{
  "info": {
    "_postman_id": "23871750-ae78-4199-93d5-9ad1a7a18fa5",
    "name": "Zepto Validate API (Confirmation of Payee)",
    "description": "The Zepto Validate API (Confirmation of Payee) endpoints. Access to this API is limited. Please contact Zepto for more information.",
    "schema": "https://schema.getpostman.com/json/collection/v2.1.0/collection.json",
    "createdAt": "2026-07-28T03:37:32.000Z",
    "updatedAt": "2026-07-28T03:37:33.000Z",
    "lastUpdatedBy": "35240",
    "uid": "35240-23871750-ae78-4199-93d5-9ad1a7a18fa5"
  },
  "item": [
    {
      "name": "cop",
      "item": [
        {
          "name": "account",
          "item": [
            {
              "name": "validate",
              "item": [
                {
                  "name": "account name validation",
                  "id": "a277c511-dbd6-44d6-8ca7-1d528077d810",
                  "protocolProfileBehavior": {
                    "disableBodyPruning": true
                  },
                  "request": {
                    "method": "POST",
                    "header": [
                      {
                        "description": "API version in YYYYMMDD format. Defaults to 20250101 (legacy) when omitted.",
                        "key": "Zepto-API-Version",
                        "value": "20250101"
                      },
                      {
                        "key": "Content-Type",
                        "value": "application/json"
                      },
                      {
                        "key": "Accept",
                        "value": "application/json"
                      }
                    ],
                    "body": {
                      "mode": "raw",
                      "raw": "{\n  \"uid\": \"<string>\",\n  \"account_identifier\": {\n    \"type\": \"bban\",\n    \"value\": \"<string>\"\n  },\n  \"party_name\": \"<string>\",\n  \"requester\": {\n    \"id\": \"<string>\"\n  },\n  \"sandbox\": {\n    \"simulate\": \"unable_to_confirm\"\n  }\n}",
                      "options": {
                        "raw": {
                          "headerFamily": "json",
                          "language": "json"
                        }
                      }
                    },
                    "url": {
                      "raw": "{{baseUrl}}/cop/account/validate",
                      "host": [
                        "{{baseUrl}}"
                      ],
                      "path": [
                        "cop",
                        "account",
                        "validate"
                      ]
                    },
                    "description": "Validates a given name matches a given account."
                  },
                  "response": [
                    {
                      "id": "ea37672f-3d8f-497b-b9fd-c7b86eeb4a69",
                      "name": "OK",
                      "originalRequest": {
                        "method": "POST",
                        "header": [
                          {
                            "description": "API version in YYYYMMDD format. Defaults to 20250101 (legacy) when omitted.",
                            "key": "Zepto-API-Version",
                            "value": "20250101"
                          },
                          {
                            "key": "Content-Type",
                            "value": "application/json"
                          },
                          {
                            "key": "Accept",
                            "value": "application/json"
                          },
                          {
                            "description": "Added as a part of security scheme: bearer",
                            "key": "Authorization",
                            "value": "Bearer <token>"
                          }
                        ],
                        "body": {
                          "mode": "raw",
                          "raw": "{\n  \"uid\": \"<string>\",\n  \"account_identifier\": {\n    \"type\": \"bban\",\n    \"value\": \"<string>\"\n  },\n  \"party_name\": \"<string>\",\n  \"requester\": {\n    \"id\": \"<string>\"\n  },\n  \"sandbox\": {\n    \"simulate\": \"unable_to_confirm\"\n  }\n}",
                          "options": {
                            "raw": {
                              "headerFamily": "json",
                              "language": "json"
                            }
                          }
                        },
                        "url": {
                          "raw": "{{baseUrl}}/cop/account/validate",
                          "host": [
                            "{{baseUrl}}"
                          ],
                          "path": [
                            "cop",
                            "account",
                            "validate"
                          ]
                        }
                      },
                      "status": "OK",
                      "code": 200,
                      "_postman_previewlanguage": "json",
                      "header": [
                        {
                          "key": "Content-Type",
                          "value": "application/json"
                        }
                      ],
                      "cookie": [],
                      "responseTime": null,
                      "body": "{\n  \"data\": {\n    \"outcome\": {\n      \"result\": \"match\",\n      \"match_name\": \"<string>\",\n      \"message\": \"<string>\"\n    },\n    \"insights\": {\n      \"risk_score\": \"<integer>\",\n      \"is_joint\": \"<boolean>\",\n      \"suggested_payment_channels\": [\n        \"de.dc\",\n        \"de.dc\"\n      ]\n    },\n    \"uid\": \"<string>\"\n  }\n}",
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                      "updatedAt": "2026-07-28T03:37:33.000Z",
                      "uid": "35240-ea37672f-3d8f-497b-b9fd-c7b86eeb4a69"
                    },
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                      "name": "unauthorized",
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                        "method": "POST",
                        "header": [
                          {
                            "description": "API version in YYYYMMDD format. Defaults to 20250101 (legacy) when omitted.",
                            "key": "Zepto-API-Version",
                            "value": "20250101"
                          },
                          {
                            "key": "Content-Type",
                            "value": "application/json"
                          },
                          {
                            "key": "Accept",
                            "value": "application/json"
                          },
                          {
                            "description": "Added as a part of security scheme: bearer",
                            "key": "Authorization",
                            "value": "Bearer <token>"
                          }
                        ],
                        "body": {
                          "mode": "raw",
                          "raw": "{\n  \"uid\": \"<string>\",\n  \"account_identifier\": {\n    \"type\": \"bban\",\n    \"value\": \"<string>\"\n  },\n  \"party_name\": \"<string>\",\n  \"requester\": {\n    \"id\": \"<string>\"\n  },\n  \"sandbox\": {\n    \"simulate\": \"unable_to_confirm\"\n  }\n}",
                          "options": {
                            "raw": {
                              "headerFamily": "json",
                              "language": "json"
                            }
                          }
                        },
                        "url": {
                          "raw": "{{baseUrl}}/cop/account/validate",
                          "host": [
                            "{{baseUrl}}"
                          ],
                          "path": [
                            "cop",
                            "account",
                            "validate"
                          ]
                        }
                      },
                      "status": "Unauthorized",
                      "code": 401,
                      "_postman_previewlanguage": "json",
                      "header": [
                        {
                          "key": "Content-Type",
                          "value": "application/json"
                        }
                      ],
                      "cookie": [],
                      "responseTime": null,
                      "body": "{\n  \"errors\": [\n    {\n      \"title\": \"<string>\",\n      \"detail\": \"<string>\",\n      \"links\": {\n        \"about\": \"<string>\"\n      }\n    },\n    {\n      \"title\": \"<string>\",\n      \"detail\": \"<string>\",\n      \"links\": {\n        \"about\": \"<string>\"\n      }\n    }\n  ]\n}",
                      "createdAt": "2026-07-28T03:37:33.000Z",
                      "updatedAt": "2026-07-28T03:37:33.000Z",
                      "uid": "35240-3b816e24-d7d1-4952-9fbf-9a888b8864a1"
                    },
                    {
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                      "name": "forbidden",
                      "originalRequest": {
                        "method": "POST",
                        "header": [
                          {
                            "description": "API version in YYYYMMDD format. Defaults to 20250101 (legacy) when omitted.",
                            "key": "Zepto-API-Version",
                            "value": "20250101"
                          },
                          {
                            "key": "Content-Type",
                            "value": "application/json"
                          },
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                            "key": "Accept",
                            "value": "application/json"
                          },
                          {
                            "description": "Added as a part of security scheme: bearer",
                            "key": "Authorization",
                            "value": "Bearer <token>"
                          }
                        ],
                        "body": {
                          "mode": "raw",
                          "raw": "{\n  \"uid\": \"<string>\",\n  \"account_identifier\": {\n    \"type\": \"bban\",\n    \"value\": \"<string>\"\n  },\n  \"party_name\": \"<string>\",\n  \"requester\": {\n    \"id\": \"<string>\"\n  },\n  \"sandbox\": {\n    \"simulate\": \"unable_to_confirm\"\n  }\n}",
                          "options": {
                            "raw": {
                              "headerFamily": "json",
                              "language": "json"
                            }
                          }
                        },
                        "url": {
                          "raw": "{{baseUrl}}/cop/account/validate",
                          "host": [
                            "{{baseUrl}}"
                          ],
                          "path": [
                            "cop",
                            "account",
                            "validate"
                          ]
                        }
                      },
                      "status": "Forbidden",
                      "code": 403,
                      "_postman_previewlanguage": "json",
                      "header": [
                        {
                          "key": "Content-Type",
                          "value": "application/json"
                        }
                      ],
                      "cookie": [],
                      "responseTime": null,
                      "body": "{\n  \"errors\": [\n    {\n      \"title\": \"<string>\",\n      \"detail\": \"<string>\",\n      \"code\": \"<string>\"\n    },\n    {\n      \"title\": \"<string>\",\n      \"detail\": \"<string>\",\n      \"code\": \"<string>\"\n    }\n  ]\n}",
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                      "updatedAt": "2026-07-28T03:37:33.000Z",
                      "uid": "35240-f94d7866-0eb2-4908-b4a4-27d7c2e0947f"
                    },
                    {
                      "id": "4da46722-6249-4cae-ab4c-fc7f4a06eba3",
                      "name": "Not Found",
                      "originalRequest": {
                        "method": "POST",
                        "header": [
                          {
                            "description": "API version in YYYYMMDD format. Defaults to 20250101 (legacy) when omitted.",
                            "key": "Zepto-API-Version",
                            "value": "20250101"
                          },
                          {
                            "key": "Content-Type",
                            "value": "application/json"
                          },
                          {
                            "key": "Accept",
                            "value": "application/json"
                          },
                          {
                            "description": "Added as a part of security scheme: bearer",
                            "key": "Authorization",
                            "value": "Bearer <token>"
                          }
                        ],
                        "body": {
                          "mode": "raw",
                          "raw": "{\n  \"uid\": \"<string>\",\n  \"account_identifier\": {\n    \"type\": \"bban\",\n    \"value\": \"<string>\"\n  },\n  \"party_name\": \"<string>\",\n  \"requester\": {\n    \"id\": \"<string>\"\n  },\n  \"sandbox\": {\n    \"simulate\": \"unable_to_confirm\"\n  }\n}",
                          "options": {
                            "raw": {
                              "headerFamily": "json",
                              "language": "json"
                            }
                          }
                        },
                        "url": {
                          "raw": "{{baseUrl}}/cop/account/validate",
                          "host": [
                            "{{baseUrl}}"
                          ],
                          "path": [
                            "cop",
                            "account",
                            "validate"
                          ]
                        }
                      },
                      "status": "Not Found",
                      "code": 404,
                      "_postman_previewlanguage": "json",
                      "header": [
                        {
                          "key": "Content-Type",
                          "value": "application/json"
                        }
                      ],
                      "cookie": [],
                      "responseTime": null,
                      "body": "{\n  \"errors\": [\n    {\n      \"title\": \"<string>\",\n      \"detail\": \"<string>\",\n      \"code\": \"<string>\",\n      \"retryable\": \"<boolean>\"\n    },\n    {\n      \"title\": \"<string>\",\n      \"detail\": \"<string>\",\n      \"code\": \"<string>\",\n      \"retryable\": \"<boolean>\"\n    }\n  ],\n  \"data\": {\n    \"uid\": \"<string>\"\n  }\n}",
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                      "updatedAt": "2026-07-28T03:37:33.000Z",
                      "uid": "35240-4da46722-6249-4cae-ab4c-fc7f4a06eba3"
                    },
                    {
                      "id": "c3d05103-063b-405e-9a43-d29699851f99",
                      "name": "Unprocessable Entity",
                      "originalRequest": {
                        "method": "POST",
                        "header": [
                          {
                            "description": "API version in YYYYMMDD format. Defaults to 20250101 (legacy) when omitted.",
                            "key": "Zepto-API-Version",
                            "value": "20250101"
                          },
                          {
                            "key": "Content-Type",
                            "value": "application/json"
                          },
                          {
                            "key": "Accept",
                            "value": "application/json"
                          },
                          {
                            "description": "Added as a part of security scheme: bearer",
                            "key": "Authorization",
                            "value": "Bearer <token>"
                          }
                        ],
                        "body": {
                          "mode": "raw",
                          "raw": "{\n  \"uid\": \"<string>\",\n  \"account_identifier\": {\n    \"type\": \"bban\",\n    \"value\": \"<string>\"\n  },\n  \"party_name\": \"<string>\",\n  \"requester\": {\n    \"id\": \"<string>\"\n  },\n  \"sandbox\": {\n    \"simulate\": \"unable_to_confirm\"\n  }\n}",
                          "options": {
                            "raw": {
                              "headerFamily": "json",
                              "language": "json"
                            }
                          }
                        },
                        "url": {
                          "raw": "{{baseUrl}}/cop/account/validate",
                          "host": [
                            "{{baseUrl}}"
                          ],
                          "path": [
                            "cop",
                            "account",
                            "validate"
                          ]
                        }
                      },
                      "status": "Unprocessable Entity (WebDAV) (RFC 4918)",
                      "code": 422,
                      "_postman_previewlanguage": "json",
                      "header": [
                        {
                          "key": "Content-Type",
                          "value": "application/json"
                        }
                      ],
                      "cookie": [],
                      "responseTime": null,
                      "body": "{\n  \"errors\": [\n    {\n      \"title\": \"<string>\",\n      \"detail\": \"<string>\",\n      \"code\": \"<string>\",\n      \"retryable\": \"<boolean>\"\n    },\n    {\n      \"title\": \"<string>\",\n      \"detail\": \"<string>\",\n      \"code\": \"<string>\",\n      \"retryable\": \"<boolean>\"\n    }\n  ]\n}",
                      "createdAt": "2026-07-28T03:37:33.000Z",
                      "updatedAt": "2026-07-28T03:37:33.000Z",
                      "uid": "35240-c3d05103-063b-405e-9a43-d29699851f99"
                    },
                    {
                      "id": "4780ff68-195a-41d6-a560-5aef6f2db5e8",
                      "name": "Too Many Requests",
                      "originalRequest": {
                        "method": "POST",
                        "header": [
                          {
                            "description": "API version in YYYYMMDD format. Defaults to 20250101 (legacy) when omitted.",
                            "key": "Zepto-API-Version",
                            "value": "20250101"
                          },
                          {
                            "key": "Content-Type",
                            "value": "application/json"
                          },
                          {
                            "key": "Accept",
                            "value": "application/json"
                          },
                          {
                            "description": "Added as a part of security scheme: bearer",
                            "key": "Authorization",
                            "value": "Bearer <token>"
                          }
                        ],
                        "body": {
                          "mode": "raw",
                          "raw": "{\n  \"uid\": \"<string>\",\n  \"account_identifier\": {\n    \"type\": \"bban\",\n    \"value\": \"<string>\"\n  },\n  \"party_name\": \"<string>\",\n  \"requester\": {\n    \"id\": \"<string>\"\n  },\n  \"sandbox\": {\n    \"simulate\": \"unable_to_confirm\"\n  }\n}",
                          "options": {
                            "raw": {
                              "headerFamily": "json",
                              "language": "json"
                            }
                          }
                        },
                        "url": {
                          "raw": "{{baseUrl}}/cop/account/validate",
                          "host": [
                            "{{baseUrl}}"
                          ],
                          "path": [
                            "cop",
                            "account",
                            "validate"
                          ]
                        }
                      },
                      "status": "Too Many Requests",
                      "code": 429,
                      "_postman_previewlanguage": "json",
                      "header": [
                        {
                          "key": "Content-Type",
                          "value": "application/json"
                        }
                      ],
                      "cookie": [],
                      "responseTime": null,
                      "body": "{\n  \"examples\": {\n    \"Rate limited\": {\n      \"summary\": \"Rate limited\",\n      \"value\": \"\"\n    }\n  }\n}",
                      "createdAt": "2026-07-28T03:37:33.000Z",
                      "updatedAt": "2026-07-28T03:37:33.000Z",
                      "uid": "35240-4780ff68-195a-41d6-a560-5aef6f2db5e8"
                    }
                  ],
                  "createdAt": "2026-07-28T03:37:33.000Z",
                  "updatedAt": "2026-07-28T03:37:33.000Z",
                  "uid": "35240-a277c511-dbd6-44d6-8ca7-1d528077d810"
                }
              ],
              "id": "b6fff104-5a61-46ed-9afe-475011c13d79",
              "createdAt": "2026-07-28T03:37:33.000Z",
              "updatedAt": "2026-07-28T03:37:33.000Z",
              "uid": "35240-b6fff104-5a61-46ed-9afe-475011c13d79"
            }
          ],
          "id": "a0cf6d94-e83d-40ba-a968-7973b47867a3",
          "createdAt": "2026-07-28T03:37:33.000Z",
          "updatedAt": "2026-07-28T03:37:33.000Z",
          "uid": "35240-a0cf6d94-e83d-40ba-a968-7973b47867a3"
        }
      ],
      "id": "67490d91-e959-4e81-9294-13c2b5d5fc56",
      "createdAt": "2026-07-28T03:37:33.000Z",
      "updatedAt": "2026-07-28T03:37:33.000Z",
      "uid": "35240-67490d91-e959-4e81-9294-13c2b5d5fc56"
    }
  ],
  "auth": {
    "type": "bearer",
    "bearer": [
      {
        "key": "token",
        "value": "{{bearerToken}}",
        "type": "string"
      }
    ]
  },
  "variable": [
    {
      "key": "baseUrl",
      "value": "https://api.sandbox.zeptopayments.com"
    }
  ]
}