [ "{{baseUrl}}" ], "path": [ "loans" ], "query": [ { "key": "page_size", "value": "25" }, { "key": "page_start", "value": "0" }, { "description": "Filter by customer", "key": "customerId", "value": "" }, { "description": "Filter by loan status", "key": "status", "value": "DEFAULTED" } ] }, "description": "Retrieve BNPL loans with their repayment status, payment schedules, and outstanding balances." }, "response": [ { "id": "5bc5db11-fb85-4b7a-9674-af439b9f505a", "name": "Successful retrieval", "originalRequest": { "method": "GET", "header": [ { "key": "Accept", "value": "application/json" }, { "description": "Added as a part of security scheme: bearer", "key": "Authorization", "value": "Bearer " } ], "url": { "raw": "{{baseUrl}}/loans?page_size=25&page_start=0&customerId=&status=DEFAULTED", "host": [ "{{baseUrl}}" ], "path": [ "loans" ], "query": [ { "key": "page_size", "value": "25" }, { "key": "page_start", "value": "0" }, { "description": "Filter by customer", "key": "customerId", "value": "" }, { "description": "Filter by loan status", "key": "status", "value": "DEFAULTED" } ] } }, "status": "OK", "code": 200, "_postman_previewlanguage": "json", "header": [ { "key": "Content-Type", "value": "application/json" } ], "cookie": [], "responseTime": null, "body": "{\n \"header\": {\n \"page_size\": \"\",\n \"page_start\": \"\",\n \"total_size\": \"\"\n },\n \"body\": [\n {\n \"loanId\": \"\",\n \"customerId\": \"\",\n \"merchantId\": \"\",\n \"purchaseAmount\": \"\",\n \"currency\": \"\",\n \"outstandingBalance\": \"\",\n \"numberOfInstallments\": \"\",\n \"installmentsPaid\": \"\",\n \"nextPaymentDate\": \"\",\n \"nextPaymentAmount\": \"\",\n \"status\": \"DEFAULTED\",\n \"createdDate\": \"\"\n },\n {\n \"loanId\": \"\",\n \"customerId\": \"\",\n \"merchantId\": \"\",\n \"purchaseAmount\": \"\",\n \"currency\": \"\",\n \"outstandingBalance\": \"\",\n \"numberOfInstallments\": \"\",\n \"installmentsPaid\": \"\",\n \"nextPaymentDate\": \"\",\n \"nextPaymentAmount\": \"\",\n \"status\": \"COMPLETED\",\n \"createdDate\": \"\"\n }\n ]\n}", "createdAt": "2026-06-05T15:19:23.000Z", "updatedAt": "2026-06-05T15:19:23.000Z", "uid": "35240-5bc5db11-fb85-4b7a-9674-af439b9f505a" }, { "id": "116531d4-a27b-4cee-b2d2-d454fe2a5048", "name": "Authentication required", "originalRequest": { "method": "GET", "header": [ { "key": "Accept", "value": "application/json" }, { "description": "Added as a part of security scheme: bearer", "key": "Authorization", "value": "Bearer " } ], "url": { "raw": "{{baseUrl}}/loans?page_size=25&page_start=0&customerId=&status=DEFAULTED", "host": [ "{{baseUrl}}" ], "path": [ "loans" ], "query": [ { "key": "page_size", "value": "25" }, { "key": "page_start", "value": "0" }, { "description": "Filter by customer", "key": "customerId", "value": "" }, { "description": "Filter by loan status", "key": "status", "value": "DEFAULTED" } ] } }, "status": "Unauthorized", "code": 401, "_postman_previewlanguage": "json", "header": [ { "key": "Content-Type", "value": "application/json" } ], "cookie": [], "responseTime": null, "body": "{\n \"errorCode\": \"\",\n \"errorMessage\": \"\"\n}", "createdAt": "2026-06-05T15:19:23.000Z", "updatedAt": "2026-06-05T15:19:23.000Z", "uid": "35240-116531d4-a27b-4cee-b2d2-d454fe2a5048" } ], "createdAt": "2026-06-05T15:19:23.000Z", "updatedAt": "2026-06-05T15:19:23.000Z", "uid": "35240-9d16573c-6675-4179-b38a-739fbe8fa622" } ], "id": "06949255-1025-40a0-9515-77aecba2f459", "createdAt": "2026-06-05T15:19:23.000Z", "updatedAt": "2026-06-05T15:19:23.000Z", "uid": "35240-06949255-1025-40a0-9515-77aecba2f459" }, { "name": "merchants", "item": [ { "name": "List Merchants", "id": "a4b07ce4-5d14-44c4-a519-fd7e33a47ceb", "protocolProfileBehavior": { "disableBodyPruning": true }, "request": { "method": "GET", "header": [ { "key": "Accept", "value": "application/json" } ], "url": { "raw": "{{baseUrl}}/merchants?page_size=25&page_start=0", "host": [ "{{baseUrl}}" ], "path": [ "merchants" ], "query": [ { "key": "page_size", "value": "25" }, { "key": "page_start", "value": "0" } ] }, "description": "Retrieve registered merchants with their BNPL integration configurations and settlement details." }, "response": [ { "id": "230c5cd9-2bd0-4306-8276-077c4f1b49d0", "name": "Successful retrieval", "originalRequest": { "method": "GET", "header": [ { "key": "Accept", "value": "application/json" }, { "description": "Added as a part of security scheme: bearer", "key": "Authorization", "value": "Bearer " } ], "url": { "raw": "{{baseUrl}}/merchants?page_size=25&page_start=0", "host": [ "{{baseUrl}}" ], "path": [ "merchants" ], "query": [ { "key": "page_size", "value": "25" }, { "key": "page_start", "value": "0" } ] } }, "status": "OK", "code": 200, "_postman_previewlanguage": "json", "header": [ { "key": "Content-Type", "value": "application/json" } ], "cookie": [], "responseTime": null, "body": "{\n \"header\": {\n \"page_size\": \"\",\n \"page_start\": \"\",\n \"total_size\": \"\"\n },\n \"body\": [\n {\n \"merchantId\": \"\",\n \"merchantName\": \"\",\n \"category\": \"\",\n \"settlementAccountId\": \"\",\n \"status\": \"\"\n },\n {\n \"merchantId\": \"\",\n \"merchantName\": \"\",\n \"category\": \"\",\n \"settlementAccountId\": \"\",\n \"status\": \"\"\n }\n ]\n}", "createdAt": "2026-06-05T15:19:23.000Z", "updatedAt": "2026-06-05T15:19:23.000Z", "uid": "35240-230c5cd9-2bd0-4306-8276-077c4f1b49d0" }, { "id": "d35f1b3e-e5b7-4df2-9f8c-62c8c0dafcd2", "name": "Authentication required", "originalRequest": { "method": "GET", "header": [ { "key": "Accept", "value": "application/json" }, { "description": "Added as a part of security scheme: bearer", "key": "Authorization", "value": "Bearer " } ], "url": { "raw": "{{baseUrl}}/merchants?page_size=25&page_start=0", "host": [ "{{baseUrl}}" ], "path": [ "merchants" ], "query": [ { "key": "page_size", "value": "25" }, { "key": "page_start", "value": "0" } ] } }, "status": "Unauthorized", "code": 401, "_postman_previewlanguage": "json", "header": [ { "key": "Content-Type", "value": "application/json" } ], "cookie": [], "responseTime": null, "body": "{\n \"errorCode\": \"\",\n \"errorMessage\": \"\"\n}", "createdAt": "2026-06-05T15:19:23.000Z", "updatedAt": "2026-06-05T15:19:23.000Z", "uid": "35240-d35f1b3e-e5b7-4df2-9f8c-62c8c0dafcd2" } ], "createdAt": "2026-06-05T15:19:23.000Z", "updatedAt": "2026-06-05T15:19:23.000Z", "uid": "35240-a4b07ce4-5d14-44c4-a519-fd7e33a47ceb" } ], "id": "3c1e13be-88b4-4713-8917-2febc1d8e197", "createdAt": "2026-06-05T15:19:23.000Z", "updatedAt": "2026-06-05T15:19:23.000Z", "uid": "35240-3c1e13be-88b4-4713-8917-2febc1d8e197" } ], "auth": { "type": "bearer", "bearer": [ { "key": "token", "value": "{{bearerToken}}", "type": "string" } ] }, "variable": [ { "key": "baseUrl", "value": "https://api.temenos.com/bnpl/v1" } ] }