{
  "opencollection": "1.0.0",
  "info": {
    "name": "Verisk Insurance Analytics API",
    "version": "1.0"
  },
  "request": {
    "auth": {
      "type": "bearer",
      "token": "{{bearerToken}}"
    }
  },
  "items": [
    {
      "info": {
        "name": "Property",
        "type": "folder"
      },
      "items": [
        {
          "info": {
            "name": "Verisk Get Property Risk Assessment",
            "type": "http"
          },
          "http": {
            "method": "GET",
            "url": "https://api.verisk.com/insurance/v1/property/risk/:propertyId",
            "params": [
              {
                "name": "propertyId",
                "value": "PROP-123456",
                "type": "path",
                "description": "Property identifier (address or ISO property ID)"
              },
              {
                "name": "includePerils",
                "value": "",
                "type": "query",
                "description": "Peril types to include in response"
              },
              {
                "name": "asOfDate",
                "value": "2025-03-15",
                "type": "query",
                "description": "Historical risk assessment date"
              }
            ]
          },
          "docs": "Returns comprehensive risk data for a specific property including construction, occupancy, fire protection class, ISO rating, and hazard scores for fire, wind, hail, flood, and earthquake exposures."
        },
        {
          "info": {
            "name": "Verisk Look Up Property by Address",
            "type": "http"
          },
          "http": {
            "method": "POST",
            "url": "https://api.verisk.com/insurance/v1/property/lookup",
            "body": {
              "type": "json",
              "data": "{}"
            }
          },
          "docs": "Resolves a street address to a property record and returns risk data. Supports geocoding to USGS coordinates and ISO property identification."
        }
      ]
    },
    {
      "info": {
        "name": "Risk Scoring",
        "type": "folder"
      },
      "items": [
        {
          "info": {
            "name": "Verisk Get Insurance Risk Scores",
            "type": "http"
          },
          "http": {
            "method": "POST",
            "url": "https://api.verisk.com/insurance/v1/risk/scores",
            "body": {
              "type": "json",
              "data": "{}"
            }
          },
          "docs": "Returns risk scores for properties, policies, or portfolios. Includes ISO fire protection classification, building code effectiveness grading, and commercial/personal lines risk scores."
        },
        {
          "info": {
            "name": "Verisk Get ISO Fire Protection Class (PPC)",
            "type": "http"
          },
          "http": {
            "method": "GET",
            "url": "https://api.verisk.com/insurance/v1/risk/fire-protection-class",
            "params": [
              {
                "name": "latitude",
                "value": "36.1699",
                "type": "query"
              },
              {
                "name": "longitude",
                "value": "-115.1398",
                "type": "query"
              },
              {
                "name": "constructionType",
                "value": "FRAME",
                "type": "query",
                "description": "ISO construction class"
              }
            ]
          },
          "docs": "Returns the ISO Public Protection Classification (PPC) grade for a location, which measures a community's fire suppression capability. PPC grades range from 1 (best) to 10."
        }
      ]
    },
    {
      "info": {
        "name": "Catastrophe",
        "type": "folder"
      },
      "items": [
        {
          "info": {
            "name": "Verisk Get Catastrophe Peril Scores",
            "type": "http"
          },
          "http": {
            "method": "POST",
            "url": "https://api.verisk.com/insurance/v1/catastrophe/peril-scores",
            "body": {
              "type": "json",
              "data": "{}"
            }
          },
          "docs": "Returns catastrophe exposure scores for natural hazard perils including hurricane, tornado, hail, wildfire, earthquake, and flood for a list of locations. Used for catastrophe risk management and PML estimation."
        }
      ]
    },
    {
      "info": {
        "name": "Claims",
        "type": "folder"
      },
      "items": [
        {
          "info": {
            "name": "Verisk Get Claims Benchmarking Data",
            "type": "http"
          },
          "http": {
            "method": "GET",
            "url": "https://api.verisk.com/insurance/v1/claims/benchmarks",
            "params": [
              {
                "name": "lineOfBusiness",
                "value": "HOMEOWNERS",
                "type": "query"
              },
              {
                "name": "state",
                "value": "CA",
                "type": "query",
                "description": "US state code"
              },
              {
                "name": "year",
                "value": "2025",
                "type": "query"
              },
              {
                "name": "metricType",
                "value": "FREQUENCY",
                "type": "query"
              }
            ]
          },
          "docs": "Returns industry claims benchmarking data for loss frequency, loss severity, and combined ratio metrics across lines of business, states, and risk segments."
        }
      ]
    }
  ],
  "bundled": true
}