{
  "$schema": "https://json-schema.org/draft/2020-12/schema",
  "$id": "https://raw.githubusercontent.com/api-evangelist/tink-com/main/json-schema/tink-account-verification-report-schema.json",
  "title": "Tink Account Verification Report",
  "description": "Account Check report verifying ownership, balance, identity, and user-match status for one or more consented bank accounts.",
  "type": "object",
  "required": ["id", "market", "timestamp", "accounts"],
  "properties": {
    "id": { "type": "string" },
    "market": { "type": "string", "examples": ["GB", "SE", "DE", "FR"] },
    "locale": { "type": "string" },
    "timestamp": { "type": "string", "format": "date-time" },
    "accounts": {
      "type": "array",
      "items": { "$ref": "#/$defs/VerifiedAccount" }
    },
    "identities": {
      "type": "array",
      "items": { "$ref": "#/$defs/Identity" }
    },
    "userMatch": { "$ref": "#/$defs/UserMatch" }
  },
  "$defs": {
    "VerifiedAccount": {
      "type": "object",
      "required": ["id", "type"],
      "properties": {
        "id": { "type": "string" },
        "name": { "type": "string" },
        "type": { "type": "string", "enum": ["CHECKING", "SAVINGS", "CREDIT_CARD", "LOAN", "INVESTMENT", "OTHER"] },
        "balance": { "$ref": "#/$defs/Money" },
        "currency": { "type": "string" },
        "holderName": { "type": "string" },
        "identifiers": {
          "type": "object",
          "properties": {
            "iban": { "type": "string" },
            "bban": { "type": "string" },
            "sortCodeAccountNumber": {
              "type": "object",
              "properties": {
                "sortCode": { "type": "string" },
                "accountNumber": { "type": "string" }
              }
            }
          }
        }
      }
    },
    "Identity": {
      "type": "object",
      "properties": {
        "name": { "type": "string" },
        "dateOfBirth": { "type": "string", "format": "date" },
        "emails": { "type": "array", "items": { "type": "string", "format": "email" } },
        "addresses": { "type": "array", "items": { "$ref": "#/$defs/Address" } }
      }
    },
    "Address": {
      "type": "object",
      "properties": {
        "country": { "type": "string" },
        "city": { "type": "string" },
        "postalCode": { "type": "string" },
        "addressLine": { "type": "string" }
      }
    },
    "Money": {
      "type": "object",
      "required": ["amount", "currencyCode"],
      "properties": {
        "amount": { "type": "string" },
        "currencyCode": { "type": "string" }
      }
    },
    "UserMatch": {
      "type": "object",
      "properties": {
        "matchedName": { "type": "boolean" },
        "matchedDateOfBirth": { "type": "boolean" },
        "matchedAddress": { "type": "boolean" },
        "matchScore": { "type": "number", "minimum": 0, "maximum": 1 }
      }
    }
  }
}