{
  "info": {
    "_postman_id": "732d0e25-f556-4500-911b-fcb4958b3766",
    "name": "Verisk Insurance Analytics Catastrophe Claims API",
    "description": "Verisk (formerly ISO) provides insurance risk scoring, actuarial data, and property analytics APIs for P&C insurance carriers. APIs deliver loss cost data, risk classification, catastrophe modeling, property data, claims analytics, and underwriting data services for insurance pricing, reserving, and exposure management.\n\nContact Support:\n Name: Verisk Support",
    "schema": "https://schema.getpostman.com/json/collection/v2.1.0/collection.json",
    "createdAt": "2026-07-28T03:26:58.000Z",
    "updatedAt": "2026-07-28T03:26:58.000Z",
    "lastUpdatedBy": "35240",
    "uid": "35240-732d0e25-f556-4500-911b-fcb4958b3766"
  },
  "item": [
    {
      "name": "claims",
      "item": [
        {
          "name": "benchmarks",
          "item": [
            {
              "name": "Verisk Get Claims Benchmarking Data",
              "id": "55f17ee2-e2b0-4eaa-aeba-f5c2761f0a13",
              "protocolProfileBehavior": {
                "disableBodyPruning": true
              },
              "request": {
                "method": "GET",
                "header": [
                  {
                    "key": "Accept",
                    "value": "application/json"
                  }
                ],
                "url": {
                  "raw": "{{baseUrl}}/claims/benchmarks?lineOfBusiness=HOMEOWNERS&state=CP&year=<integer>&metricType=LOSS_RATIO",
                  "host": [
                    "{{baseUrl}}"
                  ],
                  "path": [
                    "claims",
                    "benchmarks"
                  ],
                  "query": [
                    {
                      "description": "(Required) ",
                      "key": "lineOfBusiness",
                      "value": "HOMEOWNERS"
                    },
                    {
                      "description": "US state code",
                      "key": "state",
                      "value": "CP"
                    },
                    {
                      "key": "year",
                      "value": "<integer>"
                    },
                    {
                      "key": "metricType",
                      "value": "LOSS_RATIO"
                    }
                  ]
                },
                "description": "Returns industry claims benchmarking data for loss frequency, loss severity, and combined ratio metrics across lines of business, states, and risk segments."
              },
              "response": [
                {
                  "id": "20fda821-96af-403c-8017-76f68d9d201f",
                  "name": "Claims benchmarking metrics",
                  "originalRequest": {
                    "method": "GET",
                    "header": [
                      {
                        "key": "Accept",
                        "value": "application/json"
                      },
                      {
                        "description": "Added as a part of security scheme: bearer",
                        "key": "Authorization",
                        "value": "Bearer <token>"
                      }
                    ],
                    "url": {
                      "raw": "{{baseUrl}}/claims/benchmarks?lineOfBusiness=HOMEOWNERS&state=CP&year=<integer>&metricType=LOSS_RATIO",
                      "host": [
                        "{{baseUrl}}"
                      ],
                      "path": [
                        "claims",
                        "benchmarks"
                      ],
                      "query": [
                        {
                          "description": "(Required) ",
                          "key": "lineOfBusiness",
                          "value": "HOMEOWNERS"
                        },
                        {
                          "description": "US state code",
                          "key": "state",
                          "value": "CP"
                        },
                        {
                          "key": "year",
                          "value": "<integer>"
                        },
                        {
                          "key": "metricType",
                          "value": "LOSS_RATIO"
                        }
                      ]
                    }
                  },
                  "status": "OK",
                  "code": 200,
                  "_postman_previewlanguage": "json",
                  "header": [
                    {
                      "key": "Content-Type",
                      "value": "application/json"
                    }
                  ],
                  "cookie": [],
                  "responseTime": null,
                  "body": "{\n  \"lineOfBusiness\": \"<string>\",\n  \"state\": \"<string>\",\n  \"year\": \"<integer>\",\n  \"metrics\": {\n    \"frequency\": \"<number>\",\n    \"averageSeverity\": \"<number>\",\n    \"lossRatio\": \"<number>\",\n    \"combinedRatio\": \"<number>\"\n  },\n  \"sampleSize\": \"<integer>\",\n  \"source\": \"<string>\"\n}",
                  "createdAt": "2026-07-28T03:26:58.000Z",
                  "updatedAt": "2026-07-28T03:26:58.000Z",
                  "uid": "35240-20fda821-96af-403c-8017-76f68d9d201f"
                }
              ],
              "createdAt": "2026-07-28T03:26:58.000Z",
              "updatedAt": "2026-07-28T03:26:58.000Z",
              "uid": "35240-55f17ee2-e2b0-4eaa-aeba-f5c2761f0a13"
            }
          ],
          "id": "6d8e1b2b-20a0-483e-a2d2-723c11cbb4fb",
          "createdAt": "2026-07-28T03:26:58.000Z",
          "updatedAt": "2026-07-28T03:26:58.000Z",
          "uid": "35240-6d8e1b2b-20a0-483e-a2d2-723c11cbb4fb"
        }
      ],
      "id": "a972e538-ca47-4d9c-9893-3134a8ed21e3",
      "createdAt": "2026-07-28T03:26:58.000Z",
      "updatedAt": "2026-07-28T03:26:58.000Z",
      "uid": "35240-a972e538-ca47-4d9c-9893-3134a8ed21e3"
    }
  ],
  "auth": {
    "type": "bearer",
    "bearer": [
      {
        "key": "token",
        "value": "{{bearerToken}}",
        "type": "string"
      }
    ]
  },
  "variable": [
    {
      "key": "baseUrl",
      "value": "https://api.verisk.com/insurance/v1"
    }
  ]
}