aid: xrpay name: XRPay description: XRPay, built by Xbit Innovations, is a merchant payments platform whose Cashier API lets businesses create payment intents, issue refunds, receive webhooks and connect platform apps (XRPay Connect). The REST API at api.xrpay.it is described by a published OpenAPI 3.1 document and secured with bearer secret keys or Connect access tokens. url: https://raw.githubusercontent.com/api-evangelist/xrpay/refs/heads/main/apis.yml x-type: company x-source: harvest:new-submission x-tier: profiled x-tier-reason: enrichment pass 2026-10-09 (local-v5; was harvest) specificationVersion: '0.20' created: '2026-10-09' modified: '2026-10-09' tags: - Company - Payments - Merchant Payments - Refunds - Webhook - Fintech tags_raw: - Company - Payments - Merchant Payments - Refunds - Webhooks - Fintech maintainers: - FN: Kin Lane email: kin@apievangelist.com - FN: APIs.json email: info@apis.io common: - type: CapabilityMap url: capabilities/xrpay-capability-edges.yml name: XRPay Business Capability Map - type: AgenticAccess url: agentic-access/xrpay-agentic-access.yml - type: Plans url: plans/xrpay-plans-pricing.yml - type: Spectral url: rules/xrpay-rules.yml - type: JSONLD url: json-ld/xrpay-context.jsonld - type: Vocabulary url: vocabulary/xrpay-vocabulary.yml - type: DataModel url: data-model/xrpay-data-model.yml - type: Idempotency url: conventions/xrpay-conventions.yml - type: Conventions url: conventions/xrpay-conventions.yml - type: ErrorCatalog url: errors/xrpay-problem-types.yml - type: Conformance url: conformance/xrpay-conformance.yml - type: Hosts url: hosts/xrpay-hosts.yml - type: TrustCenter url: https://www.xrpay.it/trust - type: StatusPage url: https://www.xrpay.it/status - type: Authentication url: authentication/xrpay-authentication.yml - type: DomainSecurity url: security/xrpay-domain-security.yml - type: Website url: https://www.xrpay.it/ - type: APIReference url: https://api.xrpay.it/docs/api - type: Documentation url: https://www.xrpay.it/docs - type: GettingStarted url: https://www.xrpay.it/docs/getting-started - type: DeveloperPortal url: https://www.xrpay.it/dashboard/developers/connect - type: Blog url: https://www.xrpay.it/blog - type: ChangeLog url: https://www.xrpay.it/changelog - type: Login url: https://www.xrpay.it/login - type: SignUp url: https://www.xrpay.it/signup?plan=starter - type: Pricing url: https://www.xrpay.it/pricing - type: PrivacyPolicy url: https://www.xrpay.it/privacy-policy - type: TermsOfService url: https://www.xrpay.it/terms-of-service - type: Support url: https://www.xrpay.it/support apis: - aid: xrpay:xrpay-connected-account-api name: XRPay Connected account API description: The Connected account API from XRPay — 3 operation(s) for connected account. humanURL: https://api.xrpay.it/docs/api baseURL: https://api.xrpay.it tags: - Connected account properties: - type: OpenAPI url: openapi/xrpay-connected-account-api-openapi.yml - type: JSONSchema url: json-schema/xrpay-payment-intent-schema.json - type: JSONSchema url: json-schema/xrpay-payment-intent-create-schema.json - type: JSONSchema url: json-schema/xrpay-payout-schema.json - type: JSONSchema url: json-schema/xrpay-payout-quote-schema.json - type: JSONSchema url: json-schema/xrpay-webhook-endpoint-create-schema.json - type: JSONSchema url: json-schema/xrpay-payroll-run-schema.json - aid: xrpay:xrpay-payment-intents-api name: XRPay Payment intents API description: The Payment intents API from XRPay — 5 operation(s) for payment intents. humanURL: https://api.xrpay.it/docs/api baseURL: https://api.xrpay.it tags: - Payment Intents tags_raw: - Payment intents properties: - type: OpenAPI url: openapi/xrpay-payment-intents-api-openapi.yml - type: JSONSchema url: json-schema/xrpay-payment-intent-schema.json - type: JSONSchema url: json-schema/xrpay-payment-intent-create-schema.json - type: JSONSchema url: json-schema/xrpay-payout-schema.json - type: JSONSchema url: json-schema/xrpay-payout-quote-schema.json - type: JSONSchema url: json-schema/xrpay-webhook-endpoint-create-schema.json - type: JSONSchema url: json-schema/xrpay-payroll-run-schema.json - aid: xrpay:xrpay-payouts-api name: XRPay Payouts API description: The Payouts API from XRPay — 8 operation(s) for payouts. humanURL: https://api.xrpay.it/docs/api baseURL: https://api.xrpay.it tags: - Payouts properties: - type: OpenAPI url: openapi/xrpay-payouts-api-openapi.yml - type: JSONSchema url: json-schema/xrpay-payment-intent-schema.json - type: JSONSchema url: json-schema/xrpay-payment-intent-create-schema.json - type: JSONSchema url: json-schema/xrpay-payout-schema.json - type: JSONSchema url: json-schema/xrpay-payout-quote-schema.json - type: JSONSchema url: json-schema/xrpay-webhook-endpoint-create-schema.json - type: JSONSchema url: json-schema/xrpay-payroll-run-schema.json - aid: xrpay:xrpay-payroll-api name: XRPay Payroll API description: The Payroll API from XRPay — 9 operation(s) for payroll. humanURL: https://api.xrpay.it/docs/api baseURL: https://api.xrpay.it tags: - Payroll properties: - type: OpenAPI url: openapi/xrpay-payroll-api-openapi.yml - type: JSONSchema url: json-schema/xrpay-payment-intent-schema.json - type: JSONSchema url: json-schema/xrpay-payment-intent-create-schema.json - type: JSONSchema url: json-schema/xrpay-payout-schema.json - type: JSONSchema url: json-schema/xrpay-payout-quote-schema.json - type: JSONSchema url: json-schema/xrpay-webhook-endpoint-create-schema.json - type: JSONSchema url: json-schema/xrpay-payroll-run-schema.json - aid: xrpay:xrpay-refunds-api name: XRPay Refunds API description: The Refunds API from XRPay — 2 operation(s) for refunds. humanURL: https://api.xrpay.it/docs/api baseURL: https://api.xrpay.it tags: - Refunds properties: - type: OpenAPI url: openapi/xrpay-refunds-api-openapi.yml - type: JSONSchema url: json-schema/xrpay-payment-intent-schema.json - type: JSONSchema url: json-schema/xrpay-payment-intent-create-schema.json - type: JSONSchema url: json-schema/xrpay-payout-schema.json - type: JSONSchema url: json-schema/xrpay-payout-quote-schema.json - type: JSONSchema url: json-schema/xrpay-webhook-endpoint-create-schema.json - type: JSONSchema url: json-schema/xrpay-payroll-run-schema.json - aid: xrpay:xrpay-sandbox-api name: XRPay Sandbox API description: The Sandbox API from XRPay — 2 operation(s) for sandbox. humanURL: https://api.xrpay.it/docs/api baseURL: https://api.xrpay.it tags: - Sandbox properties: - type: OpenAPI url: openapi/xrpay-sandbox-api-openapi.yml - type: JSONSchema url: json-schema/xrpay-payment-intent-schema.json - type: JSONSchema url: json-schema/xrpay-payment-intent-create-schema.json - type: JSONSchema url: json-schema/xrpay-payout-schema.json - type: JSONSchema url: json-schema/xrpay-payout-quote-schema.json - type: JSONSchema url: json-schema/xrpay-webhook-endpoint-create-schema.json - type: JSONSchema url: json-schema/xrpay-payroll-run-schema.json - aid: xrpay:xrpay-webhooks-api name: XRPay Webhooks API description: The Webhooks API from XRPay — 3 operation(s) for webhooks. humanURL: https://api.xrpay.it/docs/api baseURL: https://api.xrpay.it tags: - Webhook tags_raw: - Webhooks properties: - type: OpenAPI url: openapi/xrpay-webhooks-api-openapi.yml - type: JSONSchema url: json-schema/xrpay-payment-intent-schema.json - type: JSONSchema url: json-schema/xrpay-payment-intent-create-schema.json - type: JSONSchema url: json-schema/xrpay-payout-schema.json - type: JSONSchema url: json-schema/xrpay-payout-quote-schema.json - type: JSONSchema url: json-schema/xrpay-webhook-endpoint-create-schema.json - type: JSONSchema url: json-schema/xrpay-payroll-run-schema.json x-submission-notes: 'Merchant payments: intents, refunds, webhooks' x-submission-probe: docs 200; api.xrpay.it/openapi.json OpenAPI 3.1 'XRPay Cashier API' 45 ops; invented path 404 x-submitted-by: godfred.sabbih@xbitinnovations.com (apis.io/add, 2026-10-08) x-enrichment: date: '2026-10-09' status: enriched artifacts_added: 16 pass: local-v5